Sandra Rantz-Kennedy v. Discover Financial Service

Filing

UNPUBLISHED PER CURIAM OPINION filed. Originating case number: 1:12-cv-02853-CCB. Copies to all parties and the district court/agency. [999225345]. Mailed to: Sandra Rantz-Kennedy. [13-1814]

Appeal: 13-1814

Doc: 11

Filed: 10/24/2013

Pg: 1 of 2

UNPUBLISHED
UNITED STATES COURT OF APPEALS
FOR THE FOURTH CIRCUIT

No. 13-1814

SANDRA D. RANTZ-KENNEDY,
Plaintiff – Appellant,
v.
DISCOVER FINANCIAL SERVICES,
Defendant - Appellee.

Appeal from the United States District Court for the District of
Maryland, at Baltimore.
Catherine C. Blake, District Judge.
(1:12-cv-02853-CCB)

Submitted:

October 22, 2013

Decided:

October 24, 2013

Before WILKINSON, NIEMEYER, and THACKER, Circuit Judges.

Affirmed by unpublished per curiam opinion.

Sandra D. Rantz-Kennedy, Appellant Pro Se. Robert A.
BALLARD SPAHR, LLP, Baltimore, Maryland, for Appellee.

Scott,

Unpublished opinions are not binding precedent in this circuit.

Appeal: 13-1814

Doc: 11

Filed: 10/24/2013

Pg: 2 of 2

PER CURIAM:
Sandra

Rantz-Kennedy

appeals

the

district

court’s

order granting the Defendant’s motion to dismiss Rantz-Kennedy’s
civil complaint for failure to state a claim.
12(b)(6).
failure

Fed. R. Civ. P.

We review de novo a district court’s dismissal for
to

state

a

claim,

“assuming

all

well-pleaded,

nonconclusory factual allegations in the complaint to be true.”
Aziz v. Alcolac, Inc., 658 F.3d 388, 391 (4th Cir. 2011); see
Bell

Atl.

Corp.

v.

Twombly,

550

U.S.

544,

(identifying standard for stating a claim).

555,

570

(2007)

Having done so, we

affirm the judgment of the district court, agreeing that each of
Rantz-Kennedy’s claims is either factually or legally deficient.
We

dispense

contentions

with
are

oral

argument

adequately

because

presented

in

the

facts

and

the

materials

legal
before

this court and argument would not aid the decisional process.

AFFIRMED

2