Vanni v. GMFS, LLC et al

Filing 49

JUDGMENT - It is hereby ORDERED that JUDGMENT is entered in favor of Plaintiff and against Defendants GMFS, LLC d/b/a GMFS MORTGAGE and SPECIALIZED LOAN SERVICES, LLC as set forth in the agreed-to judgment. The Pretrial Conference currently set for December 5, 2024 is CANCELLED. Signed by District Judge Kristi K. DuBose on 11/25/2024. (meh)

IN THE UNITED STATES DISTRICT COURT
FOR THE SOUTHERN DISTRICT OF ALABAMA
SOUTHERN DIVISION
JOSHUA F. VANNI,
Plaintiff,
vs.
GMFS, LLC d/b/a GMFS MORTGAGE
and SPECIALIZED LOAN SERVICES,
LLC,
Defendants.

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CIVIL ACTION NO. 1:23-00261-KD-M

JUDGMENT
This action is before the Court on the Revised Notice of Acceptance of Offer of Judgment,
(Doc. 48), filed by Plaintiff Joshua F. Vanni. Based on the acceptance of Defendants’ Rule 68
Offer of Judgment, it is hereby ORDERED that JUDGMENT is entered in favor of Plaintiff and
against Defendants GMFS, LLC d/b/a GMFS MORTGAGE and SPECIALIZED LOAN
SERVICES, LLC as set forth in the agreed-to judgment:
Defendants will agree to accept a lump payment to fully reinstate the loan in the
amount of $40,000 for a period of 90 days from the effective date of the acceptance
of the offer of judgment;
If the home is sold within the 90-day period, Defendants will accept a total loan
pay-off of $260,000. If there is a binding purchase agreement in place by the end
of the 90—day period, Defendants agree to extend the terms listed above in order
to accommodate the closing, not to exceed an additional 45 days.
Defendants will agree to remove the delinquent reporting with “N/D” (no data) for
the months after the payments increased until the loan is either reinstated or
satisfied as per this agreement. If there is no reinstatement or sale, then regular
reporting may resume for the months after the time for reinstatement or sale has
expired.
Defendants will pay a lump sum amount of $15,000 within 7 days of delivery of
acceptance of the offer of judgment signed by Mr. Vanni. This includes attorney’s
fees and costs (in other words, Vanni releases his claim for fees under RESPA

which would be recoverable in full upon any non de minus recovery on the RESPA
claim).
SLS makes this Offer of Judgment for the purposes specified in Fed. R. Civ. P. 68
and, therefore, this Offer of Judgment is not to be construed as an admission of
jurisdiction, as an admission that SLS is liable in this action, and/or as an admission
that Plaintiffs have suffered any damages.
(Doc. 48-1).
DONE and ORDERED this 25th day of November 2024.

/s/ Kristi K. DuBose
KRISTI K. DuBOSE
UNITED STATES DISTRICT JUDGE