Swift v. Wesco Insurance Company et al
Filing
65
ORDER GRANTING IN PART and DENYING IN PART Defendants' 46 Motion for Summary Judgment. The Motion is granted as to Plaintiff's claim for punitive damages and denied as to Plaintiffs bad faith claim. Signed by Judge Rosemary Marquez on 7/10/20. (BAC)
1
WO
2
3
4
5
6
IN THE UNITED STATES DISTRICT COURT
7
FOR THE DISTRICT OF ARIZONA
8
Dale Swift,
9
No. CV-18-01531-PHX-RM
Plaintiff,
10
11
v.
12
ORDER
Wesco Insurance Company, et al.,
13
Defendants.
14
15
Pending before the Court is Defendants’ Motion for Summary Judgment. (Doc. 46.)
16
Plaintiff Dale Swift brought this lawsuit against Wesco Insurance Company and Amtrust
17
North America, Inc. (collectively “Defendants”), raising various claims arising out of
18
Defendants’ delay in paying Plaintiff’s workers’ compensation claim. (Doc. 1.)1
19
Defendants move for entry of summary judgment on Plaintiff’s bad faith and punitive
20
damages claims. (Doc. 46.) Defendants’ Motion for Summary Judgment is now fully
21
briefed, with Plaintiff having filed a Response (Doc. 57) and Defendants having filed a
22
Reply (Doc. 62). For the reasons explained below, the Court will deny Defendants’ Motion
23
for Summary Judgment as to Plaintiff’s bad faith claim and grant the Motion for Summary
24
Judgment as to Plaintiff’s claim for punitive damages.2
25
....
26
1
27
Plaintiff’s claims against claims adjuster Sebastian Lara were dismissed previously. (Doc.
33.)
2
28
Although Defendants request the Court hold oral argument on their Motion for Summary
Judgment, the Court finds that the briefing adequately sets forth the issues and that this
matter is suitable for disposition without oral argument.
1
I.
Background3
2
On February 28, 2017, Plaintiff slipped and was injured while working for Biltmore
3
Properties as a maintenance technician at an apartment building in Yuma, Arizona. (Doc.
4
47 ¶ 1). Plaintiff reported his injury to his supervisor, who informed Creative Business
5
Resources (“CBR”), a company that handled human resources and workers’ compensation
6
matters for Biltmore Properties. (Id. ¶ 3.) CBR instructed Plaintiff to go to Pinnacle
7
Healthcare to have his injury examined. (Id. ¶ 3.) Plaintiff states that he could not find
8
Pinnacle Healthcare, and so instead went to Family and Injury Care. (Id. ¶ 4.) Plaintiff
9
asserts that he chose to go to Family and Injury Care only because Biltmore had previously
10
sent him there for treatment of a previous work-related injury. (Doc. 53, SSOF ¶ 6.)4 John
11
Smock, a physician assistant with Family and Injury Care, examined Plaintiff and
12
recommended certain temporary work restrictions. (Doc. 47 ¶¶ 5-6.) Plaintiff returned to
13
work briefly but claimed that he continued to experience pain. (Id. ¶ 7.) His supervisor
14
instructed him again to go to Pinnacle Healthcare, which he did. (Id. ¶ 8.) Marlena Lopez,
15
a nurse practitioner with Pinnacle Healthcare, examined Plaintiff, confirmed his injury, and
16
released him to light duty with work restrictions similar to those required by Physician
17
Assistant Smock at Family and Injury Care. (Id. ¶¶ 9-10.)
18
The next day, CBR contacted Plaintiff and advised him that his employer was
19
offering him a light duty position consistent with the restrictions approved by Pinnacle
20
Healthcare, and that his rate of pay and scheduled work hours would remain the same. (Id.
21
¶¶ 11-12.) The same day, Plaintiff was evaluated by Chiropractor Donald Cradic, who had
22
also previously seen Plaintiff after a prior work-related accident. (Id. ¶ 14.) Chiropractor
23
Cradic gave Plaintiff a temporary “no work” status, and Plaintiff informed CBR that he
24
would not return to light duty because of this recommendation. (Id. ¶¶ 15-16.)
25
On March 7, 2017, Plaintiff spoke with Sebastian Lara, a claims adjuster with his
26
employer’s workers’ compensation carrier. (Id. ¶ 17.) Defendants state that Mr. Lara
27
3
28
4
Unless otherwise noted, the facts recounted here are undisputed.
Docket entry 53 contains both Plaintiff’s Response to Defendant’s Statement of Facts
(“RSOF”) and Plaintiff’s Separate Statement of Facts (“SSOF”).
-2-
1
informed Plaintiff during that conversation that Plaintiff could not rely upon Chiropractor
2
Cradic’s “no work” recommendation unless he petitioned the Industrial Commission of
3
Arizona for a change of treating doctor. (Id. ¶¶ 18-19.) Plaintiff denies that Mr. Lara said
4
this. (Doc. 53, RSOF ¶¶ 18-19.) Plaintiff had previously gone through the process of
5
officially changing his treating doctor but did not do so again because he believed he still
6
had the right to choose his own doctor without going through this process. (Doc. 47 ¶¶ 21-
7
23.)
8
In emails dated March 15 and March 17, CBR informed Plaintiff that his employer
9
was revoking its offer of a light-duty position and was now requiring a “full duty release”
10
before he would be allowed to return to work. (Id. at ¶ 28.) Defendant Lara was not
11
contemporaneously copied on these emails. (Id. at ¶ 29.) A letter from CBR to Plaintiff
12
dated March 20, 2017, also explained that Defendants would require “a Fitness for Duty
13
with ‘no restrictions’ form from your chiropractor before you return to an active work
14
status.” (Doc. 53, SSOF ¶ 13.) On March 21, 2017, Mr. Lara denied temporary
15
compensation benefits, stating that Plaintiff’s employer was able to accommodate the
16
restrictions set by Nurse Practitioner Lopez. (Doc. 47 ¶ 25; Doc. 53 ¶ 25.) Mr. Lara states
17
that he was not aware that Plaintiff’s employer was now requiring a full duty release, and
18
he asserts that he would have released temporary benefits to Plaintiff if he had known. (Id.
19
¶ 30.)
20
In late March of 2017, Mr. Lara began receiving records from Chiropractor Cradic.
21
(Id. ¶ 31.) On April 17, 2017, Mr. Lara scheduled Plaintiff to undergo a medical
22
examination with John Beghin, MD, an orthopedic surgeon. (Id. ¶¶ 32-33.) After the
23
examination and a later MRI, Dr. Beghin opined that Plaintiff did not need ongoing
24
chiropractic care and that Plaintiff could perform light duty work with certain restrictions.
25
(Id. ¶¶ 34-35.)
26
On May 18, 2017, Plaintiff filed a Request for Hearing challenging the denial of his
27
temporary benefits. (Id. at ¶ 36.) The Request for Hearing noted that Plaintiff’s employer
28
was not offering him light duty and that Plaintiff’s doctor (i.e., Chiropractor Cradic) had
-3-
1
him on temporary total disability. (Id. ¶ 37.) Mr. Lara received the Request for Hearing,
2
and states that he “checked his file” to confirm that Plaintiff had been offered a light duty
3
job but turned it down. (Id. ¶ 38.) Plaintiff asserts that whatever investigation Mr. Lara did
4
was objectively unreasonable because he did not obtain or review CBR’s communications
5
to Plaintiff that a “full duty release” was required for Plaintiff to return to work. (Doc. 53,
6
RSOF ¶ 38.)
7
On March 28, 2018, following hearings and the submission of evidence, an
8
Administrative Law Judge (“ALJ”) awarded Plaintiff temporary compensation benefits.
9
(Doc. 47 ¶¶ 39-41.) The award became “final” after no objections were made after 30 days,
10
and Mr. Lara paid the award on May 15, 2018, approximately 18 days later. (Id. ¶¶ 42-45.)
11
Mr. Lara claims that the delay in paying the award was “unintentional” and happened
12
because he “was used to receiving awards like this directly from the industrial
13
commission,” but instead received this award from Plaintiff’s attorney and so
14
“inadvertently overlooked it.” (Id. ¶¶ 44-47.)
15
II.
Summary Judgment Standard
16
A court must grant summary judgment “if the movant shows that there is no genuine
17
dispute as to any material fact and the movant is entitled to judgment as a matter of law.”
18
Fed. R. Civ. P. 56(a); see also Celotex Corp. v. Catrett, 477 U.S. 317, 322–23 (1986). The
19
movant bears the initial responsibility of presenting the basis for its motion and identifying
20
those portions of the record, together with affidavits, if any, that it believes demonstrate
21
the absence of a genuine issue of material fact. Celotex Corp., 477 U.S. at 323.
22
If the movant fails to carry its initial burden of production, the nonmovant need not
23
produce anything. Nissan Fire & Marine Ins. Co. v. Fritz Cos., 210 F.3d 1099, 1102–03
24
(9th Cir. 2000). But if the movant meets its initial responsibility, the burden shifts to the
25
nonmovant to demonstrate the existence of a factual dispute and show (1) that the fact in
26
contention is material, i.e., a fact that might affect the outcome of the suit under the
27
governing law, and (2) that the dispute is genuine, i.e., the evidence is such that a
28
reasonable jury could return a verdict for the nonmovant. Anderson v. Liberty Lobby, Inc.,
-4-
1
477 U.S. 242, 248, 250 (1986); see Triton Energy Corp. v. Square D Co., 68 F.3d 1216,
2
1221 (9th Cir. 1995).
3
conclusively in its favor, First Nat. Bank of Ariz. v. Cities Serv. Co., 391 U.S. 253, 288–89
4
(1968); however, it must “come forward with specific facts showing that there is a genuine
5
issue for trial.” Matsushita Elec. Indus. Co. v. Zenith Radio Corp., 475 U.S. 574, 587
6
(1986) (internal citation omitted); see Fed. R. Civ. P. 56(c)(1).
The nonmovant need not establish a material issue of fact
7
At summary judgment, the Court’s function is not to weigh the evidence and
8
determine the truth but to determine whether there is a genuine issue for trial. Anderson,
9
477 U.S. at 249. In its analysis, the Court must accept the nonmovant’s evidence and draw
10
all inferences in the nonmovant’s favor. Id. at 255. The Court need consider only the cited
11
materials, but it may consider any other materials in the record. Fed. R. Civ. P. 56(c)(3).
12
III.
Discussion
13
A.
14
An insurer may be liable for bad faith if it denies a claim, refuses to process a claim,
15
or refuses to pay a claim without a “reasonable basis.” Zilisch v. State Farm Mut. Auto. Ins.
16
Co., 995 P.2d 276 (Ariz. 2000) (en banc) (internal quotation marks and citation omitted).
17
Arizona law recognizes that “[a]n insurance contract is not an ordinary commercial
18
bargain” and that an insurer’s duties of fairness and equal consideration are implied in such
19
a contract. Id. The insurer is liable for bad faith when it “seeks to gain unfair financial
20
advantage” by violating “the insured’s right to honest and fair treatment.” Id. at 279–80
21
(internal quotation marks and citation omitted.) The insurer “has an obligation to
22
immediately conduct an adequate investigation, act reasonably in evaluating the claim, and
23
act promptly in paying a legitimate claim.” Id. at 280. More than mere negligence is
24
required to prove a claim of bad faith. Rawlings v. Apodaca, 726 P.2d 565 (Ariz. 1986).
Bad Faith Claim
25
The crux of Plaintiff’s bad faith claim is that Defendants established a claims
26
processing system that unreasonably incentivized the closing of claims. (See Docs 1, 52.)
27
Plaintiff argues that, due to these incentives, Mr. Lara unreasonably refused to accept Dr.
28
Cradic as Plaintiff’s treating provider, unreasonably failed to investigate the availability of
-5-
1
a light-duty position with Plaintiff’s employer, and unreasonable delayed paying Plaintiff’s
2
benefits even after Plaintiff received an award from the ALJ. (Doc. 52.) For evidence that
3
Defendants established unreasonable claims-closing incentives, Plaintiff cites to the
4
testimony of claims adjuster Sebastian Lara, who explained during his deposition that he
5
was evaluated for merit-based raises partly based on his success in closing claims. (Doc.
6
53-2 at 115-16.) Mr. Lara also added that he “didn’t really know if that’s really a key
7
component” in employee evaluations. (Id. at 116.)
8
Defendants argue that Plaintiff has failed to present evidence that tracking a claims-
9
closing ratio and factoring it into compensation decisions “was inappropriate.” (Doc. 62 at
10
7.) However, while such a process may not be per se unlawful, courts have nonetheless
11
held that an insurer’s linking of employees’ compensation to claim processing goals may
12
be probative of bad faith. See Zilisch, 995 P.2d at 280 (finding as evidence of bad faith that
13
“[t]he salaries and bonuses paid to claims representatives were influenced by how much
14
the representative paid out on claims”); see also Demetrulias v. Wal-Mart Stores Inc., 917
15
F. Supp. 2d 993, 1009 (D. Ariz. 2013) (“[S]etting arbitrary goals for reduction in claims
16
paid or linking salaries and bonuses to claim payouts can be unreasonable.”)
17
Defendants also argue that, at each stage of claim processing, they acted in good
18
faith. First, Defendants argue that there was a reasonable basis for Mr. Lara’s refusal to
19
allow Plaintiff’s chiropractor to become Plaintiff’s authorized treating physician.
20
Defendants argue that Plaintiff “decided to go to Family and Injury Care when he was
21
unable to find the offices for Pinnacle Healthcare,” and that Plaintiff therefore chose
22
Family and Injury Care as his provider. (Doc. 46 at 8.) Defendants maintain that as Plaintiff
23
already “chose” his provider, he was not entitled to choose Dr. Cradic as his provider
24
without filing a petition to change physicians. (Id. at 9.)
25
Plaintiff, however, argues that he only went to Family and Injury Care because his
26
employer had previously sent him there regarding a different work-related injury, and that
27
Plaintiff repeatedly informed Mr. Lara that he believed Family and Injury Care was a
28
provider “approved and chosen by [his] employer, based on [his] prior treatment at the
-6-
1
clinic.” (Doc. 57 at 13.) Plaintiff has also presented evidence that Defendants’ justification
2
for not recognizing Dr. Cradic was pretextual, and that the real reason for Defendants’
3
refusal is contained in Mr. Lara’s claim notes, which state that Mr. Lara was “not accepting
4
Dr. Cradic’s office disability recommendations” because “claimaint chose a doctor and did
5
not get a release from the chiropractor.” (Doc. 53, SSOF ¶ 16 (citing Doc. 53-1 at 62-66)
6
(emphasis added).) Plaintiff also disputes Defendants’ assertion that Mr. Lara informed
7
Plaintiff of the process for petitioning for a change of doctor. (Doc. 57 at 14 (citing Doc.
8
53, SSOF ¶ 27).) Based on this evidence, the Court finds that a triable issue of fact exists
9
as to whether Mr. Lara acted in bad faith by refusing to recognize Dr. Cradic as Plaintiff’s
10
provider.
11
Second, Defendants argue that there was a reasonable basis to deny Plaintiff
12
temporary compensation benefits. (Doc. 46 at 10-13.) Defendants maintain that Mr. Lara
13
denied temporary compensation benefits because he mistakenly believed that Plaintiff’s
14
employer was able to offer a job within his work restrictions. (Id. at 11.) In reality, the
15
light-duty position had been effectively revoked prior to the denial of Plaintiff’s temporary
16
benefits in March of 2018. Defendants assert that Mr. Lara was not copied on the
17
communications from Plaintiff’s employer requiring a “full duty release” and that there is
18
no direct evidence in the claim notes demonstrating that Mr. Lara knew of those
19
communications. (Id. at 12.)
20
Plaintiff responds that, even if Mr. Lara did not have actual knowledge of the
21
revocation of the light-duty position, Defendants still acted in bad faith by failing to
22
investigate the validity of the purported light-duty position. (Doc. 57 at 9.) Plaintiff points
23
out that his attorney told Lara soon after the denial that no light duty position with the
24
employer existed, and that he repeated this assertion in his Request for Hearing, which
25
explained that the “[e]mployer has no light duty.” (Id. (citing Doc. 53, SSOF ¶ 22).)
26
Moreover, the letter revoking the light-duty offer was served on Amtrust’s lawyer by
27
August 30, 2018, approximately eight months before the claim was paid. (Doc. 53, SSOF
28
¶ 17.) There is therefore a triable issue as to whether Defendants acted in bad faith by
-7-
1
failing to conduct a reasonable investigation before denying Plaintiff’s temporary benefits.
2
Third, Defendants argue that the delay in paying benefits after the ALJ issued her
3
decision was not caused by bad faith. (Doc. 46 at 13.) The ALJ issued her decision
4
awarding Plaintiff benefits on March 28, 2018, and the award was not paid until May 15,
5
2018. Defendants argue that the award did not become “final” until the 30-day period for
6
appeals elapsed on April 27, 2018, and so it only took 18 rather than 48 days to pay the
7
award. (Id.) Defendants also argue that the delay was caused because Mr. Lara simply
8
“overlooked” an email containing the ALJ decision, and so “any delay in the payment of
9
the award in this case was at most negligent.” (Id. at 14.)
10
In support of their argument, Defendants cite to Rawlings for the proposition that
11
such a minor oversight does not constitute bad faith. (Doc. 46 at 14.) As the Rawlings court
12
explained, “Insurance companies, like other enterprises and all human beings, are far from
13
perfect. Papers get lost, telephone messages misplaced and claims ignored because paper-
14
work was misfiled or improperly processed. Such isolated mischances may result in a claim
15
being unpaid or delayed [but will not] ordinarily constitute a breach of the implied covenant
16
of good faith and fair dealing.” Rawlings, 726 P.2d at 573. However, the “overlooked”
17
email here was arguably not an “isolated mischance[]” because it was one of a series of
18
purported errors that caused a significant delay in the payment of Plaintiff’s benefits. Given
19
the totality of the evidence here, the Court finds that there is a triable issue of fact as to
20
whether Mr. Lara acted in bad faith in delaying payment of the ALJ award.
21
Finally, Defendants argue that Plaintiff’s bad faith claim should be dismissed based
22
on a lack of evidence of subjective intent. (Doc. 46 at 14.) In addition to objectively
23
unreasonable conduct, a plaintiff claiming bad faith must also demonstrate that the
24
defendant “either knew its conduct was unreasonable or acted with such reckless disregard
25
that knowledge that the conduct was unreasonable can be imputed to the defendant.”
26
Milhone v. Allstate Ins. Co., 289 F. Supp. 2d 1089, 1102–1103 (D. Ariz. 2003). Defendants
27
assert without much discussion that the record contains “no evidence of subjective
28
unreasonableness” and that “the only evidence is that the claims adjuster believed that he
-8-
1
handled Plaintiff’s claim in an appropriate manner.” (Doc. 46 at 15.)
2
Plaintiff makes three responses. First, Plaintiff argues that Defendants’ failures to
3
investigate are sufficient as a matter of law to establish a reckless disregard for the
4
unreasonableness of its conduct. (Doc. 57 at 15.) Second, Plaintiff argues that the claims
5
closing incentives are probative of intentional conduct. (Id.) Third, Plaintiff argues that the
6
claims note in which Mr. Lara stated that he was “not accepting Dr. Cradic’s office
7
disability recommendations” because “claimant chose a doctor and did not get a release
8
from the chiropractor,” is evidence that Mr. Lara knew the denial was pretextual and
9
unreasonable. Taking the evidence as a whole, a reasonable jury could conclude that
10
Defendants either knew their handling of the claim was unreasonable or acted with reckless
11
disregard for the reasonableness of their conduct.
12
Accordingly, the Court finds there are triable issues of fact with regards to Plaintiff’s
13
bad faith claim, and the Court will deny Defendants’ Motion for Summary Judgment (Doc.
14
46) as to that claim.
15
B.
16
In Arizona, punitive damages are an “extraordinary civil remedy . . . which should
17
be appropriately restricted to only the most egregious of wrongs.” Linthicum v. Nationwide
18
Life Ins. Co., 723 P.2d 675 (Ariz. 1986) (en banc). The touchstone of the punitive damages
19
analysis is a defendant’s “evil motives.” Rawlings, 726 P.3d at 578. Thus, to prevail on a
20
claim for punitive damages, the “plaintiff must prove that [a] defendant’s evil hand was
21
guided by an evil mind.” Id. An “evil mind” can be found only when the defendant either
22
intends to injure the plaintiff or when the defendant “consciously pursued a course of
23
conduct knowing that it created a substantial risk of significant harm to others.” Id. In
24
addition, “recovery of punitive damages should be awardable only upon clear and
25
convincing evidence of the defendant’s evil mind.” Linthicum, 723 P.2d at 681. The
26
“question of whether punitive damages are justified should be left to the jury if there is any
27
reasonable evidence which will support them.” Farr v. Transamerica Occidental Life Ins.
28
Co. of California, 699 P.2d 376, 384 (Ariz. App. 1984).
Punitive Damage Claim
-9-
1
Here, there is no “reasonable evidence which will support” Plaintiff’s claim for
2
punitive damages. Id. Plaintiff has not presented evidence that Defendants either intended
3
to injure Plaintiff or consciously disregarded a substantial risk of significant harm to
4
Plaintiff. Plaintiff instead asserts that “Defendant acted intentionally to hurt [Plaintiff]
5
because it incentives its adjusters to target claims and tied that target to the adjuster’s
6
bonus.” (Doc. 57 at 17.) As Plaintiff has not provided any evidence that the incentive
7
structure was designed for the purpose of harming him, it appears that Plaintiff is
8
proceeding on a theory that Defendants “consciously pursued a course of conduct knowing
9
that it created a substantial risk of significant harm to others.” Rawlings, 726 P.2d at 578.
10
However, the harm alleged here is limited to the delay in Plaintiff’s receipt of his benefits.
11
To the extent that Defendants may have “consciously disregarded a substantial risk” that
12
its incentive structure would lead to wrongful claim denials, Plaintiff has presented no
13
evidence that the denial of a workers’ compensation claim caused Plaintiff the kind of
14
“significant harm” that would justify punitive damages. Moreover, even if Plaintiff had
15
suffered the kind of “significant harm” that might give way to punitive damages, Plaintiff
16
has still has not established that Defendants were subjectively aware of and consciously
17
disregarded a substantial risk of such significant harm.
18
Plaintiff relies heavily on Mendoza v. McDonald's Corporation, which held that the
19
issue of punitive damages should have gone to the jury in an action arising from a denied
20
workers’ compensation claim. 213 P.3d 288 (Ariz. App. 2009). The Mendoza court found
21
that the plaintiff there had presented sufficient evidence to allow a jury to make a finding
22
of conscious disregard of significant harm. Id. at 308. However, that case involved
23
significant harm beyond the initial denial of benefits because “McDonald’s consciously
24
waited many months before approving carpal tunnel surgery” even though it was warned
25
by a physician that “delay in treating Mendoza’s carpal tunnel condition could lead to
26
permanent injury.” Id. at 307-08. McDonald’s also scheduled an independent medical
27
examination to support the denial, as well as engaging in other egregious misconduct. Id.
28
The Mendoza Court found based on these facts that a “jury could conclude McDonald’s
- 10 -
1
had engaged in impermissible ‘doctor shopping’ in conscious disregard of the likely
2
deterioration in Mendoza’s medical condition.” Id. at 308 (emphasis added). Here, Plaintiff
3
has presented no evidence that he suffered harm similar to that suffered by the plaintiff in
4
Mendoza, much less that Defendants consciously disregarded a risk of significant harm.
5
Plaintiff also cites Nardelli v. Metro Group Property & Casualty Insurance
6
Company, 277 P.3d 789 (Ariz. App. 2012). In that case, the court inferred intentional
7
conduct from a striking set of facts. Id. at 802. The court found that the defendant insurance
8
company instituted extraordinarily aggressive claims processing procedures in order to
9
compensate for a lack of revenue. Id. The court found that the defendant (1) “instituted an
10
aggressive company-wide profit goal”; (2) “assigned the claims department a significant
11
role in achieving that goal”; (3) “aggressively communicated this goal to the claims
12
department”; (4) “tied the benefits of claims offices and individuals to the average amount
13
paid on claims; and (5) “implemented these actions without taking steps to ensure its efforts
14
to drive up corporate profits would not affect whether it treated its insureds fairly.” Id.
15
Here, in contrast, Plaintiff has at most established that claims processing incentives played
16
some role in claims adjusters’ compensation. This is insufficient for a reasonable jury to
17
infer intentional misconduct and award punitive damages. The Court will grant
18
Defendants’ Motion for Summary Judgment as to the punitive damages claims.
19
IV.
Conclusion
20
The Court will partially grant and partially deny Defendants’ Motion for Summary
21
Judgment. The Court will grant Defendants’ Motion for Summary Judgment as to
22
Plaintiff’s punitive damages claim but deny the Motion as to Plaintiff’s bad faith claim.
23
Accordingly,
24
....
25
....
26
....
27
....
28
....
- 11 -
1
IT IS ORDERED that Defendants’ Motion for Summary Judgment (Doc. 46) is
2
granted in part and denied in part. The Motion is granted as to Plaintiff’s claim for
3
punitive damages and denied as to Plaintiff’s bad faith claim.
4
Dated this 10th day of July, 2020.
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
- 12 -
Disclaimer: Justia Dockets & Filings provides public litigation records from the federal appellate and district courts. These filings and docket sheets should not be considered findings of fact or liability, nor do they necessarily reflect the view of Justia.
Why Is My Information Online?