Prado v. Quality Loan Service Corporation et al

Filing 6

ORDER by Judge Edward M. Chen Denying 5 Plaintiff's Motion for Issuance of an Emergency Temporary Restraining Order ("TRO"). (Attachments: # 1 Certificate of Service). (emcsec, COURT STAFF) (Filed on 10/10/2013)

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1 2 3 4 5 UNITED STATES DISTRICT COURT 6 NORTHERN DISTRICT OF CALIFORNIA 7 8 NORMA PRADO, 9 11 For the Northern District of California United States District Court 10 No. C-13-4536 EMC Plaintiff, v. QUALITY LOAN SERVICE CORPORATION, et al., ORDER DENYING PLAINTIFF’S MOTION FOR ISSUANCE OF AN EMERGENCY TEMPORARY RESTRAINING ORDER 12 Defendants. (Docket No. 5) 13 ___________________________________/ 14 15 16 Currently pending before the Court is Plaintiff’s motion for a temporary restraining order 17 (“TRO”), in which she seeks to stay the sale of the real property at issue by Defendants. The motion 18 is DENIED for several reasons. 19 First, Plaintiff has not served Defendants with a copy of the motion. Thus, Plaintiff is asking 20 for relief on an ex parte basis. Given the issues raised in the motion – or more on point, in the 21 complaint – the Court is not inclined to grant Plaintiff any relief without giving Defendants an 22 opportunity to present their side of the story. 23 Second, notice problems aside, Plaintiff has failed to show that a TRO is necessary because 24 she has not even identified when the purported sale is to take place. If, e.g., the sale were not to take 25 place for several months, then Plaintiff could ask for relief on a regularly noticed motion schedule. 26 Third, Plaintiff has failed to show that she is entitled to any relief because she has failed to 27 provide any evidence to support her claim that Defendants lack an ownership interest in the 28 property. Plaintiff cannot simply rely on the allegations in her complaint. Moreover, even the 1 allegations in the complaint are problematic. For example, Plaintiff claims that her loan was 2 securitized and put into a trust, but she does even not identify the name of the purported trust. Also, 3 Plaintiff maintains that a national bank cannot lend credit, see Compl. at 9, but, even assuming that 4 is true, there is no indication that any defendant is in fact a national bank. As yet another example, 5 Plaintiff refers to a splitting of the promissory note and deed of trust, see Compl. at 4, but she has 6 failed to explain how the note and deed were irreparably split. See, e.g., Cervantes v. Countrywide 7 Home Loans, Inc., 656 F.3d 1034, 1044 (9th Cir. 2011) (referring to a promissory note and deed of 8 trust being “irreparably split”). 9 Accordingly, Plaintiff’s request for relief is denied. The denial is without prejudice. If, however, Plaintiff files another motion for relief, she must give notice of the motion to Defendants 11 For the Northern District of California United States District Court 10 (i.e., serve Defendants with a copy of the motion). 12 This order disposes of Docket No. 5. 13 14 IT IS SO ORDERED. 15 16 Dated: October 10, 2013 17 _________________________ EDWARD M. CHEN United States District Judge 18 19 20 21 22 23 24 25 26 27 28 2

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