Lumetta v. Arborlake Homeowners Association

Filing 51

ORDER Affirming the Bankruptcy Court's Ruling. the Court AFFIRMS the bankruptcy court's rulings in all respects. The Court directs the Clerk of Court to CLOSE this case. Signed by Judge Anthony J. Battaglia on 5/12/2017.(acc)

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1 2 3 4 5 6 7 8 UNITED STATES DISTRICT COURT 9 SOUTHERN DISTRICT OF CALIFORNIA 10 11 ALBINA G. LUMETTA, Case No.: 16cv1817- AJB (JLB) Appellant, 12 13 14 ORDER AFFIRMING THE BANKRUPTCY COURT’S RULING v. ARBORLAKE HOMEOWNERS ASSOCIATION, 15 Appellee. 16 17 Appellant Albina G. Lumetta (“Lumetta”) appeals the United States Bankruptcy 18 19 20 21 22 23 24 25 26 27 28 Court’s Order denying her Application for an Order to Show Cause (“OSC”). (Doc. No. 1.) Lumetta contends that Appellee Arborlake Homeowners Association’s (“AHA”) affirmative action of sending out a case management conference letter after Lumetta’s debts had been discharged is a willful violation of the discharge injunction. (See generally Doc. No. 33.) Specifically, on appeal, Lumetta asserts that AHA had an unqualified duty to dismiss her state court action, an OSC should have been issued, Lumetta had no duty to mitigate her damages, and that it was improper for the bankruptcy court to deny Lumetta discovery. (Id.) For the reasons stated more fully below, the Court AFFIRMS the bankruptcy court’s ruling denying the OSC. /// 1 16cv1817- AJB (JLB) 1 I. BACKGROUND 2 On January 8, 2014, AHA sued Lumetta and her husband, John Paul Lumetta (“Mr. 3 Lumetta”), in San Diego County Superior Court (the “State Court Action”) for numerous 4 causes of action and seeking damages for delinquent monthly assessments, late charges, 5 pre-judgment interest, and attorney’s fees and costs. (Doc. No. 3-1 at 328; Doc. No. 33 at 6 4; Doc. No. 39 at 9.)1 On August 25, 2014, Lumetta retained Doan Law Firm (“Doan”) to 7 file for Chapter 7 relief. (Doc. No. 3-1 at 328; Doc. No. 33 at 4.) Thereafter, on September 8 4, 2014, Doan sent AHA a cease and desist order indicating that Lumetta would soon be 9 seeking bankruptcy protection. (Doc. No. 3-1 at 130.) AHA responded to the cease and 10 desist letter via email on September 12, 2014. (Doc. No. 33 at 4.) 11 Lumetta then filed her Chapter 7 petition, without her husband as a co-debtor, on 12 October 31, 2014. (Doc. No. 3-1 at 9.) AHA received notice of the bankruptcy filing on 13 November 5, 2014. (Id. at 138.) Two days later, AHA filed a notice of stay of proceedings 14 as to Lumetta in the State Court Action. (Id. at 228.) 15 On January 9, 2015, the state court held a trial readiness conference in which it 16 indicated that because Lumetta and Mr. Lumetta were married, it wished to stay the entire 17 action as to both of them. (Id. at 142, 148-150, 328.) Accordingly, AHA then filed a second 18 notice of stay of proceedings as to the entire case on January 14, 2015. (Id. at 226.) Despite 19 the second stay, Lumetta continued to receive various state court documents between 20 January 9, 2015, and January 21, 2015. (Id. at 328.) Lumetta’s bankruptcy then continued 21 to follow its normal course with discharge entered on February 9, 2015. (Id. at 80.) 22 On March 11, 2015, AHA, through its attorney Elizabeth Call2 (“Ms. Call”), filed a 23 Notice of Termination or Modification of Stay (the “Notice of Termination”) in the 24 superior court. (Id. at 158; Doc. No. 41-1 at 9.) Ms. Call signed this notice as the 25                                                                   26 27 28 1 Pinpoint cites are in reference to the CM/ECF page number and not the number listed on the original document. 2 Ms. Call is no longer employed at Green, Bryant & French, LLP the firm that represented AHA. (Doc. No. 3-1 at 330-331.) 2 16cv1817- AJB (JLB) 1 “declarant” and under penalty of perjury. (Id.) Moreover, under question three, Ms. Call 2 stated that the January 14, 2015 notice was vacated by the order of another court. (Id.) 3 Additionally, under question five, Ms. Call represented that the stay had been vacated, was 4 no longer in effect, or was modified with regard to all parties. (Id.) Lastly, the Notice of 5 Termination included a printout from Lumetta’s bankruptcy docket showing that her debts 6 were discharged. (Doc. No. 3-1 at 257.) 7 On July 10, 2015, Ms. Call attended a status conference. (Doc. No. 33 at 6; Doc. No. 8 39 at 9.) Neither Lumetta nor Mr. Lumetta attended. (Doc. No. 39 at 9.) During this status 9 conference, AHA contends that Ms. Call told Judge Timothy Taylor that Lumetta’s 10 discharge had been entered.3 (Id.; Doc. No. 3-1 at 259-60.) Judge Taylor then continued 11 the case status conference to August 21, 2015, and ruled that if Lumetta and Mr. Lumetta 12 did not appear at the continued status conference that their answers would be striken. (Doc. 13 No. 3-1 at 239.) Judge Taylor then ordered Ms. Call to serve a notice of his ruling on 14 Lumetta. (Id. at 239, 260.) 15 Lumetta received the Notice of Case Management Conference statement (the 16 “Notice of CMC”) on July 13, 2015.4 (Id. at 160-61.) The letter stated that: (1) a status 17 conference was held on July 10, 2015; (2) there was no appearance by Lumetta or Mr. 18 Lumetta; (3) a case management conference was set for August 21, 2015; (4) the stay would 19 be lifted; and (5) if Lumetta and Mr. Lumetta failed to appear that their answers would be 20 striken and AHA would be permitted to enter default against them both. (Id.) 21 After receiving these notices, Lumetta contacted Doan on July 15, 2015. (Doc. No. 22 33 at 7.) Attorney Michael Doan, who was out of the country at the time, tried to assure 23 Lumetta that the lawsuit was not proper. (Id.) Doan then contacted AHA on August 7, 24 2015, and demanded that they dismiss the State Court Action. (Id.) AHA responded 25 electronically on August 10, 2015, and filed the dismissal on the same day. (Doc. No. 3-1 26                                                                   27 3 28 Lumetta argues that there is no transcript of this status conference other than the minute order. (Doc. No. 33 at 6.) 4 Lumetta mistakenly states that the Notice of CMC was received on July 13, 2017. (Id. at 7.) 3 16cv1817- AJB (JLB) 1 at 329; Doc. No. 41-1 at 21-23.) The state court did not enter the dismissal until August 2 11, 2015, and Doan and Lumetta received notice of the dismissal on August 28, 2015. 3 (Doc. No. 3-1 at 329.) 4 On August 26, 2015, Lumetta applied for an OSC with the bankruptcy court to 5 determine why AHA should not be held in contempt for violating the discharge injunction. 6 (Id. at 84-85.) Lumetta asserts that as a result of AHA’s failure to immediately dismiss the 7 State Court Action with prejudice, she ended up receiving: (1) numerous documents from 8 state court; and (2) the Notice of CMC. (Id. at 86-90; Doc. No. 33 at 8.) This then allegedly 9 caused Lumetta a variety of damages including: (1) actual damages for emotional distress, 10 aggravation, exam resetting, delayed employment, and wasted time working on the lawsuit; 11 (2) lost wages; (3) medical expenses; (4) damages similar to those recoverable in an action 12 under the Rosenthal Fair Debt Collection Practices Act; and (5) attorney’s fees and costs. 13 (Doc. No. 3-1 at 90-93.) 14 On October 5, 2015, after the bankruptcy court heard initial arguments on this 15 matter, it issued a tentative ruling stating that it was inclined to grant the OSC and requested 16 that both parties attend the hearing to discuss the deadlines for submitting evidence and 17 briefing on the matter. (Id. at 193.) On December 23, 2015, the bankruptcy court requested 18 additional briefing from both parties. (Doc. No. 33 at 9.) On February 24, 2016, the 19 bankruptcy court continued the matter until the testimony of Ms. Call could be taken. (Doc. 20 No. 3-1 at 241.) 21 On March 17, 2016, Ms. Call testified that she served the Notice of CMC at the state 22 court’s request. (Id. at 261; Doc. No. 43 at 13.) Specifically, Ms. Call stated that she was 23 not in the practice of challenging a state court judge’s direct order. (Doc. No. 3-1 at 263.) 24 Nor was it Ms. Call’s custom to reengage Judge Taylor and correct him in regards to his 25 rulings. (Id.) After Ms. Call’s testimony, closing arguments were made by both parties and 26 the matter was taken under submission. (Id. at 245.) 27 On June 3, 2016, the bankruptcy court denied Lumetta’s application for an OSC 28 even though it agreed that a technical discharge violation was committed. (Id. at 338.) 4 16cv1817- AJB (JLB) 1 Specifically, the bankruptcy court denied Lumetta’s application because it found that AHA 2 had satisfied its burden in demonstrating why it was unable to comply with the discharge 3 injunction and that Lumetta failed to mitigate her damages. (Id. at 338-339.) 4 II. PROCEDURAL BACKGROUND 5 On July 14, 2016, Lumetta filed a notice of appeal from the bankruptcy appellate 6 panel with this Court. (Doc. No. 1.) On September 3, 2016, AHA filed a motion to dismiss 7 for lack of jurisdiction, (Doc. No. 5), which was denied on February 3, 2017, after the Court 8 requested supplemental briefing. (Doc. Nos. 10, 18.) 9 On February 13, 2017, Lumetta filed a motion for sanctions, (Doc. No. 20), and on 10 March 10, 2017, filed an objection. (Doc. No. 28.) On March 12, 2017, AHA filed a motion 11 to strike Lumetta’s late filed Reply brief to her motion for sanctions. (Doc. No. 30.) On 12 March 23, 2017, Lumetta filed an ex parte motion for extension of time to file her Reply 13 in support of her motion for sanctions. (Doc. No. 35.) On April 19, 2017, the Court denied 14 Lumetta’s motion for sanctions, granted AHA’s motion to strike, denied Lumetta’s ex parte 15 application, and denied AHA’s cross-motion for sanctions. (See generally Doc. No. 50.) 16 Briefing for this appeal was completed on April 3, 2017. (Doc. No. 45.) This Order follows. 17 III. LEGAL STANDARD 18 A. 19 “Clear error is the standard under the Federal Rules of Civil Procedure for appellate 20 review of [lower] court findings of fact.” Escobar v. Flores, 183 Cal. App. 4th 737, 748 21 (2010). “Clear error exists only when the reviewing court is left with a definite and firm 22 conviction that a mistake has been committed.” Milenbach v. C.I.R., 318 F.3d 924, 935 23 (9th Cir. 2003) (citation omitted). Specifically, under the federal standard, “a finding is 24 clearly erroneous [only] when although there is evidence to support it, the reviewing court 25 on the entire evidence is left with the definite and firm conviction that a mistake has been 26 committed.” Escobar, 183 Cal. App. 4th at 748. (internal quotation and citation marks 27 omitted). 28 /// Factual Findings are Reviewed Under the Clear Error Standard 5 16cv1817- AJB (JLB) 1 B. 2 “This Court independently reviews the bankruptcy court’s rulings on appeal from 3 the [bankruptcy appellate panel].” Diamant v. Kaspanan (In re S. Cal. Plastics, Inc.), 165 4 F.3d 1243, 1245 (9th Cir. 1999) (citing Weisberg v. Shearson Lehman Bros., Inc. (In re 5 Weisberg), 136 F.3d 655, 657 (9th Cir. 1988). 6 IV. De Novo Review DISCUSSION 7 On appeal, the crux of Lumetta’s argument is that an OSC should have been filed as 8 it was an error to excuse AHA’s willful violation of 11 U.S.C. § 524(a)(2)5 by affirmatively 9 filing the Notice of Termination. (Doc. No. 33 at 2, 5.) Specifically, Lumetta argues in her 10 opening brief that: (1) AHA had an affirmative duty to dismiss the State Court Action; (2) 11 the OSC should have been issued; (3) the bankruptcy court should have allowed discovery; 12 and (4) that Lumetta had no duty to mitigate her damages. (See generally Doc. No. 33.) 13 The Court will consider Lumetta’s unqualified duty argument first. The Court will then 14 turn to her remaining arguments as the Court’s analysis of these contentions is related. 15 A. 16 Lumetta’s initial argument is that cases such as Eskanos & Adler, P.C. v. Leetien, 17 309 F.3d 1210 (9th Cir. 2002) hold that AHA had an affirmative duty to discontinue 18 Lumetta’s State Court Action upon discharge. (Doc. No. 33 at 15.) AHA retorts that 19 Lumetta’s argument misconstrues the meaning of Eskanos and that the bankruptcy court 20 did not err in holding that AHA did not have an affirmative duty to dismiss the State Court 21 Action. (Doc. No. 39 at 11.) Lumetta Did Not Have an Unqualified Duty to Dismiss the State Court Action 22 At the outset, the Court notes that the bankruptcy court in its order denying 23 Lumetta’s application for an OSC rejected her use of Eskanos, noting that the case was 24 25                                                                   26 Under § 524 a discharge “operates as an injunction against the commencement or continuation of an action, the employment of process, or an act, to collect . . . any such debt as a personal liability of the debtor . . . .” 11 U.S.C. § 524(a)(2). “A party who knowingly violates the discharge injunction can be held in contempt under section 105(a) . . . .” In re Zilog, Inc., 450 F.3d 996, 1007 (9th Cir. 2006). 27 28 5 6 16cv1817- AJB (JLB) 1 “factually distinguishable and inapposite.” (Doc. No. 3-1 at 336.) Moreover, the 2 bankruptcy court disagreed that AHA had an unqualified duty to immediately dismiss the 3 State Court Action. (Id. at 337.) Instead, the bankruptcy court held that the only affirmative 4 duty AHA had was to automatically dismiss or stay Lumetta’s pending collection action. 5 (Id.) 6 Having reviewed both parties’ arguments, the controlling legal authority, as well as 7 the bankruptcy court’s previous ruling, the Court finds that the bankruptcy court did not 8 clearly err in making the foregoing determinations. First, the Court notes that Lumetta has 9 mischaracterized the Ninth Circuit’s holding in Eskanos. In Eskanos, a debtor filed for 10 bankruptcy and thereafter her creditor filed in state court a collection action against her. 11 309 F.3d at 1212. Almost two months later, the creditor dismissed the state collection 12 action. Id. In analyzing the situation, bankruptcy Judge Adler stated that 11 U.S.C. § 362(a) 13 was unambiguous in that it “prohibits the continuation of judicial actions,” which “includes 14 the maintenance of collection actions filed in state court.” Id. at 1213. Thus, the court 15 deemed that the creditor’s actions including declining to take the debtor’s phone calls 16 regarding his bankruptcy filing, refusal to stay the state court action, and failure to explain 17 its delay ultimately violated the automatic stay and thus sanctions were appropriate. Id. at 18 1212, 1215. 19 Unlike the debtor in Eskanos, the present matter does not involve a post-petition 20 collection action against a debtor. Here, AHA first filed suit against Lumetta and her 21 husband in January of 2014. (Doc. No. 3-1 at 103.) Then nearly eight months later, on 22 October 31, 2014, Lumetta filed for Chapter 7 relief. (Id. at 1-2.) Next, the Court finds no 23 statement in Eskanos that reflects the assertion that there is an affirmative duty to dismiss 24 a state court action upon a debtor’s discharge. Instead, the Court agrees with the bankruptcy 25 court and finds that Eskanos only held that there is an affirmative duty to either stay or 26 dismiss a debtor’s collection action. Eskanos, 309 F.3d at 1214. The Court highlights that 27 Lumetta followed this obligation dutifully as it stayed Lumetta’s State Court Action two 28 days after it received notice of Lumetta’s bankruptcy. Finally, most fatal to Lumetta’s 7 16cv1817- AJB (JLB) 1 claims is that Eskanos only involved an analysis under 11 U.S.C. § 362(a)(1). Id. at 1213– 2 14. Whereas, the present matter involves discharge injunctions under 11 U.S.C. § 3 524(a)(2). Lumetta contends that as § 362 and § 524 are so similar, the Court may still 4 apply the holding in Eskanos to this appeal. (Doc. No. 33 at 17-18.) However, Lumetta 5 neglects to provide persuasive legal citations to argue this viewpoint. Accordingly, the 6 Court declines to extend the reasoning in Eskanos to the instant action and finds its holding 7 inapplicable to the issues at hand. 8 Next, the Court finds the cacophony of case law provided by Lumetta to be 9 unpersuasive. Lumetta points to several cases to support the contention that 11 U.S.C. § 10 524 requires the discontinuation of lawsuits. (Doc. No. 33 at 15.) However, the Court notes 11 that the case excerpts provided by Lumetta in her opening brief fail to reflect this argument. 12 Moreover, the majority of the cases involved post-collection actions that are inapposite to 13 the present matter. For example, the court in In re Gurrola, 328 B.R. 158, 171 (B.A.P. 9th 14 Cir. 2005) held that various filings including a letter demanding payment of the debt, the 15 filing of a counterclaim, request for entry of default, and entry of default all violated the 16 automatic stay. In In re Rhyne, 59 B.R. 276, 277 (Bankr. E.D. Pa. 1986), the creditors 17 proceeded to state court and obtained a judgment against the debtors after they had filed 18 for Chapter 7 relief. Additionally, in In re McCool, 446 B.R. 819, 823 (Bankr. N.D. Ohio 19 2010), the court held that a creditor’s action of sending nine collection notices demanding 20 payment of a debt violated the discharge injunction. 21 Lastly, Lumetta argues under a section titled “Commission versus Omission” that 22 AHA had to either immediately dismiss the State Court Action or immediately file an 23 additional “Permanent” Notice of Stay. (Doc. No. 33 at 16.) However, this one sentence 24 assertion is neither supported by case law or the record. Thus, the Court is unsure as to 25 whether the alleged failure to file a permanent notice of stay violates the discharge 26 27 28 8 16cv1817- AJB (JLB) 1 injunction. Consequently, the Court finds this argument baseless.6 2 Based on the above, the Court finds that the bankruptcy court did not clearly err in 3 concluding that AHA did not have an affirmative duty to immediately dismiss Lumetta’s 4 State Court Action upon discharge. 5 B. 6 Pursuant to Federal Rule of Bankruptcy Procedure (“FRBP”) 8014(a), the Court 7 deems the remainder of Lumetta’s arguments in her opening brief waived. The pertinent 8 parts of Rule 8014 state that “[t]he appellant’s brief must contain the argument, which must 9 contain the appellant’s contentions . . . with citations to the authorities and parts of the 10 Waived Arguments record on which the appellant relies.” Fed. R. Bankr. Proc. 8014(a)(8). 11 i. Whether the OSC Should Have Been Issued 12 The Court first turns to Lumetta’s contention that the bankruptcy court erred by 13 declining her application for an OSC. (Doc. No. 33 at 17.) In support of this argument, 14 Lumetta asserts that: (1) she did not consent to delaying the OSC; and (2) an OSC is 15 required by law. (Id. at 17-18.) After a careful review of both parties’ arguments and briefs, 16 and the record on appeal, the Court finds Lumetta’s assertions in support of her contention 17 that an OSC should have been filed to be groundless. 18 Here, both of Lumetta’s contentions are simply barren statements made without any 19 reference to persuasive legal citations.7 At most, the three to four sentences of analysis 20 provided by Lumetta in these sections amount to nothing more than Lumetta’s own 21 conclusory speculations. Thus, it is no surprise that the Court is unable to conclude that an 22 OSC should have been issued. Accordingly, as the Court is not willing to act as counsel 23 for Lumetta and furnish persuasive case law to support her assertions on appeal, the Court 24 finds these arguments regarding consent and that an OSC is required by law to be waived. 25                                                                   26 6 27 28 Discussed supra pp. 9-12, the Court also deems this argument waived pursuant to Federal Rule of Bankruptcy Procedure 8014(a)(8). 7 The Court notes that Lumetta does provide a case citation in support of her argument that an OSC is required by law. But, even a cursory glance at this case shows that it does not reflect her argument on appeal and thus is inapplicable to the present matter. 9 16cv1817- AJB (JLB) 1 See Niko v. Foreman, 144 Cal. App. 4th 344, 368 (2006) (“An appellate brief should 2 contain a legal argument with citation of authorities on the points made. If none is furnished 3 on a particular point, the court may treat it as waived, and pass it without consideration.”) 4 (internal quotation marks and citation omitted); see also Mansell v. Bd. Of Admin. of the 5 Pub. Emp. Ret. Sys., 30 Cal. App. 4th 539, 545 (1994) (waiving appellant’s arguments as 6 she failed to “brief the statutory issue on appeal . . . [and] presented no intelligible legal 7 argument as to any other contentions”); Cnty. Nat. Bank and Trust Co. of Santa Barbara 8 v. Sheppard, 136 Cal. App. 2d 205, 223 (1955) (holding that it is not the role of an appellate 9 court to act as counsel for either party to an appeal); Nilsson, Robbins, Dalgarn, Berliner, 10 Carson & Wurst v. Louisiana Hydrolec, 854 F.2d 1538, 1548 (9th Cir. 1988). 11 Furthermore, the Court notes that Lumetta’s argument whether it was “proper for 12 the Bankruptcy Court not to issue the [OSC] after finding a prima facie showing of a willful 13 discharge violation under § 524(a)(2), since it “could negatively affect professional 14 reputations[.]” is also waived. (Doc. No. 33 at 2.) Though Lumetta states that this is one 15 of her issues presented on appeal, the Court finds no further reference to this argument in 16 the remainder of her opening brief. 17 ii. Duty to Mitigate Damages 18 Lumetta argues that the bankruptcy court cited no binding authority when it held that 19 she was obligated to mitigate her damages. (Doc. No. 33 at 19-20.) Additionally, Lumetta 20 asserts that there was nothing further she could do to mitigate her damages. (Id.) For the 21 same reasons as above, this assertion is also waived. 22 Here, not only has Lumetta again failed to yield any legal citations to support her 23 contentions, but the final flaw to her claim is that the bankruptcy court did in fact cite to 24 binding authority that very clearly states that when a court awards reasonable attorney’s 25 fees that the court must consider whether those costs could have been mitigated. (Doc. No. 26 3-1 at 338-339.) Moreover, the Court highlights that the law is well established that in 27 determining reasonable damages, the bankruptcy court “must examine whether the debtor 28 could have mitigated the damages . . . .” Roman (In re Roman), 283 B.R. 1, 12 (9th Cir. 10 16cv1817- AJB (JLB) 1 B.A.P. 2002); see also In re Hill, 523 B.R. 704, 719 (Bankr. D. Mont. 2014) (“Under 2 Roman the [c]ourt must examine whether the Debtor could have mitigated her damages . . 3 . (2) what portion of those costs was reasonable, as opposed to costs that could have been 4 mitigated.”); In re Risner, 317 B.R. 830, 840 (Bankr. D. Idaho 2004). Accordingly, this 5 stark half page argument without any reference to legal citations lacks foundation and is 6 thus forfeited.8 7 iii. Discovery 8 Lastly, Lumetta argues that the bankruptcy court should have afforded her discovery 9 pursuant to Bankruptcy Rule 9014.9 (Doc. No. 33 at 19.) In opposition, AHA contends that 10 the bankruptcy court was not required to allow discovery and that Judge Latham left the 11 issue of discovery open. (Doc. No. 39 at 18-19.) 12 Ultimately, the Court finds this contention waived, but for dissimilar reasons than 13 above. Here, though Lumetta cites to one ninth circuit case and to a local rule, her argument 14 still fails as it does not cite to the record. See In re S.C., 138 Cal. App. 4th 396, 406 (2006) 15 (“When an appellant’s brief makes no reference to the pages of the record where a point 16 can be found . . . [the] court need not search through the record in an effort to discover the 17 point purportedly made.”). Thus, Lumetta has again placed the Court in the untenable 18 position of having to provide evidence to support her arguments on appeal. However, this 19 is not the Court’s responsibility. 20 Furthermore, the Court highlights that the amendments to Rule 9014 states that the 21 “discovery rules made applicable in adversary proceedings apply in contested matters 22 unless the court directs otherwise.” See Fed. R. Bankr. P. 9014 Advisory Committee Notes, 23 2002 Amendments. Based on the record, the Court finds Judge Latham “directed 24 25 26 27 28                                                                   8 The Court reiterates that it is not this Court’s function to serve as Lumetta’s standby appellate counsel and provide her with a foundation of persuasive case law to support her arguments on appeal. See Mansell, 30 Cal. App. 4th at 545–46. Thus, in sum, the Court finds that Lumetta has failed to properly plead her arguments pursuant to FRBP 8014(a)(8.) 9 Lumetta asserts that the only discovery that occurred before the bankruptcy court submitted the application for the OSC was the limited hearing taking the testimony of Ms. Call. (Doc. No. 33 at 19.) 11 16cv1817- AJB (JLB) 1 otherwise.” The Court notes that after counsel had finished presenting their arguments at 2 Ms. Call’s two hour testimony, Judge Latham asked counsel for both parties if any further 3 discovery was needed. (Doc. No. 3-1 at 321; Doc. No. 43 at 73.) In response, counsel for 4 Lumetta argued that it would be beneficial to have the dates of when Lumetta got her notice 5 of foreclosure. (Id.) Judge Latham acknowledged these comments and then stated that he 6 would be taking the “matter under submission” and that he would look “carefully at 7 whether we have no technical violation or if we have an excused violation and whether that 8 occasions any need for other discovery.” (Id. at 340-341.) In response, Lumetta’s counsel 9 neither took issue with Judge Latham taking the matter under submission nor objected to 10 his previous statements. 11 In sum, the Court finds that not only did Judge Latham directly ask both parties 12 whether further discovery was needed, there is actually no evidence during Ms. Call’s 13 testimony that shows that Judge Latham forbade or disallowed any further discovery from 14 occurring. Accordingly, this argument lacks merit and is also waived for failure to cite to 15 the record. 16 IV. 17 18 CONCLUSION10 Based on the foregoing, the Court AFFIRMS the bankruptcy court’s rulings in all respects. The Court directs the Clerk of Court to CLOSE this case. 19 20 IT IS SO ORDERED. 21 Dated: May 12, 2017 22 23 24 25 26 27 28                                                                   10 In Lumetta’s opening brief, she lists six issues including issue three “[w]as it proper to excuse the willful violation of the discharge injunction even though Appellee was unable to comply with the discharge injunction as a direct result of its own wrongful conduct and fraud committed on the state court?” and issue five “[w]as it proper for the Bankruptcy Court to deny all civil contempt damages despite its finding of a willful discharge violation?” (Doc. No. 33 at 2.) The Court is unable to respond to these arguments as there is no further reference to these two issues in the remainder of Lumetta’s opening brief. 12 16cv1817- AJB (JLB)

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