Benjamin et al v. CitiMortgage, Inc. et al

Filing 18

ORDER granting 6 Motion to Dismiss for Failure to State a Claim Signed by Chief Judge Federico A. Moreno on 5/6/2013. (cbe)

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UNI TED STATES DI STRI COURT FOR THE CT SOUTHERN DI STRI OF FLORI CT DA M im iDi son a vii C as N um be 1 62291- I M O R EN O e r: 2C V- M URATBENJ W M dVEON I AM EBENJ I AM N, Pl i if , a ntf s VS. CI M ORTGAGE,l , TI NC. D e e nt f nda . FI NAL ORDER OF DI I SM SSAL AND ORDER DEN Y I G A LL PEN DI G M O TI N S AS M O O T N N O THI CAUSEca beo et Co t nt defnda 'M oint Dimis( E.No. ) S me fr he ur upo he e nts to o s s D. 6. Orgi lybr hti sae c tasaone- t c i na l oug n t t our co mt ompli ta ii t de t Fl rdaDe e i a a n rsng m r he o i c ptve nd UnfiBu ie sPrcie Ac (' ar sn s a tc s t ' FDUTP ',h sa o iv le t b ro r , u a a Ve ne A' ti din n ov s wo o rwe sM rt nd o i ) Be jmi, ungCi Mo ta e l c (' tM o ta e', ihi t el a s r ie f rt ep anif' na n s i t rg g ,n . ' i rg g ' wh c s h o n e vc r o h litfs i ci ) ho emorga e l n.nii ly,he c m t g oa I tal t ompl i wasfl d a i tbot t l n s r i e a Cii nk, ant ie ga ns h he oa e v c r nd tba N . Cii nk, . . no bee s r edwih pr es a wa dim is fom t ca eonAprl A. tba N A has t n e v t oc s nd s s s ed r he s i 29, 201 Thesa ec t s is t pli if' is FDUTPA c 3. t t our dim s ed he a ntfs fr t ompl i . E. 1 2 a pp. ant D. No. - t 21 22. Thepli if fl a n e d compl nt whi wass e nty r m ove by t de e nt antfs ied n m nde ai , ch ubs que l e d he f nda . Acc di t t n or ng o he mende c d ompli t onAugus 2, an, t 2005t borower e utd afxedr t he r s xec e i ae not i f voroft l nde , tFi i M orga Com pa LLC, hi h he d ar c da e i e es ena he e r Cii nanc al t ge ny w c l e or bl nt r t i t e s b e tp o ry The panif r sd d a t e s be tp o e t a t etme te a n e n h u j c r pet. li tfs e ie t h u j c r p ry t h i h me d d c pl i w a fl d.The pl i if a l ge t t on Od obe 30, 201 he l nde r co ded a om a nt s ie a ntf s le ha r 2,t e r e r n a sg s i nmen oft morg e t t de e n .Acc di t t a nde compl i ,t pli tfs t he t ag o he f nda t or ng o he me d ant he a n if ne rr evedanotc of r ns e ora sg ntc e i et rt owne s pof o hes r i ng ve ec i ie ta f r s inme onc m ng ihe he r hi , rt e vci rght t t l n.The pli if aleg t tt y s a ' btva i ton lte ' a or a ' bt i s o, he oa antfs l e ha he ent ' de lda i e tr' nd/ ' de ve ii a i lte 't t def nda t de e mi t i ntt oft l n s r c ra owne oft rfc ton e tr' o he e nt o t r ne he de iy he oa e vie nd r he l n. pl i if f t raleg t t he s nta' lfedwrte r ques't t l ns r i r The oa The antfs urhe l e ha t y e qua ii itn e t'o he oa e vce . n mende c pli saest tt defnda f ie t ac d om a nt t t ha he e nt al d o knowldge, es e r pond, pr deac or ovi omplt ee a a uaer pons t t swrte c r ponde e. naly,t pli if ale t tt no ei nd deq t es e o hi itn ores nc Fi l he a ntfs l ge ha he t n que ton hasbee et rpa d i f l byt borowe sa orat r pa t si n ihe i n u l he r r nd/ hid ry. The n e d c pl i c a nss x c m t a l gi vi a i oft Tr t i Lendi A c m nde om a nt ont i i ot s le ng ol tons he u h n ng t (' LA';vi ai oft FarDe Cole tonPrci sAct(' ' TI ' oltons he i bt lci a tce ) ' FDCPA';vi ai oft Re l ' oltons he a ) EsaeSet me t r cie Ac t' Es 'i i lto so FDuTpAi e l tg j g n i dq e tt tl n p a tc s tft pA' v oain f e l l d crao ud me tr uit tte.The def nda ha moved f dim is ofa1 sx c am s o ,i t at r tve,f r a mor il e nt s or s s al l i l i r n he le na i o e de i t s a e e . fnie t t m nt Le lSt r ca anda d On amotont dim is t Cour mus viw t c i o s s ,he t t e he ompl i i t lg m os f vor bl t t ant n he i ht t a a e o he panif Glv rv fi tGr u I c, 5 F.d 1 0 ,1 0 ( 1hCi. 0 6 .Thstn th we e , li tf. o e . get o p, n .4 9 3 3 4 3 8 1 t r2 0 ) i e e, o v r d e n t p yt lg l o l ins S eAs h rj v I a,1 9 S. .1 3 ,1 4 ( 0 9 .ç hi o s o a pl o e a c ncuso . e c c o t . qb l 2 Ct 9 7 9 9 2 0 ) ç l W e ac antatcke b aRul 1 b)6)motont dimisdoesnotnee dealdfcua algai , ompli ta d y e 2( ( i o s s d tie a t l le tons ap an ifso l aint p o d t etr t ' fhstnilg n )t r l f rq ie mo et a litf' bi to o r vie h go mds o i e t e me t o ei e u rs r h n g t e lbel a c usons a af muli r ct tonoft eeme sofac eofa ton wilnotdo.' a s nd oncl i , nd or a c e iai he l nt aus ci l ' Bel l i Cor v Twombl 1 S. .1 1 65( lAtantc p. . y, 27 Ct 955, 964- 2007)(iai omit .A c ai cttons ted) ompl nt mus ha S noughf cst saeacam t r le t ti plusbl onisf e'i idoesnott t ve ç e a t o tt li o eifha s a i e t ac ';ft d nudgel ) te)camsa r s t l fo c n eva l t pa i l, i mu tb d s se 'I . t1 7 . h l li co s he i r m o c i be o lusbe (t s e imis d. d a 9 4 ne ) ' 2- - Count1 Tr t i Le ngAc : u h n ndi t The Tnzh i Le ng Ac i a cons e pr t ton saut t t s eks t ' voi t t n ndi t s um r o eci t t e ha e o ' d he a uni or d us ofc e t't ough t ' ni uldi cosle ofc edi t nns't r e blng nf me e r di' hr he ' mea ngf s l tr r t e s he eby na i ' c n u r t b c me i f r d a u te c s o ce i.1 U. C.j 1 01a .l a dto t o s mes o e o n o me bo t h o t f r dt 5 S. 6 () n d iin o e wei t FedealTrde Commison t e ore ispr vii ,1 U. C.j 1 c) a mpo rng he r a si o nf c t o sons 5 S. 607( , nd i i c i na la lt onpes whowif lyandkno ngl vi aet saut 1 U. C. mposng rmi l ibiiy rons lul wi y olt he tt e, 5 S. j 1 1,t TI c e t s a prva e c us of a ton f a m a a saut y da a f c rai 61 he LA r a e i t a e c i or c l nd t t or m ges or e t n dicos evi ains 15U. C. 1 a . Kisige v Wel Fa goBank NA.888F. s l ur olto , S. j 640() See s n r . ls r , , Supp. 2 1 0 ,1 1( D. a Au 3 , 01 ) I p riua , 1 41g ()r a a f lo : d 3 9 31 S. Fl. g. 0 2 2 .n atc lr j 6 ( )1 e ds s o lws I a ton t ot rdic os esr uie by t ss ha e , lt rt n 30 da a trt n ddii o he s l ur eq r d hi ubc pt r not a e ha ys fe he da eon whih am orgag l n i s d orot r s ta fr e oras i t c t e oa s ol he wie r nse r d sgnedt at r pa t o hid ry, t cr diort ti t ne owne o a sgne oft de s l notf t boroweri wrtng he e t ha s he w r r s i e he bt ha l iy he r n ii ofs h tanse ,i udi uc r fr ncl ng- ( t i ntt add e s tlpho ml roft new crdior A) he de iy, r s ,ee ne mbe he et; ( ted t o ta se ; B) h ae f r n fr ( h w t ra h a a e to p ryha i g a t rt t a to b h l o t n w C) o o e c n g n r a t v n uhoiy o c n e af f he e ce t ; r dior ( t l ato oft plcewheeta frofownes poft de i r c de a D)he oc in he a r rnse rhi he bt s e or d; nd ( a yo h rrlv n if r to r g r igten w ce i r E) n t e ee a t n o main e a dn h e r dt . o 1 U. C. 1 0 ( )1 . u tl f h n nd dc mp an alg sta t epanif n v rrc ie 5 S. j 6 2 g ( ) Co n o t e me e o lit le e h t h litfs e e e ev d no i eoft a sgnme ofowne s pof he rmorga l ismotont dim is t de e tc he s i nt r hi t i t ge.n t i o s s ,he f ndan fr t t is a gue t scli i tme- re cii t TI S one ye r saut of lm ia i .Cii orga r s hi am s i ba r d, tng he LA' - a t t e i ttons tM t ge cli st tt lm ia i pe i bega t r when t m o t gedocume swe ee c e D. am ha he i t tons rod n o un he rga nt r xe ut d. E. No. a p.5. 6 t Howe r t homeowner ' am i bas o t de enda ' aleg f itr t no iy ve ,he s cli s ed n he f nts l ed alle o tf t m oft asi he he sgnmen oft morga asrquie byt saut 1 U. C. 1 e r uie t t t he t ge e rd he tt e. 5 S. j 640() eq rs ha a a ton bebr n ci ought' t n one ye rfom t dae oft oc r nc oft vi ai n. He e, he ' hi wi a r he t he cure e he ol to ' r t ' - 3- vi a i i a lge t ha oc ure upont ta f roft m orgag on Ocobe 30,201 D. olton s le d o ve c r d he r ns e he t e t r 2. E. No 12a !6. ea n e c mplitwa t l tldba e o t ealg to sc nan dt een . - t Th me d d o an s i y ie s d n h le ain o t ie h ri . me Thede e f ndan ne cli st tt TI c t xt am ha he LA ounti i qua eyale d, l i i t r we e s nade t l l ge c am ng he e r ' dicl ur a tc 'o t a e d c ' s os es ta hed't he m nde ompli ta nos no a n nd howi ofhow t edicos eswe e ng hos s l ur r i orec o i vi a i oft s a ut D . N o. a pp. 6. sa gum ent si pr rat hem oton nc r t r n ol ton he t t e. E. 6 t 5- Thi r i m ope t i t dim i s s a a i puzz i gi n t e s nc oft pl i i f ' m e o s s t ge, nd s lng ve he s e e he a ntf s a nded com pl i :t tgo a nt ha . d s os r r l tng t t ta f rand a sgnme oft m orga we egi n. icl u es e ai o he r nse si nt he t ge r ve Fi ly,hede e na l t f ndant g t t a al n s r c r i c nnotbehed la et r1 U. C. ar ues ha , s oa e vie ,t n l i bl mde 5 S. j1 41g .ts r et a teTI do s tmp s la iiyo sr ie s b t n'rdi rs wh fil 6 ()I itu h th LA e no i o e iblt n e vc r , u o ' e t ll o al c o )oc mpl wi a yrqurme tmp e t e . s cin 1 3 o ti t l ln ls b e to ( o t o y t n e ie n i os d md r . e to 6 5 f hs i e a d u s cin 9 r h . t ()ofs ci 1 1' 5U. C.j 1 40( ;s ealoDavi v Gr n ntMorg.Fundi l .No. g e ton 64 .1 S. ' 6 a) e s s . ee poi t ng, nc, 10 -v 2 9 2 1W L 7 7 21a * ( D. . a . , 01 )( o igta 1 U. C. 1 9 4 1 :9 c - 71 , 01 0 2 t 3 N. Ga M r 1 2 1 n tn h t 5 S. j 6 2 9( ) 'i isas c rsla lt t st tonsi whih t s ni e wasonc a a sgne orowne oft 'm t eni e ' ibiiy o iua i n c he e c l e n si e r he 1= ' 0 ' ) Thepl ntfsa knowl dget t def nda i al ns r i e . ame dc ai if c e hathe e nt s oa e v c r The nde ompl nt l o ai a s a lge i s r lpl e t tt l n s r i ri wor ng a t t r pa t de c l coron be l le s n eve a ac s ha he oa e vce s ki s he hid- ry bt ole t ha f o a o e a d o h l e o t epanif' oea dmo ta e'D. No. - a !3 ; e as D. f n wn r n / r o d r f h litfsn t n rg g . E. 12 t 0 s e lo E. ' No 12a !4 . pan if ha efie t ce ryalg t t h d fn a t s h o e o t ed b . - t 3 The litfs v ald o lal l e ha t e e e d n i t e wn r f h e t e is f Acc di y,TI doe notpr deac us ofac i a i tt de e tel. or ngl LA s ovi a e ton ga ns he f ndan f t c t or he onduc t alg d. e Kh nv T eBa ko w Yo kM eln, 1 6 2 - V, 01 W L 1 0 0 a * le e S e a . h n fNe r lo No. 2- 01 8 CI 2 2 0 35 9 t 3 ('e vc r h v n l blt f rvoain of LA u ls te aetec re t rf r r eso ' r ies a e o i ii o ilt s TI ne s h y r h ur n o o me own r f s a y o t 1 .) ( he 0> ' Emphai a . ss dded) Be us t pli if ha f l t ade tl alge t t . ca e he antfs ve aied o quaey le ha - 4- Cii org ge i o roft l n a is Co loft a tM ta s wne he oa t s ue, unt he mende c pl nti DI I d om ai s SM SSED. Co l : unt I FDCPA Cli am l CountI,hepli tfsas e tha t y a ee ild t r i fa ns t def nda unde t n I t a n if s r t t he r ntte o ele gai t he e nt r he Far b Colcinpr cie Ac (TDCP ', 5U. C. 1 9 e s q. eFDCPA i ac ns me iDe t l to a tc s tC e A' 1 S. j 6 2, t e Th ) s o u r pr t c i saut t tpr bisc ran a i de e i a unf i de c l c i pr c ies See o e ton tt e ha ohi t e t i busve, c ptve, nd a r bt ole ton a tc . i The FDCPA' prvaee oreme pr son,j 1 d. S i t-nf c nt ovii 692k,a horz any a ive pes t ut ies ggre d ron o r c rda a sfom l nydebtc lct who f ist c e ove m ge r t a ole or a l o ompl wihanypr son'oft FDCPA . y t ovii ' he j1 9 k a. e Ma xv Ge eal v n eCop. 1 3S. . 1 6 1 71a n. ( b. 6, 01 ) The 6 2 ()S e r . n r Re e u r , 3 Ct 1 6 , 1 t 1 Fe 2 2 3 . pli if alget thedef ntoa s ni er( )f l t a knowldget De Vai tonLetr antfs le ha t enda l n e c 1 aied o c e he bt ldai te sn b t eplitfswi ntetmepeid stf rh b t eF e t y h an if t h i hi ro e o t y h DCPA; 2 fie t rs o dt s i ( ) ald o e p n o ad lte ; n ( )fie t p o iea' 1a dc mpee'e p n et s i lte . E. .12a !2 etr a d 3 ald o r vd ' n o lt 'r s o s o ad etr D. No - t 6; 11 s eas 1 US j1 9 (etn f rhd b c l co 'o lg to su d rh F e lo 5 C 6 2g stig o t t t ol trs b iain n e te DCPA u o rc i ig e p n e evn c re p n e c fo ac ns mt i c n cinwi t ec lcin o a yd b) o r s o d n e r m o u r n o ne to t h ol to f n e t. h e l o d rt saeacam u d rteFDCP t ec mpan mu t le e( )ta t panif n r e o tt li n e h A,h o lit s alg 1 h the li tf h sb e teo j c o c le to a t t aiigfo c n ume de t( )ha tedee d n i ad b a e n h be t f olcin ci y rsn r m o s r b ;2 t th fn a t s e t vi c lcorasdei byt FDCPA;and( t tt dee ntha e age i ana toromison ole t tned he 3) ha he fnda s ng d n c si p o ie b tesau e Nawa v Ba ko r btd y h ttt . b . n fAme ia No. 2- 1 0 J3 TBS 2 2W L 2 7 5 rc , 1 CV- 3 -- 2 , 01 91 8 2, a *12( . Fl J y1 201 . defnda move f dimis o Coun 1 ont g ou t t t - M D. a. ul 7, 2)The e nt s or s sal f t 1 he r ndsha t pli ifha f ie t al get s ond pr he antf s a ld o le he ec ong. The FDCPA r m o s fom t de i ton of' btc lct ' a pe s whos aci t e ve r he fnii ' de ole or' ny r on e tviy c once sade whih wasnoti de a ta t tm ei wasobt i d by s h pe s Se 1 U . C. m bt c n f ul t he i t ane uc ron. e 5 S. j 1 9 a6 ; s e as Re s 6 2 () e lo e e J r n Ch s & Co, 6 6 F.u p.d 1 91 1 0 pMo ga ae . 8 sp z 2 , 38 - 5- ( D.1.0 9 (Un e t eFDCPA,c ns me ' ce i r , mo ta es r iig c mp n ,o a S. Fa2 0 )' d r h ' o u rs r dt s a rg g e vcn o a y r n o a sg ofade a enotc i r h btc l t s' l ast debtwasnoti de a ta t s inee bt r onsde ed de olecor ,as ong he n f ul t he t i wa a sg e .) Be te v Ba k o i t s sin d'; n ly . n fAme ia NA. 7 3 F.u p.d 1 6 ,1 71( D. a me ' rc , , 7 s p z 3 7 3 S. FI. 2 ltn ) He e t ep an if h v fi dt alg t t h s be t e t si d fula t etme 01 lsme . r,h litfs a e al o le e ha t e u j c d b wa n ea t t h i e i wa ta fre t ted fn a tl a sr ie . e eg. E. t s rnserd o h ee d n o n e vc r Se , . D. No.12 a !6 Ac odigy e e - t . c r n l, v n t hough t pli if a lge t tt de e he antfs le ha he f ndanti adebtcolecor Cii orga doe notm e tt s l t , tM t ge s e he d fnio p o i e b teF A, ihr q ie t th s b e td b b i d futa t et i ei t n r v d d y h DCP whc e urs ha te u j c e t e n e a l t h i t i me wa a sg d t t de e s s i ne o he f ndant Count1 i DI I . 1 s SM SSED . Cou 11 RESPA Cl m nt 1 : ai Thepl ntfsne pur tt as e t cai unde t Rea Esat Setl mentPr c iesAct ai if xt por o s r a l m r he l t e te a tc ( 2U. C.j2605)cli ngt t c 1 S. , ami hathe onductalge i Count1 i as avi ai oft RESPA. le d n 1 s lo olton he Howe r t pli if,who a art ha sm pl c e a pase t a lga i r iedt r ve ,he a ntfs ppe o ve i y opi d nd t d he le tons a s mde t FDCPA counti o Count 1, vef l dt plada ua orsat o y da ge l rt RESPA. he nt 11 ha aie o e ct l t ut r ma s mde he I t a pl ntfsonc agana lgeacual ndi a bl da nse d, ai if e i le t a nt ngi e mage , c a ea' r t ndpr m ae s whi h r ' ec a di oxi t rs l'o 'heLo n S r ie' voain o t eFDCPA (il'D. No.12a !3 . e ut f ' ' t a e vc r ilto f h s sc . E. ' - t 5 Thi i soppy,s t syl pla ng.TheCour wilnotdo t pl ntfs wor f t m . ss l ho gun-t e e di t l he ai if ' k or he Se Fr zl v EM C M o t Cop.3 2Fe Ap ' 8 3 8 6( 1h Ci. 01 )( e c ra (ttn e ai . e rg. r , 8 d. px 3 , 3 1 t r 2 0 p r u im) saig t ta algai ofda ge i ane esay elme ofacam unde t RESPA) s (aloSee ha n le ton ma s s c sr e nt li r he ;e s Byr v Nehat261F. 1 11 (11hCi.2001 (nwhiht c ts ne . z , 3d 075, 29 t r ) i c he our oughtt a dha ng o voi vi di ti t c t unde g t tm e- ons i pr es of ' e r a ng t pl di and di c r ng s rc ours r o he i c um ng oc s ' a r ngi he ea ngs r s e ni whet rt pli ifhassae acai o cai ,orr i la whehe t defnda ' afimai he he antf ttd l m, r l msf elet nd t r he e nts fr tve dee e aelgal s fcent'.Be aus t pl ntfshavefie t algedamag basdont fns s r e ly ufii .) c e he ai if ' ald o le es e he - 6- de e ntsaleg vi ai ofRESPA,s ii aly,CountlIi DI I f nda ' l ed ol tons pec fc l I s SM SSED. CountI : V FDU TPA Cl m ai Fl i sUnf i a De e i Tr de Pr ci esAc de a est t'mf rordec ptvea s orda' ar nd c ptve a a tc t clr ha ' ai t e i ct o p a t e i t ec n u to a yta eo c mme c 'a et a u . a Sa.j5 .0 ( ) ' e r r ci s n h o d c f n r d r o r e' r mlwf l Fl. tt 012 4 1.' c Th Fl i Supr orda eme Cou thasnot t t' ce i n oc lsi t e i a r pr s nt i om iso or r ed ha de pto ctr f her s e e e aton, s i n, pr ci e t t i lkey t m il d t c ume ac i r a ona y i t cr um sa es t t a tc ha s i l o sea he ons r tng e s bl n he ic t nc , o he c n u r d ti n .'Zlt c v Pr mirS ls Gr u I c, 0 F.d 1 81 1 8 ( 1h Ci. o s me' erme t'' onik . e e ae o p, n .48 3 2 , 2 4 1 t r s 2007)( i PNR,I .v Be onPrp.Mgmt,nc.8 So. 773,777( a. ) Hee,t quotng nc . ac o .l , 42 2d Fl 2003). r he pl ntfsputf t c am salegi t thede enda s debt oleci n e f t consiutds ht ar ai if orh l i l ng ha t f nt' c l to fors tt e uc mf i orde ptve a t . ce i c s Tosaeacl m unde FDUTPA, pl ntf mus al e(1 ade e i o unf rpr tc i tt ai r a ai if t leg ) c ptve r ai acie n t c s ofta orc he oure rde ommece ( ca ai a ( a t ldn ge . lnsI .v Bul 951 r ,2) us ton, nd 3) cua ma s Roli , nc . tand, So.2d860,869( a. DCA 2006) I ismotont dimis t defnda aguest te ni a F1 2d . n t i o s s ,he e nt r ha ve f de e i orunf rpr c iehadbee pr pe l aleg t epr c iesa enoti t coureofta c ptve ai a tc n o ry l ed, hos a tc r n he s r de or com m er ce. Thede e ntpoi so t tt 'r deorcommer e'r quieme i ofennotme i ca e f nda nt ut ha he ' a t c ' e r nt s t tn ss de i wih borowe s a lgi FDUTPA vi a i a ns morga s r i e s.Se Tr ntv. alng t r r le ng oltons gai t t ge e v c r e e Morga El toni Re sr i S .I .61 F.Supp. 135 1 ( . Fl 2007)(i ng t ge ecr c gitaton ys, nc, 8 2d 6, 365 M D. a. fndi l n s r i e di not ' rie,s i i,pr de,ofe o diti e'an hi die ty t t oa e v c r d ' adve ts olct ovi f r r srbut ' yt ng r cl o he pli if) To borow fom Tr ntsa yss e n a s mi t fcsa pld e t ih t t antfs. r r e ' nal i, ve s u ng he a t s e sabls hat he de e nte ge i de ptve a s orunf i ta pr tc ,t 1 n s r i e ' a i do not f nda nga d n ce i ct ar r de ac ies he oa e v c rs ctons quaiy as' ad orc lf t e omm e c unde t Act Unde FDUTPA,' adeorc me c ' e ns r r e' r he . r t r om r e m a ; - 7- ( d e t i ,s lctn ,p o i ig of rn ,o d srb t ,wh t rb sl,r na,o Al v ri ng oiiig r v dn , fe ig r iti ui s ng ehe y ae e tl r ot m ie,ofa good o s r i ,ora pr t whe he t ngi e orit ngbl ora he s ny r e vce ny opery, t r a bl n a i e, ny ot ra tcl c modiy,ort ng ofva ue wher ve st t ' a o co me ce s l he ri es om t hi l , e r iuaed. 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E. - t pp.12.The pl n if s e a de a ai a t t def ntsrghtt r evepa e fom t aitfs e k clr ton s o he enda ' i o ec i ym nt r he pl ntf;t rg t as e s f e a c t;a t rg t e o c t not a m orga The ai if he i ht o s s e s nd oss nd he i ht o nf r e he e nd t ge. plitfscam t e aee tte t ad caao yj d me to t eba i o t erc nc r ta t e an if li h y r nild o e lrtr u g n n h ss f h i o en h t h pa te wilptr ueaf ecos ecli a i tt m . ri s l zs or l ur am gans he Th f d rl ca ao yJ d me t ts' o a i e e d n s u c o fd r lu id ci n' e e ea De lr tr u g n Ac i ' t n nd p n e t o re f e ea j rs ito , n ' S hi ig v Ro e s 3 3 U. 6 6,6 7 ( 96 ) a d i ' r c d rlo l, Aen L# Is Co v c l n . g r , 6 S. 6 7 1 0 , n s ' o e u a ny ' ta l p n. . . Hawo t, 0 U. 2 7 2 0( 93 ) TheFlrd De lrt r J dg n Ac, nt eohe h n i rh 3 0 S. 2 , 4 1 7 . o ia caao y u me t to h t r a d,s - 8- s b tni ea dr me a i n tr . r oIln Ca l, n . . mc s Ca lvso o h S t, u sa tv n e diln au e Ma c sa d be I c v Co a t be iin fte ouh Ac, 0 F. u p 2 1 5 ,1 6 ( . 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CountVI Oui Til ; et te Fi ly,t Cour t r t t pl i if 'hr e par gr ph qui tte cai . n t ra na l he t u ns o he antfs t e - a a et il l m I hei mende d c mpan,h an if alg , o cu o i ,h th s be t rg g i aco du nP an if'i e o litteplitfs l e c n ls rl ta te u j c mo ta e s l u po litfstt e y l - 9- t tes be t o et,a d ta te u eli Noeh sb e pad o teo lg to sa drg t o h u jc pr p ry n h t h nd ryng t a e n i r h b iain n ih s t r unde havebe extnguihe Unde Fl rda l acompl i t qui ttte t r alpr pe t he e r en i s d. r o i aw, ant o e il o e o ry ag ns a ale c oudupon i s d notonl s ttei t pli ift t l nd i c r r y ai t n lged l t houl y how il n he a ntf o he a n ontove s b tas ta aco de ssb f r rle c nbern e e a an ti.Wo d ufv T yo , 1 S .d u lo h t lu xit eo e eif a e d r d g is t o rf . a lr 1 8 o2 8 2, 2 ( a 2dDCA 1 6 )( iigSa kv Fr y r 6 So2 2 7( a 1 5 ) Tb et v Olo , 2 8 2 Fl. 9 0 ctn tr . a e , 7 .d 3 F1.9 3 ; ib ts . s n 91Fl.8 ( a.1 ; ndBr htv Bu - Co.91Fl 345( a.1 a 24 Fl 926) a ec . rNe , a. F1 926:.' nnotonl mus t ' The y the ma trwhih c tt est aleg cl bes te c ons iut he l ed oud hown butf c smus beave r d whih gi t cai at t re c ve he l m a r ntv i t a wel a t ewhih s ppa e aldiy s l s hos c how isi i t '1 t nvaldiy.'d. Asnot byt de e ed he f ndantt pl i if ha f ie t a lgef ct whih s t a e , he antfs ve a ld o le a s c how he ppar nt e se e ofa potntalcoud oftte.The pli if ha nots r e t pu pored owneroft xit nc e i l il a ntfs ve e v d he r t he morga e, t g whos i er s c dpotntalyc eaes hacoud, t pr s Onl t 1 s c r e nt e t oul e i l r t uc l wih oces . y he oan eni e , whih CountVIc l t 'r se 'ha be n name as a de e nt Eve r adi t n nd c als he ' u te, s e t ' d f nda . n e ng he me ed compl nti t lg mos f a e t t pli if,i c ai n he i ht t avor bl o he antfs t nnno bes i t tt de e ant e f t t a d ha he f nd ' fors s t e or e t exitngm orga oblg i n o be l ofat r pary a e e o nf c he si t ge i ato n ha f hid t r nough t c e t a coud o rae l u o t et l t tes b e t o e t. pan if'le ai n o s t f cinwiht mo ta ea d p n h i e o h u j c pr p ry The litfsalg to s f ai a to t he rg g n t s not c n ber s d a a afima i de e et an f tzef e os epr ee ngs butt y do no e a aie s n fr tve f ns o y u tr or cl ur oc di , he t s ppor an i pe ntca eofa ton.Acc di y, ca et pli if ha f ie t pr ry u t nde nde us ci or ngl be us he antfs ve a ld o ope l al gef c ss le a t uppori ac am f quittte,Cou VIi DI I t ng l i or e il nt s SM SSED. Be us t Cour ha dim is t pl i if ' m e d c pli on i pe ca e he t s s s ed he antfs a nde om a nt nde ndentb es as ou lne a ti d bove,t i doesnot ea ht de e r c he f ndan ' a gume t tt c ss dbedimis dba e ts r nt ha he ount houl s se s d on t pl ntfs f l e t c pl wih co r c ua ' he ai if 'aiur o om y t nta t l ' condii pr c dent' o flng s t tons e e 't ii ui. I i t r or t s he ef e - 1 0- ADJ UDGED t a t i Ca s i DI M I SED wi o t rj dc , t e c p ryb a igis h th s u e s S S t u p eu ie wi a h a t e rn t h h o fe a c t,Fe R.Ci P. ()1( (i.Furhe , 1pe ngmoi a eDENI a wn e s nd oss d. v. 41a( )A)i) t r a1 ndi tons r ED s M OOT wih l a t r ne i appr it t e ve o e w f opra e. DONE AN D ORDERED i Cha r a M i m i Fl i t s n mbe s t a , orda, hi da ofM a 201 y y, 3. FED CO A . OREN O M CHI UNI EF TED STATES DI STRI CT J GE UD Co e pr vi d t pis o de o: Couns lofRe r e co d - 11-

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