Kardonick v. JP Morgan Chase & Co. et al

Filing 393

NOTICE OF APPEAL as to 384 Judgment, Order Dismissing Case by Steven Miller Filing fee $ 455.00. Within fourteen days of the filing date of a Notice of Appeal, the appellant must complete the Eleventh Circuit Transcript Order Form regardless of whether transcripts are being ordered [Pursuant to FRAP 10(b)]. For information go to our FLSD website under Transcript Information. Fee- Not Paid (cqs)

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Cas N o.1 c 23235 HOEV ELER
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enda s

NOTI OF APPEAL
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udgmentand Or rofDimi s le e e Se e be 1 , 2011 a c ofwhi h i a t c .
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UNI
TED STATES DISTRICT COURT
SO U TH E RN DISTR ICT 0F FLO RIDA
Case N o.10- 23235/ O EW LER
cvH

DAW D KARDO N I ,i vi
CK ndi dualy and on
l
behal ofa1 ot s si iary s t ed and t
f
1 her m l l iuat
he
generalpublc
i,
Pl nt f,
ai if

CLOSED
CI L
VI
CASE

JPM ORGA N CH ASE & CO .and CH ASE
BAN K U SA ,N .
A.
Def
endant
s.

FI AL JU D G M E N T A N D O R DE R O F D I I
N
SM SSA L
The Court havi hel a Faines H ear ng on Sept ber 9, 2011,no i e of
ng d
r s
i
em
tc
t Fai
he
rness H ear ng havi been dul gi
i
ng
y ven i ac ordance wi h t s Cour '
n c
t hi
ts

Co r c ed Or e ( )Cond to l Ce tf i a Se te nt Cl s ( Pr lmi iy
re t
dr 1
ii naly r iy ng
tl me
as , 2) ei narl
Appr v ng Cl s Ac i n Se te e , ( ) Appr v ng No ie Pl n, a ( ) Se tng
oi
as to
tl m nt 3
oi
tc a nd 4 t i
Fa r s He i (pr lmi r Appr va 0'd r', and hav ng c ns d r d al
ine s arng ' e i na y
t
o l r e'
)
i o ie e l
m aterss it t i att Fai nessHeari and ot wi and fndi noj
t ubm ted o t he r
ng
her se,
i ng ust
reason f de ay i ent y of t s Fi
or l
n
r
hi
nal Judgm ent and good caus appear ng
e
i
t
heref e,
or

l i her by O RD ERED A ND A DJU D GED asf l w s:
ts e
olo
1.

The Stpul i and Agreem ent of Cl s Ac i Set l ent i l ng
i aton
as
t on
t em
, nc udi
.

f

is exhi t (he S tement Agr ent) dat December 20, 2010 and t
t
bis t t l
set
eem n, ed
he

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dèfnii of w o and t s c ai t ei are i or
i t on
rds
erm ont ned her n
nc porat by ref enc i
ed
er e n
t s Oxder. The t s of t s Cour ' Pr i i y Appr
hi
erm
hi
ts elm nar
oval Or
der ar al
e so
i or
nc porat by r er e i t s Or
ed
ef enc n hi der.

2.

Thi Co t hasj i dito o r t s j c mate o t Lii a i n
s ur
ur s c i n ve he ub e t
t r f he tg to

and ove a1 Partes t t Li i i i l ng a1 m em bers of t f l ng
r l
i o he t gaton, nc udi
1
he olowi

Set l e Cl s c
tem nt as ondii l c tsed f se t em ent purpos i t s Cour '
t onaly er i
or t l
es n hi
ts
Pre i i y Appr
lm nar
ovalOvde
r.

Pur
suantt Feder Rul o Ci lPr
o
al e f vi ocedur 23,and f l pur
e
o . posesof
s t em entonl t Cour he by c t fest s ac i as a c as ac i on behal of
et l
y, he
t re ex ii hi t on
l s ton
f

t f l ng Set l entCl s:
he olowi
t em
as
Al Chas Car
l
e
dhol sw ho w er enr l orbil f a
der
e oled
led or
Paym entPr ecton Pr
ot i
oduc atany tm e bet een
t
i
w
Sept ber 1,2004 and Novem ber 11,2010. Exc uded
em
l
f om t c as are al Chas Car l dersw hos Chas
r
he l s
l
e
ihol
e
e
Cr tCard Ac ount t wer enr l or bil f a
edi
c
s hat e oled
led or
Paym entPr ec i Productw er di charged i
ot t on
e s
n
bankr c
upt y.
4.

The Cour fndst prer
ti
he
equi t ofc as c t fc i f a s t em ent
sies l s er ii aton or et l

c a sunde Rul 23 a and 23 )3 ha be n m e .
ls
r e ()
* ( ) ve e
t
5.

The Cour her appoi s D avi K at
t eby
nt
d
doni k,John Davi and M i l
c
d,
chae

Cl i as Cl s Re ent i oft Set l entCl s.
em ns
as pres atves he t em
as

6.

Ha ng c ns d r d t f c o ss tfr h i Rul 23( ) and hav ng f und
vi o i e e he a t r e o t n e g ,
i o

Gol b & H oni P. . and Carne W ilam sBat Puli & Bo m an,PLLC t be
om
k, C ,
y li
es lam
w
o
adequat t Cour here appoi s Gol b & H oni P. and Car W ilam s
e, he
t
by
nt
om
k, C.
ney li
Bat Puli & Bowm an,PLLC as Cl s Couns t re
es lam
as
el o pres t Set l ent
ent he tem
Cl s.Cl Couns and Cl Repr ent i
as
ass
el
ass
es atve

2

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Pl nt fs have f r y and adequat y r es ed t Cl w ih
ai if
ai l
el epr ent he ass t

r pec t t Set l ent and t Stpul i
es t o he tem
he i aton

.

8,

The Cour her
t eby fnds t t Set l entA gr ent i t pr
i
hat he tem
eem
s he oduc
t

of ar ' l h set l ent negot at o
m s engt
tem
i i ns bet
ween t
he Set l ent Cl
t em
ass
Repr
esent i and Cl s Counsel and Def
at ves
as
endant
s.
,

9.

The Cour her
t
eby fnds and c udes t
i
oncl
hat t N otce was
he
i

di em i ed t m em ber oft Set l ent Cl s i ac ordance wi h t t s s
ss nat o
s he t em
as n c
t he erm et
f t i t Se t em entA gr ent t t Longor h n he t l
eem
Form N otc w as di em i ed t
ie
ss nat o
, hat he
al m em bers of t Set l ent Cl
1
he
t em
ass who r
eques ed suc not c , t
t
h
i e hat t
he

Publcat on N otce w as publs
i i
i
i hed i ac ordanc wi h t t m s set f h i t
n c
e t he er
ort n he
Set l entAgreem ent and t t Not c , Longt em
,
hat he
ie
Term N otce,and t Publc i
i
he
i aton
N otce,and t r di em i i w er i c planc wi h t s Courts Pr i i y
i
hei ss naton
e n om i e t hi
' elm nar
Appro Order.
val
1
0. The Cour f t fnds and conc udes t t N otce, t Longt ur her i
l
hat he
i he
Form
Not c t Publcat on N otc , t Cl m s For s and t not c and c ai s
i e, he
i i
i e he ai
m ,
he
ie
l m

subm i i proc
ss on
edur set f rt i Sec i W 1 oft Set l ent Agr ent f l
es
o h n
ton
l he
tem
eem
uly
s i f Rul 23 oft Feder Rul ofCi lPro edure and t r
at s y
e
he
al es
vi
c
he equi em ent ofdue
r
s
pr ess, w er t bes not c practcabl lnde t
oc
e he
t
ie
i e z r he c r
i cum s anc , pr ded
t es
ovi

i vi
ndi dual notce t al m em bers of t Set l ent Cl w ho c d be i ii
i o 1
he
t em
ass
oul
dent fed
t
hrough r onabl efor , and s ppo tt Co tse r i e o j i d c i n o rt
eas
e f t
u r he ur ' xe c s f urs ito ve he

Set l entCl as c em pl ed i t Set l ent and t s Order.
t em
ass
ont
at n he t em
hi

11. Thi Co t her lnds and c
s ur
eby '
i
ondudes t not c pr ded by Chase
hat i e ovi
t t appr i e St e and f
o he
opr at
at
eder ofi i s pur
al fc al
suant t 28 U .S. j 1
o
C. 715 f l
uly
satsfed t r
i i he equi em ent oft s at e.
r
s hat t ut

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12. The Courthasc i ed and o r ed a1 obj tonst t
onsder
ver ul 1 ec i o he
Set l ent
tem
.
13.

Sever Cl M em ber have r
al ass
s
eques ed t optoutoft Set l ent
t o
he
tem

(optoutPl ntfs'.The OptoutPl ntfs who are lst i D ocketEnt y 367d ai if '
)
ai if ,
i ed n
r
7,have c pled w ih t Cour ' pr edur and wilnotbe boand by t t
om i
t he
ts oc
es
l
he
er sof
m
t sSet l ent
hi
t em
.

14.

The Courther Enaly appro t Set l entA gr ent and t
eby
l
ves he t em
eem
he

Set l ent c em pl ed t
tem
ont
at
hereby, and fnds t
i
hat t t m s c tt e, i al
he er
ons iut n 1
r pec s a f r, r onabl and adequat set l ent as t a1 Set l ent Cl s
es t , ai eas
e,
e
tem
o l tem
as
M em ber i ac ordanc wi h Rul 23 oft Federal Rul of Ci lPr
s n c
e t
e
he
es
vi
ocedur and
e,
di ect i sc um m aton pur
r s t ons
i
suantt i s t m s and c
o t er
ondii .
tons
15.

Thi Court her by di i es, wih pr j i e wiho c s s t any
s
e
sm ss
t e ud c , t ut o t o

par y,exce as e ess y pro ded f i t Set l entA gr ent t Am ended
t
pt
xpr l
vi
or n he tem
eem
, he

Conso i ed Cl A c i Com pl nt,
ldat
ass ton
ai

1
6. Upo Fi lAp o al(ncudi wiho lmiato , t exhaus i of
n na pr v i l ng, t ut i t i n he
t on
any j calr v e o r ue t f rj ii lr v e fo t s Fi lJudg e and
udii e i w, r eq s s o ud ca e i w, r m hi na
m nt
Or e ofDi mis l,t Se te ntCl s Re e e atve and e h a e e y o
dr
s s a ) he tl me
a s pr s nt i s
ac nd v r ne
of t Set l ent Cl s M em bers unc
he
tem
as
ondii l , f l and fnaly rel es and
tonaly uly,
i l
eas

f eve di charges t Rel ed Par i f om t Rel ed Cl m s. l addii any
or r s
he eas
tes r
he eas
ai
n
ton,

r ght o t Se t em ent Cl Repr ent i and eac and ever one of t
i s f he t l
ass
es at ves
h
y
he
Set l ent Cl s M em ber t t prot t ons aforded under Secton 1542 of t
t em
as
s o he
ec i
f
i
he

Calf ni Ci l Code and/ any ot s m iar c parabl or equi ent l s are
ior a vi
or
her i l , om
e,
val
aw ,
t m i ed.
er nat

4

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Eac and eve Set l ent Cl , em ber, and any pers ac ualy or
h
ry t em
ass M
on t l

pur re y ac i on be f o an Se te e Cl s M embe t) i her
po t dl tng
hal f y tl m nt as
r s, s
eby
permanenty barr and enj ned fom c
l
ed
oi
r
omm enci , i ttuti
ng ns i ng, conti ng,
nui
purs ng, m ai ai ng, pr s c i ,o e o cng a Reea e Cl i s (ncudi
ui
nt ni
o e utng r nf r i ny l s d a m i l ng

,

w ihoutlm i at on, i any i vi
t
i t i
n
ndi dual c as orput i c ass r esent i or ot
,l s
atve l , epr
at ve
her

a to o pr c ed ng ,die ty o i r c l , i a j cal admi s r i ,a bir l
c i n r o e i ) r c l r ndie ty n ny udii ,
nit atve r t a ,
or ot f
her orum ,agai tt Rel ed Par i . Thi pe m ane barand i unc i n i
ns he eas
tes
s r
nt
nj to s
nec
essar t pr ec and efec uat t Set l entA gr ent t s Fi Judgm ent
y o ot t
f t e he t em
eem
nal
, hi
and Or
der of Di i al and t s Cour ' aut iy t efe uat t Set l ent
sm ss ,
hi
ts
hor t o f ct e he
t em

Ag e m e ,and i o de e i a d o t s Co ts j i c c i n a t pr t c is
r e nt
s r r d n i f hi ur ' ur sl to nd o o e t t
i
j me s
udg nt .

1
8. TheSe te e Ag e m e (ncudi wiho lm iaton, ise bis,
tl m nt r e nt i l ng, t ut i t i t xhi t )
and any and al negot at ons, doc ent ,and di cus ons as i ed w i h i s l
l
i i
um
s
s si
soc at
t t hal
,

not be deem ed or const
rued t be an adm i s on o evi
o
s i r dence of any vi at on of
ol i

any

s at e,l ,r e,regul i orpr nci e ofcom m on 1 o equiy, orofany labiiy
t ut aw ul
aton
i pl
aw r
t
i lt

or wrongdoi by D ef
ng
endant , or of t t ut of any oft c ai s ass t i t
s
he r h
he l m
er ed n he

Am ended Consoldat Cl s Ac i Com pl nt or i t com pl nt fl i t e
i ed as
ton
ai
n he
ai s ied n h
Li i i
t gaton, and evi
dence r atng t t Set l ent A gr
el i
o he
tem
eem e
nt shal not be
l

di c rabl or us , di ec l or i r ty, i any way,w het i t Lii i or
s ove e
ed r t y
ndi ec l n
her n he t gaton

i any ot ac i or pr eedi , exc pt f pur
n
her t on
oc ng
e or
poses of enf i t t m s and
orc ng he er
c
ondii of t Set l ent Agr ent t Prelm i y Appro Order,and/r
t ons
he
t em
eem
, he
i nar
val
o
1

t s Or
hi
der.
19.

l f any r on t Set l entt rm i es or Fi Appr
f or
eas he
tem
e nat
nal
ovaldoes not

oc ur,t
c
hen t Am ended Cons i ed Cl Acton Com pl nt s lbe di m i s
he
oldat
ass i
ai hal
s s ed
5

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'

wiho pr j ie, t o r tve Co ai s s l be t Co a nt Il d
t ut eud c he pe a i
mpl nt ha l
he mpl i s 'e
i

pre ous y i t Li i i , and c t scat on of t Set l ent Cl
vi l n he t gat on
er i i
he
tem
ass s l be
hal

deem
aed vac ed. I s
at
n uch an event t c ii i of t Set l ent Cl f
he
tem
ass or
, he ertfcat on
s t em ent pur
et l
poses shal not be cons de
l
i red as a f t i c
ac or n onnec i wi h any
t on t

s
ubsequent c as c t fcat on i ues, and t Par i s lr urn t t st us quo
l s er ii i ss
he
tes hal et
o he at

ant i t Lii ato wiho pr j c t t t r g o a o t Pa te t as e t
e n he tg i n, t ut e udie o ie i ht f ny f he r i s o s r
any r ghtor pos ton t c d have been ass t i t Set l enthad never been
i
i i hat oul
er ed f he t em
r hed or pr pos t t Cour .
eac
o ed o he
t
20.

I t event t any pr; s on of t Set l ent or t s Fi O r
n he
hat
ovi i ' he t em
hi nal der

and Judgm ent of Di m i sal i as er ed by Def
s s
s s t
endant as a def e i whol or i
s
ens n
e
n

par t a Cl i ,o o he wiea s r e (ncud ng wihoutlmiato as a bass
t o ny a m r t r s s e t d i l i , t
i t i n,
i
f a s ay)i any ot r s t ac i or pr eedi br
or t
n
he ui, ton,
oc ng oughtby a Setl ent Cl
tem
ass
#

M em ber or any Per
son ac ualy or pur t y actng on behal o any Set l ent
t l
por edl
i
f f
t em

Cl sM e b t) t s t a to o o he pr c e ng s l be i med at l s a d
as m ers , hat ui, c i n r t r o e di ha l m
i e y t ye

and e j i d untlt s Co to t c ur o ti li whih t c a m i pe ng
n o ne
i hi ur r he o t r rbuna n c he l i s ndi
has det m i any i sues r at t suc def
er ned
s
el ed o h ense or as ton. Sol y f pur es
ser i
el or pos
ofs h sui ,ac i or ot pr eedi , t t f l ext t
uc
t t on,
her oc
ng o he ulest ent hey m ay efec i y do
f t vel
s under applc e l
o
i abl aw,t Par i i r
he
t es r evocabl wai and agr not t ass t, by
y
ve
ee
o
er

wa ofmo i n,as a de e e o o he wie,any ca m o o j c i n t t t y a e no
y
to
f ns r t r s
l i r b e to ha he r t

s j c t t j idito o t Co t o t t Co ti , n a wa an i pr pe
ub e t o he ur s c in f he ur , r hat he ur s i ny y, m o r
venue or an i onveni f
nc
ent otum . These pr s o ar ne sar t pro ec t
ovi i ns e ces y o
t t he

Set l ent A gr ent t s Order and t s Cour ' aut iy t efe uat t
tem
eem , hi
hi
ts
hor t o f ct e he

Se te e ,a ar o de e i a d o t s Cn ts j idito and t pr t c ia
tl m nt nd e r r d n i f hi ur ' ur s c i n
o oet t
j
udgment.
6

#

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By at achi
t ng t
he Set l ent jAgreem ent as an e bi and
t em
xhi t
'

,

i or
nc porat ng i s t m s her n, t Cour det m i
i t er
ei he
t er nes t t s Fi Judgm ent
hat hi nal

c mple i a lr s c swih Fed r lRul o Ci lPr c ur 65( )1
o i s n l e pe t t
e a e f vi o ed e d ( )
.

22.

The Cour appr
t
oves, i par ,Cl Couns ' applcaton f a Fee and
n
t ass
els
i i or

Expens Award,and awar t am ount of $3,500, 00 i at or
e
ds he
000. n t neys'f and
ees

$ 676.4 i r i
62, 5 n e mbur eme o ltga in e pe e , and f Set l ent Cl
s nt f ii to x ns s
or
t em
ass
Re e e atve 'Awar i t amo o $ 500 t be pai t e c o t t e
pr s nt i s
ds n he
unt f 2,
o
d o a h f he hr e
Cl Re
ass pres atves.
ent i

23. The Cour has ext
t
ended t deadlne f s
he
i or ubm it ng a c ai on t
ti
l m
he
;

Set l ent Fund t
t em
hrough and i l ng Se pni 9,2011. A ny Cl m For
nc udi
pt ber
ai
m
,

pos m ar on or bef Se em ber 9, 2011,or r ei on or bef e Sept ber 9,
t ked
ore pt
ec ved
or
em
2011,wilbe t eat ast m e y fl .
l
r ed
i l ied

The Cour or s t t s Fi Judgm ent and Order of di m i sal s l
t der hat hi nal
s s
hal

#

c tt e a fna j m e pur uant t Rul 54 of t Federal Rul of Ci l
ons iut
i l udg nt s
o
e
he
es
vi
Pr edur The Cl k of t Cour i di ec ed t ent t s Order on t doc
oc
e.
er
he
t s r t o
er hi
he
ket
f t t
or hwi h.

I lght oft s Or ,a1 m ot ons t i er
n i
hi der 1 i
o nt vene are DEN I , t m ot ons t
ED he
i
o

wihdr w o j c i ns a e GM NTED,and al other pendi m oti are denied,
t a b e to r
l
ng
ons

as

m oot.

4

:
7

D N A DO D R Dti/ dyfetm e21, Mim,lia
O E N R E E hsl a oSpebr01i a iFod.
n
r
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TH E O N ORABLE W I AM M .H OEV ELER
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TED STATES D I
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