Kardonick v. JP Morgan Chase & Co. et al

Filing 455

RESPONSE in Opposition re 452 Cross MOTION to Strike 451 MOTION for Summary Judgment MOTION to Dismiss 451 MOTION for Summary Judgment filed by Trevor Grant. (ail)

UN ITED STA TES D ISTR ICT COUR T
SOUTHERN DISTRICT OF FLORIDA
MIAMI DIVISION

TREVOR GRANT
PO BOX 2378
conroe tex 77035
pro se parties
appelant

CASE NO.!.
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DAVID KARDONICK .JOHN DAVID .AND
M ICH AEL CLEM IN S .IND IV IDU ALLY
AND ON BEHALF O F ALL OTH ER S
S IM ILA RY SITUA TED AND T HE
GEN ERA L PUBL IC .

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CO .A ND CHA SE

DE FENDANT S

objected to defendantsocross lotion to strike or dismiss
t
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and this court shoud dénie defendants . cross-motion to

strike or dismiss . pleading filed by Vrevor grant
and th is cro ss mo tion is to d en ie

TREVOR GR ANT

po box 3278
conroe tex 77305
936 537 0883

dennis m .campbell
campbell.law .firm .pll .c
attorney for defendants
95 merrick way .suite 514
coral gables.florida 33134

telephone.t3os) 444.6040
facsimileot3os) 444.6041

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KARDONI TREVOR GRANT V . P M ORGAN CHASE & CO.ET AL
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ORDERI AND DESI
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GNATI OF REPORTER' TRANSCRI l uantt FRAP 1 b)
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case nos .11.14538 .aa

1X tIBIT
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1.qO-cv-23235.wmh

A A!ER 1 p Q'BA N K 7R S I SUR A N C c C O r PA h Y
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11 .14538 aa

SCHEDULE

30 DAYS RETRO ACTI TC F' DAY OF U)EM PLOYM E/T
VE
7RST
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Fir Str rA PY PA( (
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billing and credit card practices.ls u.s.c.ss 1601(
A)
r.226.1(
B). tila requires a11 solicitions for the
extension of credit to clearly .conspicuously and in readily
understood language disclose the terms of the commitment that

the offeror is extending to the consumer .congress delegated
authority for thr implementation of the truth oin lending act to

the federal reserve bord.(
BOARD.)
15 u .s.c.s 1604.the board promulgated regulation zowhich is the
truth in lending act .s implementing regulation 12 c.f .r .ss
226 et seq .
ARGUMENT
TR EVOR GR ANT IS OBJECTON OF ALL 'DECKRE ES AND LAN GR IGES F OR
DEF ENDANT S AS F ILE A FABLUSS DOCKQUMENT A GANESE TREVOR GRANT
AND A SKING THIS CO UR T TO' DISMIS S OR DEN IE DEFE NDANT S . CRO SS
MOT ION TO STR IKE OR D ISM ISS T HIS P LEA D IND ,
on page 9 .of the pro order granting mottion for final approval

of settlement.
by settling this matter .defendants have agreed not to pursue
their potential statute of limitations; and deceptive trade
practices claims for consumer ot be certified

quoting bennett,737 f.2d at 986) andtthe

1aw is found in the

texas insurance code.
article 21.28.
d.)
TO THE EX TENT THIS COURT MAY A S TO DEN Y AND

D ISM ISS ING DEFENDA NT

MOTION AND OBJECTON AND TO DEFNDANT CROSS MOTION TO DENY THE

MOTION. #s a motion for summary judgment.
Frevor grant is asking
this court to enter summary judgment.compare dkt.#451.at 11(1
asking this court for a full summary judgment by courtil.
with id
at

( asking this court to grant mr grant.s prayer for relief.

without regarding to the standard for summary judgment contained
rule 56( of the federal rules of civil procedure..) if this
C)
court constrrues trevor grant

s motion as a motion for summary

judgment it shoud grant the motion.to trevor grant and deny the
motion . by defendant .under rule 56.a party is entitled to -

summary judgment.if the movant shows that tl
qere is no genuine
dispute as to any material fact andthe movant is entitled to the

judgment as a matter of law.fed.
r.civ.
pro.s6.t this pleading
A)

OBJECYON TO DEFENDANTS JPMOR/AN CHASE &
I TREVOR GRANT IS SUBMITING

& CHASE BANK USA . N .A .

OBJECTON TO CHASE . CROSS MOTION TO

STRIKE OR DISMISS (
DKT.# 452) I TREVOR GRANT IS ASKING THIS
COURT TO DENIE JPMORGAN CHASE

.

CROSS MOTION TO STRIKE OR DISMISS

TREVOR GRANT .S REQUEAT FOR SUMMARY JUDGMENT (
DKT.# 451).
i WOS NOTIFIED BY ATLANTA CLERK OF COURT THAT THE INSURANCE
COMPANY HAVE NOT BIN SUIT AND IN SO DOING THIS SUIT IS FILES
AGANE JPMORGAN CHASE & CO AND THE AMERICAN BANKERS LIFE ASSURANCE
COMPANY OF FLORIDA DOCUMENT 438 entered on flsd docket 12 29 2011
page 8 of
this article is mark by a x ware the creditor the
creditor who holds this group master policy .and to whom the debt

is owed .

trevor grant

i am objecton to defendants attempted to assert

new claims against chase . in

case i am asking this courts
permission to proceed in forma pauperis) and for chase
the
seller and agent of this policy and a11 reporting and by chas

e

custmears servise when i reported for unemployment i report to
chase to custmears servise and make chase a mager pardenar
this case

and possable wrong doeing

this bill of right is a summary of your right and does not
becomed a part of your or ' certificate . the texas department of
insurance companies adopted the bill of rights and requires
insurance companies to provide you

a copy when they iss

ue

you a policy or certificate
texas and federal 1aw give you certain right regarding credit

life . credit disability also called credit accident and health )
and involuntary unemployment insurance this bill of rights
identifies your most important but it docs not include a11
your rights also there are some exceptions to the rights
listed here . if your creditor . seller.agent. company. or adjuster
tells you that one of these rights docs not apply to you . contact
the aexas department of insurance .

terms available to him and avoid the uninformed use of credit .
and to protect the consumer against inaccuurate and unfair credit

11.14538 aa

1.10 .cv .23235.7mh

prayer for relief
* @ @ * @ @ * @ œ * * @ * * * * @ @

a.

the court determines

federal rules

procedure .

judgnenl be entered against jpmorgan chase

co . et al

chase

a merlcan bankers insurance company

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Cas 1: O- 23235- M H Docum ent438 E
e 1 cvW
nt ed on FL Docket12 29 2011 Page 8 of1
er
SD
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AMERI
CAN BANKERS I
NSURANCE COM PANY
OFFLORI
DA

11222Qual RooatDrve, Mlml Fo ia 3 5 (Q )2 3
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2244

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CERTI CATE OF I
FI
NVOLUNTARY UNEMPLOYME

NT I
NSURANCE

UNEMPLOYMENT ONLY COVERS YOU
.

I I NOT JOI I
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NT NSURANCE.

Dicl e ofGuar y Fund Non-pari paton
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does satisfy these requirement. objecton to defendants faile to
demonstrated that there is no genuine dispute as to any material
fact .

failor of defendants to honear this court 8 6.2012 ded line
to my

subpanee of a11

credit card recoed and insurance policies

from 1984 to 2011 for nun of thease wer ever bin surrender and
under code ad9139cq-0499 is mark with a x this the creditor-the
creditor who holds the group master policy oand to whom the debt
is owed . and i have not recive any of policies so it revor grant
$
is asking this court for a full subpanee from -chasè '
ans the

american bankers insurance company of florida (
SEE EX. AT 5-14
and a11 in role ment wos done by chase customer service

and al1 corespandant wos don by chase and not the american
bankers insurance .
pursection to 28 u .s .c .ss 1746.

perjury that the foregoing
as perjury them self.

declare under penalty

not true and correctofor defendants

@ *

YEEVOR GRANT

@ @ @ * @ e

BY .

TREV OR GRA NT

* * @ * @ @ @ @ * * * e * @

TREVOR GRANT
PO BOX 3278
conroe tex 77305
ph .936 537 0883

cer tiflcate of service
@ * @ * * * * * @ * @ e @ @ * e e + * @ * e *

hrreby certify that on this 5.day day of septembor 2012
i send by
clerk

us postal service the foregolng document with the

court using us postal service i also certify that the

foregoing document

being served this day on

counsel

of record or pro se parties identified on this service
in the manner specified .either via transmission of notices by
us postal service and a11 counsel or parties who are authorized
to receive by us postal service .

DENN IS M . CAM PBELL

CAM PBEL L LA W FIR M .PLLC
AT TORN EY FOR D EFENDANT S

DAVID KARDONICK .JOHN DAVID .AND
MICHAEL CLEMlNs .individually and o
on behalf of a11 others similarly
situated and the general public .

95 merrick way .suite 514
coral gables.florida 33134

ph (3O5 ) 444-6040
facsimile ot3os ) 444- 6041
RO GERT D .W ICK
AN DR EW SOUKU P
COV INTON & B URL ING LL P

jpmorgan chase &co.and chase
bank usa on .a .
american bankers life assurance
company american bankers insurance
company of florida .11222 quall
roost drive.miami.fl 33157-6596

(305 ) 253.2244

ATTOR NEYS FOR DEFENDANT S

1201 pennsylvania ave .n.w .
washington .d ,c .2224

ph [phone]
facsimile. [phone]

TREVOR GRANT
ST EV EN M ILLER
CAR LA V ICTOR IA D IA Z
MARGARET E .WHEELER
CLA RKE HA MPE
KA T IE S IBLEY

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