The Victoria Select Insurance Company v. RCVR Logisitics Corp. et al
Filing
40
AMENDED ORDER Granting 25 Motion for Summary Judgment; Case is Closed. Signed by Judge Patricia A. Seitz on 11/15/2012. (ls)
U N I D STA TES DI
TE
STR I C O U R T
CT
SOUTHERN DI
STRI OF FLORI
CT
DA
CASE NO .11 23976- V- TZ/ M ONTON
C1 SEI Sl
THE VI
CTORI SELECT I
A
NSURANCE
C OM PA N Y ,
Pl i if
antf,
RCVR LOGI CS CORP.eta1,
STI
, .
De e nt.
f nda s
/
A M EN DE D O RD ER G M N TI G M O TI N FO R SU M M A R Y JU D G M EN TI
N
O
THI M ATTER i be or t Cour o Pli if sM oton f Fi lSumm a y J m e
S
s f e he
t n antf '
i or na
r udg nt
( 25) whiht Cour wilas c i rasaM otonf Fi lDea tJ
DE- , c he
t l lo onsde
i or na ful udgmentagans
it
Defnda RCVR LogitcsCor (
e nt
si
p.RCVR) Pl ntf ssngec c ants ksa
. ai if i l ount ompli ee
d caaoyj d me td tr nigt a Plitf d e n th v ad t t d fn o i d mn f
e lrtr u g n ee mi n h t an if o s o a e u y o e e d r n e iy
RCVR fom t cli sa s red a i ti by De e ntPa r i t unde l ng sa ecour
r he am s e t gans t
f nda
ra n he
ryi tt
t
lws t RCVR i i de a ta hasnotr s
a ui.
s n f ul nd
e ponde t t M oto f Fi lSum mar J
d o he
i n or na
y udgmen .
t
M or ove ,Par c
e r ra once st M oton bec us t r a e no is ofm a e i f c co r ng
de he
i
a e he e r
s ues
t ral a t nce ni
cove a See D Er ge.
35.Bec us t r a e no i s ofm a e i lf c , he M oton f Fi
a e he e r
s ues
tra a t t
i or nal
Sum m a y Judg e i g a e
r
m nt s r nt d.
1. U ndi ed M at alFact
sput
eri
s
Dee
f ndantPa r f l d a one c
r a ie
ountc pl i f ne i nc a i tRCV R i Fl r da s a e
om a nt or glge e ga ns
n oi tt
co t ( 12. Tha c antalgest t onJ nua y1 201 Pa r wa usngad i r
ur. DE- - ) t ompli le ha, a r 5, 1, ra s i
elvey
tuck owned by RCV R,t de i ra m a t e son be l ofR CVR , he t dooroft t uc
r
o lve
tr s
ha f
w n he
he r k
l ' am endm entchanges t w or dpar a' t tRCVR ' i t l tlne oft on page 6.
'he
I
he
d t r 'o S
' n he as i
ext
sa d s o Para' ha a c us hi lR t
lmme hut n r s nd nd r hed s e humbandtng r .1 Pa r s dRCVR
s e s (d) ra ue
f neg i nty f ii t m a nt i t t uc c e t ng a da r c
or lge l a lng o i a n he r k, r a i
nge ous ondii pe m itng t tuc
ton, r ti he r k
t x i br ke f lngt w a n oft t c sc ton, nd f ii t a r t a i bl
o eman o n, aii o r
he nz k' ondii a alng o dhe e o pplca e
r esandrgultons (d.
ul
e ai . 1 4
Pl i i fi s a Fl i Busne sA ut Polc t RCV R f t pe i be nni Apr l
a ntf s ued
orda
i s
o iy o
or he r od gi ng
i
1 , 01 a de igAp i 1 20 1 ( 1 1) Th p lc c nan t f lo n pr vso :
2 2 0 n ndn rl 2, 1 . DE- - . e o iy o tis he ol wi g o iins
SECTI 1 -LI BI TY COVERAGE
ON 1 A LI
A . OV ER AG E
C
W e w ilpa a1 s s a i ur d l aly m us pa a da age ,o he t n punii or
l y 1 um , n ns e eg l
t y s m s t r ha
tve
e e lr d ma e , e a s o b dl ij r o p o ryd ma et whc ti i s rn e
x mpay a g s b c u e f o iy nu y r rpe t a g o ih h s n u a c
a i s c us by a ac de a r s tng f om t owne s p, a nt na orus ofa
pple , a ed
n ci nt nd e uli r he
r hi m i e nce
e
c r a o.
ove ed ut
B.EX CLU SI S
ON
Thi i ur nc doesnota y t an oft f l i
s ns a e
ppl o y he olow ng:
4.EM PLOY EE I D EM NI CA TI A N D EM PLO Y ER S LI BI TY
N
FI
ON
A LI
Bodl lj r t
i n u y o:
y
a
.
An empl e ofa i ur d a ii ou ofa i t cour eofe pl e tbyt
oye
ny ns e rsng t nd n he
s
m oym n
he
i u e or
ns r d;
b.
Pe f m i t dutesr a e t t co
ror ng he i elt d o he nduc oft i ur sbusne s or
t he ns ed' i s ;
Thes
pous ,c l pa e ,br t rorsse oft te pl e a aco eque eof
e hid, r nt o he
it r ha m oye s ns nc
pa a a a.a
r gr ph bove.
Thi e us on a i '
s xcl i pples
.
W he he t i ur d m a be la e as a e pl rori a o he ca ciy;
t r he ns e
y
i bl
n m oye
n ny t r pa t
a
nd
To a oblga i t s r da a s w ih orr pa s eone e s who m us
ny i ton o ha e m ge t
e y om
le
t
p yd ma e b c u eo teij r
a n g s e a s f h nu y.
2
Bu ti e cu in d e n t p yt b dl ij r t d me tce o e sn te tte t
t h s x l so o s o a pl o o i nu y o o si mply e o n i d o
y
l
wo ke s co pe a i be ft ort la lt asum e by t i ur unde a i u ed
r r ' m ns ton neis o ibiiy s d he ns ed
r n ns r
contact ...
r .
( 1 1a 11 1 ) Thepolc i l est f lwi dei tons
DE- - t - 2.
iy ncud he olo ng tnii :
SECTI V -D EFW I ON S
ON
TI
Empl ei l sl a e wo ke sa t mpor r wo ke s
oye ncude e s d r r nd e
ay r r .
H.
I ur d m e nsa pe s oror ni ton qualf ng a a i ur d i t W ho l
ns e
a ny r on
ga za i
iyi s n ns e n he
s
An I ur pr son oft a iabl co r ge.
ns ed ovii
he pplc e ve a
**+
R.
Te
mpor r W or rm e nsaper o who i f nihe t you t s tt ef a
ay
ke a
sn
s ur s d o
o ubsiut or
pe ma n e pl e o l a ort m e ts s lo s tt r wor oa
r ne t m oye n e ve o e ea ona r hor-e m
kl d
c tons. m por r w o ke a s m e nsaperon oror ani ton who
ondii Te
a y r r lo a
s
g zai
c tace o a e d wih you t pr det you goodsors r c i c
on r td r gr e t
o ovi o
e vies n onne i n
cto
wih yourbusne saci te .
t
i s tvii s
( 1 1a 1 - )
DE- - t 820.
RCVR wasowne a ma ge byLi Va Rhyn.( nRhynDe 6:5- ) The
d nd na d
nda n
Va
p. 1 20.
busne sofRCVR wa t delve m atesest c t e son be fofSeec Comf t (d. t
i s
s o i r tr s o usom r
hal
l t
or. 1 a
1 1 ) Ac r ngt Va Rhyn, rawasa e o ofRCVR.(d.a 7:4- 6. Va Rhyn
9:4. co di o n
Par
n mplyte
I t 1 1) n
die t d Pa a a t whe hehad t pi k up t m ates e e r y a wha hi r ewoul be
r c e n' s o
n
o c
he tr s s ve yda nd
t s out
d
e r y.(J, 9: 1 2;1 21 11: ) Pa r onl dei rdmatese f RCVR,hetuc he
veyda f at 24- 0: 0: - 4. ra y lvee tr s s or
t r k
usdwa o e b RCVR, n h d dn th v t p o iea ytol t d t j b.(d. t1 :e s wn d y
a d e i o a e o r vd n o s o o he o I a 17
1 ;1 :5 2 ) Par d dn t e da dd dn trc iea ys e ilr ii frt ej b (d a
1 l1 - 2. ra i o n e n i o e ev n p ca tanng o h o . 1 t
1 6- 6: ) RCVR wa rs i ef pr di gas i f t tuc andf mai ena eof
5: 1 3.
s e ponsbl or ovi ng olne or he r k
or nt nc
t tuc (d.a 1 9- ) Par waspada adal rt o $1 pe da r r es ofhow
he r k. 1 t 2: 22. ra
i t iy ae f 00 r y,egadl s
ma hour hewoked.Ld.a 1 1 1 5. Hewa padby c c e r t we ks (d.a
ny s
r
l t 3:6- 4: )
s i
he k vey wo e . 1 t
1 : 11) Par wor df RCVR f a oxi tl amont ormont a ahaf (d.a 21:
46- . ra ke or
or ppr maey
h
h nd l. 1 t 20-
2 . At h e o t ey a,
5) t e nd f h e rRCVR is e Par a1 9 (d a 211 - 9)
su d ra 0 9. 1 . t :1 1 .
l . Sum m ar Judgm e St
1
y
nt andard
S mmayj d me t sa p o raewhe çhep e dn s. .ho t a te ei n g n i e
u r u g n i p r p it n s la ig . s w h t h r s o e u n
t
is ea t a ymaeil a ta dt tt mo i pat i e tte t aj g n a amatro
su s o n tra fc n ha he vng ry s n ild o ud me t s te f
lw. An e s nv Lie t Lo b , n .4 7U. 2 2 2 7( 9 6 ;
a ' d r o . b ry b y I cs 7 S. 4 , 4 1 8 ) HCA He lhSev . fGa, n .
'
at r s o .l c
v Emplye sHealhI .Co.240F. 982,991( t Ci.2001.Onc t movi pa t
.
o r
t ns ,
3d
11h r
)
e he
ng ry
de onsr est a e e ofa ge ne i s ofm at r a f c , he non- ovi pa t m us dc e
m tat he bs nc
nui s ue
eil a tt
m ng ry
t i om
f wa dw ih tpe ii f t s
or r t s c fc ac s howi t tt r i age neis f til''M at s t Elc
ng ha he e s nui s ue or ra .'
su hia e .
l du .Co.v. nihRadi Cor , U. 574,587( 986)( ig Fed.R. v.P.56( ) The
n s
Ze t
o p.475 S.
1
quotn
Ci
e).
Cou tmus vi w t r or a a1 f cua i er nc t r fom i t lg m os f vor bl t t
r
t e he ec d nd 1 a t l nf e es he e r n he i ht t a a e o he
no m ovi pa t a de dewhehe Sthe e de epr ent as fcintdia ee ntt
nng ry nd ci
t r ét vi nc es s ufi e
s gr me o
rq ies b si nt aj yo wh t e i i s o e sd dta o epat mus p e al samatr
e ur u miso o ur r eh r t s o n -ie h t n ry t rv ia
te
oflw.' Ale v T onFoods I ,1 F. 6 6 ( 1hCi.1 ( igAnde s 477
a '' ln . ys
, nc. 21 3d 42, 46 1 t r 997) quotn
r on,
U. a 25152).
S. t - )
I o p sn amoinf rs mmayj d me tt en n mo n p ryma n t eys ey
n p o ig
to o u r u g n ,h o - vig a t y o r l oll
on t pladi ,butmus s
he e ngs
t how by a fdavis de ii ,a wer t i t rog t i ,a
fi t, postons ns s o n e r a ores nd
a iso t ts cii f c se s de onsr tng age ne is f ti . SeeFe R. v.
dm s i ns ha pe fc a t xit m ta i
nui s ue or ral
d. Ci P.
5 () () s eas Ceoe Cop. . tet4 7U. 31 , 2 ( 9 6 .A meeG cn il'o
6 c, e ; e lo l tx r v Car t, 7 S. 7 3 4 1 8 )
r t itl ' f
s
a
e denc s
vi e uppori t opposngpa t sposton wilnots fce;i t d,t r mus bea
tng he
i
ry'
ii
l
ufi nsea he e
t
s fi in s o ngt a t ej r c udra o a l tn f rta p ry An e s n 4 7U. a 25
u tce t h wi h t h u y o l e s n by i d o h t a t. d r o , 7 S. t 2;
s ealo Wale v Dar y, 1F. 1 1 ( 1hCi.1 .
e s
k r . b 91 2d 573, 577 1 t r 990)
4
11 D i si
1. scus on
Plitf mo e f rs mma yj g n b c us P ra' cam a ans RCVR i
anif v s o u r ud me t e a e ar s li g i t
s
s ii a l e l d fom c r geunde t polc
pec fc ly xc ude r
ove a
r he iy.Pl i ifas e t t tt l ngua oft
antf s rs ha he a
ge he
p l ye ld sfo c v r g b dl ij r t a d mply eo (
oi xcu e r m o e a e o iy nu y o n ç o e f RCVR)aiig o to a di t e
c
e
rsn u f n n h
c s ofe oy e by t i ur d. Thus be us Pa r ssa ec tc
our e mpl m nt he ns e '
'
, ca e ra' t t our ompl n ale t t
ait lges ha
P rawa ij rdwh l wo kngo b hafo RCVR, an ifi e tte t e tyo ad ca ao y
ar s nu e ie r i n e l f
Plitf s nild o nr f e lrtr
j d me tfn i gt a P an ifh sn d t t d fn o i e iyRCVR i Par ' saec u'
u g n id n h t litf a o uy o ee d r nd mn f
n ra s tt o l
t
a ton,
ci
An i ur r sdut t de e ag ns a lga a ton mi e fo t a l a i nsi t
ns e ' y o f nd ai t e l c i
s s r m he leg to n he
u eryi c ant Hi nsv St eFar Fie& Cas t Co.894 So. 5,1 ( a 2004)
nd l ng ompli . ggi . at m r
ual
y ,
2d 0 Fl.
.
Thus i t a l g i nsi t u ryi co antdo no brng t c am wihi t c r ge of
, f he le ato n he nde l ng mpli
t i he l i
t n he ove a
t polc t i ur nc c
he i y, he ns a e ompa doesnotha a d yt de end.Aut owne sI ur e Co.v
ny
ve ut o f
or ns anc
.
Mar nDev lpme Cor ,805So.2d888,891( a. DCA 2001 .l t r i nodut t
vi eo nt p.
F1 2d
) f hee s
yo
d end, he e i no co r pondi dut t i mniy bec us t dut t i m niy i na r r
ef t r s
res
ng y o nde f
a e he y o nde f s rowe
t a ted t t d f n .Ese I s r nc Co v Bi T p o a , n . 5 So 3 1 2 ( a 2
h n h uy o ee d sx n u a e . . g o fT mpa I c, 3 . d 2 4 Fl. d
DCA 201l.Howe r a doubta t dut t dee mus ber ol i fvoroft
)
ve , ny
bout he y o fnd t es ved n a
he
i ur Am e i u e I su anc Co.v G ol Coas M ar ne D i t i or ,l . 771 So. 579,580ns ed.
rs r n r e
. d
t
i
s r but s nc ,
2d
81( a. hDCA 2000)
Fl 4t
.
Th saec u'c mpan alg sta wh n h wa ij r d Par wa d o ii
e tt o l o lit le e h t e e s n u e , ra s k vdng
t
pr
s r ce ' f RCVR a wa C i adei ytuc owne by De e ntRCVR. Ba ed on
e vi s' or
nd s t ng
us
lver r k
d
f nda
' s
'
t e a l to a t t s i ony ofRCV R ' ow ne , a Rhyn, ai ifa guest tPa r was
hes lega i ns nd he e tm
S
rV n
Pl ntf r
ha r a
a e pl e ofRCV R a t ,notc r d by Pl i if spolc U nde Fl i l w , o
n m oye
nd hus
ove e
a nt f
i y.
r or da a t
deer ne whet rape s i a e pl eora i pe ntc r c o , a c tc i r t
t mi
he
r on s n m oye
n nde nde onta t r our ons de s he
f l i f c or :
olow ng a t s
()t e e ofc r whih, t a r e ntt matrma e cs o rt deais
a he xtnt ontol c by he g e me ,he se y xerie ve he t l
oft wor
he k;
( )wh te o n tteo ee ly di e a e i adsid o c p to o b i e s
b eh r r o h n mpo e s ng g d n itn c u ain r usn s ;
()t ki ofoc pai wihr ee et wheher i t l lt t wo ki us ly
c he nd
cu ton, t efrnc o t ,n he ocaiy,he r s ual
doneunde t dieci oft empl rorby a s ci itwihouts vii
r he r ton he
oye
pe als t
uper son;
()t es il e uie i t ep riua o c pain
d h k lrq rd n h a t lr c u to ;
c
()whehe t e oye ort wor ns ist i tume aii ,t s a t
e
t r he mpl r he kma upple he nsr ntltes ool, nd he
pl c ofwor f t pe s doi t wor
ae
k or he r on ng he k;
( t lngt oftmef whiht pe s i e oye
9 he e h i or c he ron s mpl d;
( )temeho o p y n , eh rb t t o b tej b;
g h t d f a me t wh te y he i r y h o
me
( )wh te o n ttewo k i apa'o t rg lrb sn s o t ee o e;
h eh r r o h r s l f he e u a u ie s f h mply r
t
()whehe ornott pa tesbeivet yaece tngt rltons pofmatra
i t r
he ri le he r rai he eai hi
se nd
s r nt a
e va ; nd
()wh t e t p i cp l so i n t nb sn s.
eh r he rn ia i r s o i u ie s
KaneFur t eCop.v M ianda,506So.2d 1 ,1 ( a. DCA 1 .Pl ntf a srs
niur r . r
061 063 F1 2d
987) ai if se t,
a t Cour agr e ,t tt s f c or we g i f voroffndi t tPa r wasan e oye of
nd he
t e s ha he e a t s i h n a
i ng ha ra
mpl e
RCVR.
RCVR con r ld Pa r swor b gvi hi hi r e e c da . Par a w a notenga d
tole ra'
k y i ng m s out a h y
r s
ge
i a ditnctoc
n si
cupai a delve yofm ate s di notr quie as i ls ora s c a
ton nd i r
tr s es d
e r pec ait ny pe i l
s ls RCVR s i d a m ant i t tuc us d by Pa r . Pa r w a pad by t da not
kil .
upple nd i aned he r k e
ra ra s i
he y,
pe j b.Deiei mate s swa RCVR' b sn s .Va Rh n,h o e o RCVR, eiv d
ro
lv rng trs e s
S u ie s n y t e wn r f
b le e
t tPa r wasa empl ,nota i pe ntc r c or RCVR wa i busnes . Thus
ha ra
n
oyee
n nde nde onta t .
sn i s
,
al ta1 oft f c or wei i f vo offndi t tPa r wasa e oy ofRCVR .
mos 1 he a t s gh n a r i ng ha ra
n mpl ee
Acc di y,bec us Par wasa empl eofRCVR a t tmehewa ij e Pl ntf s
or ngl
a e ra
n
oye
the i
s n urd, ai if
polc e udesPar sij yfo c r ge.Consque l Pli ifdoe notha ad yt
iy xcl
ra' n ur rm ove a
e nty, antf s
ve ut o
defnd o i m niy RCVR i t unde l ng sae c taci .
e r nde f
n he
ryi tt our ton
6
A cc di y, ti
or ngl i s
ORD ERED t t
ha .
Pli ifsMotonf Fi lSu
antf
i or na mmar J
y udgment( 25 i GRANTED.
DE- j s
Al m o i notot r s nze upon a eDENI a moot
1 tons
he wie l d
r
ED s
.
Th Co r wile tras p rt fna j dg n .
e u t l ne e aae i lu me t
Thi c e i CLO SED .
s as s
D N ad R E E iMi ,lrati 1 dy f oe e 21.
O E n O D R D n a Foi , s * aoN vmbr 02
mi d h
,
>,
PA TRI
CI A .SEI
TZ
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TED ATES D I
STRI J
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c:
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e
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GE
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