Pruco Life Insurance Company v. Richardson et al

Filing 36

Order Granting Defendant U.S. Bank's Motion to Dismiss. Signed by Chief Judge Federico A. Moreno on 8/20/2013. (vds)

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UNI TED STATES DI STRI COURT FOR THE CT S OUTHE DITRIT04F ORI RN S C L DA MimiDi soh a vii Cas Num be 1 24441 C1 M ORENO e r: 2- VPRUCO LI I FE NSURANCE COM PANY, Pl i if a ntf , VS. U S BAN K , S SECURI ES I A TI NTERM EDI ARY ; GAR Y A . CHA RD SON ; FE BRO KEM G E RI LI ; EQUI GROUP, TY LLC;a J nd OHN DOES 1 0, -1 r i 1 Dee d n s fn a t. ! ORDER GM NTI DEFENDANT U NG i , S. BANK S M OTI TO DI I ON SM SS . THI CAUSE c mebeor t Cour uponU. Ba N. 'M otont DimisCountIof S a f e he t S. nk, A. S i o s s t Co pl nt Fort r s s toutbel ,U . Bn sM oton i GR AN TED . he m ai . he ea ons e ow S. nk? i s i 1 Ba kg o . c r und j : Th s sa a to f r caaoyj d me t nwhc Pli tf Pr c LieI u a c Co a y i i n ci n o de lrtr u g n i ih anif u o f ns r n e mp n i ! (t uc 's ksadecartont tt lf i trnc poltisaeil alwa rngc rcsa ae ç o' ee Pr ) l ai ha wo ie nsla e i e r leg gei onta t nd r v d ab i tof l c ofi tr e i e es a i e i oi nii or a k nslabl ntr t t nc pton.i A.TheAle d ' lge ' STOL1'Sc me ' he i l Se e be of2005, alndGuida i t Pli ifPr coLieI lr nc Compa f n ptm r Ros i l ppled o antf u f nsza e ny or t $5milonlf i urnc polcis(he' l Polci '. wo li ie ns a e i e t ' d i ts' Compl! 1 Thea iai na d Gui ) . . pplc tons me i i M s Guid' da e a t prmaybe ii y.Exs B & C a 2;Compl!41. codi t t . l s ughtr s he i r nefcar . t . Ac r ng o he Co lithwee, . i 'duhewa nvrhItu itne bnf ir oteplis mpan,o vrMsGul s agtr s eet)renedd eeiay fh oie. d c c I lse d P uocams teGul Poiisweep rh sds ta te c udltrbes l o te n ta , rc li ,h id lce r uc ai o h t h y o l ae od n h i : s onda y ma ke t a i t wih no i tr bl i e e ti M s Guid' lf wha Pnlo c lsa ec r r t o n nvesor t nsla e nt r s n . l s ie: t c a l ! ' tangerore e lf i lr nc ' ' 'r STOLI' c m e. A c or ng t t eCom pl nt t ar hiect 's he i c di o h s - int d ie nsza e'or ' ai , he c t of t s s he e wa Pr o' own a nt Def nt Gh y Ri ha ds Pr o a l es t t M r hi c m s uc s ge , enda Ir c r on. uc leg ha . lihad o wo k di c nc r wi De e d n LieBr k r g Eq t Gr u a d sv r l n a d tc r s n r e n o et t fn a t f o p a e ui o p n e e a u n me h y d : ee nt (ol Does1 1 )t pr def s i or tonlo eni whowoul uli t yfna e fnda s J m - 0 o ovi ale nf mai c nc r ng d tmael i nc ! a be nd 1 nei fo t Guid Polces Pr o cai M s. l wa ne r i ve i t pr s of tt r m he l i i . uc l ms Ggid s ve nvol d n he oce s 1 i compltng t lf i ur ncea i tons s sg d t doc e safe beng ofer d 'r e lf e i he ie ns a pplcai ; he ine hk um nt tr i f e ' e ie f 1 i i s rnc 'o s meoh rb n fti rt r f rp o ii V rsg au e n u a e' r o te e ei n eu n o r vdng in t r . i Pnlois e teGui P lce o Oco e 21 20 5 c r n t teCo an, ohMr c su d h l o iis n tb r , 0 .Ac odig o h mplitb t . d Iih rs na dLieBrk rg Eq iyGru rc ie s! fc n c mmiso su o t is n e lc ad o n f o ea e ut o p e ev d !niia t o sin p n he sua c g : oft polces Thepolce na dt Ros i GuidFa l I ur elrvoc bl Tnzta t he ii . iis me he alnd l miy ns anc re a e s s he ! rcodowne a be fcir ofheGuidPolces Acc yi t t Compl ntt GuidTr t e r r nd nei ay t l ii . or! ng o he ai ,he l uswas f onne t lt rf c lt t t s eoft bene i a i e es i t polc e t s conda yi sor .l d o a e a iiae he al he fcil ntr t n he ii s o e r nve t s n a t lt Pr coa lges M s Guidhadnoi ve e i i f ma i of hetus ori t elc i c ua iy, u le , . l nvol m nt n he or ton t r t n he e ton : i oft tuse W elsFa goBa N. Pr coe nt l delve e t polci t t tuseea t he r t e, l r nk, A. u ve ualy i r d he i es o he r t nd o ! M r Ri ha ds . c r on. #. y n o e u Pa me t fpr mims Shorl t r afe , u o r c ve i ta pr m i !a e st alng ove $700,000 f rbot ty he e tr Pr c e ei d niil e um p ym nt ot i i r o h Guid Polc e . Some t ye r l tr Pr o r e ve a c nge ofowne s p a be t ir l ii s wo a s ae , uc ec i dl ha r hi nd nek a y ' rq et c a i teo e a db neiir o teGu# Poiist Dee d n U. Ba k a e u s, h ngng h wn r n e tcay f h l l e o fn a t S. n , s d c ! sc rte itnne ir .P u oa po e terq etdo !e a db neiir c a g i Fe rayo euiisne day r c p rv d h e u se v r n e fcay h n e n b ur f 1 2 0 Ac odn t Pnlo t sc a g o o es i 'o kplc i c l cinwi tesl o te 0 8. c rig o c ,hi h n e f wn rhp ' o a e n ometo t h ae fh t h I q i be fca i e e ti t GuidPo i e t a i sorwih no i ur bl i e es i M s Guid' lf ' ne il nt r s n he l lcis o n nve t t ns a e nt r t n . l s ie. ' I Mo i r ta $ milo i ttl r mims v b e p i f th p lce .Pn c camsta ds o ey e h n 2 lin n o a p e u ha e e n ad o te oiis zo li h t ic v r i i t sc e woul r vea t tno oft pr m i pa m e s we e m a b M s Guid. Thos n hi as d e l ha ne he e um y nt r de y . l e : pr mi pa m e s ha r ule i c e um y nt ve es t d n omm ison pa nt i exc s of $200, 00 t M r si yme s n es 000. o . Ri r onand$1 000. t LieBr rgeEquiyUr chads 20, 00 o f okea t !oup. C Thel t M oton nsant i Pr c br ht hi a tons e ngadeca ai hy t Guid Polci a evoi Spect al , u o oug t s ci e ki lr tont t he l i es r d. ik ly Co n lo te Co lits e saj d me td cai g ta t Gul Poiisaev i a i t u t f h mp an e k u g n e lrn h t he i l e r o d b nio d c i ! bec us t y lc a i ur bl i t r ta t ri pt, n.Pr o alo c am st i i e ild t a e he a ked n ns a e n e es t hei nce i b uc s l i hat t s ntte o r t i t pr m i pa ent . e a n he e um ym s U. Bakh smo e t ds s Co t1o t jo n st tifist saeacam u o S. n a v d o imis un n he ru d ha t al o tt li p n whihr l f a b g a tda dt t h c mpan s o l V ds se wihprj iea a an th c ei c n e rn e n ha t e o lit h u d imisd t eudc s g i s te e ba U. Ba a s r quesst r t oft pr mi si ha pad. n s nk. S. nk lo e t he eum he e um t s i l uppor, . Ba a g s tU S. nk r ue t tCount1sba r Fl i ' 'nc esa lt saut 'Fl Sttj627. )a byt t ye r ha i redby ordas' ont tbiiy tt e'( a. a. i 455 nd he wo- a i ont sa lt pr son c aned i bot oft Guid Polces s cond, ha Co mtli ba r d by nc e t biiy ovii ont i n h he l i i ; e t t t s re i ag n r l ttt o l tto s( a S a. 9 1 4 )1 ;h r ,h t ni sla l itr s d de s a e ea sau e f i ain Fl. tt j 5.13 49) tid t a a n t be n ee t i xit t mi r . t tmet i urncec rc wa ma (ha ofM sGuid'daug e ,oa Guid) a f t t t he i he ns a onta t s de t t . l s htr J n l ; nd,ourh,ha Pr o' r que t or t i t ne l $2m ilon dola si pr i ale ypad ont polc s ul uc s e s t e an he ary li l r n em ums r ad i he iy ho d besrc n be us underFl rdalw,i apolc i r ci d orvoi a i ur rmus plc t tike ca e, oi a f iy s es nde ded, n ns e t a e he iuebc iteae oio tenue wsnbjeh eetedtot plyTe n r aknh sm psi h i r ai eo tefcv a fh oi.h sd tn s d r fi e e c I isnmoinrltsnyoC utote o ln,Iiite nyct asrdaa sU.. nt t t ea olt onIfh C mpa tY tsh ol omtset gi t S a o e i e n ! 5 i Bank. l i Pr cohassr c ur d iscli a ns U. Ba 4sa ac i s e ng ade a a i t tt u tu t e t am gai t S. nk ' n ton e ki , clr ton ha he I polcis a e voi ab i to f l c ofi ur bl i e es i t rt n voi bl due t fa ie r d nii or a k ns a e nt r t- he ha r a da e o r ud. Thi s i dsicin i n tbl, sFlrd 1w hod t tu tme/ camst a poiisaev ia l d et itn to s oa e a o ia a ls ha ni l li h t l e r od b e u o c faud ae pr bie by t i ont tbiiy ca e. The is bef e t Cour i whet rt r r ohi td he nc esa lt lus sue or he ts he he l : ! ic netblt ca s i teGul Poiisas a pist prhbt uo'u tmeycamsh th n o tsa ii lu e n h i l e lo p le ô o iiPrc s ni l li ta te y d c l Polcisa ev dabi to.TheCour hol t ts hcl n sa eba r dbyt i ont t biiyclus . i e r oi nii t ds ha uc aii r r e he nc esa lt a e i Thi hol es cilytu i t sca e i w hi h t c a m i tt polc i voi ab i to due t l k s ds pe a l r e n hi s n c he l i t he i y s d ha nii o ac , ; ofi tr bl i er s i uli ael ta a e t a ca m offa nsla e nt e t s tm t y r ce bl o li r ud. 1 Di 11. scussi on : Cot Ifist saeacai asamatroflw bet us Pr odi notchalnget valdiy mt al o tt l m te a a e uc d le he i t ; oft Guid Polc e be or t e r ton oft t ye r ç nc e t biiy' pe i Fl rda' he l ii s f e he xpiai he wo- a d ont sa lt ' rod. o i s i i ont sa lt sa ut m a t t t 1nslanc c r c scon ai ac a es ti f t at y r nc e t biiy tt e ndaes ha a1i tr e onta t t n l us e tng orh wo- ea pe i a t whi h t vai t oft c r c ca rod fer c he ldiy he onta t nnotbe k lng hale ed: Eve yi ur ncecon r c s l pr det tt polc s l bei ont t bl afe i ha be n r ns a ta t ha l ovi ha he i y ha l nc esa e tr t s e i i f red rn t lftmeo t ei u e frap ro o 2y asfo isd t o is e c p n o c u ig he iei f h ns rd o es d f e r r m t ae fsue x e t (Jfrn n a me t f rmimsa de e ta t o to o teis rr (1a t po so s 1 o o p y n o pe u n xcp,thJ pin fh n ue,2 so rviin r ai t be is i e nt of dia lt a a t pr sons whih g a addii l eltve o neft n ve s biiy nd . o ovii s c r nt tona i tr nces c fc ly a ns de t byac de o?ac i nt m e ns nsla pe ii a l gai t a h ci nt i c de al a . Fl. tt j6 74 5 BohGul P iisc nantef l wi ic n e tbi t ca s : a Sa. 2 .5 . t id ol e o ti h ol ng n o tsa l y lu e c o i j Count1 oft c pli conai ale i t tM r Ri' ds LieBr ageEquiy Gr and 1 he om ant t ns lgatons ha . har on, f oker t oup, ot r madega en m ir es nttonsr ga di t tuepu pos f t GuidPolcis,hes c ofprm im s hes udul t sepr e ai e r ng he r r or he l i e t our e e u f t Guid Polcesa M s Guid' i om e aset a ne worh,wih t i en i t Pr cowoul r y o or he l ii nd . l s nc , s s nd t t t he nt ton hat u d el n t em ir pr s nttonswhe is ngt GuidPolces CountII le t s s m em ir pr s nt i w ee hos se e e ai n sui he l ii . I lges he e a se e e atons r ne i nt CountI alege t tt faud en a orne i ntmir pr entto amount t aci lc pia glge . V l s ha he r ul t nd/ glge s es ains ed o vi ons rcy a ns Pr co.CountV c ai abr c ofconr c cl m a ns r Rihads gai t u ont ns ea h- - ta t ai gai t . c r on. I 1 i i i : Exc pta wesaei t ne s nt nc wewilnptc e tt sconta a tri ha be n i e s t t n he xt e e e, l ont s hi r ct fe t s e n fred r gtenue 'lei frwoyasl teisedt. eecpin ae() oc ui h Isrdsi t o t erf h su aeTh xet s r:1 n f me jm o non- y ntofe ug prmi t pa t rqtie c ge ;a ( a cha i t pa me no h e um o y he e p rd har s nd 2) ny nge n he cnrctarqi suapoaadht ud rae ulblyFrn sc cag, ot t teur orp rvln tawolYcesori it.oayuh hne ah e ai wewilnotcon es t cha a t i ha bee i e f tf t ye r durngt lf i eof l t t he nge fer t s n nlfec or wo a s i he ietm t l tr he nsled. Com pl Exs K & L a 5. . . t The i ont t biiy caus wor t t m ut adva age oft i ur ra t i ur d, nc esa lt l e ks o he ual nt he ns e nd he ns e gvi t i ur d agua a ya i te i ng he ns e r nt ga ns xpensveltgai 4 gi ngt c i ii ton nd vi he ompa y ar s bl tm e n ea ona e i r d e n n or a do p rtmiyt as erai whet rt i ur ncecontactshoul r m ai i f ce Al tt Lf I s n p o t t o c t n he he ns a l ae e n . s . Co. v M ilr 424 F. 111 111 ( 1h Ci.2005 . Fl i pr c nt ha i e eed . le , 3d 3, 5 1 t r ) orda e ede s ntmrt I i i nc e t biiy caus a a ol eba st eforsbyt i ur rt r ci t polc a trt ye r ont sa lt l es s bs ut r o f t he ns e o es nd he iy fe wo a s f a ot rr as t n t ari a e e e i i t sa ut d.l e t Fl i Supr me or ny he e on ha he tcult d xc ptons n he tt e.I nde d,he orda e Co r h sl e d j6 74 5t asaueo lmi to s 1 . t1 1 (iigPr c I s Co o u t a i ne 2 .5 o tt t f i t in . d a 1 5 ctn u o n . .fAm. . k a v Pr s t 1 So.875,878( a.1937) ecot, 76 F1 ). Thi de f c o s a u e oflm ia i a i r r vs oft ba i f t c le a t t s a t ttt i t tons pples ega dl s he s s or he ha l nge s o he vai iy oft polc i l ng i c e i whih i i al ge t tt i ur d led ort to he ldt he iy, nc udi n as s n c t s le d ha he ns e i ha t r i e i lo s i o mirpr s nttonsweema whe a yi f hepolc Se i (ii ntntona misons r se e e ai r de n ppl ng ort iy. e d.ctng Ba k r S c L4'I s So . .Ka , 8 F.d8 0 8 -)( 1hCi. g g t se r sn ai na t n es e . / n . c v ne 8 5 2 2 , 212 1 t r l 8 lmir p e e tto s o : ie tt o i u e ) Gr at . teI s Co v Po c r , 6 So 2 5 5 5 6( a 4h2 0 )fa da d n iy fns rd ; e S L / n . . . r a o 8 9 . d 8 , 8 F1. t 0 4 (ru s ' t f c o i u e sd ah ; u ma v Mu . foma aI s Co, 81S 2 7 7, 5 - 3( a 3 o a t f ns r d' e t) Ka f n . t o h n . .6 o. 4 4 7 0 5 F1. d DCA l g ln n ds l t eo p ee itn c n iin )Di a ov Na 1Fou d Lf I s Co, 51 g 6 t o - icosl f r- xsig o dto s; Fr nc . t r n e n . .5 : S 2 5 , 3 ( a 3 DCA1 8 )fi r t dsls pro me c lrame t n hsoy; u o o. d 35 5 6 Fl. d 9 9(a1 e o ico e sr dia tet n a d itr)Pr c u ! 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Pr c a g t thei nt sa lt clus doesnbt ppl bec us i i s ki ade l r to u o r ues ha t nco e t biiy a e a y a e t s ee ng c a ai n i t tt Polciswer v d ab i to bas d on a lc ofi :ur bl i t r ta i e i Se D. 1 ha he i e e oi nii e a k ns a e n e es t nc pton. e E. 7 a 5,7- Theeor Pr oagues t i nt t lt clus ne rwe i oefe t1 Howe r t 9. rf e, uc r ,he nco esabiiy i e ve nt nt f c.d. ve , ' t s Co thol t tt i nt sa lt clus a i swih e lf c t cli t tt Guid hi ur ds ha he nco e tbiiy a e pple t qua or e o a ms ha he l ï Polc esw e e voi ab i to. ii r d nii ; Co rsaedvd do teis eo wh t e a i cin etb l yca ea pist b racam u t r iie n h su f eh r n n h tsa ii lus p le o a li t t t c t a ti v d ab i to. ha a on r c s oi nii Co rs olwigt emaoit viw h l t a ic n e tbl yca e u tf l n h j j y e o d h tn o tsa it lus s o i i ; ha noefc whe eapolc i v d abi tof lckofi urbl i ee t Pru Lf:I .Co.v ve fe t r iy s oi nii or a ns a e ntrs. co / ns ' . Br s e , 1 - 0 0 ,2 1W L 1 40 6 a n. ( . il.J n 7 201 lctn 7 W il tn o a n r No. 0 8 8 4 01 3 5 t 5 SD.F a a . , ltiig li o n s Co ta t j 1 5 n.2 ( 01 ). l c nr s,c u t f lo ng t e mi o iy v e h d ta nrcs 7:, 3 2 0 ) n o tat o rs olwi h n rt iw ol h t i ont sa lt l us ba i ur nc c nc e t biiyc a es r ns a e ompanis cli r ga di t va i t ofns a epolcesz e ' a ms e r ng he ldiy i ur nc i i . I z orda a a st f l t mi iy viw bas d ont f l ng satm e b t Fl i ppe r o olow he nort e eI he olowi t e nt y he i ont ssrl y uuse Apelçlhecl sodqens nnacestnt vniapoft opolcn T i Ditct clroi çpaher-etrihoftuiturjr laeivlildiylainoi yor hr a it tf t sh he l he si # e ats o hevag p i t f d Co :o o t che a nc e t bii a s whe t am ! - 6- I l I . . I ! I (ingfic l Lf'd An u i Co o i v Be n ti , 9 N. S 3 9 2 0 W L 1 1 46 , t d ct n on / r n n t .fN : . r sen 8 0 Y.. 6 , 0 9 i e y 92 8a i * ( Y. u Ct2 9) Flrd lw e rc sb t t p bl poiyt a p o bt a is r n e 4 N. S p. . 00 ). o ia a mb a e o h h u i lc h t r hiis n n u a c c co pa fom c e tng t polc afe t i ont sa iiype i a t publc polc t ta m ny r ont si he iy tr he nc e t lt rod nd he i i y ha n i urbl i eeti nec s ayf a i urncepolc t evai i t frtplc 1 (ii Fl ns a e ntrs s e s r or n ns a iy o ld n he is a e. d. ctng a. 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DCA zoo3lemphassadde .Howe r noFl i c t se esl Fl 3d t i d) v , orda our ha xpr sy a d e s dwh te Flrd f lo t mi o i o mao t viw. d r se eh r o ia o lws he n rt r j r y e y 3 'd i U . Ba r leson t El ve h Cic ts e s n i M ilr f t pr poston t t S. nk e i he e nt r ui c i n le or he o ii ha . Pnz o m a notc le t G uid Polc e ,e n t ug Pr co c ai st y a e voi ab i to. c y ha l nge he l i i s ve ho u l m he r d nii Se D. 1 a 8.I M il r t El nt Cic thed t t i ont t biiyclus ba r d t e E. 5 t n le , he eve h r ui l h he nc esa lt a e re he i ur nc c ns a e ompa sc l ny' halenget t polc eve t o he i y, n houg i wa a lgedt ta i pose t s le ha n m tr q s itd t i ta m e c le ua i Se M ilr 4241 3d a 111 Rhodrgue 285 So.2d ubm te he niil dia val ton. e le , F. t 6; i z, è a609 (odn ta, hra isrrsli rle jte aii o teisrne oiy t 8-0 hlightw ee n nue'ca ea soh vl t fh ntac pl , m t dy z c ' a g d t polc wa v d ab i to,t c teq td t i poserde e et afa de e e, r ue he iy s oi nii he our uae h m t f ns o r ud f ns t r by cas iyi i asvoi lt c am r t rt n a v i ab i to cli . Se i a 111 he e l sf ng t dabiiy l i ahe ha d nii am e d. t 7; r t tcai i bardbyani ontsa lt clus) Alho ght i urnc c ha l m s re nc etbiiy a e . t he ns a e ompanyi Milr n le Pr oLfeI .Co.v Br ne No.1 80804,2011W L 3 uc / ns ' . as r, 04056a FN 5( D.Fl.J n.7,2011. t S. a a ) The Cour t ndst tt M il r c e i i pplc e be a s t co tdi no de de w he he t ti ha he le as s na i abl c e he ur d t ci t r he i ont t biiy saut ba r d untme ycli st tapol y i v d ab i to,i t d a di t nc esa lt t t e r e i l am ha i s oi nii nsea voi ng he is by cas iyi t pl ntf scli asonet tt p lc wa voi e. s ue l sf ng he ai if a m ha he iy s dabl I k ) , . ! - 7- : ; I : ' . I 7 t ) . E j 7 ( . ' I I Mu. feI s Co v Ca u o,h c u t edt a p sa eo t eic n e tbii p ro p e e tdte tL n . . . r s te o r h l h t a s g f h n o tsa lt e id r v ne h y pli ifi ur rfom brngi a a tona i tispolc ol , e ki ade a atont tiwa not antf ns e r i ng n c i ga ns t iy der s e ng clr i ha t s oblgaedt pa lf i ur ncebe ft be us t def a ha noi ur bl i e es i t lf of i t o y ie ns a ne is ca e he en nt d ns a e nt r t n he ie 1 , t ed c d n .5 E,42 0( 9 9 .Thec u te s n pt a teis rb eitr s sauerq ie h e e e t 35N. 2 7 1 8 ) o r ra o e h th n u a l n ee t ttt e ur s 1 - t th poiy od rh v a is rbeitrs i telf o d cd n o l a tetmetec nrc ha te l h le a e n n ua l neetn h ii f e e e t ny th i h o tat c ! i wa ma e t rq iee d n eo i u a l itr s a ti lt d t c udn t nyi os a u d e s d ;o e ur vie c f ns rb e ne et th s ae ae o l o o l mp e n n u ! bur n on t polc de but a s nm c e tI t polc consde a i unde l ng de he iyhol r lo ountr ö he iy i r tons ryi i on esa lt r quie nt . The de ede cons nt t t polc s i s nce a t i ur r nc t tbiiy e r me s c nt e edto he iy' s ua nd he ns e i ac pe tea piaino tesrn t o terprsnasns o tie i i.Iteisle d u td c etd h p l to n h te gh fh e ee tto c nan d n t fh nt r o be c r ted fn a t itrs,h b re rse o it iv si/ei atmeyma n r rg r tematr h ee d n' neette ud n etd n to n etg n i l n e o inoeh te s ! i a ispei.I quiy ma be a de a t publc pùr e unde l ng t i ur e i eet t t rl ne t y voi d, nd he i : pos ryi he ns abl ntrs rq ie n i e ne ,yarlwhc e c ua e teSsrroiv siaetei ua eitrs e urme tmplme tdb ue ih n o rg sh I ue t n etg t h nsrbl neet n I o isp lc h lespo l wi i tet -erp rl .Su h ivetg to wo l n to l f t oiy od r rmpt t n h woy a eid c n siains ud o ny y h i ei nt$ gr g'otcsuwold spo titeeyfr eigte oi bhn te l a t ei ' nr tbt ud oo rmpl,hrb ut r h ply eidh mi ewa n c a / hn c i pr sonst t sa ut I TheFl i i ont sa lt sa ut i ba e o t s m epublcpolc ovii o he t t e. d orda nc e tbiiy t t e s s d n he a i iy i COI CO S. K i I c es i whi h polces a e voi bl f fa Fl i lw clary dit t t t n as n c ii r da e or r vd, orda a e l c aes hat he ( ic netblt sauesre t ba teis rsatm/st c neth poiyatrtet -er n o tsa iiy ttt ev s o rh nme' te ! o o tste l fe h woy a c p ro h se pr d a d s rb da o e Sot o s o l $eic n e tblt ca e i t eGui e id a x ie , s e cie b v . o h ud n o tsa iiy lus s n h l d i Polciss r et ba Pr c st nl veied a tmpt t s ve tt clus by c a sf i t fa i e e v o r u o' hi y l te s o u r he a es l s iyng he r ud a l ge y c m it d ag ns i asnake t a k ofi ur bl i e es . l a STO LIcont xt a l k of le dl om te ai t t ddc l ns a nt r t' n ' e , ac i ur bl i e e tmaynotbedi dedfom t faudt t a e i,Fl i co t ha ma i ce r ns a e ntr s vi r he r ha c t d t orda urs ve de t la - 8- ! i t ta i ur rm a notc le apolc bas d on fa outi t saut yperod. Thi Cour ha n ns e y hal nge iy e ru sde he t t or i s t hol t twhehe t fa r nde st polc voi ds ha t r he r ud e r he iy dabl orvoi ab i to i i ns nta ;t s d nii s nco eque i l hi hol e pe al tu i t s c e, whe e Pr o' l c of i ur e i e es cai i uli t l ds s cily r e n hi as r uc s a k ns abl nt r t l m s tma ey ta a et fa r ce bl o r ud. The pur e oft sa ut i t pr de t i r d wih c rant whie sm ula ousy pos he tt e s o ovi he ns e t e ti y l i t ne l pr vi ngt i ur rwih a opporuniyt dicove fa a ns i. Se M ilr 424 F. d a 111 o di he ns e t n t t o s r r u gai t t e le , 3 t 5. Alo n Pr c t c ne tt e Gu l Poiisa trsv n y aswo l r s l i a u d s r e lwig u o o o ts h id l e fe e t e r u d e ut n n n e e v d c ! ' j wnfl t iurnwu pcaudeuejot plyoewosoeet i ath n rad ol lennubrnpnh oc lr hi tvnh dlo e se da d e ihd, n e o i na pr le oft Polces U .S. nk woul ha o r c tuc apas t whih i wasnota rgi l octr r he i i . Ba d ve e onsr t to c t pa t Pr coha t ye r t a c ran t a lged fa comm it d agans i; o pe mi Pr ot ry. u d wo a s o s e ti he le r ud te i t t t r t uc o c es t Polc e now me ey be aus t fa a l dl r nde e t Polcesvoi ab i to ont t he ii s r l c e he r ud leg y e r d he i i d nii r t rt n voi bl woul def a t pur eoft sa t . ahe ha da e d e t he pos he t t e Bec us Pr co di notbrng t s a ton t c e tt va i t oft Guid Polc e untl a e u d i hi ci o ont he ldiy he l ii s i De mbe 1 201 mor t n fveye sahe t t y a i ont t biiype i e r d, Count ce r 7, 2, e ha i ar r he wo- r nc esa lt rod xpie li ba r dasam a troflw a t f l t sa eacai pon whi h r le ca begr ntd.4 Pr s re te a nd hus ais o tt l m c ei f n a e uco i note il t c e tt vai t oft Guid Polces Ac di y, i i s ntted o ont s he ldiy he l ii cor ngl t s I I 1 l 4Be us CountIi dim is pur ua t t i nt t biiys aut / a e, t Cour ca e s s s ed s nt o he nc esa lt tt eclus he t doe notr a h t is soft a i a lt oft ge r lsa ut oflm ia i , t exit nceof s e c he s ue he pplc biiy he ne tt e i t tons he se a i ur bl i e e t o Pr o' e il e t t pr m i s n ns a e nt r s , r uc s nttem nt o he e u . - 9- ' t ADJ UDGED t tU. Bn sm o i t dimi Count1oft co pl i i GRAN TED . ha S. nk' ton o s s he m ant s h I DONE AND ORDERED i Cha be sa M i Fl i , t s n m r t ami orda hi da ofAug t 201 y us, 3. ...* .. * . ' .'' ' k ,' . . .;. . i . .. - sr - g .>r , f. y r . . w- -ee' e a .. ,. - . FE ERI A. o' NO C M ' UN TED STATES D I STRI J D G E CT U Copi pr de t es ovi d o: i l Couns ofRe r el co d 1 I i I 1 I I I I I I I i l - 10-

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