Blake v. Seterus, Inc.

Filing 40

ORDER Granting In Part and Denying In Part re 23 Defendant's MOTION TO DISMISS 21 Amended Complaint, FOR FAILURE TO STATE A CLAIM. Signed by Senior Judge James Lawrence King on 2/9/2017. (jw)

UNI
TED STATES DI
STRI CO URT
CT
SO UTH ERN D I
STRI O F FLO RI
CT
DA
M I M ID I SION
A
VI
CASE N O.1 21
6- 225- V- LK
CI J

G EOFFREY BLAKE,on be l of
ha f
hi el and a1 ot r sm iary st t d,
ms f
l he s i l l iua e
Pl ntf,
ai if

SETERU S,I C.
N ,

Def nda .
e nt

O RDER G RANTI I PART AND DENY I I PART M OTI N TO DI ISS
NG N
NG N
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SM

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o e r s t RESPA) t Fl rd De e tvea d Unf i Tr dePr c ie Ac (
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a t Fl i Cons
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lcton acies
FCCPA) Defndanthasmovedt
. e
o

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imis he
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e
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t r i y, he ei tt nt ete s ats i d
S equiement .The Cour has
s
t
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ANALYSI
S
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ai if is le
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lte s Dee da tv o ae t Fl rd De e tvea dUnfi Tr d Pr c ie Ac (
etr , fn n i ltd he o i a c p i n
ar a e a tc s t FDUPTA)
.
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ar

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i
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t
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r nsa e e lte t Pl i ifdi notc tt e a ac ofta orcom m e ceunder
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onsiut n t r de
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. c r ngy, an if s a ld o e d ha fnd nt ce e e i l n he
c s ofta orc mer ,and t FDUPTA cl m i dim i s d.
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ai s s s e
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ai if xt le
hat f
ngl olt he orda
um r

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.
r hbis e ti b i o u r e t

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or antf o lge ha endants
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t y ed ha
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e nt urhe ont
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l m s re
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o
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y s f th l A. . S. r n . . 6 9 . 0 6 Fl. 99 ) Al g h
,
ho
ltgaton prvie i a a fr a i de e e,i m a be consder d on dim i ali t ac i
ii i
i l ge s n fim tve f ns t y
i e
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k c ure d rn tec u s ofaj diil r c e i a ha as sa ta r lto t t t
k c r d u ig h o re
o
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nt r
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rn

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prvie t an FCCPA cai o dim is i c e whe et def nda cl m ed prviege
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i l

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( o iaSu r meCo r holig t t o ia' ltgainprv lg e e d t sau o y c u e
Flrd p e
u t dn ha Flrd s ii to i ie e xtn s o tt t r a s s
ofac i butde lni t addr swhehe t ltga i prvie pr e t r i t em e
ton,
c i ng o
es
t r he ii ton i l ge ot c ed ensat nt

ltesfo FCCPA a dFDUPTA cams.
etr r m
n
li )
N ot y,i a r e c e outoft Sout r Di ti tofFl i t Cour not t t
abl n ec nt as
he
he n src
orda, he
t ed ha

whehe kh c d ti q si n i ihe e tyr ltdt , nd o c re jd rnga o g i g
t r i e on uc n ue to s n r n l eae o a c u g d u i n n o n
t

j iil r c e ig .. i t c n e tofg r isae ntltela pe r t b afcua is
udca p o e dn .n he o tx a en ttme etr p a s o e a t l s ue
mo ea p o it f rs mma yj d me to til'S do a , 7 W L 2 41 1 a * .
r p r prae o u r u g n r ra . an v l 201
'
4 1 ,t 5
A c di y,t Cour fndst tc i r ton oft ltga i prvie i pr a ur a t s
cor ngl he
ti
ha onsde a i
he ii ton i l ge s em t e t hi
tm e,and di m is ast t FCCPA cl m i de ed.
i
s s al o he
ai s ni

7

3. R ESPA

Pl ntf a tonaly ale t tt i uson ofesi a e c t i t r nsa e ent
ai if ddii l l ges ha he ncl i
tm t d oss n he ei t t m

lte sc n tt t avi ai n o t fd r l a Esae S tlme tPr c d e Ac ( PA)
et r o siu e olto f he e e a Re l tt ete n o e ur s t RES .
RESPA i a f r sa ut t tr r morga s r c t m a ce t i di c os e t
s ede al t t e ha equies
t ge e vies o ke r an s l ur s o

b ro r . e 1 USC j26 5( 01 ) W ihr s e tt t f r o t s d s ls r s RES
o r we s Se 2
0 2 7 . t e p c o he o m f he e ico u e , PA
pr dest tt s dicl ur sm us beicl ra cons c
ovi ha he e s os e
t i ea nd
pi uous i wrtng,and i a f m t t
, n ii
n or ha

ar cpin ma k e ' 1 C. R. 1 2 32( )l ( 01 )
e i e t y e p. 2 F. j 0 4. a ( ) 2 7 .
'
De c ntfr tcont ndst tt RESPA cli s d be dim i s d beca e
f nda is
e
ha he
a m houl
s se
us
r nsat e l t r a e notar quied dic os eundert A c .l s
ei t em nt ete s r
e r
s l ur
he t n uppor ofisar e t
t t gum nt o
dim i t RESPA cl m ,Def
s ss he
ai
endantdiec st sCour t t Sout n D iti '
r t hi
t o he
her s rcts

a or m e i
f e ntoned decii i Sandov .Conta y t De enda ' poston,howeve ,t Cour
s on n
al
rr o f
nt s ii
r he
t
i Sandovalf
n
ound t tic
ha louns ' a lge wrten r ques f r ns a e entfgur
els le d it e
t or ei t t m
i es
cons iut a qualfed wrten r
tt es
ii
it eque tt tf lswihi t s ope ofRESPA .'
s ha a l t n he c
'Sandoval 201
, 7
W L 244111 a #4.The ef e t Cour i unpe s de by Def
,t
r or , he
ts
r ua d
endantscont i t t
'
enton ha

r i ttme ltesa en ts b e t oRES Sr q ie n s
ensae nt etr r o u j c t
PA' e ur me t.
TheCo f lk wierj csDe e a ' atr ai eag n , h t her i sae nt
u. ie s ee t fnd nts le n tv r ume t t a t en ttme
t
l t r m e RESPA ' d ea a cons c
ete s t
S i r nd
cl
pi uous' equie e .Def nda r lesupon Sandov
'r r m nt
e nt e i
al
a Pr s tt as er t tisr nsa e entlte sw e e s fci l lcl ra c pi
nd e cot o s t ha t ei t t m
e t r r ufi enty s ea nd ons cuous'
'

be us t l ter cl ry delne ed t e tm a e c t f om cossale i r d.Se
ca e he et s ea l
i at he s i t d oss r
t r ady ncur e
e

S d v l 2 7W L 2 4l l a * c Pr s o t 6 5F. p' a 6 (e s ni i t
an o a , 01
4 l , t 4;/ e c t, 3 Ap x t 45 r a o ng n he
cont xtoft Fai DebtCole i Pr tc A c t tkse e usclary s par t t
e
he r
l ctons ac i es t ha i t r
e l e a ed he
esi a ed f sf om t eale i r and cons cuousy m a ked t e c gesas
tm t ee r hos r ady ncured
pi
l
r
hos har

ts i a e '...So i i cl rt tSeer di notf s y mi r pr e t c r c eroft e
e tm t d.
t s ea ha t us d
alel s e es nt he ha a t
hos

fe
es

'
'
)
Howeve ,t ca esDef nda r i upon a editnguihabl fom t i t ntm ater
r he s
e nt eles
r s i s e r he ns a
t.

Spec tcaly,t es i a e c t delnea e i t Sandovala Pr cot r nsa e e l t r
is l he tm t d oss i t d n he
nd es t ei t t m nt ete s
ati e e h e tm a ed cos t a s cii e
trbut d ac s i t
t o pe fc xpens s ase tm a ed a t ne sf sor
e, uch
s i t tor y' ee
pr ry i pec i f . e e i addii t iemi ng a ount f es i a ed a t ne
ope t ns ton ees H r , n
ton o t zi m
s or tm t tor y,

br r a pr ry i pe ton f es Def nda ' l ter i l d a ount sm pl l bel d
oke , nd ope t ns c i e , e nts et s ncude m
s i y a e
i heresi at cos s'w ihouta f t e a ton. Gi t ditnc i be we t
k
ot
tm ed t , t
'
ny urher xplna i 3 ven he si ton t en he
r nsat m e l teri t i t ntca e a t e i t ca esr i d upon by Def ndant t
ei t e nt et n he nsa
s nd hos n he s ele
e
, he
Coul fndst ,vi ng t f t i t lghtm os f vor e t t Pl ntf,D e enda '
'i
t
hat ewi he ac s n he i
t a abl o he ai if f
nt s
M oton t D im ison t RESPA c a m mus be deni d.
i o s s
he
li
t
e
CO NCLUSI N
O

Ac di y,afe ca ef consde aton a t Cour bei ot w ie f l a s
cor ngl tr r ul
i r i nd he
t ng her s uly dvied,
i i O RDERED,ADJUD GED,a DECREED t Def nda ' M oton t Di mi st
ts
nd
hat e nts
i o s s he

Ame d dCo an ( 23 b , n t es mei, r b GRANTED wiho pr j c a
n e mplit DE ) e a d h a s hee y
t ut eudie s
t Co n l(h FDUPTA cam)a dDENI a t Cou t 1 a 1I(h RES a
o u t te
li n
ED s o n s 1 nd 1 t e
PA nd
FCCPA cl ms.Shoul heel tt dos Pl ntf s lfl a Ame
ai )
d
ec o o, ai if hal ie n
ndedCompli wihi
ant t n
t nt ( da oft dat oft sOr .
we y 20) ys he e hi der
l i f t rO RD ERED ,ADJUDG ED,a DECREED t t he i pr vi l
t s urhe
nd
hat he arng e ousy
s tf t s m a t r on Fe uar 15,20 1 at 11 00 a be,a t s m e i ,he e
e or hi te
br y
7
: m
nd he a
s r by
C A N C ELE D .

3Deenda ' frtr i t e tlte t Pl ntf ati e $7800t t he e tmat c t.' DE 26- The
f nts is ensatmen etr o ai if trbutd
o t r si ed oss '
ot
3.
s eque r nsae tlte dec e edt amountoftot re tmae c t't $5200.DE 26ubs nt ei ttmen etr r as he
s he si td oss' o
4.

9

DONE and O RDERED i Cha ber att J m esLawr
n
m s he a
ence Ki Fede alJ tce
ng
r us i

Buidi a Unied St t sCourhous ,M i ,Fl i t s9t da ofFe uar 2017.
l ng nd
t
ae
t e ami orda hi h y
br y,

*
J

Cc:

A I C ouns lofR ec d
I
e
or

4. * * -,
- M, *
-

ES LA W REN CE KI G
N
I
TED STATES DI
STRI J
CT U