McClain v. Bank of America Corporation et al

Filing 30

ORDER denying 25 Motion to Remand; dismissing Plaintiff's claims asserted against Defendant Lawrence. A hearing on the outstanding motion to dismiss shall be conducted Thursday, April 11, 2013, at 2:30 P.M., at the Third Floor Courtroom of the United States Courthouse, located at Wright Square, Savannah, Georgia, 31412. Signed by Judge Dudley H. Bowen on 04/05/2013. (thb)

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F l r ' ' - r , 1 i' j1..;; U U.5. iSTF, CJi,':lT fi ;DI jlir LU[:Lj I j,,,. COURT FOR THE TJNITED STATES DISTRICT SOUTHERN DISTRICT OF GEORGIA SAVAIINAII DIVXSION IN D O U G L A SA . MCCLAIN, D] ^ 'i -f .trJCTIIIL,| -i Wi nrn fl,g hS u: C ,run* ru0qr*^* sc.0lsT. G,{" 0t' * * -i SF T CIVIL * ACTTON NO. cv 411-305 * * B A N K O F A M B R I C AC O R P O R A T I O N ; THE BANK OF NEW YORK MELLON f / K / a T H E B A N K O F N E WY O R K , A S T R U S T E EF O R T H E C C B R T I F I C A T EH O L D E R S W A L T , I N C . A L T E R N A T I V EL O A N T R U S T O A 2 ] . , PASS THROUGH MORTGAGE i S CERTTFTCATES, ERIES 2006-0A21; C a n d C H A T H A M O U N T YS H E R T F FA L S T . LAWRBNCE; * * Defendants. ORDER Presentl-y pending before the Court is Plaintiff's Remand." (Doc. no. the reasons set forth to 25.) below, I. Pl-aintiff jI 6. ) ' To this moti-on is and for DENIED. EAEEGEOUND purchased real- property Iocated at 3 Wakefiel-d Savannah, Place, Upon due consideration "Motion Georgiar finance Thls defendant York Melfon. " the oil December 18, purchase, is hereinafter referred 2006. Plaintiff (Am. Compl. executed a to as Defendant "Bank of New promissory amount of note favor in of (Id- $1,l-60,000. Mortgage Electronic (*MERS") Iegal Inc. property. (Id. nnJ_ e l - t e fe n d a n t rrv LU and urrv t sale in Iegal conmenced this Mel-l-on conducted alia, wronsful amended his Plaintiff 'l + vR | qeeki ?n r 4 v r 1 l1 nrr uuu complaint ttrl.amerteq supervision, breach of duty of good faith infl-iction foreclosure the Chatham County, 20 . ) Plaintif declaration punitive 'l itioat'i execution of the r:nsf s. en days l-ater f v+m + rrnr l rv^ r! rvn ln r!-sr+f r r l Y r Y an assignment, and fair dealing [, ] property Jocated f or narfc on negligent real relief forecl-osure FX ofl October 13, [] damages of an unspecified nn five in action distress, (Notice Georgia." New obtaining of emotional Plaintiff's f ' s prayer that of 1 l 1 l2 1 , ( T d . 1 13 4 . ) qi- improper to properly e q r+ n u e v + r mr m ' ri r Y n ssrrrsYvs a the power of foreclosure forecJosure/ and intentional (Id. Defendant Bank of Court of Chatham County, Georgia, the Superior O rL. v _v ! l . r a r vu ]v n on the the deed and note from MHRS. to Plaintiff 2011. defaulted deed without security Plaintiff's title Plaintiff Georgia law by exercising vio1ated York Mellon real on June 7, 2011. inter aIIeges, Plaintiff Registration Plaintiff's New York sale of the property f oreclosure 24.) of Bank the in title Tn short' tl B.) in The note was secured by a 1 11 . ) deed to secure debt granting Systems, NA, Bank, Countrywide of R e m o v a l -E x . requests, was void, relating I, jns 19- -lnter al-ia; a compensatory and amount, attorney's restrain at in nrdor 'ln ev fees and nro-'ent u!vvr the from proceeding with an evictlon sheriff lL-thEe l rea'l n lrvoJn e r t v P } Lr rEqf af eJ +n.r i ssrre. - allu of the Pl-alntiff ^^eh5h^r1- a i n - i r r nrc f r u r ir o n Hr vL for rrlJ lJErlttarrElrL from the - above mentioned restraints. the case was removed, on January 18' 201"2, after Shortly Defendants Bank of (colfectively Mellon filed America Corporation filed to response 2, on February dismiss in New York "Bank Defendants") .l_hon D'l rinJ-iff opposition 2012. a reply. Defendants filed as the to dismiss. a a motion counsel, referred and Bank of ranracon1_erl to On February the 16, l.rrr motion 20L2, to Bank This Court scheduled a hearing for pending motion. The hearing was continued and subsequently reschedufed for July 30' 2012. The May 23, hearing 2AI2, ds to the was agaj-n continued, the hearing to continue until- and then both parties a mutually-agreeable to a l-ack of activity, 20L2, and instructed date. the Court administratively case on September 10, they could move to reopen the case to the Court Plaintiff 14, granted to 2012. extension month laterr otr counsel- moved to withdraw Plaintiff's The a of to new counsel within find On motion the December time in 3, order 20L2, to closed the parties that on (See doc. no. 18. ) October as attornev withdraw twentv and 26, of 2012, record. encouraged davs of November Plaintiff retain Due schedule a hearing the motion to dismiss j-n Augusta, Georgia. Approximately consented counsel moved for an The Court .rrAnter.l r e r r r r e s l _c d J_ e h e - .1 e n s f *x; January 1, 201-3, to retain on the record indication 2, On January 2013, Plaintiff, February B, 2013, Plaintiff through both after of is no located the reply brief granted the to was filed. The time Despite both case the as for an motion Plaintiff The Court reply to instructed remand would be considered Plaintiff failed, for Plaintiff and the motion to remand is now ripe to On an extension reopen to and enabled motion reply. for response. March B, 2013. the that a filed s€, Bank Defendants fil-ed their Court Court reply and including parties expired, the to time pro moved the Court move the to ordered, declined, there successfully acting to Bank Defendants' repty failing extension until to the motion on January 22, 2013. response in opposition previously Plaintiff that Pl e i nf i f f To date, new counsel. (Doc. no. 25. ) motion to remand. parties 'ncr glv1,.Y replacement counsel. and retained of time to on, or either to reply has for the Court's from state court consideration. II. LEGAI STAI{DARD A defendant may only remove an action the federal subiect shall court would possess originaL matter. 2 B U . S . c . S 1 4 4 1 ( a ). have original jurisdiction of aII jurisdiction over the "The district civil if actions courts where nl ri nti remnrri !EILIUVJTTV f f ncr J not qdinl_ raanri Irle., state court apparent is from tt remen1. exceeds the jurisdictional amount iurlsdictional r - c r m ta 'iln t r v vrlrlr f u f r r L t may require the court that not the facially tLh aL ar !L^ damaoe- 7 Of exceeds if LIIE thg the Plaza lI, is it amount in the the " [R]emoval f rom 2010) . proper t vurrtuYUb v! I r.4rvrl F t rrs.v. r n d c r , a n r : e I rvr requirement." is horo Pretka v. KoJter Citv Id. facially controversy at ?54. "If the from apparent should l-ook to the notice the of removal and evidence rel-evant to the amount in controversy the time the case was removed. " in A (11th Cir. complaint of amolrnf bears re vrrrulut controversy ljurisdictionallyl the of Sheppard, B5 tllnJhoro urlrvullL l"rrr vI in amount '7 44, 752 608 F.3d .qneci f i c rFUU!!!u m ur rrLs . 1 _ n *rvfvi u\ r F ltl I/ the inn.+l a party Diaz v. " 1996) . Cir. n'l er'l c V e fl eUn ldLa n l _ U l!E r q l that r+sau (11th l-505 h.aq evidence irrri sr jurisdiction. establ-ishing 1502, removing remand, the to "On a motion burden of between citizens 28 U. S. C. S 1332(a) . states.rr dif f erent and coSLS, and is interest excl-usive of F.3d exgeeds the sum or value of $75,000' in controversy the matter notice of removal will Id. not Concl-usory allegations suffice; Best Buv Co. , 269 F.3d 1316, 131,9-20 (11th Cir. ( - lh rr '!lr r r vI u6 r ' r r . r F q vl q J tun v qu p l- - rUi Ue r - J _ rr J J L must be there rrnderl rli nrr f acts to meet the def endant ' s burden. III. at Williams v. 2001) . DISCUSSXON m re iL_Lj E ro r _ rr s e l i r r! r iA g M lrV t ri r - l _ i n n H r J m reurJr rr l rLe u qc.l r i !rq r J E U by any party, or the dt Cir. 213 F.3d l-331-,1333-34 (1lth was ( 1441-b), 1332 (a) . requirement, of A. Complete Diversity r-if izenehin of Corporation of New York Mell-on place principal case U. S. C. SS address the Court will 1332 (a) 's P1aintiff is Delaware a is a New York corporation Defendant is a citizen a citizen with it.s Defendant Bank corporation in New York. of business is complete Defendant Bank of place of business in North Carolina. principal 28 + I 's motj-on focuses on (Am. Compl. 1[ 1.) of the State of Georgia. America See S rerrrriremeni_ UfTf VT Anf Citizenship satisfies actj-on civil dirrersifv \r of S 1332(a) . each resuirement V+VE!++LJ rt R e m o v a l -i n t h i s Even though Plaintiff the amount in controversy This 2000) . Qamha jurisdiction. diversity on based any trme. court, with Thus, neither its Bank of the State of Georgia as contemplated under 28 U. S.C. S 1332 (c) . Plalntiff is completely diverse from Bank Defendants. The Court must next Sheriff A1 St. admits that for Lawrence. Flrst, rd- .'w - u l - L E ' l ^ l ^^ ! civil- wa5 actions Bank Defendants' Defendant Lawrence is two reasons, is nrnnorr' lJrvIJErry no evidence c a r r rvp 6 l LV DEr of removal- of Georgia, but, diversity. on record k r r z p 'l lq ar ir nf1 - i f f . f L ! uI notice a citizen he does not destroy there is Defendant Chatham Countv consider that The Defendant removal of governed by 28 U. S. C. S 1"44I, which states, in rrr n + u fL n E ! 1 1L-J ir r ni e n t c u re lJ IJdf +I.J . o= r - f= h L l L 7 i n tLc IrEc q f E J rif of title this nr/rnF rl tr ini U the (emphasls 1441(b) (2) of the parties Wal-Mart defend,ants. gL!vJJVgf +9V 1441(b) , ^ .I- y' r. ' \JI r n rTc rVrE I nL1 _ q cI J IJ E fhere v Y 9 d case seems l _h e p ' l , a ' if i f f * - . r rJrE+ r l J y \ / UI ! }J! r'r* I rFm.)---'r rErttuVctJ.r lsi r-l i v + 'r ir E e d o n J N r ++ # L VVcII-I'.lo! rz inined r f v . ."). and nronerl tJ!vHu!rJ and Court after of proper service (HL), forum to removed served this filed its the reSident Court. before the case notice McCuen. def endant resident !+rrtv v. Under S state. serve served rr ("One of make to the 2010 U.S. hgCaUSg Casg defendant in of the record removal,2 and of the case's removal, fail-s to provide evidence of process as to Defendant Lawrence. the Court concJudes that ' rref of Gibson Cf. Here, careful- examination of the Chatham County Superior this had a citizen 28 U.S.C. S 2010) However, f,t the time Wal-Mart I^Ieq ncr nronorl 9 r f L + v this - a 28, the of presence M c C u e n fs r e lmv n r vr a4 l tq E lt ^^ (M.D. Ga. Jan. MrlCrren- i s a citizen ! f1D *4 in the citizenship served. 5:09-CV-228 rfuvsvra, t unremovable. nf v! EcEt----L-P, No. Stores is language consider have been properly that LEXIS 701-3, at Dist. The plain added). parties the brought." is the Courts to only requires any of aS def endants Served which such action in State Statute nerl dnd _|J!vFv! 1332(a) under section be removed if mav nof f emovable OthefWiSe actiOn of the jurisdiction sol-ely on the basis of .,Civil Thus, Defendant Lawrence was not properly that on The Superlor Court of Chatham County's docket refJects November 7, 2011, service was nerfectecl a.c to Defendant Bank of America There is no such indrcation Corporation. for Defendant Lawrence, served. 3 Defendant Lawrence was properly Second/ even rf his citizenshiP fraudulent disregarded under Fraudul-ent 1S j oinder roinder. nl aintiff names a non*diverse defeat Nat'f Ins,_ ec', Further, I218, then F + + , , n , , ' rn * f I r r i n i n e r i _rUarrEU IIAUUUJEIILf_V tL hr e r E (11th n o n - dsi! VEet fL V ! ' llVrr non-diverse back to N.A., *6 the situation, no possibility action against plaintiff said is S e V VeLf, e n d a n t d! Ga. Id.; court./' No. 5:11*CV-3tl complaint Nov. 2I, issue[,]" 3 sheriff to Revnolds v. 2011). does not contain mentions him to describe deputy have FIOf enCe ." V. 2007) . In dismiss must the JPMorqan Chase Bank ( M T T ), 2 0 1 , 1 U . S . D i s t . evict Here, Plaintiff's office's the Plaintiff and to role amended of wrongdoing pleading his (Am. Compl. fl 4), LBXIS 133874, at even one allegation Pfaintiff's Defendant Lawrence. as to to the defendant and denv anv motion to remand the matter state (M.D. court "federal Wash. 2006) . Cir. C r e s c e n t R e s - _ . _ _ L !,e 4 8 4 F . 3 d l - 2 9 3, 1 , 2 9 " 1( 1 1 t h C i r . that a to is there a cause of the order Henderson v. 1281 shows that can establish defendant, resident F.3d a defendant "if pfaintiff the 454 in solely of " [w] hen occurs jurisdiction." federal- diversity doctrine the defendant served' only hriefly of designating "a property at from the note that the Magistrate rt is worth noting that the unanimity of consent requirement in multiple defendants does not require removal- cases with consent of served. Johnson v. Elizabeth defendants who have not been properly Wellborn, P.A., 418 F. App'x. 809, 815 (11th Cir. 2011). These tangential C o m p 1 . 9 14 1 ) . As suChr anY claims Lawrence. now Court turns requirement articulates four to o f S l - 3 3 2( a ) . in (?\ not P sl r,r e i n f i f f rr r l-rrrf ar'rrritah'l tsL{LTJ-LAUJE UUL the burden that hrz mnre S' r7 vq v ' 0 0 0 Y l v Pfaintiff/ r v rfl lr mrn rl raL' i n f t J s v: }J q r avers that would s n"* : !'i --^ $75,000 District : a rectttesfincr ( iJ ) \ / Dcfc.-r-'-+ f o COnfef crttief. titfe -Ue ILTAY UETClIUO.IILJ fOf D These 'J-*--p uarttaVu are threshold. of have not satisfied their loan value exceeds the property Bank Defendants' jurisdictional ' damages tOO Soer:r:lat-i ve +vYsvv nofendants \r/ motion }JL,tII-LLIVE exceed Northern (L\ the current then IEf Plaintiff requirement, so damages are not measured by the value and nronertrr. F'!vyv*ejl is e r e ' l fi E If e controversy remand: (1) the punitive afe \L,/ in amount As to this reasons for breach of contract, of the emenclecl r:omolaint his i lrur! rdi sq vd i+ nl lr - i n n : . ! ! L v r =nr- i nn of complete diversity Controversy B. Amount in dULIUIIT Defendant exists. citizenship ar'rlu lYe o e c l s against Defendant Lawrence are against DISMISSED, and the Court concludes that The are unquestionably allegations a cause of action to establish insufficient (Am. property from the subject Pl-aintiff to evict the sheriff order to issued an eviction Court of Chatham County, Georgia, arottmenf first s for !vr assertions too ltnnersltes'i rre. on ArF focuses n r ua vre r }J! JL amended Georgia cases to his relief. that speculative Plaintiff value Pl-aintiff punitive to relies support damages satisfy on two his the recent argument: Est-at-e of Antoni CV-00288-AT (N.D. Ga. JuIy 18, fn Ke11ev, the plaintiff her modification of the modification but mortgage instead jurisdiction amount in controversy was satisfied. a seek damages in to Court declined Kurdi, and disclosure compensatory and punitive remanded the court provide any support claims for r - n m n e n s a tLo!r v v uv4,t/vrlss punitive j 4 P-- aintiff ' l" +ha LllE attached of and the its mortr Ultimately, assertion I i kel v that or than punitive complalnt claims the when not for of amount the district defendant alone did controversy. asserted the because the the home, and the in unspec-ified an damages. damages, r-lamarres - j urisdictional ,,.i d l -t yfEfu, case for compensatory plaintiff sought subject that establish about the amount in the of home. There, the plaintiff had no equity speculate in Similarly, to The allegations complaj-nt. the plaintiff showed that wrongful amount of specific the review to the case was due to be failed defendant on her forecJosed and concluded that remanded because the failed and then conducted a sua sponte court The district not Bank of v. the defendant agreed to that alleged a binding matter and Kurdi 2 0 1 ' 2 ), N o . I : 1 - 2 - c v - 2 8 8 7 - W S D ( N . D . G a . N o v . 1 9 , 2 0 1 ' 2 \- 4 America- N-4-, honor M o t t - g e g e . - - L - L e ,N o . l - : 1 2 - v. Nationstar Kellev failed to plaintiff's added exceeded to the Iimit. faifed rnnea67.j e}/}JtLr--**- as exhibrts 4l- p to I o n r o w i r i e. a n d t h e C o u r t ' s r e s e a r c h f a i l - e d t o citation to these two cases, These cases were Pfaintrff's motion to 10 dismiss. involved present the UnIike need punitive not the meri-ts It true that amount in is damages must be considered a certainty Iegal that Equin. Co. V. Credit v relief, injunctive is r r v v Y U it This satisfied. u ! / is her:ause the reason, Plaintiff's diversity it is casesf apparent to Hol-l-ev recoveredr " BZI F.2d 1531, 1535 (11th Plaintif cJear that leads be cases when "determining unless cannot Corp., Alliance H o w c r r e r- 1"987). Cir. such of in controversy punitive those For this into delve damages argument. the jurisdictional of neither relief. seeking injunctive claims Lhe Court sj-tuation, f is al-so seeki no the amount in controversy Court to Pl-aintiff's second argumenf,, admits that he is requesting Plaintiff He notes while that *this remedy would halt Defendants from through a breach*of-contract suit would 25, not 6.) In it at relief, is bar is well "actions Occidental f-i r i s s r r e '- value More ! J J J ' rel-ief fe +hve r at of the Chem. Corp. V. Bullard, 'l qO? \ injunctive value r z a ' lt t e stake." specifically, the nf nrnnertrz the Roper v. declaratory object value (Doc. no. injunctive of the lltigation." 995 F.2d 1046, I047 if plaintiff a (1lth "seeks on the property d p i _e r m i n e s Saxon Mortq. 1t_ or it the amount j-n controversy foreclosure barring Loan the against McCl-ain." that relief. foreclosure, recovering seeking established measured by the injunctive Ser the at f inanCial , No. 1:09-CV- LEXIS 3'1194, at 312-RWS, 2009 U. S. Dist. amount in fair controversy t^n n 7\'r ^ 44 rrrr. Al-d. v. White property, .n 11\ Llr f{ug. '..But tL/-L-L/ nor Whitets ("Therefore, I04'7 Wel-l-s Farqo No. 1:11-cv-408-MHT (WO) 2011 U.S. Dist. ' (lvl,u. (N.D. Ga. May 5, was $98,350, the property/s cf. market value."); at 995 F.2d see Occidental, 2009); *6 \ neither debt/ current 'Fl-,a mnrfns^a LllE lLtL/r LYOVg qaclr 'Ur!r courts "Moreover, r n r r- L - " iL r v rn n sl i r in r r r iJr look often erli dcnr:ed lrrr f he confrcrversv e r s rn JEEr a foreclosure in deed to case.// value f v r rEe rr -vlrn q v ! o U s+ t of I loan B a n k I , I c ! ' I A - $ - s ' - nN o . 1 : 1 2 - C V * 0 2 9 1 1 - R W S ,2 0 1 - 3U . S . D i s t . , +'l (N.D. Ga. Mar. 35838, at Chase Bank N.A., 133874, at *6 15, 2013) ; Revnolds v. secured D r lf by $1,160,000.00 "issue, r q -Ji r r n 1 I I i Lr -, a €€ deed nva-'.f arl EAEI-LlLELt property LBXIS qqAr\/ nrnmt HrvrLLroDvry deed . t.rlr i nl-r WllIUll the amount of the purchase of the real property at secure (Am. Compl. fl 1 .) was removed, the LEXIS a r r nJ L E r rll f to to finance O as States (* [T]he security requirement.") meets the amount-in-controversy I J a r! a , rrE E 2011) . JPMorsan N o . 5 : 1 1 - C V - 3 1 1 ( M T T ), 2 0 1 , 1 U . S . D i s t . (M.D. Ga. Nov. 2I, "\ I amount in United v. of tre the the determine WaIker the of the validity value *9 the amount in represents the s e c r rr i t v Home Nlaltq., total the nrrvn rh! ivh i t i n c r L r i r Y y r r to undisputed LEXIS 93889, at because White does not challenge controversy the As of at debt, in 2011, dt issue/ s fair L2 the Wd.D time the case market value was (Notice of Removal Bx. 8., $1,24'7,000.00.s to demonstrate that has failed lrarrino vq! ! f he foreclosure llrv value r Lrr* of nronerfvf t|/!VIJL!9j s fair qa.rrrri daad property the nrr f he minimum requirement remand provides refute to of q q JoL r! r z - nI V Lt E I o e the value clear of any, facLs or meritorious amount in noti-ce of amount in controversy Therefore, removal Plaintiff's clearlv motion to nnn to l/ /JtVVU allegations Cnnrrerselrr- establishes jurisdictional exceeds the q? q motion 's Pl-aintiff controversv. securitv fL l ll s + " EAUEEU Bank that the t.hreshold. (doc. remand the that the ^-'^^^'J l rVo It Ih V L ( 1"332a) . S is few, if the Defendants/ and It issue. value trrnmi relief 1_ should not be determined l'rrz ho at market Plaintiff the value of iniunctive action Lurvu vr at 2.) no. 25) is DENTED. determined Having jurisdiction consider over this that this civil the Bank Defendants' Given the unique procedural matter, County, of this The fair Georgia, CaSe history market at the and wil-I a , n r'n* o r lr v * - y t a x r e c o r d w a s a t t a c h e d , nv B. notice RemovaJ as Exhibit Judicial -ri'-rj --!i--^ UUILoLIVE €--!- IoLLD *--' Ittoy L^ !s rL - r - l-] q^s a- t - a- nr v * - Court original will next motion to dismiss. of the case, a hearing on Delay has permeated the nO vafue fisted is time of removaL. l,]anr^'i 4UJ the outstandinq the motion to dlsmiss is appropriate. nr61crress possesses Court ]pnaor l-ro 1 " n 1o A 6 l g g [ the appraised val-ue by A copy of the Chatham . Chatham County, to Bank Defendants'Notice of of public records and other sf aoe of f he n r o n e e u u i rnr o . rlr y r Fed. R. E v i d . 2 0 1 ( d ) , ' s e e a L s o U n i v e r a l E x p r e s s , I n c . V . U n i t e d S t a t e s S E e, I 1 1 F . App'x 52, 53 (l"Lth Cir. 2006) ("Publ-ic records are ameng the permissibte facts that a district court may consider."). Accordingly, the Court takes judicial fair market vafue as evidenced by the notice of the property's tax record, r3 Accordingly, a the Court hereby ORDERS hearing on the pending motion to dismiss to be conducted on Thursday, April at 2:30 p.m., dt the Third Floor Courtroom of 11' 201'3, the United States Courthouse Jocated at Wright Square, Savannah, Georgia, 3 l - 4t _ 2. IV. Based upon the CONCLTISION the foregoing, motion to remand (doc. no. 25). against the DENIES Plaintiff's Plaintiff's claims motj-on to 11, 2013, at 2:30 p.m., United States shall dismiss be conducted dt the Third focated Courthouse, asserted A hearing Defendant Lawrence are DISMISSED. outstanding April Court on the Thursday, Floor Courtroom of at Wright Square, Savannah, GeorgTia, 3141-2. O R D E RE N T E R S Da t A u g u s t a , April , Georgia, this 5'n day of 2013. UNITED 14 DI STRICT

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