Russell v. Premier Bank

Filing 28

MEMORANDUM. Signed by Judge J. Frederick Motz on 4/1/2015. (c/m 4/2/15 bas, Deputy Clerk)

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IN THE UNITED STATES DISTRICT COURT
FOR THE DISTRICT OF MARYLAND

MELODY A. RUSSELL

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v.

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PREMIER BANK

Civil No. - JFM-14-3320

MEMORANDUM

Plaintiff has brought this pro se action against First Premier Bank. Defendants filed a
motion to dismiss or for summary judgment.

Plaintiff has opposed the motion, and defendant

has filed a reply. The motion will be treated as one for summary judgment and, as such, will be
granted.
It is clear that at least several of plaintiff s claims are barred by limitations because her
credit card account with First Premier was opened in 2008 and charged off in 2010. In any
event, plaintiff has failed to come forward with any facts to support any of her claims. She
simply makes generalized claims under the TILA and the FCRA without specifying the specific
statutory provisions she alleges were violated. The state statutes upon which she relies, the
MCDCA and the Maryland Consumer Practices Act are shorter, but again plaintiff has alleged
no specific facts to show that those statutes were violated.
A separate order granting defendant's motion is being entered herewith.

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rederick Motz
ited States District Judge

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