Prof-2013-S3 Legal Title Trust v. Desert Rain Holdings, LLC
Filing
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ORDER Granting 14 Stipulation to Amend Complaint. Signed by Magistrate Judge Peggy A. Leen on 11/29/2017. (Copies have been distributed pursuant to the NEF - ADR)
Case 2:17-cv-01793-APG-PAL Document 14 Filed 11/15/17 Page 1 of 2
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WRIGHT, FINLAY & ZAK, LLP
Edgar C. Smith, Esq.
Nevada Bar No. 05506
Rock K. Jung, Esq.
Nevada Bar No. 10906
7785 W. Sahara Ave., Suite 200
Las Vegas, NV 89117
(702) 475-7964; Fax: (702) 946-1345
esmith@wrightlegal.net
rjung@wrightlegal.net
Attorneys for Plaintiff, PROF-2013-S3 LEGAL TITLE TRUST, BY U.S. BANK NATIONAL
ASSOCIATION, AS LEGAL TITLE TRUSTEE
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UNITED STATES DISTRICT COURT
DISTRICT OF NEVADA
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PROF-2013-S3 LEGAL TITLE TRUST, BY
U.S. BANK NATIONAL ASSOCIATION, AS
LEGAL TITLE TRUSTEE,
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Case No.: 2:17-cv-01793-APG-PAL
STIPULATION AND ORDER TO
ALLOW PLAINTIFF TO AMEND ITS
COMPLAINT TO ADD PARTIES
Plaintiff,
vs.
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DESERT RAIN HOLDINGS, LLC; DOE
INDIVIDUALS I through X, inclusive; and
ROE CORPORATIONS I through X, inclusive,
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Defendants.
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COMES NOW, Plaintiff, PROF-2013-S3 Legal Title Trust, by U.S. Bank National
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Association, as Legal Title Trustee (hereinafter “Plaintiff” or “U.S. Bank”), by and through its
attorney, ROCK K. JUNG, ESQ., of the law firm of Wright, Finlay & Zak, LLP, and and
Defendant, Desert Rain Holdings, LLC (hereinafter “Desert” or “Defendant”), by and through its
counsel of record, Joseph P. Reiff, Esq., and hereby stipulate and agree as follows:
1.
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On June 29, 2017, Plaintiff filed the instant action concerning claims to the real
property commonly known as 3937 Rain Flower Lane, North Las Vegas, NV 89031, APN# 12430-611-062 (hereinafter the “Property”).
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Case 2:17-cv-01793-APG-PAL Document 14 Filed 11/15/17 Page 2 of 2
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2.
On August 19, 2017, Defendant filed its Answer to the Complaint.
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3.
On September 13, 2017 the parties submitted their Proposed Joint Discovery Plan
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and Scheduling Order.
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On September 29, 2017 Plaintiff propounded discovery to Defendant.
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5.
Plaintiff has served its initial disclosures.
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6.
At this time, the parties agree that Highland Hills Homeowners Association, Inc.
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(hereinafter “HOA”) is a necessary party to the instant action and agree that Plaintiff should be
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permitted to amend its complaint to assert claims against the HOA.
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IT IS HEREBY STIPULATED AND AGREED that Plaintiff.shall have leave to amend
its pleadings in the form of a First Amended Complaint a copy of which is attached as Exhibit 1.
IT IS FURTHER STIPULATED AND AGREED that Plaintiff shall file its First
Amended Complaint within seven (7) days of entry of the order approving this stipulation.
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IT IS SO STIPULATED.
WRIGHT, FINLAY & ZAK, LLP
/s/ Rock K. Jung, Esq.
EDGAR C. SMITH, ESQ.
Nevada Bar No. 05506
E-Mail: esmith@wrightlegal.net
ROCK K. JUNG, ESQ.
Nevada Bar No. 10906
E-Mail: rjung@wrightlegal.net
7785 W. Sahara Ave., Suite 200
Las Vegas, Nevada 89117
Attorneys For:
PROF-2013-S3 Legal Title Trust,
U.S. Bank National Association, as Legal
Title Trustee
/s/ Joseph P. Reiff, Esq.
JOSEPH P. REIFF, ESQ.
Nevada Bar No. 6469
E-Mail: lvtkt3887000@gmail.com
3001 E. Charleston Blvd., Suite A
Las Vegas, Nevada 89104
Attorney For:
Desert Rain Holdings, LLC
ORDER
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IT IS SO ORDERED.
UNITED STATES MAGISTRATE JUDGE
DATED: November 29, 2017
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Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 1 of 73
Exhibit 1
Exhibit 1
Exhibit 1
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 2 of 73
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WRIGHT, FINLAY & ZAK, LLP
Edgar C. Smith, Esq.
Nevada Bar No. 5506
Rock K. Jung, Esq.
Nevada Bar No. 10906
7785 W. Sahara Ave., Suite 200
Las Vegas, NV 89117
(702) 475-7964; Fax: (702) 946-1345
esmith@wrightlegal.net
rjung@wrightlegal.net
Attorneys for Plaintiff, PROF-2013-S3 LEGAL TITLE TRUST, BY U.S. BANK NATIONAL
ASSOCIATION, AS LEGAL TITLE TRUSTEE
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UNITED STATES DISTRICT COURT
DISTRICT OF NEVADA
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PROF-2013-S3 LEGAL TITLE TRUST, BY
U.S. BANK NATIONAL ASSOCIATION, AS
LEGAL TITLE TRUSTEE,
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Case No.: 2:17-cv-01793-APG-PAL
[PROPOSED] FIRST AMENDED
COMPLAINT FOR QUIET TITLE AND
DECLARATORY RELIEF
Plaintiff,
vs.
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DESERT RAIN HOLDINGS, LLC;
HIGHLAND HILLS HOMEOWNERS
ASSOCIATION, INC.; DOE INDIVIDUALS I
through X, inclusive; and ROE
CORPORATIONS I through X, inclusive,
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Defendants.
COMES NOW Plaintiff, PROF-2013-S3 LEGAL TITLE TRUST, BY U.S. BANK
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NATIONAL ASSOCIATION, AS LEGAL TITLE TRUSTEE (“Plaintiff” or “U.S. Bank”), by
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and through its attorneys of record, Edgar C. Smith, Esq. and Rock K. Jung, Esq., of the law firm
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of Wright, Finlay & Zak, LLP, and hereby files this civil action against the Defendants.
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PARTIES, JURISDICTION AND VENUE
1.
The real property at issue is known as 3937 Rain Flower Lane, North Las Vegas,
Nevada 89031; APN 124-30-611-062 (the “Property”).
2.
The Court has subject matter jurisdiction over this matter pursuant to 28 U.S.C. §
1332, as all Plaintiffs are “citizens of different States” from all defendants and the amount in
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controversy exceeds $75,000, exclusive of interest and costs. This Court also has original
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federal question jurisdiction under 28 U.S.C. § 1331 because Plaintiff, U.S. Bank, is asserting
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civil claims arising under the Constitution, laws, or treaties of the United States.
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3.
Venue is proper in this judicial district pursuant to 28 U.S.C. §§ 1391(b)(1)-(2)
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because Defendant resides in this district; a substantial part of the events or omissions giving rise
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to Plaintiff’s claims occurred in this district; and the Property that is the subject of this action is
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situated in this district, in North Las Vegas, Clark County, Nevada.
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4.
Plaintiff is a national banking association, with its main office located in the state
of Minnesota, organized and existing under the laws of the United States.
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5.
Plaintiff is now and at all times relevant herein, the assigned Beneficiary under a
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Deed of Trust signed by Andrea Robertson (“Borrower” or “Robertson”), a single woman, and
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recorded on August 31, 2010, in the official records of the Clark County Recorder’s Office
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(“Deed of Trust”), which encumbers the Property and secures a promissory note.
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6.
Upon information and belief, Desert Rain Holdings, LLC (hereinafter “Buyer”), is
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a Nevada limited liability company, licensed to do business in the State of Nevada and was
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named as the purchaser of the Property on a Trustee’s Deed Upon Sale recorded as Book and
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Instrument Number 20150312-0003125 in the official records of the Clark County Recorder’s
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Office.
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7.
Upon information and belief, Highland Hills Homeowners Association, Inc.
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(hereinafter the “HOA”) is a Nevada domestic non-profit Corporation, licensed to do business in
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the State of Nevada, and was the HOA that foreclosed on the Property.
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8.
Upon information and belief, non-party, Alessi & Koenig, LLC (hereinafter
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“HOA Trustee”) was a Nevada domestic limited-liability company licensed to do business in the
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State of Nevada, and acted as the foreclosure trustee, which allegedly mailed and served the
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foreclosure notices, if any, and cried the foreclosure sale for the HOA
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9.
In accordance with NRS Chapter 38.310, Plaintiff satisfied the Nevada Real
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Estate Division Alternative Dispute Resolution (hereinafter, “NRED”) requirement by filing a
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claim naming the HOA and HOA Trustee as respondents which was then served on said HOA
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and HOA Trustee. However, on November 6, 2017, the claim was closed out by NRED due to
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the HOA and HOA Trustee’s failure to timely file a written answer within 30 days after being
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served.1
GENERAL ALLEGATIONS
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10.
On or about June 12, 2008, the Borrower purchased the Property.2
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The Deed of Trust executed by the Borrower identified FPF Wholesale, a division
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of Stearns Lending, Inc. as the Lender, Nevada Title Company as the Trustee, and Mortgage
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Electronic Registration Systems, Inc. (“MERS”) solely as a nominee for Lender and Lender’s
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successors and assigns, securing a loan in the amount of $186,834.00 (hereinafter the “Robertson
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Loan”).3
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12.
On October 8, 2012, an Assignment of Deed of Trust was recorded in which all
beneficial interest in the Deed of Trust was assigned to Bank of America, N.A.4
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On May 29, 2014, an Assignment of Deed of Trust was recorded by which Bank
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of America, N.A. assigned all beneficial interest in the Deed of Trust to Secretary of Housing
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and Urban Development.5
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On June 11, 2014, an Assignment of Deed of Trust was recorded by which
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Secretary of Housing and Urban Development by PRMF Acquisition LLC, its attorney-in-fact,
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by Avenue 365 Lender Services, LLC, its designee assigned all beneficial interest in the Deed of
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Trust to U.S. Bank, National Association, as trustee for SROF-2013-S3 REMIC Trust I.6
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A true and correct copy of the Closing Correspondence from NRED Division dated November
6, 2007 is attached hereto as Exhibit 1
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A true and correct copy of the Grant, Bargain, Sale Deed recorded in the official records of the
Clark County Recorder’s Office as Book and Instrument Number 20080702-0000560 is attached
hereto as Exhibit 2. All other recordings stated hereafter are recorded in the same manner.
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A true and correct copy of the Deed of Trust recorded as Book and Instrument Number
20100831-0000266 is attached hereto as Exhibit 3.
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A true and correct copy of the Assignment of Deed of Trust recorded as Book and Instrument
Number 20121008-0001725 is attached hereto as Exhibit 4.
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A true and correct copy of the Assignment of Deed of Trust recorded as Book and Instrument
Number 20140529-0000168 is attached hereto as Exhibit 5.
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A true and correct copy of the Assignment of Deed of Trust recorded as Book and Instrument
Number 20140611-0002093 is attached hereto as Exhibit 6.
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15.
On July 20, 2015, an Assignment of Deed of Trust was recorded by which U.S.
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Bank, National Association, as trustee for SROF-2013-S3 REMIC Trust I assigned all beneficial
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interest in the Deed of Trust to USROF III Legal Title Trust 2015-1, by U.S. Bank National
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Association, as Legal Title Trustee.7
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On October 21, 2016, an Assignment of Deed of Trust was recorded by which
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U.S. ROF III Legal Title Trust 2015-1, by U.S. Bank National Association, as Legal Title
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Trustee assigned all beneficial interest in the Deed of Trust to PROF-2013-S3 Legal Title Trust,
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by U.S. Bank National Association, as Legal Title Trustee.8
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On August 28, 2013, a Notice of Delinquent Assessment (Lien) (“HOA Lien”)
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was recorded against the Property by Alessi & Koenig, LLC (the “HOA Trustee”) on behalf of
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Highland Hills Homeowners Association (the “HOA”).9 The HOA Trustee acted as the
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foreclosure trustee, and allegedly mailed and served the foreclosure notices, if any, and cried the
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foreclosure sale for the HOA.
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On December 10, 2013, a Notice of Default and Election to Sell under
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Homeowners Association Lien was recorded against the Property by the HOA Trustee on behalf
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of the HOA, stating that the amount due as of December 8, 2013 was $2,051.56.10
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On May 27, 2014, a Notice of Trustee’s Sale was recorded against the Property by
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the HOA Trustee on behalf of the HOA, stating that the amount due as of May 12, 2014 was
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$3,174.84.11
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A true and correct copy of the Assignment of Deed of Trust recorded as Book and Instrument
Number 20150720-0000642 is attached hereto as Exhibit 7.
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A true and correct copy of the Assignment of Deed of Trust recorded as Book and Instrument
Number 20161021-0000980 is attached hereto as Exhibit 8.
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A true and correct copy of the Notice of Delinquent Assessment (Lien) recorded as Book and
Instrument Number 20130828-0000947 is attached hereto as Exhibit 9.
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A true and correct copy of the Notice of Default and Election to Sell under Homeowners
Association Lien recorded as Book and Instrument Number 20131210-0002542 is attached
hereto as Exhibit 10.
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A true and correct copy of the Notice of Trustee’s Sale recorded as Book and Instrument
Number 20140527-0001219 is attached hereto as Exhibit 11.
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20.
Upon information and belief, pursuant to the Trustee’s Deed Upon Sale, a non-
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judicial foreclosure sale occurred on or about October 29, 2014 (hereinafter, the “HOA Sale”),
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whereby Buyer acquired its interest, if any, in the Property for $30,000.00.12
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On March 12, 2015, a Trustee’s Deed Upon Sale – Corrective Trustee’s Deed
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upon Sale Inst #201412080002918 Recording to Correct Grantee Name was recorded against the
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Property, naming Buyer.13
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22.
The Trustee’s Deed Upon Sale stated that the amount of the unpaid debt together
with costs at the time of the HOA Sale was $4,199.84.
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23.
A homeowner’s association sale conducted pursuant to NRS Chapter 116 must
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comply with all notice provisions as stated in NRS 116.31162 through NRS 116.31168 and NRS
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107.090.
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A lender or holder of a beneficial interest in a senior deed of trust, such as
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Plaintiff and its predecessors-in-interest in the Deed of Trust, has a right to cure a delinquent
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homeowner’s association lien in order to protect its interest.
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Furthermore, the Declaration of Covenants, Conditions and Restrictions for
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Highland Hills Homeowners Association (“CC&Rs”) require reasonable notice of delinquency to
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all lien holders on the Property.
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Upon information and belief, the HOA and its agent, the HOA Trustee, did not
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comply with all mailing and noticing requirements stated in NRS 116.31162 through NRS
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116.31168, or as required by the CC&Rs.
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A recorded notice of default must “describe the deficiency in payment.”
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The above-identified Notice of Default did not properly “describe the deficiency
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in payment” in violation of NRS Chapter 116.
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A true and correct copy of the Trustee’s Deed Upon Sale recorded as Book and Instrument
Number 20141208-0002918 is attached hereto as Exhibit 12.
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A true and correct copy of the Trustee’s Deed Upon Sale – Corrective Trustee’s Deed Upon
Sale Inst #201412080002918 recorded as Book and Instrument Number 20150312-0003125 is
attached hereto as Exhibit 13.
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29.
The HOA assessment lien and foreclosure notices included improper fees and
costs in amount demanded.
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30.
The HOA Sale occurred without notice to Plaintiff, or its predecessors, agents,
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servicers or trustees, what proportion whether any amount of the HOA lien included a super-
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priority amount.
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31.
The HOA Sale occurred without notice to Plaintiff, or its predecessors, agents,
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servicers or trustees, whether the HOA was foreclosing on the “super-priority” portion of its lien,
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if any, or under the non-super-priority portion of the lien.
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32.
The HOA Sale occurred without notice to Plaintiff, or its predecessors, agents,
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servicers or trustees, of a right to cure the delinquent assessments and the super-priority lien, if
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any.
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33.
The HOA Sale violated Plaintiff’s rights to due process because Plaintiff was not
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given proper, adequate notice and the opportunity to cure the deficiency or default in the
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payment of the HOA’s assessments and the super-priority lien, if any.
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34.
The HOA Sale was an invalid sale and could not have extinguished Plaintiff’s
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secured interest because of defects in the notices given to Plaintiff, or its predecessors, agents,
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servicers or trustees, if any.
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35.
Under NRS Chapter 116, a lien under NRS 116.3116(1) can only include costs
and fees that are specifically enumerated in the statute.
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A homeowner’s association may only collect as a part of the super priority lien (a)
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nuisance abatement charges incurred by the association pursuant to NRS 116.310312 and (b)
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nine months of common assessments which became due prior to the institution of an action to
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enforce the lien.
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37.
Upon information and belief, the HOA Foreclosure Notices included improper
fees and costs in the amount demanded.
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38.
The attorney’s fees and the costs of collecting on a homeowner’s association lien
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cannot be included in the super-priority lien.
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39.
Upon information and belief, the HOA assessment lien and foreclosure notices
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included fines, interest, late fees, dues, attorney’s fees, and costs of collection that are not
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properly included in a super-priority lien under Nevada law and that are not permissible under
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NRS 116.3102 et seq.
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40.
The HOA Sale did not comply with NRS 116.3102 et seq. because none of the
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aforementioned notices identified above identified what portion of the claimed lien were for
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alleged late fees, interest, fines/violations, or collection fees/costs.
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The HOA Sale deprived Plaintiff of its right to due process because the
foreclosure notices failed to identify the super-priority amount, to adequately describe the
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deficiency in payment, to provide Plaintiff notice of the correct super-priority amount, and to
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provide a reasonable opportunity to satisfy that amount.
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42.
Alternatively, the sale itself was valid but Buyer took its interest subject to
Plaintiff’s first position Deed of Trust.
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43.
The HOA Sale is unlawful and void because the “opt-in” provision in NRS
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116.3116 does not satisfy Constitutional Due Process safeguards under the 5th and 14th
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Amendment to the United States Constitution, nor Clause 1, Section 8, of the Nevada
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Constitution, so that the statute is unconstitutional on its face.
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44.
The HOA Sale is unlawful and void because the statutory scheme set forth in
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NRS 116.3116, et seq. constitutes a regulatory taking of private property without adequate
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compensation.
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45.
NRS Chapter 116 is unconstitutional on its face as it lacks any express
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requirement for the HOA or its agents to provide notice of a foreclosure to the holder of a first
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deed of trust or mortgage.
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NRS Chapter 116 is unconstitutional on its face as it lacks any express
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requirement for the HOA or its agents to provide notice of the super-priority amount, if any, to
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the holder of a first deed of trust or mortgage to accept tender of the super-priority amount or any
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amount from the holder.
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47.
NRS Chapter 116 is unconstitutional on its face due to vagueness and ambiguity.
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48.
The HOA Sale deprived Plaintiff of its right to due process because the
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foreclosure notices failed to identify that an attempt to pay the super-priority amount had been
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made.
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49.
A homeowner’s association sale must be done in a commercially reasonable
manner.
50.
At the time of the HOA Sale, the amount owed on the Robertson Loan exceeded
$180,000.00.
51.
Upon information and belief, at the time of the HOA Sale, the fair market value of
the Property exceeded $181,000.00.
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52.
The amount paid at the HOA Sale allegedly totaled $30,000.00.
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53.
The HOA Sale was not commercially reasonable, and the HOA Sale was not done
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in good faith, in light of the sale price, and the market value of the Property, and the errors
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alleged above.
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54.
The circumstances of the HOA Sale of the Property breached the HOA’s
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obligations of good faith under NRS 116.1113 and its duty to act in a commercially reasonable
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manner.
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55.
The HOA Sale by which Buyer took its interest was commercially unreasonable if
it extinguished Plaintiff’s Deed of Trust.
56.
In the alternative, the HOA Sale was an invalid sale and could not have
extinguished Plaintiff’s secured interest because it was not a commercially reasonable sale.
57.
Without providing Plaintiff, or its predecessors, agents, servicers or trustees,
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notice of the correct super-priority amount and a reasonable opportunity to satisfy that amount,
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including its failure to identify the super-priority amount and its failure to adequately describe
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the deficiency in payment as required by Nevada law, the HOA Sale is commercially
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unreasonable and deprived Plaintiff of its right to due process.
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58.
Pursuant to NRS 116.31162(1) an association may only proceed with foreclosure
under NRS 116.31162-116.31168 if the declaration or CC&Rs so provide.
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59.
Upon information and belief, the HOA and the HOA Trustee failed to comply
with all requirements set forth in the CC&Rs, including any mortgage protection provisions.
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60.
Upon information and belief, because the recorded CC&Rs contained a
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Mortgagee Protection Clause, and because Plaintiff, or its predecessors, agents, servicers or
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trustees, were not given proper notice that the HOA intended to foreclose on the super-priority
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portion of the dues owe, Plaintiff did not know that it had to attend the HOA Sale to protect its
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security interest.
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61.
Upon information and belief, because the recorded CC&Rs contained a
Mortgagee Protection Clause, and because proper notice that the HOA intended to foreclose on
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the super-priority portion of the dues owing was not given, prospective bidders did not appear for
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the HOA Sale, making the HOA Sale commercially unreasonable.
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62.
Defendants knew that Plaintiff would rely on the Mortgagee Protection Clause
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contained in the recorded CC&Rs which are of public record, and knew that Plaintiff would not
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know that HOA was foreclosing on super-priority amounts because of the failure of the HOA
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and the HOA Trustee to provide such notice. Plaintiff’s absence from the HOA Sale allowed
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Buyer to appear at the HOA Sale and purchase the Property for a fraction of market value,
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making the HOA Sale commercially unreasonable.
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63.
Defendants knew that prospective bidders would be less likely to attend the HOA
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Sale because the public at large believed that Plaintiff was protected under the Mortgagee
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Protection Clause in the CC&Rs of public record, and that the public at large did not receive
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notice, constructive or actual, that the HOA was foreclosing on a super-priority portion of its lien
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because HOA and HOA Trustee improperly failed to provide such notice. The general public’s
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belief therefore was that a buyer at the HOA Sale would take title to the Property subject to
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Plaintiff’s Deed of Trust. This general belief resulted in the absence of prospective bidders at the
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HOA Sale, which allowed Buyer to appear at the HOA Sale and purchase the Property for a
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fraction of market value, making the HOA Sale commercially unreasonable.
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64.
The circumstances of the HOA Sale of the Property breached the HOA’s and the
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HOA Trustee’s obligations of good faith under NRS 116.1113 and their duty to act in a
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commercially reasonable manner.
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65.
Upon information and belief, Buyer is in the business of buying and selling real
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estate and/or are otherwise professional property purchasers, and either knew or should have
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known of defects with the HOA Sale based on the sales price, among other factors.
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66.
The circumstances of the HOA Sale of the Property and the Buyer’s status as a
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professional property purchaser prevent Buyer from being deemed a bona fide purchaser for
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value.
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67.
Upon information and belief, Buyer had actual, constructive, or inquiry notice of
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Plaintiff’s first Deed of Trust, and the CC&Rs including the Mortgage Protection Clause which
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prevent Buyer from being deemed a bona fide purchaser or encumbrancer for value.
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68.
be able to obtain insurable title to the Property as a result of the HOA Sale.
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Upon information and belief, Buyer knew or should have known that it would not
69.
As a direct and proximate result of the foregoing, Buyer is not entitled to bona
fide purchaser protection.
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70.
In the event Plaintiff’s interest in the Property is not reaffirmed nor restored,
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Plaintiff suffered damages in the amount of the fair market value of the Property or the unpaid
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balance of the Robertson Loan and Deed of Trust, at the time of the HOA Sale, whichever is
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greater, as a proximate result of Defendant’s acts and omissions.
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FIRST CAUSE OF ACTION
(Quiet Title/Declaratory Relief Pursuant to 28 U.S.C. § 2201,
NRS 30.010 et seq., and NRS 40.010)
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71.
Plaintiff incorporates and re-alleges all previous paragraphs, as if fully set forth
72.
Pursuant to 28 U.S.C. § 2201, NRS 30.010 et seq., and NRS 40.010, this Court
herein.
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has the power and authority to declare Plaintiff’s rights and interests in the Property and to
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resolve Defendant’s adverse claim in the Property.
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73.
Further, pursuant to NRS 30.010 et seq., this Court has the power and authority to
2
declare the rights and interests of the parties following the acts and omissions of the HOA and
3
the HOA Trustee in foreclosing the Property.
4
5
6
74.
Plaintiff’s Deed of Trust is the first secured interest on the Property as intended by
and whose priority is protected by NRS 116.3116(2)(b).
75.
Upon information and belief, Buyer claims an interest in the Property through the
7
Corrective Trustee’s Deed Upon Sale recorded in the official records of the Clark County
8
Recorder’s Office as Book and Instrument Number 20150312-0003125 adverse to Plaintiff’s
9
interest.
10
76.
Plaintiff is the current beneficiary under the Deed of Trust and the Robertson
11
Loan and is entitled to enforce its interest and first position status in the chain of title against
12
Buyer, or any successor in interest, for the reasons alleged herein.
13
77.
Because the CC&Rs and the Mortgage Protection Clause did not provide the
14
HOA with authority to foreclose on the Property, the HOA Sale could not have extinguished the
15
Deed of Trust or displaced it from its first position status in the chain of title, such that Buyer
16
took subject to the Deed of Trust. Or in the alternative, the HOA Sale is void, invalid, and/or
17
should be set aside.
18
78.
Because, upon information and belief, the HOA and the HOA Trustee failed to
19
provide proper, adequate and sufficient notices required by Nevada law and the CC&Rs, the
20
HOA Sale could not have extinguished the Deed of Trust or displaced it from its first position
21
status in the chain of title, such that Buyer took subject to the Deed of Trust. Or in the
22
alternative, the HOA Sale is void, invalid, and/or should be set aside.
23
24
25
26
27
28
79.
Based on the adverse claim being asserted by the Buyer, Plaintiff is entitled to a
judicial determination regarding the rights and interests of the respective parties to the case.
80.
A justiciable controversy exists between Plaintiff and Defendant and Plaintiff has
a legally protectable interest in the controversy. The issue is ripe for judicial determination.
81.
Upon information and belief, the Robertson Loan is a loan insured by the Federal
Housing Administration (“FHA”) with an assigned FHA Case Number of “332-5237429-703”.
Page 11 of 23
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 13 of 73
1
2
82.
property that is protected by the United States Constitution.
3
4
83.
The Property Clause of the United States Constitution applies and prevents
Plaintiff’s interest through its Deed of Trust from being divested by the HOA Sale.
5
6
Title or a mortgage interest in real property held by a federal agency is federal
84.
The Supremacy Clause of the United States Constitution applies and prevents
Plaintiff’s interest through its Deed of Trust from being divested by the HOA Sale.
7
85.
Applying NRS Chapter 116 or other state law in a manner that extinguishes
8
Plaintiff’s Deed of Trust would violate the Property and Supremacy Clauses of the United States
9
Constitution.
10
86.
Since the Robertson Loan is a FHA loan, it is a federally protected property
11
interest that cannot be divested by the actions of the Nevada Legislature through NRS Chapter
12
116.
13
14
15
87.
Based on the adverse claims being asserted by the parties, Plaintiff is entitled to a
judicial determination regarding the rights and interests of the respective parties to the case.
88.
For all the reasons set forth above and in the Factual Background, Plaintiff is
16
entitled to a determination from this Court, pursuant to 28 U.S.C. § 2201, NRS 30.010 and NRS
17
40.010, that Plaintiff is the beneficiary of a first position Deed of Trust which still encumbers the
18
Property.
19
89.
Based upon the foregoing, Plaintiff is entitled to a determination from this Court,
20
pursuant to 28 U.S.C. § 2201, NRS 30.010 and NRS 40.010, that the purported HOA Sale did
21
not extinguish the Deed of Trust because it was conducted in violation of NRS 116.3116 et seq.
22
and the CC&Rs.
23
90.
Plaintiff is entitled to a determination from this Court, pursuant to 28 U.S.C. §
24
2201, NRS 30.010 and NRS 40.010, that Plaintiff’s secured interest by virtue of its Deed of Trust
25
is superior to the interest, if any, acquired by Buyer through the Corrective Trustee’s Deed Upon
26
Sale, and all other parties, if any.
27
28
91.
In the alternative, if it is found under state law that Plaintiff’s interest could have
been extinguished by the HOA Sale, for all the reasons set forth above and in the Factual
Page 12 of 23
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 14 of 73
1
Background, Plaintiff is entitled to a determination from this Court, pursuant to 28 U.S.C. §
2
2201, NRS 30.010 and NRS 40.010, that the HOA Sale was void, invalid, and/or should be set
3
aside and conveyed no legitimate interest to Buyer.
4
5
92.
Plaintiff has been compelled to retain counsel to represent it in this matter and has
and will continue to incur attorney’s fees and costs.
6
SECOND CAUSE OF ACTION
(Declaratory Relief Under Amendments V and XIV
to the United States Constitution – Against Buyer)
7
8
9
93.
herein.
10
11
12
Plaintiff incorporates and re-alleges all previous paragraphs, as if fully set forth
94.
Pursuant to 28 U.S.C. § 2201, this Court is empowered to declare the rights and
legal relations of the parties in this matter, both generally and in relation to the foreclosure sale
and the Property.
13
95.
On its face, NRS 116.3116 et seq., prior to its amendment effective October 1,
14
2015, violated Plaintiff’s constitutional rights to due process secured by the Fifth and Fourteenth
15
16
17
Amendments to the United States Constitution. See Bourne Valley Court Trust v. Wells Fargo
Bank, N.A., 832 F.3d 1154 (9th Cir. 2016).
96.
18
19
Plaintiff’s rights to due process.
97.
20
21
Any purported notice provided was inadequate, insufficient, and in violation of
An actual and justiciable controversy exists between Plaintiff and Defendant
regarding the purported HOA Sale and the rights associated with the HOA Sale.
98.
22
Without declaratory relief interpreting the constitutional validity of NRS
23
116.3116 et seq. prior to its amendment effective October 1, 2015, Plaintiff’s rights will be
24
adversely affected.
25
99.
Plaintiff is entitled to a declaration that the purported HOA Sale conducted under
26
NRS 116.3116 et seq. did not extinguish the Deed of Trust, which continued as a valid
27
encumbrance against the Property.
28
///
Page 13 of 23
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 15 of 73
1
100.
Based upon the foregoing, Plaintiff requests an order declaring that the purported
2
HOA Sale did not extinguish the Deed of Trust because it was conducted under NRS 116.3116 et
3
seq. prior to its amendment effective October 1, 2015, which on its face violated Plaintiff’s rights
4
to due process under the Fifth and Fourteenth Amendments to the United States Constitution.
5
6
101.
Plaintiff has been compelled to retain counsel to represent it in this matter and has
and will continue to incur attorney’s fees and costs.
7
THIRD CAUSE OF ACTION
(Quiet Title Under the Amendments V and XIV
to the United States Constitution – Against Buyer)
8
9
102.
Plaintiff incorporates and re-alleges all previous paragraphs, as if fully set forth
103.
10
Pursuant to 28 U.S.C. § 2201 and NRS 40.010, this Court is empowered to
herein.
11
12
13
14
15
16
17
18
19
declare the rights and legal relations of the parties in this matter, both generally and in relation to
the foreclosure sale and the Property.
104.
The Deed of Trust is a first secured interest in the Property. Plaintiff owns the
Deed of Trust and is beneficiary of record of the Deed of Trust.
105.
Buyer claims an interest in the Property through the Corrective Trustee’s Deed
Upon Sale adverse to Plaintiff’s interest.
106.
On its face, NRS 116.3116 et seq., prior to its amendment effective October 1,
20
2015, violated Plaintiff’s constitutional rights to due process secured by the Fifth and Fourteenth
21
Amendments to the United States Constitution and thus did not extinguish the Deed of Trust.
22
See Bourne Valley Court Trust v. Wells Fargo Bank, N.A., 832 F.3d 1154 (9th Cir. 2016).
23
107.
Any purported notice provided was inadequate, insufficient, and in violation of
24
Plaintiff’s rights to due process under the Fifth and Fourteenth Amendment to the United States
25
Constitution.
26
27
28
108.
Based on the adverse claims being asserted by the parties, Plaintiff is entitled to a
judicial determination that the Deed of Trust continues to encumber the Property after the HOA
Sale via the Trustee’s Deed Upon Sale.
Page 14 of 23
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 16 of 73
1
109.
Plaintiff is entitled to a determination that the HOA Sale (and any subsequent
2
transfers) did not convey the Property free and clear of the Deed of Trust to the Buyer at the
3
HOA Sale, and thus that any interest acquired by Buyer is subject to the Deed of Trust.
4
5
110.
Plaintiff has been compelled to retain counsel to represent it in this matter and has
and will continue to incur attorney’s fees and costs.
6
FOURTH CAUSE OF ACTION
(Permanent and Preliminary Injunction versus Buyer)
7
111.
8
9
Plaintiff incorporates by reference the allegations of all previous paragraphs, as if
fully set forth herein.
10
112.
As set forth above, Buyer may claim an ownership interest in the Property that is
11
adverse to Plaintiff.
12
113.
Any sale or transfer of the Property, prior to a judicial determination concerning
13
the respective rights and interests of the parties to the case, may be rendered invalid if Plaintiff’s
14
Deed of Trust still encumbered the Property in first position and was not extinguished by the
15
HOA Sale.
114.
16
Plaintiff has a reasonable probability of success on the merits of the Complaint,
17
for which compensatory damages will not compensate Plaintiff for the irreparable harm of the
18
loss of title to a bona fide purchaser or loss of the first position priority status secured by the
19
Property.
20
115.
Plaintiff has no adequate remedy at law due to the uniqueness of the Property
21
involved in the case.
22
116.
Plaintiff is entitled to a preliminary injunction and permanent injunction
23
prohibiting Buyer, its successors, assigns, and agents from conducting any sale, transfer or
24
encumbrance of the Property if it is claimed to be superior to Plaintiff’s Deed of Trust or not
25
subject to that Deed of Trust.
117.
26
Plaintiff is entitled to a preliminary injunction requiring Buyer to pay all taxes,
27
insurance, and homeowner’s association dues during the pendency of this action.
28
///
Page 15 of 23
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 17 of 73
1
118.
Plaintiff is entitled to a preliminary injunction requiring Buyer to segregate and
2
deposit all rents with the Court or a Court-approved trust account over which Buyer has no
3
control during the pendency of this action.
4
5
119.
Plaintiff has been compelled to retain counsel to represent it in this matter and has
and will continue to incur attorney’s fees and costs.
6
FIFTH CAUSE OF ACTION
(Unjust Enrichment versus All Defendants)
7
8
120.
herein.
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
Plaintiff incorporates and re-alleges all previous paragraphs, as if fully set forth
121.
Plaintiff has been deprived of the benefit of its secured deed of trust by the actions
of Defendants.
122.
Defendants have benefitted from the unlawful HOA Sale and nature of the real
property.
123.
Defendants have benefitted from Plaintiff and its predecessor’s payment of taxes,
insurance or homeowner’s association assessments since the time of the HOA Sale.
124.
Should Plaintiff’s Complaint be successful in quieting title against Buyer and the
HOA or setting aside the HOA Sale, Defendants will have been unjustly enriched by the HOA
Sale and the usage of the Property.
125.
Plaintiff will have suffered damages if Defendants are allowed to retain their
interest in the Property and the funds received from the HOA Sale.
126.
Plaintiff will have suffered damages if Defendants are allowed to retain their
interest in the Property, and enjoy the upkeep of the Property through Plaintiff’s payment of
taxes, insurance or homeowner’s association assessments since the time of the HOA Sale.
127.
Plaintiff is entitled to general and special damages, not yet liquidated.
128.
Plaintiff has furthermore been required to retain counsel and is entitled to recover
reasonable attorney’s fees for having brought the underlying action.
27
28
Page 16 of 23
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 18 of 73
1
SIXTH CAUSE OF ACTION
2
(Wrongful/Statutorily Defective Foreclosure versus the HOA)
3
4
129.
fully set forth herein.
5
6
Plaintiff incorporates by reference the allegations of all previous paragraphs, as if
130.
Plaintiff, by and through its predecessors-in-interest and agent, attempted to
tender the super-priority lien amount prior to the HOA Sale.
7
131.
The HOA through its agent, the HOA Trustee, improperly proceeded with the
8
HOA Sale or at the least to any extent the super-priority portion of the HOA’s lien was claimed
9
to be part of the HOA Sale.
10
11
132.
Upon information and belief, the HOA and HOA Trustee did not comply with all
mailing and noticing requirements stated in NRS 116.31162 through NRS 116.31168.
12
133.
13
assure due process.
14
134.
The HOA and HOA Trustee failed to provide notice pursuant to Nevada law and
Because the HOA Sale was wrongfully conducted and violated applicable law,
15
the Court should set aside the HOA Sale to the extent that it purports to have extinguished the
16
first Deed of Trust and delivered title to the Property to Buyer free and clear of that Deed of
17
Trust.
18
135.
Because the HOA and HOA Trustee did not give Plaintiff, or its agents, servicers
19
or predecessors-in-interest, the proper, adequate notice of the sale and the opportunity to cure
20
the deficiency or default in the payment of the HOA’s assessments required by Nevada statutes,
21
the CC&Rs, and Due Process, the HOA Sale should be set aside.
22
136.
The HOA assessment lien and foreclosure notices included improper fees and
23
costs in the amount demanded, and thus, the HOA Sale was wrongfully conducted and should
24
be set aside.
25
26
27
28
///
///
///
///
Page 17 of 23
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 19 of 73
1
137.
As a direct and proximate result of the HOA and HOA Trustee’s
2
wrongful/statutorily defective foreclosure of the Property by the HOA Sale, as more particularly
3
set forth above and in the General Allegations, Plaintiff suffered general and special damages in
4
an amount not presently known. Plaintiff will seek leave of court to assert said amounts when
5
they are determined.
6
138.
If it is determined that the Deed of Trust has been extinguished by the HOA Sale
7
as a proximate result of HOA and HOA Trustee’s wrongful/statutorily defective foreclosure of
8
the Property by the HOA Sale, Plaintiff has suffered special damages in the amount equal to the
9
fair market value of the Property or the unpaid balance of the Robertson Loan, plus interest, at
10
the time of the HOA Sale, whichever is greater, in an amount not presently known or liquidated,
11
and according to proof at trial.
12
13
139.
Plaintiff has been required to retain counsel to prosecute this action and is
entitled to recover reasonable attorney’s fees to prosecute this action.
14
SEVENTH CAUSE OF ACTION
15
(Negligence versus the HOA)
16
17
18
140.
Plaintiff incorporates by reference the allegations of all previous paragraphs, as if
fully set forth herein.
141.
The HOA and HOA Trustee owed a duty to Plaintiff and subordinate lienholders
19
to allow Plaintiff or its predecessors-in-interest and their respective agents, servicers or trustees,
20
if any, an opportunity to protect their interest and cure the super-priority lien threatening their
21
security interests.
22
142.
The HOA and HOA Trustee breached their duty by rejecting any and all attempts
23
of Plaintiff and Plaintiff’s predecessor to tender the super-priority lien amount and proceeding
24
with the HOA Sale on the super-priority lien.
25
26
27
28
143.
The HOA and HOA Trustee breached their duty by failing to disclose the
attempted payment of the super-priority portion of the lien, by failing to disclose the amount of
the super-priority lien in any foreclosure notices, by failing to inform Plaintiff and Plaintiff’s
predecessor what they believed the super-priority amount to be, by failing to specify that it was
Page 18 of 23
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 20 of 73
1
foreclosing on the super-priority portion of its lien as opposed to the non-super-priority portion,
2
and by failing to provide notice that Plaintiff, Plaintiff’s predecessor, and subordinate
3
lienholders had an opportunity to cure.
4
5
144.
their duties, the Deed of Trust has been threatened.
6
7
145.
10
146.
If Plaintiff is found to have lost its first security interest in the Property, it was
the direct and proximate result of the HOA and HOA Trustee’s breaches of their duties, and
Plaintiff has thereby suffered general and special damages.
11
12
As an actual and proximate result of the breaches of duties owed by the HOA
and HOA Trustee, Plaintiff has incurred general and special damages.
8
9
As an actual and proximate result of the HOA and HOA Trustee’s breaches of
147.
Plaintiff has been required to retain counsel to prosecute this action and is
entitled to recover reasonable attorney’s fees to prosecute this action.
13
EIGHTH CAUSE OF ACTION
14
(Negligence Per Se versus the HOA)
15
16
148.
Plaintiff incorporates by reference the allegations of all previous paragraphs, as if
fully set forth herein.
17
149.
NRS Chapter 116 imposes a duty on homeowners associations to conduct HOA
18
foreclosure sales in a manner that is consistent with its provisions and, by reference, the
19
provisions of NRS 107.090.
20
150.
The HOA breached the statutory duties imposed by NRS Chapter 116 by
21
proceeding with the HOA foreclosure sale; and by accepting the tendered super-priority lien
22
amount and proceeding with the HOA Sale without notice that the successful bidder would take
23
title subject to the Deed of Trust.
24
25
151.
amount in deficiency.
26
27
28
The HOA violated NRS 116.31162(1)(b)(1) by failing to disclose the correct
152.
Plaintiff is a member of the class of person whom NRS Chapter 116 is intended
to protect.
///
Page 19 of 23
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 21 of 73
1
2
153.
against which NRS Chapter 116 is intended to protect.
3
4
154.
As an actual and proximate result of the HOA’s breaches of their statutory
duties, the Deed of Trust is threatened.
5
6
The injury that Plaintiff faces – extinguishment of the Deed of Trust – is the type
155.
As an actual and proximate result of the HOA’s breaches of their duties, Plaintiff
has incurred general and special damages to bring this action, in an amount not yet liquidated.
7
156.
If it is determined that the Deed of Trust was extinguished, Plaintiff’s loss was
8
actually and proximately caused by the actions and inactions of the HOA and the breaches of
9
their statutory duties, and Plaintiff has thereby suffered general and special damages, not yet
10
liquidated
11
12
157.
Plaintiff has been required to retain counsel to prosecute this action and is
entitled to recover reasonable attorney’s fees to prosecute this action.
13
NINTH CAUSE OF ACTION
14
(Misrepresentation versus the HOA)
15
16
17
158.
Plaintiff incorporates and re-alleges all previous paragraphs, as if fully set forth
159.
Plaintiff is within the class or persons or entities that the HOA intended or had
herein.
18
reason to expect to act or to refrain from action in reliance upon the acts of its agent, the HOA
19
Trustee.
20
160.
Plaintiff justifiably relied upon the HOA and its agent, the HOA Trustee, to
21
provide information to allow for payment of the super-priority portion of the lien prior to the
22
HOA Sale and the HOA and the HOA Trustee intended or had reason to expect their conduct
23
would be influenced.
24
161.
The HOA and HOA Trustee’s misrepresentations in not providing any requested
25
super-priority information and subsequently purporting to foreclose on the super-priority portion
26
of the lien were false or they had an insufficient basis for making the representations.
27
28
162.
The HOA had a pecuniary interest in having Plaintiff and its predecessors in
interest rely on the acts of its agent, the HOA Trustee.
Page 20 of 23
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 22 of 73
1
163.
The HOA failed to exercise reasonable care or competence in purporting to
2
foreclose on the super-priority lien despite attempted to pay off the super-priority portion of the
3
lien prior to the HOA Sale and its representations regarding the foreclosure were false or it had
4
an insufficient basis for making them.
5
164.
6
cause of its reliance.
7
165.
8
Plaintiff suffered general and specific damages, not yet liquidated, as a proximate
Plaintiff has been required to retain counsel to prosecute this action and is entitled
to recover reasonable attorney’s fees.
9
PRAYER
10
Wherefore, Plaintiff prays for judgment against the Defendant as follows:
11
1.
For a declaration and determination that Plaintiff’s interest is secured against the
12
Property, and that Plaintiff’s first Deed of Trust was not extinguished by the HOA
13
Sale;
14
2.
15
16
successors’ interest, in the Property, if any, is subject to the Deed of Trust;
3.
17
18
For a declaration and determination that Buyer’s interest, and any and all
For a declaration and determination that the HOA Sale was invalid to the extent it
purports to convey the Property free and clear to Buyer;
4.
In the alternative, for a declaration and determination that the HOA Sale was
19
void, invalid and/or should be set aside and conveyed no legitimate interest to
20
Buyer;
21
5.
In the alternative, for a declaration and determination that the HOA Foreclosure
22
Sale did not extinguish the Deed of Trust because it was conducted under a statute
23
that facially violated Plaintiff’s rights to due process;
24
25
26
27
28
6.
For a preliminary injunction that Buyer, its successors, assigns, and agents are
prohibited from conducting a sale or transfer of the Property and representing the
sale is free and clear of the Deed of Trust, unless Buyer tenders payment of the
debt secured by the Deed of Trust, or from encumbering the Property during the
pendency of this action;
Page 21 of 23
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 23 of 73
1
7.
For a preliminary injunction that Buyer, its successors, assigns, and agents pay all
2
taxes, insurance and homeowner’s association dues during the pendency of this
3
action;
4
8.
For a preliminary injunction that Buyer, its successors, assigns, and agents be
5
required to segregate and deposit all rents with the Court or a Court-approved
6
trust account over which Buyer, its successors, assigns, and agents have no
7
control during the pendency of this action;
8
9.
9
If it is determined that Plaintiff’s Deed of Trust has been extinguished by the
HOA Sale, for special damages in the amount of the fair market value of the
10
Property or the unpaid balance of the Robertson Loan and Deed of Trust, at the
11
time of the HOA Sale, whichever is greater;
12
10.
For general and special damages;
13
11.
For attorney’s fees;
14
12.
For costs incurred herein, including post-judgment costs; and
15
13.
For any and all further relief deemed appropriate by this Court.
16
17
DATED this 15th day of November, 2017.
WRIGHT, FINLAY & ZAK, LLP
18
19
20
21
22
23
24
/s/ Rock K. Jung_
Edgar C. Smith, Esq.
Nevada Bar No. 5506
Rock K. Jung, Esq.
Nevada Bar No. 10906
7785 W. Sahara Ave., Suite 200
Las Vegas, NV 89117
Attorneys for Plaintiff, PROF-2013-S3 LEGAL
TITLE TRUST, BY U.S. BANK NATIONAL
ASSOCIATION, AS LEGAL TITLE TRUSTEE
25
26
27
28
Page 22 of 23
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 24 of 73
1
2
3
4
5
6
7
8
9
10
INDEX OF EXHIBITS
EXHIBIT
NUMBER
#1
#2
#3
#4
#5
#6
#7
#8
#9
#10
#11
#12
#13
DESCRIPTION
Grant, Bargain and Sale Deed
Deed of Trust
Assignment of Deed of Trust
Assignment of Deed of Trust
Assignment of Deed of Trust
Assignment of Deed of Trust
Assignment of Deed of Trust
Notice of Delinquent Assessment (Lien)
Notice of Default and Election to Sell Under Homeowners Association Lien
Notice of Trustee’s Sale
Trustee’s Deed Upon Sale
Corrective Trustee’s Deed Upon Sale
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
Page 23 of 23
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 25 of 73
Exhibit 1: NRED Closing Letter
Exhibit 1: NRED Closing Letter
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 26 of 73
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 27 of 73
Exhibit : Grant, Bargain, Sale Deed
Exhibit : Grant, Bargain, Sale Deed
Branch :FLV,User :CON2
Comment:
Station Id :LK8M
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 28 of 73
11111111111111111111111111111111111111111111
20080702-0000560
Fee: $16.00 RPTT: $943.50
N/C Fee: $0.00
07/02/2008
08:05:27
T20080131834
Requestor:
TICOR TITLE OF NEVADA INC
APN No.:
Debbie Conway
KGP
Clark County Recorder Pgs: 4
~
124-30-611-062
Space Above for Recorder's Use Only
Escrow No.: 8120536-RR
R.P.T.T:
$943.50
Grant, Bargain, Sale Deed
THIS INDENTURE WITNESSETH: That Gwendolyn Collins, an unmarried woman
FOR A VALUABLE CONSIDERATION, receipt of which is hereby acknowledged, do hereby Grant,
Bargain, Sell and
Convey to Andrea Robertson a single woman
all that real property situated in the County of Clark, State of Nevada, described as follows:
SEE EXHIBIT "A" ATTACHED HERETO AND BY REFERENCE MADE A PART HEREOF
Together with all and singular the tenements, hereditaments and appurtenances thereunto belonging or in
anywise appertaining.
SEE PAGE TWO (2) FOR NOTARY ACKNOWLEDGEMENT
CLARK,NV
Document: DED 2008.0702.560
Page 1 of 4
Printed on 1/9/2017 2:18:27 PM
Branch :FLV,User :CON2
Comment:
Station Id :LK8M
Case 2:17-cv-01793-APG-PAL Document 14-1 Filed 11/15/17 Page 29 of 73
NOTARY ACKNOWLEDGEMENT FOR GRANT BARGAIN SALE DEED
Escrow No.: 8120536-RR
STATE OF NEVADA
COUNTY OF CLARK
} ss:
;./, {o
This instrument was ac~ged before me on _ _ _ _
Lf-'--"/k__::,_:f_:_~6_ _ _ _ _ _ _ _ _ _ _ _ __
by
G We-t7 ti ~ Ct9j)..u..o
NOTAOYO&;~
JohnGC)-..
WHEN RECORDED MAIL TO:
Andrea Robertson
3937 Rain Flower Lane
North Las Vegas, NV 89031
MAIL TAX STATEMENTS TO:
Andrea Robertson
same as above
CLARK,NV
Document: DED 2008.0702.560
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EXHIBIT "A"
PARCEL I:
LOT TWENTY SEVEN (27) IN BLOCK THREE (3) OF HIGHLAND HILLS UNIT I,
AS SHOWN BY MAP THEREOF ON FILE IN BOOK 95, OF PLATS, PAGE 51, IN
THE OFFICE OF THE COUNTY RECORDER OF CLARK COUNTY, NEVADA.
PARCEL II:
A NON-EXCLUSIVE EASEMENT FOR ACCESS, INGRESS, EGRESS, USE AND
ENJOYMENT OF, IN TO AND OVER THOSE AREAS DELINEATED AS "PRIVATE
STREETS" AND "COMMON ELEMENTS" ON THE ABOVE REFERENCED PLAT,
AND DEFINED AS "ASSOCIATION PROPERTY" IN THE DECLARATION OF
COVENANTS CONDITIONS AND RESTRICTIONS FOR HIGHLAND HILLS
RECORDED OCTOBER 24,2000 IN BOOK 20001024 AS DOCUMENT NO. 00244,
OFFICIAL RECORDS.
Assessor's Parcel Number: 124-30-611-062
CLARK,NV
Document: DED 2008.0702.560
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STATE OF NEVADA
DECLARATION OF VALUE FORM
l. Assessor Parcel Number(s)
a) 124-30-611-062
b)
c)
d)
2. Type of Property:
a) D Vacant Land
b) Jsingle Fam. Res
d) D 2-4 Plex
c) D Condoffwnhse
0 D Comm'l/lnd'l
e) D Apt. Bldg
g) D Agricultural
h) D Mobile Home
D Other_ _ _-,-_ _ _ _ _ __
3. Total Value/Sales Price of Property
Deed in Lieu of Foreclosure Only (value of property)
FOR RECORDER'S OPTIONAL USE ONLY
Book:
, Page:_t+--r---:-Date of Recording:},/ ~
Notes:
I 1.1\,.!j
f1Jt,..Jc
CO::VC:::::
J
$185.000.00
Transfer Tax Value:
$
Real Property Tax Due:
4.
l'SS, DOO-
$ 943.50
If Exemption Claimed:
a. Transfer Tax Exemption per NRS 375.090, Section _ _ _ __
b. Explain Reason for Exemption: - - - - - - - - - - - - - - - - - - - - - -
5. Partial Interest: Percentage being transferred:
\00
%
The undersigned declares and acknowledges, under penalty of perjury, pursuant to NRS 375.060
and NRS 375.110, that the information provided is correct to the best of their information and belief, and
can be supported by documentation if called upon to substantiate the information provided herein.
Furthermore, the parties agree that disallowance of any claimed exemption, or other determination of
additional tax due, may result in a penalty of 10% of the tax due plus interest at I% per month. Pursuant
to NRS 375. 0, the Buyer and Sell shall be jointly and severally liable for any additional amount
Capacity
_..::G:...;~~;,.:c~ b;_&-1'..,....:-_ _ _ _ __
__
Capacity _
SELLER !GRANTOR! INFORMATION
(REQIDREDl
Print Name: Gwendolvn Coll;;s
Address:
3937 l<_q 1 _ f'-l 0 ~ (j.-...L
City:
f\J'v\J
State:
NV
Zip:
'?ct 0-?1
I
_,G"'·_,_r._,a."-n'-'--'l:u.-='='------
BUYER (GRANTEE) INFORMATION
(REQUIRED!
Print Name: Andrea Robertson
Address: '3q':?-'f ~Y1 'Pl~ U1
City: N 1-D
State:
NV
Zip:
!?qo3/
COMPANYIPERSON REQUESTING RECORDING !required if not seller or buy)
Print Name TicorTitle of Nevada Inc.
Address 83 79 W. Sunset Road. Suite I 20
State: ;,:NV!.. !__ __
City: Las Vegas
CLARK,NV
Document: DED 2008.0702.560
Page 4 of 4
Escrow#
08I20536RR
Zip: 89113
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Exhibit : Deed of Trust
Exhibit : Deed of Trust
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CLARK,NV
Document: DOT 2010.0831.266
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CLARK,NV
Document: DOT 2010.0831.266
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CLARK,NV
Document: DOT 2010.0831.266
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CLARK,NV
Document: DOT 2010.0831.266
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CLARK,NV
Document: DOT 2010.0831.266
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CLARK,NV
Document: DOT 2010.0831.266
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CLARK,NV
Document: DOT 2010.0831.266
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CLARK,NV
Document: DOT 2010.0831.266
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CLARK,NV
Document: DOT 2010.0831.266
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Exhibit : Assignment of Deed of Trust
Exhibit : Assignment of Deed of Trust
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Exhibit : Assignment of Deed of Trust
Exhibit : Assignment of Deed of Trust
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Exhibit : Assignment of Deed of Trust
Exhibit : Assignment of Deed of Trust
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Branch :FLV,User :CON2
Comment:
CLARK,NV
Document: DOT ASN 2014.0611.2093
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Exhibit : Assignment of Deed of Trust
Exhibit : Assignment of Deed of Trust
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Exhibit : Assignment of Deed of Trust
Exhibit : Assignment of Deed of Trust
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Exhibit : Notice of Delinquent Assessment Lien
Exhibit : Notice of Delinquent Assessment Lien
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lnst #: 20130828000094 7
Fees: $17.00
N/C Fee: $0.00
08/28/2013 08:51:36 AM
Receipt #: 1749994
Requester:
ALESSI & KOENIG LLC
Recorded By: DXI Pgs: 1
DEBBIE CONWAY
When recorded return to:
CLARK COUNTY RECORDER
ALESSI & KOENIG, LLC
9500 W. Flamingo Rd., Suite 205
Las Vegas, Nevada 89147
Phone: (702) 222-4033
A.P.N. 124-30-611-062
Trustee Sale # 36490
NOTICE OF DELINQUENT ASSESSMENT (LIEN)
In accordance with Nevada Revised Statutes and the Association's Declaration of Covenants, Conditions and
Restrictions (CC&Rs) of the official records of Clark County, Nevada, Highland Hills Homeowners
Association has a lien on the following legally described property.
The property against which the lien is imposed is commonly referred to as 3937 RAIN FLOWER LN,
NO LAS VEGAS, NV 89031-2059 and more particularly legally described as: HIGHLAND
HILLS UNIT I LOT 27 BLOCK 3 Book 95 Page 51 in the County of Clark.
The owner(s) of record as reflected on the public record as of today's date is (are):
ANDREA
ROBERTSON
The mailing address(es) is: 3937 RAIN
FLOWER LN, NO LAS VEGAS, NV 89031-2059
The total aroount due through today's date is: $940.57. Of this total aroount $875.00 represent Collection
and/or Attorney fees, assessments, interest, late fees and service charges. $65.57 represent collection costs.
Note: Additional monies shall accrue under this claim at the rate of the claimant's regular monthly or special
assessments, plus permissible late charges, costs of collection and interest, accruing subsequent to the date of
this notice.
State of Nevada
County of Clark
SUBSCRIBED and SWORN to before me on
(Seal)
AUG 2 2 2~}Huong Lam.
NOTARY PUBLIC
HEIDI A. HAGEN
STATE OF NEVADA- COUNTY OF ClARK
MY APPOINTMENT EXP. MAY 11, 2017
No: 13-10829-1
CLARK,NV
Document: LN HOA 2013.0828.947
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Exhibit
: otice of Default and Election to Sell
Under Homeowners Association Lien
Exhibit
: Notice of Default and Election to Sell
Under Homeowners Association Lien
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lnst #:
201312100002542
Fees: $17 .oo
N/C Fee: $0.00
12110/2013 12:24:21 PM
Receipt#: 1868250
Requestor:
ALESSI & KOENIG, LLC
Recorded By: ARO Pgs: 1
DEBBIE CONWAY
CLARK COUNTY RECORDER
When recorded mail to:
THE ALESSI & KOENIG, LLC
9500 West l
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