Ellifritz et al v. Netbank et al

Filing 41

ORDER. IT IS HEREBY ORDERED that the 5 Motion to Remand is DENIED. FURTHER ORDERED, the 6 and 17 Motion to Stay are DENIED as moot. FURTHER ORDERED, the 24 Motion to Amend is DENIED. FURTHER ORDERED, the 14 and {28] Motions to Dismiss are GRANTED as to the first cause of action, GRANTED as to the tenth through twelfth causes of action with respect to the non-MERS Defendants, DENIED as to the third and fourth causes of action, and DENIED as to the remaining causes of action for lack o f jurisdiction, as these currently remain with Judge Teilborg in Case No. 2:09-md-02119-JAT in the District of Arizona. FURTHER ORDERED the 34 Motion to Expunge Lis Pendens is DENIED. FURTHER ORDERED, Defendants will cease foreclosure proceedings f or one-hundred (100) days. During this period, Plaintiffs will make full, regular monthly payments under the note every thirty (30) days, with the first payment due fifteen (15) days after the date of this order. Plaintiffs need not pay late fees o r cure the entire amount of past default at this time. Failure to make monthly payments during the injunction period, however, will result in a lifting of the injunction. FURTHER ORDERED, during the injunction period Defendants will conduct a private mediation with Plaintiff in good faith. FURTHER ORDERED, Plaintiffs will provide requested information to Defendants in advance of the mediation in good faith. Signed by Judge Robert C. Jones on 12/28/2010. (Copies have been distributed pursuant to the NEF - KO)

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Remandf rLac o Subjc M aterJurs iton o k f et t idci Fe ea c ut aeco rsoflmie j rs iton, s sigonl to epowesga tdb d rl o rs r u t i td uidci pose sn y h s r rne y 8 t eCon tm to a d sam e. e Unie St tsv M ar s 5 0F. d 7 9, l ( t Ci. ) h si in n tt Se td a e . k , 3 3 9 8 0 9 h r 2008 9 ( iigKo k ne v Guar inf4cIs Co o Am.51 U.. 377(99 ).n epat ctn k o n . da / n . .f , l S 375, 1 4 ) ' ry l ase t gfdeaj rs itonbe r tebude ofo eromigteprs mptona ais i. 0 sri e rluidci as h r n v c n b eu i g n tt n 11 Kok one ,51lU.. 37 .Fe ea Rul ofCiiPr c due1 ()1 prviesa afimaie kn S at 7 d rl e v l o e r 2b () o d n fr tv 1 dee s f rlc o s be tmalr u iditon.Fe . 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SC 4 ( t A i l ci ih h src o rs v rgn l 20 j rs itonf un edonacli o rghtaiigu de teConsi ton,teaiso lwsofte u idci o d am r i rsn n r h tm i r te r a h 2I U nied St t ss al be r m ova l w ihoutr gar t t e cii ens i orr si ence oft e par i s t ae h l e be t e d o h tz h p e d b te . 22 An oh rs c a tons alb rmov bl onl inoneoftepate i itr s prpel j ie y te u h ci h l e e a e y f h ris n nee t o ry on d 23 an s r e a de e da t i aciie oft eSt t i whih s c a ton i br u ht' . l c s s d e v d s f n n s s tz n h a e n c u h ci s o g .' n a e ) 24 rmove fom sat c un,afd rlc ur ltrGndigalc ofs be tmatr urs itondoe e d r te o e ea o tae n a k u j c te j idci s 25 no dim is b lmus r ma d t sae c ur.28U. . .j l 47 c .A de ii n t r m a dac s t s s, u t e n o tt o t SC 4 () c so o e n a e . page 4 oj 13 - l rmo e ona yote b ssta ciirght rmova jrs ito un e 28U.. .j1 43tsnot e v d n h r a i h n vl i s e lu idcin d r SC ' 4 ' i 2 r viwa l on a pe lorot e vie. 28U. . . 1 d) e e be p a hn s ' ' S C j 447( . 3 A dee ti rmov lexsswheej rs itoni prdiae pteyo diest a doneor fc n e a it r u idci s e c td z l n v riy n r 4 mor dee da t i aciie oft efrm sae. e9J 41b) Thi i teto u dee da t' e fn ns s tz n h o u tt Se 4 ( . s s h t r m fn n' f 5 r l.Ho e e,tectze s i ofadee da twhoh sb e fa due tyj ie i dico ntd. ue w v r h ii n hp fn n a e n ru ln l on d s s u e 6 Ric i v Up ohnDrg Co. l 9F.d l 1 l l (t Ci.1 98) W heefa dulntoid ri the . j u , 3 3 3 3, 3 8 9h r 9 . r ru e j n e s 7 aleged,a cour doesnott ke t ealegatonsofcii ens i i t e compl i tast ue butper is l t ahli tz h p n b an r mt 8 tedee da tsekigrmo a t prsntfcss o igfa dulntoide. ei.toide i h fn n e n e v lo ee a t h w n ru e j n rSe d t n r s l 9 ga dulntgl teplitf fist s.t ac us ofa tona ans arsde tdee da ta dte u e if b anif al o t e a e ci g i t ei n fn n, n h a l f iur i obviusa c r i g t t es tl dr lsoft esat. Hu t rv Phil M or i USA,5 2 0 al e s o c o d n o h ete ue h t e' n e . lp rs ' ; 8 1 F.d 1 39,1 43( t Ci. 9)(iainsa ditr a q otto maksomitd)(leaini l 3 0 0 9b r 200 ctto n nen l u ain r te atrto n 1 orgial. 2 in ) 1 3 1 4 B. Rul 12( )6 e b () ( Fe e a Ru eofCi i Pr c du e8( )2)r quie onl tas or a dpli sa e e toft e d rl l v l o e r a ( e r s y t h t n an tt m n h l 15 cl i s ow i g t a t e pl aderi entted t r lef'i or ert tgi e t e def ndantf i notce of am h n h t h e s il o e i n d o l v h e ar i l6 w hatt e . . . cl i i and t e gr unds upon w hi h i r st .'Conly v.Gi son,355 U . .4 1 47 h e b S, am s ho c t e s' 1 ( 957.Fe ealRul ofCiiPr c due1 1 )6 ma dae ta ac ur dimisaca s ofa ton 7 l ) dr e vl o e r 2 () n ts h t o t s s u e ci 18 t atf ist s at a cl i upon whi h r lefcan ber ant d. A m oton t dim isunderRul h a l o t e am c ei e i oss e 1 1 ()6)tsstec mplitss m ce c . eN. ar.7'1 Arz Ctp.Comm 1,7 0 9 2b ( et h o an' u in y Se St //1' i. ? 1. ? 72 20 F.d 578, 1( t Ci.1 3) W he c n i e i gamoton t dim isun e Rul l ( )6 f r 2 58 9 h r 98 . n o sd rn i o s s d r e 2b () o 21 f iur t st t a cl i ,di m i s li appr prat onl when t e com pli tdoesnotgi e t e a l e o ae a m s s a s o ie y h an vh 22 def ndantf i notce ofa l galy cogni abl cl i and t e gr unds on w hi h i r st .See Bel e ar i el z e am ho c te s l 23 At.Col .'Twonbls55 U..5 4,5 5( 007.l c n ieigwhehe tec mpliti l p) . t l, 0 S 4 5 2 ) n o sd rn t r h o an s 24 s f ci ntt s at a cl i ,t e cour w ilt ke aI m at ri lalegatons astue and cons r e t em i u s e o t e am h t la l ca l i r tu h n 25 teIghtmo tfv rbl t teplitf. eAr Ilt ./).! Ka ll,79 F.d8 6,8 8(t hi s a o a e o h anifSe 1 ldt .;c z p ak 2 2 9 9 9h s . Page 5 of i3 1 Ci.1 86 .Theco r, we e,snotrquie t a c pta tu ale atonsta aemeey r9 ) u tho v r i e rd o c e s re lg i h t r rl 2 concl s r ,unwar ant d deductonsoff ct orunr as nabl i f r nces.See S r w el v.Gol en uoy re i a, eo e n ee pe l d 3 Stt Warlr 26 F.d97 9 8(t Ci. ) A fr uli rcotonofac us ofa ton ae r' s 6 3 9 8 9h r 2001. om ac e i i o a e ci , , u tc e ; a n if e as nb oai 4 wih concl s ryalegatonsi nots fi i nt a pl i tf m ustpl ad f ct show i g t ata vi l ton t uo, l i s $ j ' 5 i plusbl, j s posil. hco v I b l 1 9S.Ct 1 37,1 49( 0 9)(iigTwo byv. s a i e notu t sbe As rh .q a , 2 . 9 9 2 0 ctn ml 6 Bel lCor .5 0U..55 ,55 (007). lAt. p , 5 S 4 5 2 ) 7 eG ener ly,a diti tcour m ay notconsi erany m at ralbeyond t e pl adi gs i r lng t al s rc t d ei h e n n ui 8 o aRul 1 * )6)moin.... n e 2 4 to Howev r maeilwhibiprpel sbm ie a pa'ofte e, tra c s o ry u t d s l h l t 9 com pl i tm ay beconsi er d on am oton t dim is.'HalRoach St di s,I c.v.Ri hard Fei er an de i o s s' uo n c n 1 dr , F.d 1 42,1 5 n.9(t Ci.1 90 (iainso itd) Si ial,t oc m ç t 0 Co.896 2 5 5 5 1 9h r 9 ) ctto m te . m lry t u ns d l1 whos cont nt ar aleged i a com pl i ta d whos aut entciy no part ques i ns,butwhi h e es e l n an n e h it y to c 1 aenotphy ial al c e t tepla ig,ma bec nsdee i r lngo aRul l ( )6 2r sc ly ta h d o h e dn y o i rd n ui n e 2 b () ! 13 m oton t di m i s'w ihoutconvertng t e m oton t dim i s i t a m oton f rs nunar i o s s' t ih i o s s no i ou y 1 j dgme tBr nc v Tu n l,1 F.d44 ,45 (t Ci.1 94) M oe ve, rFe ea Rul 4u n . a h . n el 4 3 9 4 9h r 9 . ro runde d rl e . 1 ' . l ofEvie c 201 ac urma tkej diiln tceoft atr ofpublcrc r .Ma kv . Ba 5 d n e , o t y a u ca oi ' tes m i e o d' c .% y 1 Be rDitis..;.798F.d 1 7 ,1 82( t Ci.1 86.Ote wie i tedikitc u' 6 e srb ,Jc, ? 2 2 9 2 9h r 9 ) h r s,f h s c o l t l7 consi er m at ral outi e oft e pl adi gs t e m oton t di m i si convertd i t a m oton f r d s e i s sd h e n ,h i osss e no io 1 . 1 s mmayj dg e tSe .r l?v S nt Clr V le Tr ns . nc ,26lF.d91 , ( t Ci. 8 u r u m n . e, a' . a a a a aly a p Age y 1pl 3 2 925 9h r 1 2 01. 9 0) 20 H l . 21 22 AN A L Y SI S A. M otonst Rem and and t St y i o oa The Courtdeni s t e m oton t r m and. Pl i tf shave sued hvo non- i er e,f r m eh i oe a n if dv s o u 23 r sde tDe e d nt:Be k ra d Goul ( ole tvey thel di iua De e da t' .Th y a e e i n fn a s te n d c lc i l, t n v d l f n n s* e r t ) 2 fa d lntyj ie ,h we e , ndteij ide teefr doe notdee tdiest. 4 ru ue l on d o v r a h ron r h r o e s fa v riy 25 An agenti per onaly labl t t id pani sf rhi own t r s r gar l s ofwhet erhe i s s l i e o hr eo s o t, e d e s h s Page 6 of 13 1 actng on behal ofacor or t prnci alw ihi t e scope ofhi em pl ym ent butunl sst e age t i f p ae i p tnh s o , eh n 2 and t e t id pary agr e,t e agenti notlabl on contact ent r d i t by t e agenton behal of h hr t eh s ie r s ee no b f 3 teprncpa wheetepicia i dicls d. eRettme t( hid)ofAg nc j7.1& c tb h i i l r h rn p ls s o e Se sae n T r ey 0 m. 4 (00 ) Age t i Ne a ac nbepes n lyla l i tr f rmirprs nainste ma et 2 6 . ns n v d a ro al ibe n o to se ee tto h y k o 5 t id pa te . eNe - e Oi d Ga v Pr cso Role Pr d . 782P.d 1 11 1 1( e . hr ris Se v T x I : s . e iin ld o s, 2 3 , 31 N v 6 1 89)( iig Car elv Lu , P. d564, ( rz 1 66 , ntco tv Hanv r ,69 P. d 9 ctn r l . x 420 2 576 A i. 9 ) Pe e s . . ad 9 2 7 6 6,6 9l th 1 85).Alh ug teNev daSuprmeCou'hasn tdie tyr ldonte 9 9 u a 9 ) to h h a e l t o rcl ue b 8 quesi n,t e sat s appea t be i agr em entt atan agentcar otbe labl on a contactent r d to h t e ro ne h m ie r ee 9 i t on behal ofa prnci alwbe e t e agenthasdicl s d t eprnci al See,e. . Eppl r Gueri no f ip rb soe h i p . g, e, n l d:Tu n n I c v Ka m i,685S. .d737, ( e .l 5) Ratbon v Bu l n ,1 J h s 1 0 re n .. s r W2 738 T x 98 , h . . do g 5 o n . , l 2 3( . .1 l )( odngta ane ply eofac mp nyc ul no benotla l i c nta tfr l - N Y 8 8 h li h t m o e o a od t ibe n o rc o 1 a to st ke onbeh l ofc r o ato ) 2 c in a n a f o p r in . 1 3 Bet ercannotbe labl i contactber ,becausehe i aleged onl t have act d asan k i en r e sl yo e 1 a e tfroneormor isiuina Dee da t.Se Complj38.Fulhemor, i alg d 4 gn o e n ttto l fn ns ( e .l ) - r e he s le e t 1 onl t have S ari i at d i t epr cur m ent dr fi g,orpr sent entoft e docum ent and 5 yo t tc p e n b o e p , a tn em b s l ta s cinsce tngtec ussofa tonalge heei. (#) Thi i n te oug t saeatr 6 rn a to rai h a e ci le d r n' . .. s s o n h o tt o t 'f 1 cli a ans hi un e Ibala dTwo bybe a s ii n tatr t t atcpae)i te 7 am g i t m d r q n m l c u e ts o o to t rii tg n h p 1 pr c rmcn, atng, pr snt e tofgoa a dmorg g )do umens' Th r aenofcu l 8 o ue tdrfi or e e m n l n n ta e c t. ee r a ta ' 19 alegatons i di atng how Bet eri labl f rany t r duet t i actviy. l i consst ntw ih l i nci k si eo ot o hs i t t s ie t 20 t e Com pl i tt atBet erm e el handed pa er t Pl i tfs t si n,w ihoute en know i g h an h k ry p s o a n if o g t v n 21 m uch aboutwhatwas i t em orhavi g any i t ntt def aud. l i alo consit ntw ih t e nh n ne o r ts s sc th 22 Com pl i tt athe m er l pri t d copi soft e docum ent orperf r ed s m e ot eri nocuous an h ey ne e h s om o hn 23 t sk t uchi g upon t e docum ent t atwoul notpos i l gi e rs t t l labiiy. n e Court aon h sh d s b y v ie o o 4 i lt 24 fnd ta Beke i fa dulntyj ie . i s h t t r s ru e l on d 2 5 Thes meis fiintalgaini ma ea ais Goul,s e/.( 9) e ce ta a n u fce le to s d g n t d (e W !3 , x p n Page 7 of 1 3 l a diinal le aini ma eta s ewa tl tu teononeo tede d oftu t(eei.. d to alg to s d h t h s ie r se f h e s r s,s d) 2 Goul w a i de d t e tuse on t e Sa e G r us D O T. Ho e e , h i nota l ge t ha e d s n e h r te h g o e w v rs e s le d o v 3 pe s na i e g ge i a y wr ng oi g i t i c pa iy. The f r c os ng e tt w ih r s ec t t e r o ly n a d n n o d n n h s a c t o e l i n iy t e p t o h 4 Sage Gr use Pr pery appear t have wr ngf ly f r cl s d pr ciel beca s t er i no o ot so o ul o e o e e s y ueh es 5 evi ence a yone butGoul w ast e tusee w hen i fl d t e NO D . l pl i tf sm ean t alege d n d h rt t ie b f a n if ol 6 t atGoul i f cti stuct d t e f r cl sng entt t f r cl s ,t ey w ilhave adm it d f ct h d n a n r e h oe o i iy o o e o e h l te a s 7 s fi intt f dta teflngofteNOD wa pr pe, nde e tercamsfrij ncica d u tce o m h th ii h s o r a v n h i li o nu tv n 8 de lrtr r le a t teSa eGrus Prpet woul fi. eNe . v. a.j l 7.8 ()c. caaoy eif s o b g o e o ry d alSe v Re Stt 0 0 0 2() 9 TheCo r lndsta Go l i fa due tyj ie a dde ytemoint rma d. u ti b t ud s ru ln l on d n n h to o e n 1 0 Eve i r m and w e e ot em i e appr prat ,par oft e cas i s ilpendi g i t e M D L n fe rh s o ie th e s tl n nb l1 cas i t e Di ti tofAri ona,and a r m and or erappl i g onl t cert i causesofacton i e n h s rc z e d yn y o an in 12 t e cas woul be apr cedur lcat s r phe. Fi aly,t e m otonst s ay ar deni d as m oot h e d o a a to nlh i ot e e 13 becaus t ey si pl r questa sly untla r lng on t e pr s ntm oton t r m and,oruntlt e eh m ye a i ui b ee i oe ih 14 ta s erdecii n by t e J M L,r s ectvel . rn f so hP ep i y . j ' f ! 1 5 1 6 B. 1 . M otonst D i m i s i o ss U nf i Le di g Pr c i esUnde NR S Sec i n 5 8D . 00 ar n n a tc r to 9 1 1 7 Patfaeeht ewrpeeuobcuehldri 'cti ti lnislgt ty e r dpn east e ednt riz hr i f l ah e y e n d sun e e 1 I l8 i com e cl sel enough. Pl i tfsobt i ed t e l ansi t e pr sentcas on Augustl1and 18, n oy a n if an h o nh e e l 2006. The sam t ofIm iatonsunders cton 5981 . 00 i t r e year ,see N ev.Rev.St t 9 t e i ti ei 71 sh e s a. 20 j 1 . 90 3)a , ndt epr s nt a ewa br ug ton Se tm be 3 ,20 9.Thesa t of ' 11 ( ()a h ee c s s o h pe r 0 0 tm e 21 lm iatonst er f r bar t i caus ofacton ast bot pr peri s. Pl i tf sar ue t e i t i h eo e s hs e i o h o te a n if g h 22 lmiainspeids o l betle beaus te j s rc nl be a ea aeta Dee da t' i tto ro b ud éld c e h y u te e ty c m w r h t fn ns 23 actonsconsiut d vi l tonsofs cton 598D. 00. Pl i tf sconfat t e dat oft edicover i tt e o a i ei l a n if leh ehs y 24 off ct s f i i ntt dr w a concl si n w ih t edat one act aly dr w sa concl si n. Ti e i a s u fc e o a uo th e ul a uo ms 25 t led untla Itganthasors oul havet e f ct nccess o't dr w a I galconcl son,notuntl ol i ii hd h as aoa e ui i Page 8 of l3 - i 1 he act aly dr w st e concl si n. Pl i tfs adm i t ey had t e i f r aton r quied t dr w t e ul a b uo a n if th h no m i e r o a h 2 r l vantconcl si nsofl w m or t an t r e yea s bef r t ey br ughtt e acton,becaus t ey ee uo a e h he r oe b o h i eh 3 neces a iy knew whati f nnaton t ey t em sel eshad gi en t t e l ndert s ppor t ei s rl no ihh v v oh e ou th r 4 m orgage applcatons Furher or ,t e pr - 007 st m t di notappl t m orgages t at t i i . t m e h e2 aed yo t h 5 qualfed asr si entalm ort age ta s ctonsunde H O EPA ,asher ,wher a sec rt i t r sti ii ed i g rn a i r e e u iy n e e s 6 r t i ed agai stt e pr pery t tnance isacqui ii n orconsructon.SeeN ev.Rev.St t ean n h o t oi t s to ti a, 7 j59 1.4 ( 00 ) 1 U.. . 1 02(a( )( ) 870 0 2 5 , 5 SC j 6 a )1,w . . 8 Fi aly,s cton 5981 . 00 w asam ended i 2007,w ih an ef ectve dat ofJune 13,2007. nl ei 71 n t fi e 9 See 2007 Nev.Sut 2844-46. Tber f r ,t epr - 007 ver i n oft e st m t apples t t e . eoe h e2 so b ae i ob 10 pr s ntcas . Tbe prorst m t ,whi b applesher ,m ade i actonabl i a l nderm ade ta bom e ee e i ae c i e ti ef e ' 1l l an t a bor ow erbas d s l l upon t e equiy oft e borow eri t e bom e pr pert a d w ihout oo r e o ey h t b r nh o yn t 12 det r i i g t att e bor ow erhas t e a iiy t r pay t ehom e l an fom ot e ass t ....'N e . em nn h h r h b lt o e h or h r es 'v 1 Re .Stt j598 ) l ( 006 .Pl itfscam t a t el a wa b s d o I tt di c m e' t 3 v a. 1 .00 2 ) a n if li h t h o n s a e n t ae n o 'wih s 14 no verfcaton oft ati com e. Pli tfs do notalege whet ert ey i f cti cor ecty st t d ii i hn a n if l h h n a n r l ae 1 t eri c m eon te la doc m e t. M orove ,t esa t d e notr q ie a ypa tc lr 5 hi no h o n u ns e r h tm e o s e u r n riu a 1 ve i c ton m et od,b tonl a de e ni a i n oft ea iiy oft e bonow e t r p y fom a s t 6 rt a i i h u y t n n to h b lt h r o e a r s es 1 ot ert an an es i at d f m r i cr as i equiy. Pl i tf sappeart adm i t att e l ndergave 7 hh tm e u e n e e n t a n if o th h e 1 . 1 t e t e l a ba e on t e i c m e t e r pore t t e l nde . Thi i s fi i ntunde t e 8 h m h o n s d h n o h y e td o h e r s s u tc e rh 1 st t t . tn e l nders oul have know n 1was l i g aboutm y i com e' i nota pm i ul ry 9 a ue t e hd yn n 's c al . 20 convi ci g ar um ent atl as notundert epr -2007 ver i n oft e st m t . A l nderhast e nn g , et be so h ae e h 2l ri htt pr sum et e borow eri notl i g on hi applcaton. The l nde bear t e rs i t i goe h r s yn s ii er s h ik n h s 22 r ga d, c us t e l n e wilr a i e t e l s u on f r cl s r . Su h a pr c i e m a i d ed be e r be a e h e d r l e lz h o s p o e o u e c a tc yne 23 r ckl s ,buti i r c l s on t e pa tofbot t e l ndcrand t e borow er and t e I nderm ay e es ts ek es h r hh e h r , he 24 beart i rs i i w ihest . Undcrt e pos - 007 ver i n oft e sam t ,w hi h r quiesa h s ik f t s o h t2 so hte ce r 25 tcom m er i ly r asonabl m cans' ofdet nni i g t e abiiy t r pay,an ar um entcoul be ' cal e e ' e nn h lt o e g d Page 9 of l 3 l m a e t ata l nderwho doesnotverf sat d i com e beyond t e si nat r oft e borow erhas dh e iy t e n b g ue h r 2 notf liled isdutesundert e s at t even w her t e borow erbi s l i alo guit of ut l t i h t ue eh r m ef s s ly 3 m orgage faud f rhavi g f lel r pored bi i com e,butt e pr - 007 ver i n oft e st m t t r o n as y e t sn b e2 so b ae 4 applesi t i cas . TheCour di m isest i caus ofacton. i n hs e t s s hs e i 5 6 2. I j nc i eand Decar t r Rei f n u tv l a o y le . ' Tbe Cour deni st e m oton t di m is ast t esecaus sofacton,because t er t eh i oss oh e i he 7 r m ai sa ques i n off ctast a sat t r def cti f r cl sur w ih r spectt bot pr peri si en to a o t uo y e n o e o e t e o b o te n 8 ti c s .S eNe . v. a.j1 7.802)c) Theeniywh tldteBr ok aePrpet NOD hs a e e v Re Stt 0 0 ( ( . tt o ie h o d l o ry 9 i nott e ori i alt ust e orbenetci r ,and t e a aiabl evi encet nds t show t att e entt s h gn r e i ay h vle d e o hh iy 10 who il d t e N O D di s bef r bei g appoi t d astusee. The entt w ho Gl d t e Sage ie h d o oe n ne rt iy eh 11 Gr us NOD wasnott e ori i altust e,and t er i no evi ence i di atng t att e entt has oe h gn r e h es d nci h h iy 1 everbeen nam ed ast e tus e . A lhough an afi m atve cl i f rdam agesf rw r ngf l 2 h r te t lr i a m o oou d 1 f rcos r doe not1ewh r teei adea l,asa tr deeti anon-udiilfrcls r 3 o e l u e s i ec h r s fut tm oy fc n j ca oe o ue 1 wils pp r ij nc iea d d clr tver le . 4 l u o t n u tv n e a ai e if 15 16 3. C i i Conspi acy vl r tA n actonabl ci i cons iacy i a com bi aton oft o orm or per ons who,by s m e t i e vl pr s ni w es o l co c re a ton,itndt a c mpls s m eu lwflobe tvefrtepumo eofha nig 7 n etd ci ne o c o ih o na u jci o h s nn l8 anot erwhi h r s ls i dam age.'Coli s v.Uni n Fed.u n d:Loan Ass%,662 P. d 61 622 h c eut n ' ln o Q 2 0z 1 ( ev.1 9 )(iig Wiev S. .Co.3 Ca. r65 ( tAp .1 6 )Bls v S. .Co. 9 N 9 4 ctn s . Pac , 5 lRpt. 2 C . p 9 3 . is . Pac , , 20 3 1P.d 3 4 ( r 1 58 ) A c r or tonca notc ns iewih ise pl y e i t ero fcal 2 2 2 O . 9 ). o p ai n o p r t t m o e s n h i fii 2) capa ii s.1 . c te d 22 Pl i tfs alege a c ns iacy bet een t e i si tonalD ef ndant ,butt ey alege no a n if l o pr w h n tm i e s h l 2 s e i ca re e t Pani salg o l ta o eo moeDee d nstaldt ifn Nc a a 3 p cA ge m n. litf l e ny h t n r r fn a t t i o n o n v d fe fe 24 m orgagor oft ei rght ...based on t e f l epr m ie faud by om isi n hasnotoccur ed.' t s h ri s h as e s r so r' 25 Leecompl! l .Thsalge noa ee e tmu hIs a a r e e tt e g g i unlwfl s . 00) i le s p m n , c e s n g e m n o n a e n a u Page l of l 0 3 1 actviy,and i doesnoteven i entf Pl i tf sast e pari ul rvi tm soft e aleged cons iacy. it t d iy a n if h tc a c i hl pr 2 Ne tPlitfsale etatsvealDee d nst ontnu t ee tNe a a sfom terh meEi) x , anif lg h e r fn a t l i e o jc v d n r h i o sc c 3 no i sa digknowldg o tero nilga c n uc a dunce nba ds...'(d..Thi d e - t tn n b e e f b i w le l o d t n la n . 1 ) s os % 4 notc r tedeiincis Noagre e ti pld.TheCourdimissti c us ofa to (st ue h fce e . em n s e t s se hs a e cin a o 5 t enon M Els De e da t) h - t fn ns. 6 7 4. Racket er ng U nder NRS 207. 70 ei 4 . UnderN evada' RI O s at t ,aprvat pary can brng a ci i acton f rtebl da ages, s C t ue ie t i vl i o r e m 8 atm e ' fe ,a dc ssfrijr ss sane byaviltono s cin207.00. eNe . v. . to ys e s n o t o nu e u ti d oai f eto 4 Se v Re 9 St t j207. 7 .Pli tfsale e De e da t en a e i r c ee rng.Pl itfs howe e , a. 4 0 an if lg f n n s g g d n a k te i an if , vr 1 nowher i entf wbi h unl w f lactundersecton 207.40 t e be i v D e e da t t ha e 0 e d iy c au i 0 h y le e f n n s o v 11 com m it d. te . ' Plitfssmpl quot ted fniinofta k teig'u de scin207.90a d anif i y e h e to l c ee rn ' n r e to r 3n I . ( ' I j 1 algetatDe e da t e g ge i r c e e rn t r ughpr daor lndi: pr cie .Pli tfs 2 le h f n n s n a d n a k te ig h o e t y e n a tc s an if I I 1 h venoti e tfe t opr diaeofe s sr quie t c nsiut t a kee rng. Se j207.9 . 3a d n iid w e c t f n e e r d o o tt e t c te i ' e r ' 30 1 Suc c i e i c ude m u de ,m a sa g t r m a h m ,c rai ba tr e ,ki na pi g, e ua 4 b rm s n l r r n l u h e > y e e t n te i s d p n s x l 15 as aul,ar on,r bber ,ext r i n,s ducton,f r el bur lr ,gr nd l r eny,brbel as aul sts o y o to e i og y ga y a a c iy st 1 wibade dl we po , e- i fa d , c Se j207.60.l teprdiaeofe s saeitnde t 6 t a y a n c lan ru s et. e t 3 f h e c t fn e r ne d o 1 befa ds te aenotplds fiintyu de Rul 1 1)6)muc ls u de Rul 9( ) The 7 ru ,h y r e u fce l n r e 2 ( , h e s n r e b . l Co r dimisst i c us ofa to (sa ans teno - Ep. Dee da t) 8 u t s se hs a e cin a g i th n M s fn n s. 1 9 20 5. Unj s Enrc ment u t ih l Ne a a,heee e t ofa unu te rc me tcli ort ua ic nrc'ae ()a n v d t lm ns n j s n ih n am e s o ta t' r: 1 q 21 be e i c nfre ont ede e da tbyt epli tf;( )a pr ca in oft ebe e i byt e n ft o e r d h f n n b an if 2 p e ito h n ft h 2 de e d n ' d ( )a c ptnc a d r tntonoft eb n ftbyt ede e da t( )i cr um sa c s 2 f n a t an 3 c e a e n ee i , h e e i h f n n 4 n ic t n e 23 whe e i woul be i e uia l t r t i t ebe e i w ihou pa m e t Se Le s pa - e s Cor . rt d n q t b e o e a n h n ft t t y n . e a e l n r t p. 24 /î.! Ro e t . 'ok Tltî 9 2P.d 1 l 7( e .l )( u tn Unit ntrc ) ?c ' b r L Bl s -s, 4 2 82, 8 N v 997 q o ig oî e ia ' . o t a . 25 l c ola d, P. d l 2,1 3 ( e .1 l ( u tn Da s3 Eppl n 42 P.d 779 7 0( ol . v D tl 626 2 27 27 N v 98 ) q o ig s , . . e, 4 2 ,8 C o Page llof 13 1 1 67).Unu te rc me ti a e uia l s bsiuefrac nta ta da a tonfru j s 9 )) j s n ih n s n q tbe u ttt o o rc, n n ci o nu t 2 e rc m e tt e e o e c nnot1e whe e t e e i a e pr s wrte a r e e t SeeM ar h,839 n ih n b r f r a i r h r s n x e s itn g e m n . s 3 P.da 6l (iigLishev Tr c I v.Co.566P.d81 ,82 ( e .1 7 ) 66Am. u . 2 t 3 ctn p i . a y n , 2 9 4 N v 9 7; J r 2d 4 Rettto âj6,11(973) siuin k 1 ). 5 H e e Pl i tfs s e ii aly a l g c n r c s n os c n r c s t e no e a d d e s o r , a n if p c fc l le e o t a t . c o ta t,h t s n e d f 6 tust s eciy t ei t nns. Pl i tfsdo notalege any be eftbes ow ed upon any D ef ndantt at r , p f h re a n if l ni t e h 7 i no s be tt ac nta t TheCou t s is sti ca s ofa ton(sa ais ten n- El. s t u j c o o rc. r dim se hs u e ci a g n th o M t s 8 Dc e da t) fn ns. 9 CO N C L U SI N O 1 0 11 1 m oot 2 . I I HEREBY ORDERED ta teMotont Re a d( CFNo. i DENI D. TS h th i o mn E 5) s E I I FIRTHER ORDERED ta teMoto st Sty( CFNos 6 l aeDENI D a TS J hth in o a E . , 7) r Es 1 3 I I FURTHER ORDERED t a t eM oton t Ame d( CF No.24 i DENI D . TS h th io nE )s E 1 4 I I FURTHER ORDERED ta teMotonst Dimis( CFNos 1 , )ae TS b tb i o ssE . 4 28 r 1 ' 15 GRANTED as t t e fr tcaus ofacton,GRAN 'ED ast t e t nt t r ugh t elt caus s of o h is e i T o h e h ho w fh e 1 a ton w ih r s e tt t e non- ER s D e e da t , EN I D a t t e t id a d f u t ca s sof 6 ci t ep c o h M fn ns D E s o h h r n o rh u e . 1 a to , ndDENI D a t termaiigca ssofa tonfrlc of urs ito ,a te e 7 cin a E s o h e nn u e ci o a k j idcin s h s 1 c re tyr m an wihJ dg Te lor i Ca eNo. 09- d 021 9-AT i t eDititofArzo a 8 u r n l e i t u e ib g n j 2: m - 1 J n h src in . I 1 9 I I FURTHER ORDERED ta teMotont Exp ng Li Pe de s( CFNo.34 i TS h th i o uesnnE )s 2 DENE D 0 E . î t l 21 I I FU RTH E R O RD E RED t atD ef ndant w ilceas f r cl sur pr ceedi gsf roneTS h e sl e oe o e o no ! i 2 hun r d ( 00)da s Durngt i p ro ,Pl i tfswilma e11, e ulrm o t l pa m e t 2 de 1 y . i h s e id an if l k 1r g a n hy y n s j 23 unde tenot e eyti y( 0)da s wihtefrtpa me td effe n( 5)da safe ted t of rh e v r hn 3 y , t h is y n u ite 1 y tr h ae 24 t i or cr Pl i tfsneed notpay I t f esorcur t e entr a ountofpastdef ul att i tm e. h s d . a n if ae e eh ie m a t hs i 25 i l I ! pa e 11of 1 g: 3 j # l Fai r t ma emo t l pay e t du igteij ncinpeid, ve,wile uli alfig l e o k nhy m ns rn h nu to ro howe r lrs tn itn u 2 ofteij ncin. h n u to 3 I I FURTHER ORDERED ta durngteij ncinpeidDee d nt wil nduc a TS h t i h nu to ro fn a s lco t . 4 prvat m edi ton wih Pl i tff i good f ih. Thi m eanst e benefci r mus send a ie ai t an i s n at s h ay t 5 r pr s nt tve t t e m edi ton who hasact alaut oriy t m odiy t e not zalhough act al e ee ai o h ai u h to fh et u 6 modii aton i notr quied. tc i s er 7 I I FU RT H ER O R D ER ED t atPl i tfsw ilpr vi e r ques ed i f nnaton t TS h an if l o d e t no io 8 D ef ndant i advance oft e m edi ton i good f ih. e sn b ai n at 9 I I SO ORDERED . TS 1 0 11 Da e : t d Decem ber28,201 0 . ' ' 12 ' ROBE C.J N ES O U nied S t sD it i tJudge t s rc 1 3 14 1 6 15 16 17 18 19 20 21 22 23 24 25 Page l of 1 3 3

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