Lane v. Wells Fargo Bank, N.A. et al

Filing 31

ORDER. IT IS ORDERED that the 6 Motion to Dismiss is GRANTED in part and DENIED in part. All claims are dismissed except that for statutorily defective foreclosure under NRS 107.080. FURTH ORD that the 7 Motion to Expunge Lis Pendens is DENIED. Signed by Chief Judge Robert C. Jones on 5/11/2012. (Copies have been distributed pursuant to the NEF - PM)

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ANALY SIS Il Fis,As e y Bil s(I 28 ' a ndme st NRS Ch ptr 1 6 a 1 d not rt s mbl l 284' E AB 4' me ) nt o a e s 0 nd 07 o 1 a y t t sf e os r Theonl a sgnm e twa m a b f e Oc obe 1 2011 a t no i e 2 ppl o hi or cl u e. y si n s de e or t r , , nd he tc I ofdef twasal Gl bef e t dat On M ay 20,20l1 t Gover appr 3 aul so ed or hat e. , he nor oved Ass embl y I Bil284,w hi i er J/W,added t f l i condii t a tusee' s e underN RS secton 4 l ch, nt f he olow ng tons o r t s al i I l . ( () 5 070802)c : 1 6 I 7 18 1 9 Th be fci yrhes c s ori it es of h b ne i a yort tuse frt e ne i ar t u ce s n ner t t e e fcir he r t e is execut andcaus o ber ded i t of ceoft r deroft count w her n es est ecor n he fi he ecor he y ei t tu tpr pe t ors ht r s o ry, ome pa tt e e ,i st t d anotc oft br ac a oft e r h r of s iua e ie he e h nd h el i t sel or caus t be sol t pr t t s i y t oblgaton;w hi ecton o l eo d he opery o atsf he i i ch, exceptasothenvi provi i t s parazr se ded n hi aph,i udesa not zed af davi ncl ari fi t ofaut t t exercie t powerofsal st ng,based on per horiy o s he e ati sonalknow l edge andundert epenat ofpe j y: b ly rur 20 ( The f lname and busne saddr s o t t us e ort t usee s 1) ul i s e s f he r t e he r t ' 21 per sonal repr esent ve or as znee, t current lol of t not ati si he l der he e secured by tbe deed oft ,t currentbenefi ar ofrec d and t rust he ci y or he ser cer oft oblgaton or debtsecured by t deed oft t vi s he i i he rus ; 22 ( Thef l 2) ulnameand l tknown bu i s addr s ofe r prorkno as s ne s e s ve y i wn 23 ' benefci oft deed oft t; i ary he rus 24 ( Th t ebene i ar undert de doft s , hes c s ori i er s 3) at h fci y he e ru t t uc e s n nt e t 25 oft benefci ort t t i i act orconst he i ary he rus ee s n ual ructi pos i of ve sesson t not secured b) t deed oft ; he e , he rust Page 2 of 5 1 ( Thatt t us e hast aut iy t e r iet powerofs ewih 4) he r t e he hort o xe cs he al t 2 respectt t proper y pur o be t suantt t i ructon ofthe benefci y of o be nst i i ar record and the curr hol oft not secur by t deed oft t; ent der he e ed he rus 3 ( Theam ounti deaul. heprnci a ount t obl i ordebt 5) n f tt i pal m of he i on gat 4 s ecured by t deed oft t a good f t estm at ofaI f i posed and he rus , aih i e I ees m t be i posed because oft def tand t cos s and f charged t o m he aul he t ees o t debt i connecton w i t exerci oft pow er ofsal and he or n i th he se be e; 5 ( Tbe dat r cor i num be or ot r uni e de i i oft 6) e, e daton r he qu sznaton he 6 ' 7 i rum ent t nst hat conveyed t i erest of each benefci y and a he nt i ar descri i of t i tr ent t pton he ns um hat conveyed t i erest of each he nt benefci . i an' 8 As e B. 4 j9,7 h Le ,Re Se s ( v.2011 ( mpha i a ed .Thee ha i i t s mb. 28 6t g. g. s . Ne )e ss dd ) mp ss n he 9 above quot i i cat t added I aton ndi es he anguage. The amendment wer orgi l t becom e s e i naly o l efci onJ y 1 201 ,eei jI an weet a yt aIn ie ofdea tGldonorafe 0 fe tve ul , 1 s d. 5, d r o ppl o l otc s ful e tr 1 t tdae s i 9 1 5( .Howe r onJ ne20, I t Goveno a ove Ase yBil 1 ha t, ee d. 4. 4) ve, u 20I ,he r r ppr d smbl l l 273,whi amended t efectve dat ofA s bl Bil284 t Oct 2 ch he f i e sem y l o ober 1 20Iland amended , 1 j1 5oftebilt povi ta t amend nt t NRSsci 1 08 woul appl onl t 3 4. h l o r de h t he me s o e ton 07. 0 d y yo 1 notc sofde a tfl onora trOc ob 1 2 I Se Asemb.B. j5. 7 h Le ,Reg. 4 ie f ul i ed fe t er , 0l . e s 273 9, 6t g. 1 Ses ( v. I.Fut r e, pe I 6rquiest r or tonofa asi menso 5 s. Ne 201 ) rhemor Cha tr 0 e r he ec dai ny sgn t f I de s ur by a d d oftus be or at use s s em a oc ur 6 bt ec ed ee r t f e r t e' al y c : 1 7 18 I 9 20 21 22 . Any a sgnm e tofam orga ofr al ope t orofam orga ofpe s al si n t ge e pr ry, t ge r on p o e t o co src re p irt Mac 2 ,1 3 ,a d a y asg me to te r p ry r rp e od d ro o rh 7 9 5 n n sin n f h benefcl i er t under a deed of t us m ust be r ded,i t of i of t i al nt es r t ecor n he fce he r ecorderoft count i w hi t propert i I ed,and f om t tm eany of he yn ch he y s ocat r he i t e s m e a e s Gl d f r or s al ope a e asc tuc i e n i e oft e con e t h a r o e or ec d h l r t onsr tv otc h tns t er oft aI pe s s A m or zage ofr alpr h e o I r on . t e oper y,or a m or aaae ofper onal t t s propert or cr recorded pri t M arch 27.1935,w hi has been assi y ops or o ch gned m ay not be enf ced unl and untlt assi ent i r or ess i he gnm s ecorded pur suant t o thi subsecton. If t benefci i erest under a deed of t t has been s i he i al nt rus as gned,t t ee undert deed oftrus m ay notexerci the pow erofs e si he rust he t se al pur uantt NR S 1 0 unl s and untl he as i e i r c de pur uan s o 07. 80 e s it s gnm nt s e or d s t t t s subs on. o hi ecti 23 Asemb. 284j I 76t Le :Re Ses. Ne 201l (mph e a de .Thee a i i te s B. , h g. g. s l v. ) e ass d d) mph ss n h 24 abovequot i i cat t added l aton ndi es he anguage. Li t am endment t N RS s i l 080, ke he so ecton 07. 25 Page 3 of 5 i 1 t am endm ent t N RS s i 106. l0 wer orgi l t go i o ef ecton Jul 1,20ll. See i he so ecton 2 e i naly o nt f y d. 2 j 1 Howe rAse yBil27 c ng dteefciedaeoft a n ntt Oco r1 5. ve, smbl l 3 ha e h fe tv t he me dme o tbe , 3 20lI and alo am ended t applcaton oft r daton r r s he i i he ecor i equiementt assi ent m ade on or o gnm s 4 atrOcobe I 20ll Se Ase B. 3 j5. 76hLe ,Re Ses. Nev. 1. fe t r , . e smb. 27 9, t g. g. s ( 20l ) 5 S on t f e os r may h veb n sa u o iy i op ri a ca e.NDSC Gl t e dc d, he orcl u e a ee tt t rl mpr e n ny s ed h 6 N O D notonl bef e i became t tust butalo bef e t assi y or t he r ee, s or he gnee t event l hat ualy 7 s tt t d i a tuse USBN A , t ne t e be fci i t r t Unl s N DSC c n s ubs iu e t s r t e, ob ai d h ne i al n e es . e s a how by 8 afd torot r s ons fiavi hewie ummar u gme t tiwa i fc c yj d ntha t s n a t omma dt Gl teNOD on nde o e h 9 June 1 2011 by t benefci y W elsFar t e wilr ai a genui i ue ofm at i f 6, heni ar l go, her l em n ne ss eral act l0 t N DSC wasa s r hat tangert t m ort o he gage when i Gl t N O D. N DSC' ow n s at entof t ed he S t em 11 agency on behal of W els Far on t NO D i notsuf ci , The Cour w ildim i t ot f l go he s fi ent t l s ss he her l ci m sf rr a onsgi en i s t ntaly i tc lc e butwiln di m is t c ai f 2 ai o e s v n ubsa i l den i a as s l ot s s he l m or l3 s at ork de tve f ecl e orexpunge t 1spendens t ut iy fec i or osur he i . 1 4 Def endant,cii t an unpublshed opi on oft N evada Supr s tng o i ni he eme Cour,ar t t gue hat I5 t substt i ofa t usee afert new tus ee hasaleady fl t notce ofdef ti he iuton r t t he r t r ied he i aul s 1 ir e t Def da smir a t tc s I af ot e i Fou tv Wel Fa go, A. t 6 relvan . en nt se d ha a e. n o not n s . ls r # , he I N e da Su e Cour he d t ta s tt ton oftusee i noti an of is l i ald s l a 7 va pr me t l ha ubs iu i r t s n- d- -t e f nv i o ong s 1 i conf m st t r r ent delneat i t deed oft ustand any r evantst ut 8 t or o he equiem s i ed n he r el at es l g r ng isf m an c e ,o whih N e da ha none Se No. 9 ove ni t or d ont nt f c va s . e 5552 201lW L 3 0, 29891 , 5 20 a *2n. ( v. ul 29,2011.F02 mak sn c t 5 Ne J y ) 1 st e o omme t e en i dit ast t tm ig oft e n , v n ca, o he i n h 21 executon ofa substt i oft ust w ih r i iuton r ee t espectt t executon orr daton ofa notce of o he i ecor i i 22 def tundera s i I 080 cl m,w hi i ati ue i t pr aul ecton 07. ai ch s ss n he esentcase.See i . Fi l t d naly, he 23 Fou lCou talo r ou e t f m iira ubi t s r e t a an a s gn e ne d no be s r s ec nt d he a l nd qui a ou ul h t s i m nt e t 24 r c de t b v i Se i a * n. Thi r e i s ilva i un rA B 28 alh e or d o e ald. e d. t 2 5. s ul s tl ld de 4, t ough a tu t e' r se s 25 s e m ay notoccurunt lassi ent m ade on oraferOct al i gnm s t ober I, 20 llar r ded. e ecor Page 4 of 5 % . , * รข I 2 CO NCLU SI N O I I HEREBY ORDERED t tt Moi t Dimis( No.6 i GRANTED i T S ha he ton o s s ECF )s n 3 pa ta DEN I i pa t A l c a m sa e di m is d e p t tf sat orl d f c i r nd ED n r . l l i r s s e xce t ha or t ut iy e e tve 4 f e l ur und rN RS I 08 or c os e e 07. 0, 5 I I FURTHER ORDERED t a t e Motont Expu Li Pe den ( No.7 i T S hth i o nge s n s ECF )s 6 D EN I . ED 7 I I SO ORDERED . T S 8 Dat t s 11t day ofM ay,2012. ed hi h 9 . I 0 BOB ' C. Unied S t' Dit i Judge t s s rct lI 1 2 1 3 1 4 . 15 1 6 17 18 19 20 . 2j 22 23 24 25 Page 5 of 5

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