PURPURA v. JP MORGAN CHASE et al
Filing
73
OPINION AND ORDER denying Plaintiff's 69 Motion for Reconsideration and the Clerk shall serve a copy of this Opinion and Order on Plaintiff by both regular mail and certified mail with return receipt. Signed by Judge John Michael Vazquez on 8/6/2018. (sm) (n/m Cert. Receipt #7011 2000 0002 1065 2890).
NOT FOR PUBLICATION
UNITED STATES DISTRICT COURT
DISTRICT OF NEW JERSEY
NICHOLAS E. PURPURA,
Civ. Action No. 16-3765 (JMV)(LDW)
Plaintiff,
v.
OPINION & ORDER
JP MORGAN CHASE, ET AL.,
Defendants.
John Michael Vazguez, U.S.D.J.
This matter comes before the Court on a motion for reconsideration filed by Plaintiff
Nicholas E. Purpura (“Plaintiff’). D.E. 69. Plaintiff moves the Court to reconsider its April 18,
201$ Opinion and Order, D.E. 66, 67, dismissing Plaintiffs Amended Complaint. The Court
reviewed all submissions’ made in support of the motion and considered the motion without oral
argument pursuant to Fed. R. Civ. P. 78(b) and L. Civ. R. 78.1(b). For the reasons that follow,
Plaintiffs motion for reconsideration is DENIED.
I. BACKGROUND
On June 27, 2016, Plaintiff filed his original Complaint. D.E. 1. On March 24, 2017, the
Court entered an Opinion and Order dismissing the Complaint. D.E. 41, 42. On April 20, 2017,
Plaintiff filed an Amended Complaint. D.E. 44. On April 1$, 2018, the Court entered an Opinion
‘Plaintiffs Amended Complaint will be referred to hereinafter as “Am. Compl.” D.E. 44;
Plaintiffs brief in support of his motion for reconsideration will be referred to hereinafter as “P1.
Br.” D.E. 69; Defendants’ brief in opposition will be referred to hereinafter as “Defs. Opp.”
D.E. 70; Plaintiffs brief in reply will be referred to hereinafter as “P1. Reply.” D.E. 71.
Plaintiffs supplemental letter will be referred to hereinafter as “P1. Supp.” D.E. 72.
(the “Opinion”) and Order dismissing Plaintiffs Amended Complaint with prejudice. D.E. 66,
67. On April 30, 2018 Plaintiff filed the motion for reconsideration presently before the Court.
D.E. 69. On May 21, 2018, Defendants filed a brief in opposition to Plaintiffs motion, D.E. 70,
to which Plaintiff replied on May 29, 2018, D.E. 71. On July 30, 2018, Plaintiff submitted a
supplemental letter to the Court titled “Plaintiffs New found Evidence.” D.E. 72.
II. RECONSIDERATION STANDARD
In the District of New Jersey, motions for reconsideration can be made pursuant to Local
Civil Rule 7.1(i). The rule provides that such motions must be made within fourteen days of the
entry of an order. Plaintiff has complied with this time requirement. Substantively, a motion for
reconsideration is viable when one of three scenarios is present: (1) an intervening change in the
controlling law, (2) the availability of new evidence not previously available, or (3) the need to
correct a clear error of law or prevent manifest injustice. Carmichael
i.
Everson, No. 03-4787,
2004 WL 1587894, at *1 (D.N.J. May 21, 2004) (citations omitted). Granting a motion for
reconsideration is an “extraordinary remedy,” to be granted “sparingly.” NL Indus., Inc. v.
Commercial Union Ins. Co., 935 F. Supp. 513, 516 (D.N.J. 1996) (citations omitted).
A motion for reconsideration, however, does not entitle a party to a second bite at the apple.
Therefore, a motion for reconsideration is inappropriate when a party merely disagrees with a
court’s ruling or when a party simply wishes to re-argue its original motion. Sch. Specialty, Inc.
V.
Ferrentino, No. 14-4507, 2015 WL 4602995, *2.3 (D.N.J. July 30, 2015); see also Florliam
Park Chevron, Inc.
V.
Chevron USA., 680 F. Supp. 159, 162 (D.N.J. 1988). Moreover, a motion
for reconsideration is not an opportunity to raise matters that could have been raised before the
original decision was reached. Bowers v. NCAA, 130 F. Supp. 2d 610, 613 (D.N.J. 2001).
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III. ANALYSIS
A. The Court’s March 18, 2018 Opinion
In its Opinion, the Court dismissed Plaintiffs re-pleaded claims under the False Claims
Act, 31 U.S.C.
§ 3729, et seq. (“FCA”); fair Debt collection Practices Act, 15 U.S.C. § 1692, et
seq. (“fDCPA”); and Truth in Lending Act, 15 u.s.c.
§ 1601, et seq. (“TILA”) because Plaintiff
failed to remedy the defects specifically identified by the Court in his original Complaint. Opinion
at 810.2 The Court also considered claims Plaintiff brought for the first time in his Amended
Complaint: a violation of the New Jersey Consumer Fraud Act, N.J.S.A. 56:8, et seq. (“CFA”);
common law fraud; and equitable estoppel. The Court found that each of these claims relied on
Plaintiffs contention that there was an invalid assignment of Plaintiffs mortgage. The Court
noted that borrowers do not have standing to sue for alleged illegal assignments of their mortgages.
Opinion at 11 (citing Rajamin v. Detttsche Bank Nat’l Trust Co., 757 f.3d 79, 86 (2d Cir. 2014);
Perez
V.
2016)).
Jpmorgan chase Bank, NA., No. 14-2279, 2016 WL $16752, at *3 (D.N.J. Feb. 29,
Accordingly, the Court dismissed Plaintiffs claims with prejudice pursuant to Rule
12(b)(1). Opinion at 15. In addition, because Plaintiff was proceeding pro se, the Court also
considered whether Plaintiffs new claims were adequately pled. Opinion at 15-22. The Court
found that Plaintiff failed to plausibly plead any of his new claims and also dismissed the claims
with prejudice pursuant to Rule 12(b)(6). Id.
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Plaintiff did not attempt to re-plead his Civil RICO claims in his Amended Complaint. Opinion
at 11 (“The last claim that was dismissed without prejudice in the Court’s Original Opinion was
Plaintiff does not attempt to re-plead [that claim].”).
Plaintiffs civil RICO claim.
in an abundance of caution, the Court analyzed whether Plaintiffs Amended
Nevertheless,
Complaint included facts that could plausibly constitute a civil RICO claim. The Court
concluded that Plaintiff failed to plausibly state a claim for civil RICO violations. Id. at 15-17.
.
.
.
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B. Plaintiffs Motion for Reconsideration
Plaintiffs motion does not argue that there has been an intervening change in law. Instead,
Plaintiff argues that reconsideration is necessary because the Court “erred in the reasoning behind
the Opinion and Order.” P1. Br. at 1.
In sum, Plaintiff reiterates essentially the same, and
somewhat confusing and rambling, arguments made in his previous submissions. For the reasons
explained below, Plaintiff fails to demonstrate that the Court made any clear error of law. Plaintiff
also recently submitted a letter, alleging “new found” evidence, but the evidence was previously
available to Plaintiff.
first, Plaintiff fails to substantively address the Court’s holding that Plaintiff lacks standing
to challenge the assignment of his mortgage. Plaintiff instead repeats his previous arguments that
Defendants did not legally acquire Plaintiffs mortgage.3
Plaintiff contends that because
Defendants did not have the legal right to enforce the mortgage, Defendants must refund all of
Plaintiffs mortgage payments. P1. Br. at 9. The Court has already rejected these arguments. In
sum, Plaintiff admits that he was in default, P1. Br. at 7, and he never alleges that he was required
to pay more than the amount due on his mortgage. Therefore, Plaintiff lacks standing to bring his
claims. See, e.g., Gilarmo v. US. BankNA ex ret. CSAB Mortg. Backed Tr. 2006-], 643 F. App’x
97, 101 (3d Cir. 2016) (holding that a plaintiff lacked standing when “she admits that she took out
the loan, that she is in default, and she does not argue that she ever paid more than the amount due
for example, Plaintiff contends that “Chase did not/does not ‘own’ Plaintiffs obligation, and
Chase now owes Plaintiff refrmd of ALL payments of Principal and Interest made by Plaintiff
since the invalid, unauthorized, and improper ‘modification’ of Plaintiffs loan.” P1. Br. at 9.
Later Plaintiff claims that “Chase allegedly ‘purchased’ mortgage loans from the FDIC out of the
WAMU failure, but there is no schedule of what loans were purchased, no assignments, no
allonges, no endorsements, nothing that transferred ownership from WAMU to Chase.” Id. at
10. As noted in the previous Opinion, Plaintiff lacks standing to challenge the assignment or
transfer of his mortgage because he has suffered no injury in fact. See, e.g., Baiter e. Mortg.
Etec. Registration Sys., Inc., 618 F. App’x 147, 149 (3d Cir. 2015).
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on her loan”). With this motion, Plaintiff simpiy seeks a “second bite at the apple” with the same
arguments already rejected by the Court.
Second, notwithstanding Plaintiff’s lack of standing, the Court’s
Opinion
also held that
Plaintiffs Amended Complaint failed to plausibly plead any of his claims. Opinion at 15-22.
Plaintiff fails to address any of the elements of his specific claims in his current motion for
reconsideration. Rather, Plaintiffs entire argument is directed at his contention that Defendants
did not have the legal right to enforce his mortgage. The Court finds that Plaintiff fails to identify
any clear error of law made by the Court.
Plaintiff also submitted a letter to the Court on July 30, 2018, almost two months afler the
return date for Plaintiffs motion for reconsideration, entitled “Plaintiffs New Found Evidence.”
D.E. 72. The letter, however, references information that was available to Plaintiff at the time his
motion was filed. Plaintiffs opposition to Defendants’ motion to dismiss was filed on June 20,
2017, D.E. 48, and the Court dismissed Plaintiffs Amended Complaint on April 18, 2018. D.E.
66. Generally, “it is improper to introduce new exhibits with a motion for reconsideration, unless
the exhibits were somehow unavailable when the original motion was decided.” Fanarello, 2016
WL 3638108, at *8; see Blystone v. Horn, 664 F.3d 397, 415—16 (3d Cir. 2011) (“We have made
clear that ‘new evidence,’ for reconsideration purposes, does not refer to evidence that a party.
submits to the court afier an adverse ruling. Rather, new evidence in this context means evidence
that a party could not earlier submit to the court because that evidence was not previously
available.” (quotations and citations omitted)). Plaintiff makes no effort to explain why the
substantive infonnation in the supplemental letter was unavailable to him when he filed his
opposition to Defendants’ motion to dismiss on June 20, 2017 or when he filed his motion for
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reconsideration on April 30, 2018. Accordingly, this information is not “newly discovered”
evidence and will not be considered by the Court. Nevertheless, even if the Court were to consider
Plaintiffs supplemental letter, it would not change the Court’s ruling. Plaintiff again references
allegedly illegal assignments or transfers of his mortgage interest. See P1. Supp. at 1-4. As the
Court has repeatedly held, Plaintiff has no standing to bring claims based on these allegations.
In sum, Plaintiff provides the same arguments the Court previous rejected in his previous
filings. Plaintiff also fails to address the fact that the Court’s Opinion alternatively dismissed the
Amended Complaint’s claims for failing to plausibly state a claim. Accordingly, because Plaintiff
fails to fulfill his burden of showing a clear error of law or that there is newly-discovered evidence
that is in fact new and would change the Court’s analysis, Plaintiffs motion for reconsideration is
denied.
The letter references a foreclosure complaint filed on July 23, 2018 in the Superior Court of
New Jersey, Chancery Division, Momouth Division. P1. Supp. at 1. Plaintiff states that he was
served with the complaint on July 24, 2018. Id. at 2. However, all of the information referenced
in Plaintiffs letter, including the information from this complaint, is information that was
available to Plaintiff prior to the filing of his opposition to Defendants’ motion to dismiss the
Amended Complaint and available to him before he filed his current motion for reconsideration.
While the complaint itself is new, the information contained therein is not. Accordingly,
Plaintiffs supplemental submission is improper and will not be considered. Blystone, 664 f.3d
at 416-17.
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IV. CONCLUSION
For the reasons stated above, and for good cause shown,
IT IS on this 6th day of August, 201$,
ORDERED that Plaintiffs motion for reconsideration (D.E. 69) is DENIED; and it is
further
ORDERED that the Clerk of the Court shall serve a copy of this Opinion and Order on
Plaintiff by both regular mail and certified mail with return receipt.
John Michael Vazquez, 1.$JJJ.
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