Campbell v. Conserve Accounts Receivable Management

Filing 6

MEMORANDUM DECISION AND ORDER: The plaintiff's complaint is dismissed for failure to state a claim pursuant to U.S.C. § 1915 (e)(2)(B)(ii). If the plaintiff does not re-plead within 30 days then her claims will be dismissed with prejudice. Ordered by Judge Ann M. Donnelly on 6/8/2016. (Greene, Donna)

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FILED IN CLERK'S OFFICE US DISTRICT COURT E.D.N.Y. UNITED STATES DISTRICT COURT i, JUNO 8 2016 i, EASTERN DISTRICT OF NEW YORK X BROOKLYN OFFICE LEASER CAMPBELL, Plaintiff, MEMORANDUM DECISION AND - against 16-CV-02072(AMD)(MDG) CONSERVE ACCOUNTS RECEIVABLE MANAGEMENT Defendant X ANN DONNELLY,District Judge. The pro se plaintiff. Leaser Campbell, alleges that the defendant. Conserve Accounts Receivable Management, violated the Fair Credit Reporting Act("FCRA")by pulling her consumer credit reports v^ithout her permission. The plaintiffs request to proceed informa pauperis was granted on May 6,2016. For the reasons set forth below,I dismiss the complaint for failure to state a claim upon which relief may be granted. FACTUAL BACKGROUND The sole allegation in the plaintiffs complaint is that on four different occasions between February 25,2014 and June 13,2014, Conserve Accounts Receivable Management("CARM") pulled her Trans Union consumer credit reports without her permission. (ECF 1, K 2.) The plaintiff alleges that CARM had no permissible purpose for accessing her credit reports, and that its noncompliance with the Fair Credit Reporting Act("FCRA"),28 U.S.C. ยง 1681(b), was both willful and negligent. {Id.^ 5(a), 8(a).) Based on these allegations, the plaintiff claims $5,000 for actual or statutory damages, plus punitive damages, attorney's fees, and costs. s/Ann M. Donnelly

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