WOODY v. Bank of America Corporation et al

Filing 39

ORDER granting 37 Motion for Judgment on the Pleadings. Signed by US District Judge James C. Dever III on 6/28/2011. A copy of the order was mailed to the pro se plaintiff to her address of record. (Sawyer, D.)

IN THE UNITED STATES DISTRICT COURT

FOR THE EASTERN DISTRICT OF NORTH CAROLINA

WESTERN DIVISION

No.5:1O-CV-86-D

TRACY WOODY,
Plaintiff,

v.
BANK OF AMERICA CORPORATION,
et al.,
Defendants.

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ORDER

On July 20, 2010, this court dismissed Tracy Woody's ("plaintiff" or "Woody") claims

against all defendants except Countrywide Home Loans, Inc. ("Countrywide"). On August 3, 2010,
Countrywide answered, and attached various documents to its pleadings in order to demonstrate
compliance with the Truth-In-Lending Act (15 U.S.C. §§ 1601 et~andRegulationZ(12 C.F.R.

§§ 226.1

et~.

On May 20,2011, Countrywide moved for judgment on the pleadings as to

Woody's claims under TILA and Regulation Z. Woody did not respond to Countrywide's motion
for judgment on the pleadings.
The documents Countrywide attached to its pleadings demonstrate that, where applicable,
Countrywide complied with TILA and Regulation Z. The documents also show that the Home
Ownership and Equity Protection Act, 15 U .S.C. §§ 1639 et seq., does not apply to the loans at issue.
In light of the record and after fully considering Countrywide's motion for judgment on the
pleadings, the court GRANTS the motion for judgment on the pleadings [D.E. 37]. Accordingly,
having now resolved all claims in the action, the action is DISMISSED with prejudice.
SO ORDERED. This lB day of June 2011.

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J
SC.DEVERill
United States District Judge