Nails v. Bond Exchange et al
ORDER DISMISSING CASE without prejudice for lack of subject-matter jurisdiction. Signed by District Judge Frank D. Whitney on 8/2/22. (Pro se litigant served by US Mail.)(clc)
UNITED STATES DISTRICT COURT
WESTERN DISTRICT OF NORTH CAROLINA
BOND EXCHANGE, et al.,
THIS MATTER comes before the Court on initial review of the pro se Amended
Complaint [Doc. 4]. The Plaintiff is proceeding in forma pauperis. [Doc. 3].
The pro se Plaintiff, who resides in Savannah, Georgia, filed this lawsuit against
Defendants “Bond Exchange, Capital, Inc., Omar Agha” for whom she provided a single address
in Charlotte. [Doc. 1]. She claimed that she had received a defective surety bond in the amount of
$12,750 from the Defendants on an automobile title. She sought $3,000 in damages for “neglect
toward the paid title bond….” [Id. at 3]. The Complaint was dismissed without prejudice on initial
review because the Plaintiff failed to state a basis for this Court’s jurisdiction; she was given the
opportunity to amend. [Doc. 3]. The Amended Complaint is now before the Court for initial
The Plaintiff names “Bond Exchange et al.” as the Defendant. [Doc. 4 at 1]. The Plaintiff
appears to claim that she paid the Defendant $189 for a title bond on a 2007 motor vehicle
registration and insurance, but that the Defendant failed to complete the bond correctly. As a result,
the Plaintiff had to pay an unspecified amount to another business five times so she could ensure
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that the title bond was written in the correct amount, and she was unable to use the title bond for
six months. [Id.]. She then cites to the Civil Rights Act of 1964 and makes vague allusions to
discrimination because she is female, harassment, and a hostile work environment. [Id. at 3].
STANDARD OF REVIEW
Because Plaintiff is proceeding in forma pauperis, the Court must review the Amended
Complaint to determine whether it is subject to dismissal on the grounds that it is “frivolous or
malicious [or] fails to state a claim on which relief may be granted.” 28 U.S.C. § 1915(e)(2). In
its frivolity review, the court must determine whether a complaint raises an indisputably meritless
legal theory or is founded upon clearly baseless factual contentions, such as fantastic or delusional
scenarios. Neitzke v. Williams, 490 U.S. 319, 327-28 (1989); see also Adams v. Rice, 40 F.3d 72,
75 (4th Cir. 1994) (“Legally frivolous claims are based on an ‘indisputably meritless legal theory’
and include ‘claims of infringement of a legal interest which clearly does not exist.’”). A pro se
complaint must be construed liberally. Haines v. Kerner, 404 U.S. 519, 520 (1972). However, the
liberal construction requirement will not permit a district court to ignore a clear failure to allege
facts in the Complaint which set forth a claim that is cognizable under federal law. Weller v. Dep’t
of Soc. Servs., 901 F.2d 387 (4th Cir. 1990).
The Plaintiff has again failed to state any basis for the Court’s jurisdiction. As explained
in the Order on initial review, the Plaintiff has failed to satisfy the amount in controversy
requirement for diversity jurisdiction. [Doc. 3]. She now appears to assert federal question
jurisdiction, however, her bare citation to the Civil Rights Act and her conclusory allegations of
harassment, discrimination and a hostile work environment are insufficient to demonstrate that
federal question jurisdiction exists in this surety bond case. See Weller, 901 F.2d at 391 (“Federal
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jurisdiction may not be premised on the mere citation of federal statutes.”); see also Fed. R. Civ.
P. 8(a)(2) (short and plain statement is required); Simpson v. Welch, 900 F.2d 33, 35 (4th Cir.
1990) (conclusory allegations, unsupported by specific allegations of material fact are not
sufficient); Dickson v. Microsoft Corp., 309 F.3d 193, 201-02 (4th Cir. 2002) (a pleader must allege
facts, directly or indirectly, that support each element of the claim). Accordingly, this action is
dismissed without prejudice.
For the foregoing reasons, this action is dismissed without prejudice.
IT IS, THEREFORE, ORDERED that this action is DISMISSED without prejudice for
lack of subject-matter jurisdiction. The Clerk is instructed to close this case.
Signed: August 2, 2022
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