White v. Federal National Mortgages Association
REPORT AND RECOMMENDATION and ORDER: Magistrate Judge grants 2 Motion for Leave to Proceed in forma pauperis, recommends dismissing 1 Complaint. Signed by Magistrate Judge Kimberly A. Jolson on 3/9/2018. (ew)(This document has been sent by regular mail to the party(ies) listed in the NEF that did not receive electronic notification.)
IN THE UNITED STATES DISTRICT COURT
FOR THE SOUTHERN DISTRICT OF OHIO
ROBERT E. WHITE,
Civil Action 2:18-cv-155
JUDGE ALGENON L. MARBLEY
Magistrate Judge Jolson
ASSOCIATION, et al.,
REPORT AND RECOMMENDATION
Plaintiff, Robert E. White, an Ohio resident who is proceeding without the assistance of
counsel, filed a Motion for Leave to Proceed in forma pauperis (Doc. 2) as well as a Complaint
(Doc. 1) on February 22, 2018. This matter is now before the undersigned for consideration of
Plaintiff’s Motion and the initial screen of Plaintiff’s Complaint under 28 U.S.C. § 1915(e)(2).
Plaintiff’s request to proceed in forma pauperis is GRANTED. All judicial officers who render
services in this action shall do so as if the costs had been prepaid. 28 U.S.C. § 1915(a).
However, having performed an initial screen, for the reasons that follow, it is
RECOMMENDED that the Court DISMISS this case.
Congress enacted 28 U.S.C. § 1915, the federal in forma pauperis statute, seeking to
“lower judicial access barriers to the indigent.” Denton v. Hernandez, 504 U.S. 25, 31 (1992).
In doing so, however, “Congress recognized that ‘a litigant whose filing fees and court costs are
assumed by the public, unlike a paying litigant, lacks an economic incentive to refrain from
filing frivolous, malicious, or repetitive lawsuits.’” Id. (quoting Neitzke v. Williams, 490 U.S.
319, 324 (1989)). To address this concern, Congress included subsection (e) as part of the
statute, which provides in pertinent part:
(2) Notwithstanding any filing fee, or any portion thereof, that may have been
paid, the court shall dismiss the case at any time if the court determines that-***
(B) the action or appeal-(i) is frivolous or malicious;
(ii) fails to state a claim on which relief may be granted; or . . . .
28 U.S.C. § 1915(e)(2)(B)(i) & (ii). Thus, § 1915(e) requires sua sponte dismissal of an action
upon the Court’s determination that the action is frivolous or malicious, or upon determination
that the action fails to state a claim upon which relief may be granted.
Rule 8(a)(2) of the Federal Rules of Civil Procedure requires a complaint to set forth “a
short and plain statement of the claim showing that the pleader is entitled to relief.” In reviewing
a complaint, the Court must construe it in favor of Plaintiff, accept all well-pleaded factual
allegations as true, and evaluate whether it contains “enough facts to state a claim to relief that is
plausible on its face.” Bell Atl. Corp. v. Twombly, 550 U.S. 544, 570 (2007). “A claim has facial
plausibility when the plaintiff pleads factual content that allows the court to draw the reasonable
inference that the defendant is liable for the misconduct alleged.” Ashcroft v. Iqbal, 556 U.S.
662, 678 (2009) (citing Twombly, 550 U.S. at 556).
In his Complaint, Plaintiff has labeled himself as the “Consumer,” and has purported to
bring this case on behalf of the United States. (See generally Doc. 1). He asserts the following
CLAIM FOR FRAUD VIOLATIONS OF THE FAIR DEBT COLLECTION
PRACTICE ACT, OHIO CONSUMER SALES PRACTICES ACT,
CONSPIRACY TO COMMIT FRAUD, SLANDER OF TITLE, VIOLATION
OF CFPDA, TILA, FTC, PREJURY, TREASON, PIRACY, ENGAGING IN
PRACTICES, DEFAMATION OF CHARACTER, ARMED ROBBERY,
RECEIVING & SELLING STOLEN PROPERTY, MAIL FRAUD, WIRE
FRAUD, TAX EVASSION [sic], IMPERSONATING THE UNITED STATES
AND VIOLATING THE CONSTITUTION OF THE UNITED STATES OF
(Doc. 1 at 1).
Plaintiff has named a number of defendants:
Federal National Mortgage
Association; Reimer Law Co.; Robert G. Montgomery, Franklin County Recorder Office; Iris
Jin, Assistant Prosecuting Attorney, County of Franklin; Maryellen O’Shaughnessy, Clerk of
Court; Treasurer of Franklin; Equitable Mortgage Corporation; Expedient Title; Constellation
Enterprises LLC et al.; ACE Mortgage Funding; Seterus, Inc.; and Supra and Autumnwood
Investments, Brain Knoppe. (Id.).
Plaintiff begins his “substantive allegations” by discussing the “foreclosure crisis since
mid-2007” and the complexity of the law, and then proceeds to discuss a case that the
undersigned assumes was Plaintiff’s foreclosure action in the Franklin County Court of Common
Pleas. (See Doc. 1 at 3–4). Next, Plaintiff seems to cite certain “transactions” involving a
number of the Defendants. (Id.). Plaintiff does not, however, assert wrongdoing on the part of
any Defendant related to these transactions. Indeed, the transactions listed are indiscernible. For
Seterus, INC. ITS SUCCESSORS AND/OR ASSINGS [sic] P.O BOX 961299,
FORT WORTH, TX 76171 ref. Loan number xxxxxx6843 Primary dwelling
amount of insurance 367,400.00. Seterus has directed QBE Insurance
Corporation 88 Pine Street, 16th Floor New York, NY 10005 C/O CT
Corporation System 116 Pine Street Suite 320 Harrisburg, PA 17101 (An
insurance binder is temporary proof of insurance until a formal policies is issued.
(Id. at 4). Plaintiff then cites the “Veterans Entrepreneurship Act of 2015,’’ Public Law 114-38,
and the Truth in Lending Act, 15 U.S.C. 1601, et seq. (Doc. 1 at 5–9). But again, Plaintiff does
not allege that any Defendant violated these laws.
Plaintiff subsequently discusses the requirements of default judgment and asks this Court
to enter “default judgment against Federal National Mortgage Association, et al., for violations
of the CFPA and the (FDCPA).” (Id. at 10).
The next page of the Complaint is titled “Brief for the United States as Amicus Curiae
Supporting Petitioners.” (Doc. 1 at 11). Plaintiff avers that he is enforcing certain laws, he has
authority to enforce the Constitution of the United States and has authority over Debt Collectors,
and he is in the United States; thus, the United States has an interest in this lawsuit. (Id.) Next,
Plaintiff asks “federal questions”:
66. Association: District Courts standing enforcing the Fair Debt Practices Act, 15
U.S.C. 1692[A (7)]. What is the association of the debt collectors’?
67. Why the recession and the cease and desist notices not acknowledged?
68. Why are their undocumented, unincorporated entities trespassing in
69. Why are these entities doing business illegal acts in your district?
70. Pursuant 15 U.S.C. 1692 C, defendant must go through the United States / or a
Court of competence to collect a debt?
71. What Jurisdiction are these LLC’s, LLP’s and LPA’s (debt collectors), in?
72. Why wasn’t their proper verification shown? (5013c)
73. Who are the Debt collectors in this matter, the Principal or the Interest?
74. Are the debt collectors’ organized for profit?
75. Pursuant 1692 CFPB; 1681, in commerce the consumer is not the subject to
certain taxes, or article 1 courts; Entities’ cannot be undocumented associations
and be in commerce. Is it Tax evasion the reason these debt collectors’ are doing
business in interstate commerce in your district?
76. Are [the Debt collectors’] in compliance with 15 U.S.C. Commerce and Trade
77. The primary transaction [was/ is] a consumer transaction, for personal family
household purposes. Is it Tax evasion, these abusive practices were exercised?
(Doc. 1 at 11–12).
As for damages, Plaintiff seeks declaratory relief as well as $30,862,268.88 for himself
and his family. (Doc. 1 at 19).
As noted above, a complaint is frivolous “where it lacks an arguable basis in law or in
fact, including fanciful allegations.” Neitzke, 490 U.S. at 325. The undersigned finds that much
of the Complaint fits this definition, especially because of Plaintiff’s request for extraordinary
damages and the assertion that Plaintiff has brought this case on behalf of the United States.
Further, and also as noted, a complaint may be dismissed for failure to state a claim if the
pleading fails to contain “enough facts to state a claim to relief that is plausible on its face.”
Twombly, 550 U.S. at 570. Even reading the Complaint liberally, Plaintiff fails to allege any
coherent facts that could support a claim against any Defendant (let alone all of them). Further,
the Court is unable to review Plaintiff’s claims for considerations like the statute of limitations,
because no specific “violation” dates are articulated. See In re Fox, 391 B.R. 772, 779 (Bankr.
N.D. Ohio 2008) (explaining the Federal Truth in Lending Act’s (TILA) one year statute of
limitations for claims seeking damages) (citing 15 U.S.C.A. § 1640)). In addition, assuming
Plaintiff is attempting to challenge his state-court foreclosure action, see, e.g., Doc. 1 at 3–4, res
judicata and the Rooker-Feldman doctrine would bar such a claim. See Daina v. Carrington
Mortg. Servs., LLC, No. 1:17-CV-01607, 2018 U.S. Dist. LEXIS 3066, at *2–3 (N.D. Ohio Jan.
8, 2018) (dismissing plaintiff’s challenge to the validity of her state-court foreclosure action
because “res judicata stops a party who has received a final judgment on the merits of a claim
from bringing a subsequent lawsuit on the same claim . . .” and the “Rooker-Feldman Doctrine
[prevents] a party losing his case in state court [from filing] an action in a Federal District Court
claiming in essence that the state court judgment itself violated his or her federal rights”).
Consequently, the Court finds that the Complaint fails to state a claim upon which relief can be
Based upon the foregoing, Plaintiff’s request to proceed in forma pauperis is
GRANTED. However, having performed an initial screen, for the reasons set forth above, it is
RECOMMENDED that this case be DISMISSED.
Procedure on Objections to Report and Recommendation
If any party objects to this Report and Recommendation, that party may, within fourteen
(14) days of the date of this Report, file and serve on all parties written objections to those
specific proposed findings or recommendations to which objection is made, together with
supporting authority for the objection(s).
A Judge of this Court shall make a de novo
determination of those portions of the Report or specified proposed findings or recommendations
to which objection is made. Upon proper objections, a Judge of this Court may accept, reject, or
modify, in whole or in part, the findings or recommendations made herein, may receive further
evidence or may recommit this matter to the Magistrate Judge with instructions. 28 U.S.C.
The parties are specifically advised that failure to object to the Report and
Recommendation will result in a waiver of the right to have the District Judge review the Report
and Recommendation de novo, and also operates as a waiver of the right to appeal the decision of
the District Court adopting the Report and Recommendation. See Thomas v. Arn, 474 U.S. 140
(1985); United States v. Walters, 638 F.2d 947 (6th Cir. 1981).
IT IS SO ORDERED.
Date: March 9, 2018
/s/ Kimberly A. Jolson
KIMBERLY A. JOLSON
UNITED STATES MAGISTRATE JUDGE
Disclaimer: Justia Dockets & Filings provides public litigation records from the federal appellate and district courts. These filings and docket sheets should not be considered findings of fact or liability, nor do they necessarily reflect the view of Justia.
Why Is My Information Online?