Wilson v. Carrington Mortgage S.E

Filing 27

ORDER RULING ON REPORT AND RECOMMENDATION: The Court adopts and specificallyincorporates the Magistrate Judge's Report (ECF No. 24), and the Court hereby grants Defendant's motion to dismiss (ECF No. 18) and dismisses this action without prejudice. Signed by Honorable Bruce Howe Hendricks on 11/13/2023. (agaz, )

IN THE UNITED STATES DISTRICT COURT
FOR THE DISTRICT OF SOUTH CAROLINA
Juanita D. Wilson,

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Plaintiff,
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v.
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Carrington Mortgage, S.E.,
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Defendant.
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________________________________ )

Civil Action No. 2:22-cv-3595-BHH

This matter is before the Court upon Plaintiff Juanita D. Wilson’s (“Plaintiff”) pro se
complaint alleging that Defendant Carrington Mortgage, S.E. (“Defendant”) violated her
rights under the Fair Credit Reporting Act (“FCRA”), 15 U.S.C. §§ 1681-1681x. On March
14, 2023, Defendant filed a motion to dismiss for failure to state a claim. (ECF No. 18.)
The matter was referred to a United States Magistrate Judge for preliminary review, in
accordance with 28 U.S.C. § 636(b)(1)(A) and (B) Local Civil Rule 73.02(B)(2)(g), D.S.C.
On October 23, 2023, Magistrate Judge Molly H. Cherry issued an order and Report
and Recommendation (“Report”), outlining the issues and granting Plaintiff fourteen days
to file an amended complaint to cure the identified deficiencies in her pleading. (ECF No.
24.) The Magistrate Judge also recommended that, it Plaintiff failed to file an amended
complaint within the time permitted, the Court grant Defendant’s motion to dismiss and
dismiss this action without prejudice. Attached to the Magistrate Judge’s Report was a
notice advising the parties of the right to file written objections to the Report within fourteen
days of being served with a copy. To date, no objections have been filed.
The Magistrate Judge makes only a recommendation to the Court.

The

recommendation has no presumptive weight, and the responsibility to make a final

determination remains with the Court. Mathews v. Weber, 423 U.S. 261 (1976). The Court
is charged with making a de novo determination only of those portions of the Report to
which specific objections are made, and the Court may accept, reject, or modify, in whole
or in part, the recommendation of the Magistrate Judge, or recommit the matter to the
Magistrate Judge with instructions. 28 U.S.C. § 636(b)(1). In the absence of specific
objections, the Court reviews the matter only for clear error. See Diamond v. Colonial Life
& Accident Ins. Co., 416 F.3d 310, 315 (4th Cir. 2005) (stating that “in the absence of a
timely filed objection, a district court need not conduct a de novo review, but instead must
‘only satisfy itself that there is no clear error on the face of the record in order to accept the
recommendation.’”) (quoting Fed. R. Civ. P. 72 advisory committee’s note).
Here, because Plaintiff failed to file an amended complaint within the time permitted,
and because no objections to the Report have been filed, the Court has reviewed the
record, the applicable law, and the findings and recommendations of the Magistrate Judge
for clear error. After review, the Court finds no clear error and agrees with the Magistrate
Judge’s well-reasoned analysis.

Accordingly, the Court adopts and specifically

incorporates the Magistrate Judge’s Report (ECF No. 24), and the Court hereby grants
Defendant’s motion to dismiss (ECF No. 18) and dismisses this action without prejudice.
IT IS SO ORDERED.
/s/Bruce H. Hendricks
United States District Judge
November 13, 2023
Charleston, South Carolina

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