James v. Life Insurance Company Of North America et al
Filing
116
ORDER ADOPTING 110 Memorandum and Recommendations, GRANTING IN PART, DENYING IN PART 58 AMENDED 48 MOTION To Strike 45 Designation of Expert Witness List and, in the Alternative, Defendants' Motion to Amend Scheduling Order, GRANTING IN PART, DENYING IN PART 86 MOTION to Strike 78 Response to Motion, GRANTING 61 First MOTION Determine Standard of Review, GRANTING IN PART, DENYING IN PART 72 MOTION for Summary Judgment .(Signed by Judge Gray H. Miller) Parties notified.(rkonieczny, 4)
IN THE UNITED STATES DISTRICT COURT
FOR THE SOUTHERN DISTRICT OF TEXAS
HOUSTON DIVISION
SANDRA W. JAMES,
Plaintiff,
v.
LIFE INSURANCE COMPANY OF NORTH
AMERICA AND GEICO CORPORATION
VOLUNTARY GROUP ACCIDENT INSURANCE
PLAN ,
Defendant.
§
§
§
§
§
§
§
§
§
§
CIVIL ACTION H-12-2095
ORDER AFFIRMING & ADOPTING MAGISTRATE JUDGE’S
MEMORANDUM , RECOMMENDATION , & ORDER
Pending before the court is the Magistrate Judge’s Memorandum, Recommendation, and
Order (the “MRO”) (Dkt. 110) recommending that the defendants’ motion for summary judgment
(Dkt. 72) and plaintiff’s motion to determine the standard of review be granted in part and denied
in part. The parties also appeal certain orders from Magistrate Judge Nancy Johnson’s (“Judge
Johnson”) opinion deciding defendants’ amended motion to strike plaintiff’s designated experts
(Dkt. 58) and motion to strike plaintiff’s motion for partial summary judgment and summary
judgment exhibits (Dkt. 86). Having reviewed the MRO, pleadings, the objections and responses
(Dkts. 111–15), and the applicable law, the court OVERRULES the parties’ objections, AFFIRMS
Judge Johnson’s orders, and ADOPTS Judge Johnson’s recommendations in all respects.
I. BACKGROUND
This case arises out of the tragic death of plaintiff Sandra James’s (“plaintiff”) husband,
Robert L. James (“Robert”). Dkt. 1 (complaint) at 2 ¶ 7. On May 21, 2010, Robert died in a single
vehicle accident in Caroline County, Virginia, after his car collided with a tree and caught fire. Id.
The medical examiner stated that Robert’s cause of death was “inhalation of combustion products
and thermal injury.” Id. at 2 ¶ 8. The medical examiner listed the manner of death as an “accident.”
Id. A toxicology report revealed that Robert had a blood alcohol level of 0.19%. Id. at 3 ¶ 8.
At the time of Robert’s death, plaintiff was a GEICO Corporation (“GEICO”) employee and
a member of its Accidental Death & Dismemberment (“AD&D”) insurance program within the
GEICO Consolidated Welfare Benefit Plan (the “plan”). Id. at 3 ¶ 9. Plaintiff’s insurance covered
accidental deaths of herself and/or members of her family, including her spouse. Id. The coverage
amount at the time of Robert’s death was $300,000. Id. The insurance was provided by defendant
Life Insurance Company of North America (“LINA”) under Group Accident Policy OK 826414 (the
“policy”). Id. at 3 ¶ 10. LINA was designated as the claims administrator for the plan. Id.
The policy’s AD&D benefits were triggered when “the Covered Person suffer[ed] a Covered
Loss resulting directly and independently of all other causes from a Covered Accident . . . .” Dkt.
72, Ex. A at 97. A “Covered Accident” was defined as a “sudden, unforeseeable, external event that
results, directly and independently of all other causes, in a Covered Injury or a Covered Loss” that
is “not contributed to by disease, Sickness [sic], or mental illness,” and “is not otherwise excluded”
by the policy. Id. at 85.
About a month after Robert’s death, on June 16, 2010, plaintiff filed a benefits claim with
LINA, seeking the policy’s accidental death benefit. Id. at 55–56. LINA denied plaintiff’s claim on
August 4, 2010. Id. at 25–28. LINA found that the crash was not “unforeseen” as required by the
policy, because it was caused by Robert’s driving under the influence with a blood alcohol
concentration (“BAC”) of 0.19%, a level more than two times above the legal limit (0.08%) in the
Commonwealth of Virginia. Id. at 26. LINA reasoned that because studies have shown that
individuals with BACs between 0.11 and 0.20 percent suffer serious physical impairments including
2
slowed reaction time and gross motor control, Robert’s death was not an unforeseen event while he
operated a motor vehicle with a BAC at the high end of that range. Id.
On August 27, 2010, plaintiff appealed LINA’s decision. Id. at 21. LINA denied plaintiff’s
appeal on September 22, 2010. Id. at 16–18. LINA reiterated that “we have determined that Mr.
James’ death was the foreseeable outcome of his intentional conduct and thus not accidental in
nature.” Id. at 18. Plaintiff then filed suit under the Employee Retirement Income Security Act of
1974 (“ERISA”), 29 U.S.C. § 1001 et seq., to recover the GEICO AD&D benefits to which she
claims to be entitled. Dkt. 1. She contends that LINA’s denial of her claim was based on an
incorrect factual determination and an erroneous interpretation of the policy. Id. at 7. She further
alleged that she is owed statutory penalties of up to 100 dollars per day for LINA’s alleged failure
to supply a complete copy of her claim file, and that she is entitled to surcharge damages for LINA’s
alleged breach of fiduciary duty by denying plan benefits to derive unjust profits. Id. at 12–13.
On November 1, 2013, this court adopted Judge Johnson’s Memorandum &
Recommendation and dismissed plaintiff’s claim for breach of fiduciary duty. Dkt. 77. Now
pending before the court are the parties’ objections to Judge Johnson’s recommendations and orders
relating to the cross-motions for summary judgment on plaintiffs’ claims and motions to strike.
II. LEGAL STANDARD
After referring a case for full pretrial management to a magistrate judge, the court must
review de novo any of the magistrate’s recommendations on dispositive matters to which the parties
have properly objected. See FED . R. CIV . P. 72(b)(3). The court may then “accept, reject, or modify
the recommended disposition; receive further evidence; or return the matter to the magistrate judge
with instructions.” Id. Moreover, when the magistrate issues an order deciding a nondispositive
3
matter, the district court may overrule or modify the magistrate’s orders only to the extent they are
“clearly erroneous or contrary to law.” FED . R. CIV . P. 72(a).
III. ANALYSIS
Judge Johnson’s MRO addressed the following motions, which the court will review in turn:
(1) plaintiff’s motion for partial summary judgment (Dkt. 78); (2) defendants’ motion to strike
plaintiff’s motion for partial summary judgment (Dkt. 86); (3) defendants’ amended motion to strike
plaintiff’s designated experts (Dkt. 58); (4) defendants’ motion to strike plaintiff’s exhibits (Dkt. 86);
(5) defendants’ motion for summary judgment (Dkt. 72); and (6) plaintiff’s motion to determine the
standard of review (Dkt. 61).
A.
Plaintiff’s Motion for Partial Summary Judgment & Defendants’ Motion to Strike
Plaintiff filed an untimely motion for partial summary judgment on November 1, 2013, Dkt.
78, without requesting leave to file late or otherwise providing the court with good cause to modify
the Rule 16 scheduling order. See S & W Enters., L.L.C. v. SouthTrust Bank of Ala., 315 F.3d 533,
536 (5th Cir. 2003) (“Only upon the movant’s demonstration of good cause to modify the scheduling
order will the more liberal standard of Rule 15(a) apply to the district court’s decision to grant or
deny leave.”). In response, defendants moved to strike plaintiff’s motion for partial summary
judgment. Dkt. 86. Judge Johnson granted the defendants’ motion to strike and ordered that
plaintiff’s motion be stricken from the record. Dkt. 110 at 8. Plaintiff did not object to this order,
and Judge Johnson’s order granting defendant’s motion to strike is AFFIRMED.
4
B.
Defendants’ Motions to Strike Evidence
Before considering Judge Johnson’s recommendations regarding defendants’ motion for
summary judgment, the court will address the parties’ objections as to the scope of admissible
evidence in this proceeding.
1.
Legal Standard
In an ERISA benefits claim under § 1132(a)(1)(B), a plaintiff is generally limited to
presenting evidence from the administrative record on the issue of coverage, unless the evidence
relates to how the administrator interpreted the plan in the past or would assist the court in
understanding medical terms and procedures. Crosby v. La. Health Serv. & Indem. Co., 647 F.3d
258, 263 (5th Cir. 2011). Moreover, evidence outside the administrative record may be offered for
certain discrete purposes beyond coverage, namely to determine “[1] the completeness of the
administrative record; [2] whether the plan administrator complied with ERISA’s procedural
regulations; and [3] the existence and extent of a conflict of interest created by an administrator’s
dual role in making benefits determinations and funding the plan.” Id.
2.
Plaintiff’s Objections
Plaintiff objects to Judge Johnson’s order excluding (1) three form filings submitted to state
insurance departments providing the policyholder with the option of including or excluding an
express intoxication exclusion and (2) two policy documents that contain an express intoxication
exclusion. Dkt. 112 at 5–7. Judge Johnson found that because “this type of evidence does not fit
into a category exempt from the rule that evidence in ERISA cases must be limited to the
administrative record, . . . this evidence may not be considered.” Dkt. 110 at 21. Plaintiff argues
that LINA’s ability to include an express intoxication exclusion tends to show that LINA did not
5
uniformly interpret the foreseeability test within the Covered Accident definition, as an express
exclusion would be unnecessary if the general coverage provision already excluded events caused
by intoxication. Dkt. 112 at 6.
This court agrees with Judge Johnson’s finding. The fact that LINA has included express
intoxication exclusions in other policies is irrelevant to how it construed the foreseeability test itself
in other benefits determinations. It merely shows that LINA could draft additional contract terms
for different policies. This evidence, therefore, is not admissible under any Crosby category, and
Judge Johnson’s order is not clearly erroneous. Plaintiff’s objections regarding the policy evidence
are OVERRULED.
3.
Defendants’ Objections
Defendants object to the MRO’s denial of their motion to strike (1) two LINA documents
regarding past determinations of foreseeability in intoxication situations; and (2) Elliot Flood’s
expert testimony on LINA’s conflict of interest. Dkt. 111 at 1–5.
First, regarding the potentially outdated LINA documents, Judge Johnson acknowledged that
these documents were not in effect when plaintiff’s claim was decided and also were not considered
in connection with plaintiff’s claim. Dkt. 110 at 21. However, Judge Johnson found that the
documents were admissible because they were relevant to LINA’s prior interpretation of plan terms.
Id. at 21–22. The case law in these circumstances is sparse, but this court finds persuasive support
for Judge Johnson’s holding in the Fifth Circuit’s allowance of certain documents and evidence
relevant to the parties’ past interpretation of plan terms. See, e.g., Schultz v. Metro. Life Ins. Co., 872
F.2d 676, 679 (5th Cir. 1989) (holding that “the conduct of the parties before the advent of a
controversy may be relied upon to discover the parties’ understanding of the contract.”). And while
6
the court can envision certain documents so outdated as to question their admissibility, these
documents do not fall into that category, and Judge Johnson’s holding is not clearly erroneous.
Second, with regard to Flood’s expert testimony, Judge Johnson found that his opinions were
generally inadmissible except those that related to LINA’s conflict of interest. Dkt. 110 at 22–23.
Defendants concede that conflict evidence is generally admissible under Crosby, but they object to
the admission of Flood’s testimony on grounds that it is neither credible nor reliable. Dkt. 111 at
3–4 (citing FED . R. EVID . 702). This court agrees with defendants that Flood’s testimony is
questionable under a full Daubert analysis, but the court cannot say that Judge Johnson’s admission
of this testimony was clearly erroneous, particularly in a non-jury proceeding. Defendants’
objections to Judge Johnson’s admission of these items are OVERRULED.
4.
Conclusion
As both parties’ objections to Judge Johnson’s evidentiary rulings have been overruled, the
court AFFIRMS Judge Johnson’s order that defendants’ amended motion to strike plaintiff’s
designated experts (Dkt. 58) be GRANTED IN PART & DENIED IN PART and defendants’
motion to strike plaintiff’s exhibits (Dkt. 86) be GRANTED IN PART & DENIED IN PART.
C.
Defendants’ Motion for Summary Judgment & Plaintiff’s Motion to Determine
the Standard of Review
Defendants move for summary judgment as to two of plaintiff’s ERISA claims for:
(1) statutory penalties under § 1132(c) for failure to supply plaintiff with a complete copy of her
claim file; and (2) damages for LINA’s benefits denial. Dkt. 72. In a related filing, plaintiff moves
for a determination of the standard of review for her benefits claim, arguing that LINA’s factual and
legal determinations should be reviewed de novo, with no discretion afforded to LINA’s decision-
7
making. Dkt. 61. The court will first address Judge Johnson’s recommendations as to defendants’
summary-judgment points, the second of which will subsume an evaluation of plaintiff’s motion to
determine the standard of review.
1.
Failure to Provide Documents
Statutory penalties under ERISA may be assessed when a plan administrator “fails or refuses
to comply with a request for any information which such administrator is required . . . to furnish to
a participant or beneficiary.” 29 U.S.C. § 1132(c)(1)(B). If a plan administrator fails to provide the
required information, it “may in the court’s discretion be personally liable to such participant or
beneficiary in the amount of up to $100 a day from the date of such failure or refusal.” Id.
Defendants argue that this statutory duty, by its plain language, only applies to plan
administrators, not claims administrators like LINA. Dkt. 72 at 23–24. Judge Johnson agreed and
recommended that summary judgment be granted as to this claim. Dkt. 110 at 30. Plaintiff does not
object to this recommendation, and the court agrees that LINA has no statutory duty in these
circumstances to provide the requested information. See Brown v. J.B. Hunt Transp. Servs., Inc.,
586 F.3d 1079, 1088 (8th Cir. 2009) (collecting cases). Accordingly, defendants’ motion for
summary judgment as to the § 1132(c) claim for penalties is GRANTED.
2.
Wrongful Denial of Benefits
Plaintiff’s complaint alleges that LINA’s denial was based on an incorrect factual
determination regarding the circumstances of Robert’s death and an incorrect legal interpretation of
the policy. Dkt. 1 at 7. As to both of these determinations, plaintiff argues that the court should
apply a de novo standard of review and find that LINA’s denial violates § 1132(a)(1)(B). Id.; Dkt.
61 at 5. Defendants contend that the court should apply an abuse of discretion standard of review
8
to LINA’s factual and legal determinations and uphold its denial of benefits under the policy. Dkt.
72. Refusing to accept either position in full, Judge Johnson recommended an application of an
abuse of discretion standard to LINA’s factual determinations and a de novo standard to its legal
decisions. The court will address LINA’s determinations of fact and law in turn.
a.
Fact Determinations
Judge Johnson found, under controlling precedent, that LINA’s fact determinations are owed
deference under an abuse of discretion standard, rather than being reviewed de novo. Dkt. 110 at 10
(citing Dutka ex rel. Estate of T.M. v. AIG Life Ins. Co., 573 F.3d 210, 212 (5th Cir. 2009) (“[W]ith
or without a discretion clause, a district court rejects an administrator’s factual determinations in the
course of a benefits review only upon the showing of an abuse of discretion.”)). Plaintiff concedes
that the Fifth Circuit has adopted this standard, but she argues that the court should follow the
contrary lead of other circuits. Dkt. 112 at 2–4 (citing cases). This court declines to do so, and for
that matter may not depart from controlling circuit precedent absent narrow circumstances not
present here. Plaintiff’s objection regarding the standard of review is OVERRULED.
Plaintiff next objects to Judge Johnson’s recommendation that the court grant summary
judgment as to LINA’s finding that Robert’s death was caused by his driving while intoxicated. Dkt.
112 at 7–8. Reviewing Judge Johnson’s recommendation and the issue de novo, this court agrees
that LINA’s factual determination regarding the cause of Robert’s death is entitled to an appropriate
amount of deference and should not be disturbed. The record presented to LINA, namely the
certificate of death, police crash report, and medical examiner’s report, provides substantial evidence
to support LINA’s conclusion that his death resulted from his driving while severely intoxicated.
The medical examiner found that Robert’s BAC was 0.19 percent, more than two times above
9
Virginia’s legal limit (0.08 percent). Dkt. 72, Ex. A at 40. The police crash report stated that
Robert’s vehicle “ran off road right, over corrected, ran off road left, over corrected, ran off road
right, and hit tree.” Id. at 62. That report also indicated that at the time of the crash, there were no
adverse weather conditions, and Robert’s vehicle veered off a dry roadway. Id. at 61. In short,
LINA’s decision was not arbitrary or capricious, even accepting that its evaluation is entitled to
slightly less deference due to the evidence of a conflict of interest. Plaintiff’s objection to the
recommendation regarding LINA’s factual determination is therefore OVERRULED.
b.
Legal Determinations
Judge Johnson found that a de novo standard of review should apply to LINA’s legal
determinations, because neither the policy itself nor a separate document, the “Employee Welfare
Benefit Plan Appointment of Claim Fiduciary,” contains the requisite grant of discretionary authority
to afford a deferential standard of review. Dkt. 110 at 10–18. Defendants argue, by contrast, that
language in the policy’s amendatory rider, when considered in conjunction with the policy’s
requirement of “proof of loss satisfactory to Us,” shows a grant of discretionary authority to the
claims administrator. Dkt. 111 at 5–7.
When determining the appropriate standard of review for legal determinations in these
circumstances, a district court is guided by the Supreme Court’s decision in Firestone Tire & Rubber
Co. v. Bruch, 489 U.S. 101, 109 S. Ct. 948 (1989). In Bruch, the Court explained that Congress’s
drafting of ERISA in 1974 was influenced by the language and principles of trust law. Id. at 110.
The Court considered how this background governs standards of review, and it held that “a denial
of benefits challenged under § 1132(a)(1)(B) is to be reviewed under a de novo standard unless the
benefit plan gives the administrator or fiduciary discretionary authority to determine eligibility for
10
benefits or to construe the terms of the plan.” Id. at 115; see also RESTATEMENT (SECOND ) OF
TRUSTS § 187 (1959) (“[w]here discretion is conferred upon the trustee with respect to the exercise
of a power, its exercise is not subject to control by the court, except to prevent an abuse by the
trustee of his discretion.”). If the plan grants discretionary authority to the administrator, the court
will only reverse the administrator’s judgment upon a showing of an abuse of discretion. Clayton
v. ConocoPhillips Co., 722 F.3d 279, 290 (5th Cir. 2013).
Discretionary authority cannot be implied from the instrument’s language. Cathey v. Dow
Chem. Co. Med. Care Program, 907 F.2d 554, 559 (5th Cir. 1990). Instead, it must be expressly
conferred upon the fiduciary or administrator. Wildbur v. ARCO Chem. Co., 974 F.2d 631, 636 (5th
Cir. 1992) (citing Cathey, 907 F.2d at 558). The language needed for an express grant need not
follow any particular format—rather, the plan must be read “as a whole” to determine whether it
actually confers discretionary authority. Id.
Defendants contend to this court that the following three sentences from plaintiff’s policy,
when considered as a whole, suffice to confer discretionary authority upon LINA:
Written or authorized electronic proof of loss satisfactory to Us must be given to Us at Our office,
within 90 days of the loss for which claim is made.
***
The Plan Administrator has appointed [LINA] as the named fiduciary for deciding claims for
benefits under the Plan, and for deciding any appeals of denied claims.
***
[LINA] has 45 days from the date it receives a claim for disability benefits, or 90 days from the date
it receives a claim for any other benefit, to determine whether or not benefits are payable in
accordance with the terms of the Policy.
Dkt. 72, Ex. A at 92, 103.
11
Regarding the latter two sentences from the amendatory rider, the court finds this language
to be insufficient to confer discretionary authority upon LINA. In Cathey, the Fifth Circuit found
that plan language giving the administrator power to render a “final decision on a claim for benefits
under such policy” merely allocated general authority, not a grant of discretion, to review and decide
claims. Cathey, 907 F.2d at 559–60 (emphasis in original). The language in this case is materially
indistinguishable, as the policy gives LINA power to decide claims and appeals without any relevant
parameters upon that power. Indeed, these sentences stand in stark contrast with previous cases in
which the Fifth Circuit has found an explicit and precise grant of discretionary authority. See
Schadler v. Anthem Life Ins. Co., 147 F.3d 388, 395 n.7 (5th Cir. 1996) (applying an abuse of
discretion standard of review when the administrator “reserves the right to determine eligibility and
construe the terms of the Plan”); Batchelor v. Int’l Bhd. of Elec. Workers Local 861, 877 F.2d 441,
443 (5th Cir. 1989) (affording deference under a pension plan granting the trustees “full and
exclusive authority to determine all questions of coverage and eligibility”); Lowry v. Bankers Life
& Cas. Ret. Plan, 871 F.2d 522, 524–25 (5th Cir. 1989) (the administrator was vested under the plan
with the power “to determine all questions arising” in the administration of the plan, “including the
power to determine the rights or eligibility of Employees and Participants and their beneficiaries, and
the amounts of their respective interests”).
Moreover, the Proof of Loss provision, in which LINA predicates payment of benefits upon
“proof of loss satisfactory to Us,” is similarly too ambiguous to meet the test for a discretionary grant
of authority. This court recognizes that the circuit courts are split on this issue, with four circuits
holding that this language is sufficient for a grant of discretion, and six others finding that it is not.
See Dkt. 110 at 14. The Fifth Circuit has not addressed the issue.
12
After surveying the relevant case law, and light of the Fifth Circuit’s general rule of clarity,
the court joins those circuits holding that the phrase “satisfactory to Us” is insufficient to confer a
grant of discretionary authority. See Cosey v. Prudential Ins. Co. of Am., 735 F.3d 161, 166–68 (4th
Cir. 2013); Gross v. Sun Life Assur. Co. of Can., 734 F.3d 1, 13–16 (1st Cir. 2013); Viera v. Life Ins.
Co. of N.A., 642 F.3d 407, 414–17 (3d Cir. 2011); Feibusch v. Integrated Device Tech. Inc. Emp.
Benefit Plan, 463 F.3d 880, 883–84 (9th Cir. 2006); Diaz v. Prudential Ins. Co. of Am., 424 F.3d
635, 636–40 (7th Cir. 2005); Kinstler v. First Reliance Standard Life Ins. Co., 181 F.3d 243, 252
(2d Cir. 1999). It is unclear whether the phrase “proof of loss satisfactory to Us” refers to the type
or quantum of proof required, or whether the language merely restates the delegation of authority to
LINA as the initial decisionmaker. Diaz, 424 F.3d at 637 (“[E]very plan requires submission of
documentary proof, and the administrator is entitled to insist on [one form of proof over another.].”);
see also Cosey, 735 F.3d at 166–67. And while this language could be read as a grant of discretion
to the administrator to construe plan terms in making benefits determinations, as four circuits have
found, the court believes that the ambiguities in this phrase are too great to hold that “[this] language
expressly confers [discretionary] authority on the administrator.” Wildbur, 974 F.2d at 636
(emphasis added). The “satisfactory to Us” phrase, even considered with the other sentences in the
amendatory rider, is fraught with ambiguity as to the authority it confers. Cathey, 907 F.2d at 559;
see also Diaz, 424 F.3d at 639–40 (applying de novo review in a case like this one in which the
instrument’s language requires the administrator “to make a judgment within the confines of pre-set
standards,” as opposed to discretionary review when the plan gives the administrator “the latitude
to shape the application, interpretation, and content of the rules in each case”). Accordingly, the
13
court agrees with Judge Johnson’s well-reasoned finding that “the policy language in this case does
not confer discretion . . . to determine eligibility for benefits.” Dkt. 110 at 18.
LINA’s motion for summary judgment is premised on arguments for dismissal based on a
review of its decision for an abuse of discretion. Dkt. 72 at 15–23. Because this court agrees that
the proper standard for reviewing LINA’s legal determinations in this case is de novo, the
defendants’ objections to Judge Johnson’s standard of review finding and denial in part of their
motion for summary judgment are OVERRULED.
3.
Conclusion
The parties’ objections to Judge Johnson’s recommendations as to the disposition of
defendants’ motion for summary judgment (Dkt. 72) and the plaintiff’s motion to determine the
standard of review (Dkt. 61) are OVERRULED, and Judge Johnson’s recommendations are
ADOPTED. Plaintiff’s motion to determine the standard of review (Dkt. 61) is GRANTED IN
PART & DENIED IN PART. The court reviews LINA’s factual determinations for an abuse of
discretion and its legal determinations de novo. Defendants’ motion for summary judgment (Dkt.
72) is GRANTED IN PART & DENIED IN PART. The motion is granted as to (1) dismissal of
plaintiff’s claim regarding LINA’s purported failure to provide documents; and (2) LINA’s factual
determination that Robert died as a result of driving while intoxicated. The motion is denied to the
extent it seeks judgment on the issue of LINA’s coverage determination.
IV. CONCLUSION
Judge Johnson’s MRO is AFFIRMED & ADOPTED in all respects. Defendants’ motion
to strike plaintiff’s motion for partial summary judgment and summary judgment exhibits (Dkt. 86)
is GRANTED IN PART & DENIED IN PART, and defendants’ amended motion to strike
14
plaintiffs’ designated experts (Dkt. 58) is GRANTED IN PART & DENIED IN PART. Further,
plaintiff’s motion to determine the standard of review (Dkt. 61) is GRANTED to the extent that it
determines the standard of review for defendants’ summary-judgment motion. Lastly, defendants’
motion for summary judgment (Dkt. 72) is GRANTED IN PART & DENIED IN PART.
It is so ORDERED.
Signed at Houston, Texas on August 14, 2014.
Gray H. Miller
United States District Judge
15
Disclaimer: Justia Dockets & Filings provides public litigation records from the federal appellate and district courts. These filings and docket sheets should not be considered findings of fact or liability, nor do they necessarily reflect the view of Justia.
Why Is My Information Online?