Moisiuc et al v. Argent Mortgage Company LLC et al

Filing 55

ORDER granting 19 Motion for Judgment; granting 22 Motion to Dismiss for Failure to State a Claim. (Signed by Judge Alfred H Bennett) Parties notified.(gclair, 4)

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United States District Court Southern District of Texas ENTERED UN I TED STA TES D I STRI C OU RT CT SO U TH ERN D I STRI O F TEX A S CT March 25, 2019 David J. Bradley, Clerk H OU STO N DI I ON V SI STEFAN M OI UC,etal SI , Pl i if , a ntf s VS. CI I A CTI N N O . 1 CV V L O 4: 8- 383 ARGEN T M O RTG A GE CO M PA N Y LLC , et al , Def nda s e nt . O R D ER Bef e t Co tar Defnda s M oi fr J or he ur e e nt' ton o udgme on t Pl di ( /1 , nt he ea ngs Doc. /9) Pli if'Res e( /27) Dee antfs pons Doc./ , fndant M otont Dimis( /22)(ogehe wih Doc. s' i o s s Doc./ t t r t /1 t û otons',Plitfs Res e( #29) a Def nt'Re y( /33 .Ha ng / 9,he û i ') anif' pons Doc. , nd enda s pl Doc./ ) vi M r viwedt pa tes ar e e he ri ' gument a a ia el la hort t Cour gr nt t M otons s nd pplc bl ega ut iy, he t a s he i . 1 . 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N ow ,t r h ough t M otons Def nda s m ove t di m i s Pl i if c a m s unde Fe r l he i , e nt o s s a ntf s' l i r de a Rul ofCi lPr edur 1 b)6)a 1 c .$ Rul 1 c motonma dipos ofaca ewhe es vi oc e 2( ( nd 2() 1 A e 2() i y s e s n te ea en d s u e mae ila t a dt c u'c nrn e a u g n o t eme isb s do t e h r r o ip td tra fcs n he o l a e d r j d me t n h rt a e n h t s b tn eo t pe d n sa da yj diilyn tc d fcs' Liio v Hi , 0 F.d5 9 5 3 u sa c f he la i g n n u cal oie a t. nc mn . l 9 2 3 2 , 3 ' l ( hCi. )(ntr lciai omit .I i uncea fom t paris brefngwhehe t eae 5t r2018 i ena tton ted) ts l r r he te ' i i t r her r dipu e f c s A c or ngl outofa abunda ofc uton, he Cour wilpr e by a l i s t d a t . c di y, n nce a i t t l oc ed na yzng Plitfs cli unde t 1 b)6)sa r anif' ams r he 2( ( tndad. II . LegalSt andard a. Fe alRul ofCi lPr dur 1 b)6) der e vi oce e 2( ( Tos vveaRul 1 b)6)motont dimis acompli ne onl algefcss fce ur i e 2( ( i o s s, ant ed y le a t ufiint t s a e a cl i f r lef t t i pl us bl on is f e a ne d not c a n de aied f c ua o tt a m or e i ha s a i e t ac nd e ont i t l a t l algai .Litlv. t l p. Dit,8 F. 616, ( hCi. 8)(ii As r. le tons tel Houson nde Sch. s. 94 3d 622 5t r 201 ctng hc ot j v I ,1 S. .1 ( .qbal 29 Ct 937 2009)a BelAt.Cor v Twombl 1 S. .1 ( nd l l p. . y, 27 Ct 955 2007).EA cai ) ( lm ha f c alpl usbiiy whe t pl ntf pl a f c ua c e t a l s t co tt dr w t s a i a i lt n he ai i f e ds a t l ont nt hat low he ur o a he r a o bl i er nce t tt def nda i la e f t micondud a l ed. Si nii a l a e s na e nf t ha he e nt s ibl or he s leg g fc nty, c m pli tm a pr e e n i r co r i ve y r mot a unlkel s l a t a l d f c s o a n y oce d ve f e ve y s r e e nd i y, o ong s he lege a t r s arg t r ifabovet s ultvel l' I (nt na cttonsomit . l s sa aie iht o ele he pec ai eve. d i er l iai ' ted) s misl Di unde Rul 1 b)6)ba e on saut oflmiai i pr pe onl wher i i e de fom t r e 2( ( s d tt e i ttons s o r y e t s vi nt r he c m pl i tt tt a ton i bar e a t c pl i f ist r i e s e bas sf t lng. l i w e l o a n ha he c i s r d nd he om a nt a l o a s om i or oli ts l esa ihe t tt lm iatonspe i r fom t mom e apl i if scai a cr s. Unie t bls d ha he i t i rod uns r he nt antf l m c ue ' ' td St e v fumi Gene aton Co.L. . ,905 F. 8 880 ( h Ci.201 (ntr lcttons ats . nant r i , L C. 3d 74, 5t r 8) i e na iai o te . mitd) b. For r and Fe r Rul ofCi lPr dur 9( ge y de al e vi oce e b) Appl ng Te lw,t Fit Cic tha hel t tCadoc e i f ge i i i sgne by yi xas a he fh r ui s d ha t um nt s or d f t s i d o ewh p r o t t a ta a o h r' B a ev Ba ko w Y r Mel n o CWMBS I c As en o u p rs o c s n t e . yn n . n fNe o k lo f r ' ,n . st Ba k dCe t c tsSe is20 624 8 6F.d35 , 6 (t Ci. 7 (iig V z u zv De tc e c e rl ae re 0 - , 6 3 1 3 0 5h r201 ) ctn a q e . us h h BankNat Tr Co.N A.441S. . 783,787 ( x. . . , , W 3d -88 Te App. Houson( s Ditl201 nope.) t 1t s. 4, t). H owe r t alega i off ge y m us m e tt hei ene pl adi s a r ofFe r Rul of ve , he l ton or r t e he ght d e ng t nda d de al e Ci lPr edur 9( . 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Pl nt f s' f ai i f orgery alegati l ons f l to m eet t hei ened pl ng ai he ght eadi sandar ofFe ralRul ofCi lProc dur 9( . t d de e vi e e b) A s t onl s he y uppor f t i alega i t tt A s i e w asnots gne by Ta a Hil t or he r l ton ha he s gnm nt i d nyi l ( bys me wiht knowl oraut iyofHi1,Pli if poi t Cour t e biswih or o one t he edge hort l) antfs nt he to xhi t t d r difrng notrz sgnaur ofTa a Hil' Doc./11 a !34. Addii l s numeous fei aied i t es nyi l. ' / t tonaly, Pl i if l outg r a w e st d hew ho, ha , he w he e,a how ' r quie e sofRul a ntf s ay ene al ns r o t t w t w n, r nd ' e r m nt e 9( . Doc #29 a l 1. Howe r at c i rng amos i ntc f ger al tons t b) . t 0-1 ve , fer onsdei l t de ial or y legai , he Fit Cic thed t tt al tonswer i ufi e unde Fe r Rul 9( ' heghtne fh rui l ha he legai e ns fcint r deal e b)s i e d pl di sa d. Bynane,866 F.d a 360 ( ai ifs( oncus y alegai t tJ on' ea ng tndar 3 t Pl ntf s l or l ton ha ohns s c sgnaur wa f ge ( a e i l difr ntt n he sgnaur on a un eltd asi i t e s or d bec us t ooks fe e ha r i t e n z ae sgnmen) t f is t m e t t hei e d pl di sanda d' be aus i lcks a f c s r a i t who a l o e he ght ne ea ng t r ' c e t a ny a t eltng o peper td t alege f gey orhow,when,a whe e t ale d f gey wa e c e . r tae he l d or r nd r he lge or r s xe utd) Si ia l he e Pl ntf s f i t pl a any pa tc a f c sr a i t t w ho, ha ,whe wher , m l ry, r , ai if a l o e d ri ul r a t el tng o he w t n, e a how oft alged f gey. Asar ul (nd ast Fit Cic thel i Bynane ,Pl ntfs nd he le or r es t a he fh rui d n ) ai if l c sa ngt as e t hei c am sbas on f ger a lga i ,i udi t i q e tte,Se ton a k tndi o s r t r l i ed or y le tons ncl ng he r uit il c i 1 002,Te Deb Colec i A c ,a Te D e e i Tr Pr tc A c c a m s a t i 2. xas t l ton t nd xas c ptve ade ac i es t l i nd he r rques f adecartonoflga rght.Doc./ 1a ! 47-61and72-94. e t or l ai e li s /1 t ! 5 Pli tf sha ha a e tm e -ove 1 mont - t sae pl usbl f gey a l tons a n if ve d mpl i r 3 hs o tt a i e or r legai wih s e pa tc a iy. 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Acc di y, be us Pl ntf s have f ie t alege f ct s or ngl ca e ai i f a ld o l a s uppori t i f ger tng he r or y ale tons s fci nt t sa e cl m s f r i t ta e pl us bl on t r f ce a ha f l d t l ga i uf i e o t t ai or elef ha r a i e hei a nd ve aie o sa e w ih pa tcul r t t cic s a s s r t t t ri a iy he r um t nce ur oundi t a l ge f ger t C o t g a s t ng he le d or y, he ur r nt he M otons a t Pl ntf s qui t tte, Se ton 1 002, Texa D e Colec i Act a Texa i s o ai if ' e il ci 2. s bt l ton , nd s D e e i Tr Pr c i A c c ai sand t rr ques f a dec ar ton ofr ght . c ptve ade a tces t l m hei e t or l ai i s b. Pl ntfs cai asere unde Seci 1641g) of t Tr h i ai if' l ms s td r ton ( he ut n L endi Actare tm eng i barred. Cli a s re u d r S ci n 1 41g ae i efc s b e tt a l - nh sau e o ams se td n e e to 6 ( ) r n fe t u j c o 3 mo t ttt f lm ia i ns Be t z,201 W L 3388 0,a * Her ,a or ng t Pl i i f 'ow n exhi t t i t to . nie 4 65 t 2. e cc di o a ntf s bi, he As i sgnme oc r d on Ocober 1 201 See Doc./11,Ex.7.The ef e Pli tfsha untl nt cure t 5, 2. / r or , a n if d i Nove r1 201 t ase tt i Seci 1 ( cli Howe ,Pli if frtase tdt mbe 5, 3, o s r her ton 641g) am. ver antfs is sre he cli onM a c 29,201 i t rFis Ame d Compl i .Se Doc./ 1.Acc di y, a e am rh 8, n hei r t nde ant e /1 or ngl bec us Pl nif'Se ton 1 ( camsar tme- rd,t Cour g a st M oi a t Pli if' aitfs ci 641g) li e i bare he t r nt he tons s o antfs Se ton l 41g)cl ms3 ci 6 ( ai . 3 A lhough Pl i if a g t t di c r r e s d t l t lm ia i pe i f r t i t a ntf s r ue hat he s ove y ul houl ol he i t tons r od o he r S cin1 41j camsPlitfsh ven t one teCo rt a yc nr ln a toiyrg rig eto 6 () li , anif a o p itd h u to n o tol g uh rt e adn i t nle' a l biiy t a Seci 1 ( cai Addii l Pli if ha fie t pla he l s pplca lt o ton 641g) l m. tonaly, antfs ve ald o e d s fc e f c s s ufi i nt a t uppo tng a f a en c ri r udul t once m e t or t t m i t lt lm iatons pe i al nt he y ha ght ol he i t i r od f Pli if'Se to 1 ( cli i t sc e. or antfs cin 64lg) ams n hi as 6 c. Pl ntf s'prom isory est ai if s oppelcl m s are t m e-barred. ai i Pr mis r e tp e camsa es be tt a fu - e rsau e o l tto su d rTe a o s o y so p l li r u j c o o ry a ttt f i ain n e x s mi lw. Hunt 243 F.Supp.2d a 71 1. (shelt taca eofa ton f pr sor e t l a on, t 3 146 çt aes us ci or omis y soppe c dac r i whe t pr s br c hi pr s ' .Her Pl ntfsalget tBa of oul cue s n he omior ea hes s omie.' ) e, ai if le ha nk A m e i a m a an or pr i e t m odiy ce t n m a era t m s oft N ot a D e ofTr ti rc de al om s o f rai t i l er he e nd ed us n Se e r2011i Pli if s te c t ndoc ptmbe f antfs ubmitd erai ument.Doc./ 1a !!62 s /1 t -71.Pli if aleg antfs l e t tt y s it d t e docume sby Nove r9,2011 1 ftue, he c ra nl by t e ha he ubm te hos nt mbe . d.l r t n e ti y he nd o 201 (..mo et ayea ltr,Pli if wer a r t tBa ofAme iaha br c d is f 2 ie, r han r ae) antfs e wa e ha nk rc d ea he t a l ged pr i e by notm odi yi t t m s Thatga Pl ntf sunt lt e of201 t a s r a le om s f ng he er . ve ai i f i he nd 6 o set pr i s ' e t om s ol s oppelcl m . H ow e r Pl i i f di notas e ts h c ai s untlM ar h 29,201 y ai ve , a ntf s d s r uc l m i c 8, i t i Fis Am e d Compl i . 1 Acc di y,be a e Pl ntfs pr s or e t l n her rt nde ant d. or ngl c us ai if ' omis y soppe cl i sa e tm e- r ed, he Cour gr nt t M otons a t Pl i if pr i s y es oppelc a m s a m r i ba r t t a s he i s o a ntf s' om s or t li . l V. Conc us on l i Fort f egoi r s , he M otonsa e her by G RAN TED unde Fe r lRul ofCi l he or ng ea ons t i r e r de a e vi Pr e e1 b)6) a Pl ntfs cl msaeDI I oc dur 2( ( , nd ai if' ai r SM SSED. I i s ORD ER ED . ts o MA2 25 2 1 12 Da e t The Hono abl A lr d H . r fe Benne t t Unied St t s ititJ t a e src udge 7

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