Osborne v. Hartford Life and Accident Insurance Company

Filing 18

MEMORANDUM OPINION. Signed by District Judge Glen E. Conrad on 9/17/12. (hnw)

CL SOFFI u. . ST.
ERK
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.

I THE UNI
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M EM OR ANDUM OPI ON
NI
HARTFOO LI Ar ACCI
FE
DENT
F SUR AN CE COM PAN Y ,
N

By:Hon. e E.Co a
Gln
nr d
ChifUnie St t Diti J
e
t d aes srct udge

De e nt
f nda .
l t sa ton, oug purua t t Empl eReie ntI m eSe urt Ac of1
n hi c i br ht s nt o he
oye tr me nco
c iy t 974

(ERl ', 9U.. j 1 01 1 1 p anifMiha l . b mecamst a d fn a t rfr
i SA' 2 SC, j 0 -46 , litf c e J Os o li h t e e d n Ha to d
t
)
Liea Ac ie tl s r n eCo n tla to d'wr n f l tr n tdhsln -em
f nd cd n n u a c mpa y i lrf r ' o g ul emiae i o g tr
d
l
y
diabiiy be ft a hi wai rofpr m i c r geunde agr lf i tr nc polc is d
s lt ne is nd s ve
e um ove a
r oup ie nsla e iy s ue
by Ha to d.Theca ei pr s n l beor t c tont pa te 'c os - o i f rsl a y
rf r
s s e e ty f e he our
he ri s r sm tons o tmm r

j d me t Fo t ra o sstf rhb lw, ohmoin wil ed n e a dtec s wil e
u g n . r he e s n e o t eo b t to s l b e id n h a e l b
rm a
e ndedt Ha tor f af l a f i r viw ofOs
o rf d or u l nd ar e e
bonw' c i d elgi lt f rbe ft .
s ontnue i biiy o ne is
Fact and ProceduralBackeround
ual

Os r pr vi l wor d a ahe vy eq p e ope aorf Enni El c rcCompa
bo ne e ousy
ke s a
ui m nt r t or
s e ti
ny,

l c (t n s'.Asa e o e , b r epat iae i El ssGr u Be eh Pln (t e
n . ( i'
En )
n mply e Os o n ri p td n mi' o p n f a th
c
t
P1n' , c wa is da a nitr dbyHa tor ThePlnprvi s ttr dia lt
a ' whih s sue nd dmi se e
)
rf d.
a o ded hor-em sbiiy,
l t m dia lt a lf a a ci nt de t a dim e
ong-er s biiy, nd ie nd c de al a h nd s mber ntb ne is Unde t tr s
me e ft .
r he e m
oft l ng-e m diabiiy polcy, rf dhastf ldic e i a a hort t de e mi
he o t r s lt
i Ha tor
çul s r ton nd ut iy o t r ne
e i biiy f be isa t c t ue a i e pr ta 1t nnsa pr s ons ....
lgi lt or neft nd o onsr nd nt r e l e
nd ovi i
'
'

(
Admi srtveRe or (t '992.
nitai
c dt ) )
AR'

ê

Os o wa ij r di a a tmo iea cd n i 2 0 .I 2 0 h u d r n a
b me s n u e n n uo bl c ie t n 0 3 n 0 4, e n e we t n
a e i rdice t
nt ro s c omy a c r ca f i
nd e vi l uson.Os r snec pr e sc i d a he t r n a
bo ne' k obl m ontnue nd mde we t
s co di c c omy a ce vialf son i 2006.Hel trunde we a a tona s ger t
e nd s e t
nd r c u i n
ae
r nt n ddii l ur y o
c r tpr e sc us by t s c pr e e.
orec obl m a ed he e ond oc dur
Os e s e nty a id f ,a r c ve l t m dia lt be ksfom
bom ubs que l pple or nd e ei d, ong-er s biiy net r
Ocober28,2006t ough Ocobe 27,2008. On M a 1 2008, rf r r ue t d ad tonal
t
hr
t r
y ,
Ha to d eq se dii
doc e a i fom Os r t e ua ewhe he hewoul c i t qua iy f be ft o
um ntton r
bo ne o val t
t r
d ontnue o lf or ne is n
a a trOc ob r28,2008.Ha to de ane i alte t Os
nd fe t e
rf r xpli d n e tr o bonw t tt Pl n' defnii of
ha he a s i ton
ç s biiy'ortdia e 'c nge a trapa tcpa r c i be isf t nt f m o hs
i a lt ' ç s bld' ha s fe
di
ri i nt e eves neft or we y-our nt .

( 8 8) Afe t ny f u mo t s ted tr n to o wh te acama t sd sblds fs
AR 5 . tr we t-o r n h ,h eemiai n f eh r li n i ia e hit
fom an e l to oft cli a tsa lt t pe f m t e s nta du i ofhi occ pai t
r
vauai n he am n ' biiy o ror he s e il tes
s u ton, o

a e au to o tecama tsa iiyt p ro u tee snild te o C yOc u ain' (
n v lain f h li n ' b l o ef n h se ta uis f l
t
An c p to . AR
'
993. ThePlndei tAnyOc upai ' ça oc upai frwhihyouaequalfe by
)
a fnes ç
c ton'as dn c ton o c
r
iid
e
ducai tani ore re e, t thasa e r ngspo e i lgr trt n a a ou e
ton, r i ng xpe i nc and ha
n a ni
t nta eae ha n m nt qual
t t l s e oft pr uc ofyourl xe Pr - s biiy Ea ni andt Be i Pe ce age
o he e s r he od t
nde d e dia lt r ngs
he neft r nt

a dteMa mu Mo t yBe ei s o i teS h d l o l u a c . (d) ThePln
n h xi m nhl n ft h wn n h c e u e f ns rn e' L=
'
a
d fn sû s nil tis't icud t ea ii (tob a wo kfrt en mbe o ho r i
eie d e ta Du le l'o n l e h b ly C l e t r o h u r f u s n
Es
t g
yourrgulrys he edwokwe k. (d.
e a l c dul
r e ' l)
'
Ha tor s eq ty c a t o ofOs r ste tngphysca ,nezol s Am y
rf d ubs uen l ont ced ne
bo ne' r a i
i ins lr ogit
H . ayl ,M . , nd r se t s c
Tr or D.a eque td hat he ompl t a Ate ng Physcin' Stt me a
ee n tndi
i a s a e nt nd
s i c esofhe m os r c nte m i ton no e . D r Tr yl c pl t d t Ate ng
ubm t opi
r
t e e xa na i
ts
. a or om e e he tndi
Phys c a s St t m e on Augus 11 2008,ls i O s ne' prm a y di gnos s a c r i a s ne
i i n' a e nt
t ,
itng bor s i r a
i s e v c l pi

dege rtvedicdie ea hi sco r dignossa cevialne kpan.( 464- ) Dr
neai s s as nd s e nda y a i s r c c i AR
65. .
2

Tr yl not t tOs nealo s f r fom m i ai he dac s a n
a or ed ha bor s ufe s r
gr ne a he , nd umbnes a pan i hi
s nd i n s
uppe e r m ii s a ha . Dr Tr yl opi d t tO s ne c s ta s a f r o y ffee
r xte te nd nds . a or ne ha bor an i nd t nd o nl i t n

m i e atatme a f rat t pe i o t hotr perd t thec n o aso l lf orca r
nut s
i nd o oal rod f wo zs
ay; ha
a cc i naly i t
ry

no m o et n t n pot ;t thehaslm ie r a hi a ltes a t the i pe ma nty
r ha e
mds ha
i t d e c ng biii ; nd ha
s r ne l

d sbld.( 4 5)
ia e AR 6 .
By l trdaed Se e r 11 20 Ha tor a s d Os net ti ha r e d a1 of
ete t
pt mbe , 08, rf d dvie bor ha t d eviwe 1
t me c a voc tonali or ton i hi c am fl t de e mi whe he hewoul be
he dial nd a i
nf ma i n s l i ie o t r ne t r
d

e i bl f be ksunde t Any Oc upa i de i ton ofdia lt Bas upo t tr viw,
lgi e or nef
r he
c ton fnii
s biiy. ed n ha e e
Ha tor co l d t tOs nes ife t de i ton a t hewoul ç ntnuet quaiy
rf d ncude ha bor atsid he fnii nd hat
d ç i o lf
co

f rb n ft o a da trOco e 28 2 0 . ( 8 7) Hato dn td ho v r ta Os o n
o e eis n n fe tb r , 0 8' AR 2 . rf r o e , we e ,h t b r e
'
wo d ber ponsbl f rpr vi ng c i ue pr ofdia lt a t ti woul pe i cal
ul
es i e o o di ontn d oof
s biiy, nd ha t
d rodi ly
c a thi f a tonali or ton,
ont c m or ddii
nf ma i
l Aprlof2009,Ha tor a tmpt d t c a tOs nef rt pur e ofc
n
i
rf d te e o ont c bor o he pos
onduci a
tng

d lso e'ne ve ( 71 - 0) Afe sv r l te t t ra hh m weeu s c e su ,
s et n 'itr iw. AR 9 2 . tr e e a atmp s o e c i r n u c sf l
mi
H a tor r f r e t m a t rf i tga i n. The i s i ton i ude vi eo s v il nc an
rf d e e r d he te or nvesi t o
nve tga i ncl d d ur e la e,

i hom ei er e t r e ptofa tona r c dsfom Os e' te tng p i i ,a
nnt viw, he ec i
ddii l e or r
bom s r ai hyscans
m e c lr c ds r vi w by a i pe ntne ol s ,a a e pl biiy a l i .
di a e or e e
n nde nde
m ogi t nd n m oya lt na ys s

On J 1 2009,Ha tor hie aprvae i si t r who c
une ,
rf d r d i t nve tga o ,
onduc e vi o s v la e
t d de ur eil nc
ofOs nefom a pr xi t l 6: am . i 4: p. .onJ 11 2009a Jme 1 2009.
bor r
p o ma ey 00 . untl 00 m
une ,
nd t 2,
On J 11 2009,Os ewa notobs e byt prva ei tgaor Howe r on J 1
une ,
bom
s
enrd he i t nvesi t .
ve , une 2,
2009,t i s i t r eo de O s e drvi t aprva e r s de e a pe f m i ya d wor
he nve tga or e r d bom
i ng o
i t e i nc nd r or ng r
k
ove a a oxi a el t o- urperod. Os ne w a obs r e us ng a g - e e w e
r n ppr m t y w ho
i
bor
s evd i
as pow r d ed
ti m e ,lf i a w he l now outoft be ofhi t u k, nd s
r m r i tng
e ba
he d
s r c a hove i m ul h f o a taie
lng
c r m r lr

i o t whe ba
nt he
el now. He wast s n e yi t mul i o fowe bedsa s ea ng t
hen ee mpt ng he ch nt l r
nd pr di he
m ulh wih ar ke.Os
c t a
bonw wasalo obs r e lfi t t igaeofhi tuc a atal r
s
e v d itng he al t
s r k nd r ie ,
r m o ng apowe wa he fom t be ofhi tuc be ng a t wa s,s ti kne i
e vi
r s r r he d
s r k, ndi t he it qua tng, elng,
a usng a s
nd i
hovela aha me .Os or a r d t peror aloft physc a tvii
nd
m r b ne ppea e o f m l he
ial c i tes
wihoutr t i ton orlm iaton.
t
es rc i
i ti

On J 1 20 Os r wase m i d by Dr Tr yl .Folowi t e m i ton,
une 7, 09, bo ne
xa ne
. a or
l ng he xa na i

Dr Try o c mpee a t e Ate d n Ph sca ' S ae n frHa to d ( 4 2. Dr
. a lr o ltd noh r tn i g y iin s ttme t o rfr . AR 9 ) .

Trylrlse Os o ' s be tv s mpo a miri eh a c e , i tr l p e e te t
a o itd b me s u j cie y tms s gan e da h s bl ea u p r x rmiy
a
pan,bia e a s de pan, k pan,l we bac pan,a uppe e r m iy pa ashe i The
i lt r l houl r i nec i o r k i nd
r xte t r t sa.
physc le m i ton tndi i ude < 1e r miywe knes 'a b lt r lha n bnes .
ia xa na i i ngs ncl d ( xte t a s' nd ia e a nd um
a1
s

(d) Dr Tryo o i dt a Os o n i c p beo stigfrls t no eh u a atme a d
I . . a lr pne h t b r e s a a l f it o e s ha n o r t i , n
n
sa nga wal ng f l st n tfe n m i t sa atm e f ama mum ofonet t hour
t ndi nd ki or es ha i te nu e t i , or
xi
o wo
s
pe da She as opi d t tOs neca onl oc asonaly lf upt t n pounds andt the
r y.
lo ne ha bor
n y c i l it o e
,
ha
ha lm ie r ac ng a ha i a ltes Dr Tr yl rc ntnue t opi t tOs ne i
s i t d e hi nd ndlng biii . . a o o i d o ne ha bor s
per a l di a e
m nenty s bl d.

On Se e r22,
pt mbe
2009,aHa tor r pr e ai i e viwe Os ne a hi home.
rf d e es nt tve ntr e d bor t s

Durngt i t r i w, bor wass wn t s v la evi o fom J 1 20 whih
i he n e v e Os ne
ho he ur eilnc de r une 2, 09, c
r c de hi pe f m i ya d wor Os ne a vie t r pr e ai t thepe f m e t
e or d m ror ng r
k. bor d s d he e es nt tve ha
ror d he
wor t hep afi nd pr pa e f ragr dua in pa t a t thee re ed ahi lve ofpa n
k o l re
e r o
a to ry, nd ha
xpe i nc
gh e l
i
t f l ngda a ar ul ofo r xe tnghi ef
he olowi
y s es t ve e ri ms l.
H a tor s m e c lc s m a ge s eq nty c a t Os
rf d' di a a e na r ubs ue l ont c ed bonw ' t ea i phys c a
s r tng
i i ns
and pr vi d t s v la e r uls f t rr vi w . l he r pons ,Dr Tr yl i c t d t t
o de he ur eil nc es t or hei e e n r es
e . a or ndi a e ha
s r m a ned c nce t tO s
he e i
onvi d ha bonw i una e t pe f nu t l ve o phys c lac i t r qui e
s bl o r o he e l f
i a tviy e r d

4

f ganf e oyme .None hees ,Dr Tr orr c
or i ul mpl
nt
t l s . ayl e omm e d t tOs net r a
nde ha bor mde go
ç t tonalc pa iy e l to f f malt tng, snc iheis ofhi c pact t wor has
s mc i
f
a ct va ua in or or
esi ' i e l s ue
'
t
s a iy o k

be nr s d. ( 392.
e aie ' AR
'
)
Rahert n r e rng Os nef a f tona ca ciy e uai Harf d s nt
t ha efr i
bor or unc i l pa t val ton, tor e
Os ne' medialr co dst DouglsT. own, . , nelol s,f t pe f ma ofa
bor s
c e r o
a Br
M D.a t ogit or he ror nce
r

t e r e iw. ( 3 -2. l h srp r, . o sz rz dteme ia r c r si
ç e r ve ' AR 08 1 ) n i e o tDrBr wn l
p
'
mmaie h d c l e o d n
Os ne' ca e fl i l ngM Rle m i tonspe f m e t e yea se rira an
bor s s ie, ncudi
xn na i
ror d hr e r a le nd
e e tom yog a a ne v c
l cr
r phy nd r e onduci n sudy pe f medi Aprlof2009. TheM Rlof
to t
ror
n i
Os ne' l
bor s umba s nes
r pi howedm id deg ne ai c ng ,a t M RIofOs r sce vi l
l
e r tve ha es nd he
bo ne' r ca
s newa ne tvee e f aprorslgi lf son a C5 6.Theelc r
pi
s ga i xc pt or i tr ca ' i t u
e tomyogr phy a ne ve
a
nd r
co
nduc i sudy wast m a ... xc ptf midl pr onge me a s ns y lt nces
ton t
t
nor l e e or l y ol d di n e or a e i

compai ewihe ryo midbiaea cr lbl ls r .'( 478. Dr Br as
tbl t al r l ltrl apa nne yndome' AR
) . own lo
s ma i e Dr Ta o ' te t e not a t s v il nc vi r c dedon Jme 12, 09.
um rz d . ylr s r am nt es nd he ur e la e deo e or
t
20
Acc di t hi r po t Dr Br wast ke wih d t nni ng Os ne' % r e t
or ng o s e r, . own
as d t e e ni
bor s û r n
cu

ma i le e o f n to 'a dd nyr srci n /i tto ss p o tdb t if r to ' (
x ma lv l f u ci n' n s e tito sl ain u p re y he n o main. AR
a
mi
'
31 . I r s o e Dr Br wn c ncu e t tOs o n h si os bsa tae fncin l
1) n e p ns , . o o ld d ha b r e a l u tnit d u t a
n
o
i ime ot rt nhi midc r lt ls o .'(d. Ba e ont ti ime t Dr
mpar nt he ha s l apa unne yndrme' 1 ) s d ha mpar n, .
Br
own o nedt tOs nets d notber quie t pe f co i
pi ha bor çhoul
e r d o ronn ntnuous t ha ng,
, mc ngi
r pettveus oft ha f l rt n 15m i esunl salowe a 5m i eb e k fom s h
e ii
e he nds 0r onge ha
nut
es l d
nut r a '
r uc

u eo teha d atre ey 1 miu epeido ta a t t ' (d) Tot ee tn Os o n
s f h n s fe v r 5 n t ro f h t ci y. L=
vi '
h xe t b r e
c pl i d ofc oni pa n a ntm bnes i hi ne k,s ul r ,a a m s D r Br
om a ne
hr c i nd l
s n s c ho de s nd r , . own

c ude t tt ec ant weeC uppo tdonl byt cai ntss jctvec ant,'
oncl d ha hes ompli s r t re y he l ma ' ube i ompli s'
s
a t t i vai t wast o htit quetoni lghtoft vi orc di ' (d. Dr
nd hather ldiy
f ug no si n i
br
he de e or ng.' 1 ) .

Br
own e
mpha ie t tt s vela evi o s
sz d ha he ur il nc de howe Os nebei t t physc ly a tve f r
d bor
ng ç e
qui
ia l c i o

as t ne pe i oftmepef mi me tm ma llbor.... (d.
usai d rod i
ror ng dil nua a
' 1)
'
Folowi t c plton ofDr Br
l ng he om e i
. own' r por i De mbe 15 2009,Ha tor
s e t n ce r ,
rf d
r que t d t pe f ma ofa e oya lt a yss Bas d on Os ne sed a i a
e se he ror nce n mpl biiy nal i . e
bor ' uc ton nd

wo kh so y a t erp r p e ae b Dr Br wn t ea ay tma et ef lo n a j sme t
r it r , nd h e o t r p rd y . o ,h n ls d h o lwig du t ns
t Os ne' < biiy pr ie'
o bor s t lt ofl '
a
:

@ Ste h r mai d a M ed u Le
r ngt e ne t
i m vel

* Clmbnga dca igweea j tdt fe u n l
i i n rwl
n r duse o rq e t
y
* Fig rnga dfeigweea j tdt c n tnl
n ei n e l
n r duse o o sa t
y
@ Noielvelr m ane atl ud
s e e i d o

* W o k St ai n o Pef r n av reyo d te wa a j tdt G e 'a
r iu to s f ro mig a it f uis s duse o ç s' s
y
M r Os newoul ha demonsr t d t ss l i hi wo k hit y
. bor
d ve
tae hi kil n s r sor

* Daaa j sme t o Co uiga dc p igweea j se t d e 'a Mr
t du t n s f mp tn n o yn r du td o t s' s .
y
Os newoul ha de
bor
d ve monsr t d t s s lsi hi wor hit y a f e
ta e he e kil n s k sor s or man
a hea e pm e tope a o a a e l s rs lst n t l ve he ha
nd vy qui n
r t r nd r es e kil ha he e l
s
de o tat d i t s i t y
m nsr e n hi ndus r

* Pe pea j sme t o S r i weeaj tdt d o' sM r Os o wo l
o l du t n s f e vng r duse o t 'a . b me ud
n
notha de o ta e t ss l i hi wo k hit y
ve m nsr t d hi kil n s r sor

* Thig a j sme t o Op rtn - c nr lig tn iga ha digwee
n s du t n s f eai g o toln ,e dn nd n l
n r
a j tdt i e 'a Mr Os o n wo l h v d mo srtdt e es lsi hi
duse o d s' s . b r e ud a e e n tae h s ki n s
y
l
w o k hi t y
r s or
* Al ot rPhysca De
l he
i l mands Envio e t lCo tons Aptt ,W o k
,
r nm n a ndii , iudes r
Siuai a W o k Funci nsr m ane a Pr - s biiy lvel
t tons nd r
to e i d t e dia lt e s

( 375. Appl ngt spr ie,t a ys i ntfe anumb rofoc upai t tc dbe
AR
)
yi hi ofl he nal t de iid
e
c tons ha oul
pe f
ronned by Os e, ndwhi woul mee t r quiieea ni potnta ;a r de rc
bona a
ch
d
t he e st r ngs e il tpe , rik
ope a o , onor i c a ope a o , owe -oa rope a or ta t r c a ope aor utlt wor r
rtr m
a l r ne r t r t rl de
r t , r c o - r ne r t , iiy ke ,

a dwhe la dc so rparr ( a
n
e n a tr e ie . J .
#)
By lte da e J numy 1 201 Ha to d a s d Os net i wast r nai hi
e tr t d a
2, 0, rf r dvie bor hat t
e mi tng s
l t r di a lt bene is a tor i c t t ti ha ç nc ude f om t c bi ton of
ong-e m s biiy
ft .H rf d ndi a ed ha t d t l d r he om na i
co

a1t i o mai i g bor s fl t t( i)a et pefr wor ona40hol awee
1 he nfr ton n os ne'l ie ha he s bl o ro m k
tr
k
ba i , ih t r t i tons a lm ia i t t uppe e r m ii a ou lne by Dr Br n.
s s w t he esr c i
nd i t tons o he
r xte tes s t i d
. ow '
'
6

( 9 2. Gie t rs lso t e ly b ly a ay i, rfr d tr n dt tOs o n i
AR 2 ) v n he e ut f he mpo a ii n lss Ha to d eemie ha b r e s
t
lnotpr ven e fom pe f mi t e s nta du i ofAny Oc upai '
ç
e td r
ror ng he s e il tes
c ton'and, hus t thet
t , ha
ç
no

ln e me ts t poiy d fnto o ds blt. (d) I c nu cinwi t i d cso ,
o g r egl he l eiiin f ia ii ' I . n o j n to t hs e iin
c
y'
h
Ha to d a s tnni t d t wai rofp e u be ft unde Os r ' lf i ur ncepolc l
rf r lo e na e he ve
r mi m ne is
r bo ne s ie ns a
i y.

( 261266,1 )
AR 009.
Os nes eq n l a
bor ubs ue ty ppeaedHa to d' de ii i a c da ewiht Pln'
l
rf r s c son n c or nc t he a s
a laepr e e. On a
ppe lt oc dur
ppea,Os
l bonw s cii ly a gue t the i ( a et wor a
pe fcal r d ha
s l bl o
not
k

c n itn 8h u d y'a dta Ha to di r p ryr l do t s l ia c v d o ( 1 2 o sse t o r a ' n h t rf r mp o el ei n he uvel n e i e . AR 0 7
e
l
28. Tos
) uppor hi a gume s Os nes te af nci lc pa t e l tonrpor
t s r nt, bor ubmitd u tona a ciy vauai e t
pr pa e by V.Robe t a 11 RI. ,a a a tona sa e ntfo Dr Tr yl .
e rd
r M y, 1, AD. nd n ddii l t t me r m . a or
Dr M a pe f
. y ronuedt f tona ca ct e l to on J nua y 7 201 The
he unc i l pa iy vauai n
a r , 0.
e l ton l se eihta ahal hour , nd i l d a i e vew,esi a aphysca
vaua i a t d g nd
f
s a ncude n nt r i t tng, nd
i l
exa i ton. Os necomplt d a loft as i d t s a tvii ,a Dr M a s c fc ly
m na i
bor
e e l he sgne e t ci tes nd . y pe ii a l
no e t tt ewa ( doubt' ha Os nelga hi be te f t o c
t d ha her s t
no
't t bor d ve s s for t ompl wih t t tng
y t he esi

c mp n n s' ( 4 ) Du igtetsig Os o n C e n tae sg i a ti tbit i h s
o o e t. AR 4. rn h etn , b r e l mo srtd in ûc n nsa l y n i
'
d
i
c nr a srnghsu yfrfe ina e tn inmoi n '( 41, n h e hiie
e i l te t t d o lx o nd xe so to s'AR ) a d e x btd
c
ç c a c l n srngh d fct i rn eo moina dd n mi a tvte . ( 4 ) Bae o
ç h nia a d te t eiis n a g f to n y a c ciiis' AR 2 . s d n
me
'
t e m i ton, . a des rbe Os ne' o r l c to a %sm pl a G e s wih a
he xa na i Dr M y c i d bor s ve al ondii n s çi y m s ' t

g ad da dp o p o no i frrt r n t tec mp t ielb rmak t' ( 4 . He
u r e n o r r g ss o eunig o h o ei v a o r e. AR 3)
t
'
de e mi t tOs netc nnotf nc i i pe nty i t c
t r ned ha bor ta
u ton nde nde l n he ompettvel m a ke wihout
ii abor r t t

a co dai a wor iemodi to ' ( 42) Specfc ly, . a opi dt t
c mmo ton nd kst
fcain. AR
'
iial Dr M y ne ha
O s ne w oul r ui e t f l i lm ia i ns:
bor
d eq r he olow ng i t t o
lU nde t Pl , Os ne' lf i ur
r he an bor s ie ns ance pr um dw ilno l
emi ' l
ongerbewai 'i,f a r son,hei
ved' f or ny ea
s

d o ln rDia e ' ( 1 0 )
s o ge s bld. AR 0 9.
n
'

1
.

Ph sc lDe n Ch r ceitc( DC) Lih W o k@ 2 p u d fr
y ia ma d aa trsi P : g t r
0 onso
oc sona Lit nd i r src e wor pl ne a 1 poundsfe ue lf
ca i l f a n e tit d k a , nd 0
r q nt it
w ihi r s rc e pl ne Se nt r w or a 1 poundsm a m lm lf w ihi
t n e ti t d a ; de a y
k t 0
xi l i t t n
unr ti t wor pl .
esrced k ane
Clmbi Avoi clm bi ldde sat t ra a d c i ngsais
i ng:
d i ng a r logehe nd voi lmbi t r
r peaedl
e t y.
Kne lng a Cr hi Avoi eihe i pos i e, i t e s nta
e i nd ouc ng:
d t r f sbl but f he s e il
fl ton c lsf t sposur , he pe f i s r dia l a no o a
l i a l or hi t e t n ronn t po a c ly, nd t n
nc
fe nts he e.
r que c dul
Sitng a Stndng:Avoi pr ong posurng a al w f pe i c
ti nd a i
d ol ed t i nd lo or rodi

a j t n swhl wo kn
dusme t i r ig.
e
W al ng:
ki Avoi une n t ran,a onl wa k i a ea t tar a e of
d ve e r i nd y l n r s ha e bs nt
a ba re sorhaz r on t gr
ny ri r
a ds he ound.
6.

Baa ea Heiht Avoi wo ki a he g sa usng balncet
lnc nd g :
d r ng t i ht nd i
a
o

p ro m t e sn il u cinso tej b.
ef r he se ta f n to f h o
( 43.
AR )
Dr Tr yl rpr pa e a wrte sa e nton J y 26, 0,i whih s e e sy
. a o e rd
itn tt me
ul
201 n c he xpr s l
ad es e t s ve la e f t ge ofO s ne pe f m i ya d wor D r Tr yl rno e t ts
dr s d he ur il nc oo a
bor
r or ng r
k. . a o t d ha he

h dt nsse tysrse t ( b r e ta h i ds be a dt t en e st n t e fr a y
a ko itnl te s d o Os o n j h t e s ia ld n ha h e d o o p rom n
physc le r s ordo a wor 'a t ts wasc nce 'ha hedi t soutofhi
ia xe cie
ny
k,' nd ha he
onvi d t t
t
d hi
s

fei ofbenghel es a no bengs
e lngs
i
pl s nd t i uppori ofhi fmiya hi nei s' ( 1 )
tve s a l nd s ghbor. AR 41.
'
Dr Tr yl alono e t ts wasc i n t tOs eçs f r d physcal f a e e d
. a or s t d ha he
onfde t ha bom sufe e
i ly or n xtnde

p ro o tme' n wa i ç o i rbl p i'a trp ro mi t y r wok.(d. Dr Try o
eid f i 'a d s n t nsdea e an' fe ef r ng he ad r l ) . a l r
c
c l ed by e
oncud
mpha i i t ts r mai co nc d t tOs nei t t ly dia ed.Dr
szng ha he e ns nvi e ha bor s o a l s bl
.
Tr yl not d t tO s ne i no a e t w or on a c it ntba i , nd t the S a be a e t
a or e ha bor s t bl o
k
ons s e
s s a ha
E y
m
bl o

wor oneort da butt nhemi bel du f svealda a trt t' (i)
k
wo ys he
ght ai p or e r ys fe ha. L
'

Afe r c vi t a tonale de e s it wih Os ne' lte ofa
tr e ei ng he ddii
vi nc ubm ted t bor s e tr ppea ,
l

Ha to dç eemie ta f rh r e e b (n a p o raeme ial tan dp o e so l s
rf r s tr n d h t u te rviw y a ) p rp it dc ly ri e r fs ina wa
d
war nt 'oa es dsuesrltngt M r Os ne' c to andf tona saus' (
ra ed't ddr s d s eai o . bor s ondiin
i
unci l tt . AR
'

9 . Rah rt a ar n igf ra id p nd n e a n to , rfr ee tdt fr r
01) te h n ra gn o n n e e e t x miain Ha to d lce o o wa d
Os ne' fl t t Uni r iy Dia lt Cons tum f a he pape r vi w. Tha r viw
bor s ie o he ve st s biiy
ori or not r
re e
te e

waspef r dbyBe ti Engsrnd,M . onOcobe 28,201 ( 3- 2.
rome
arce ta
D.
t r
0. AR 1 )
Dr Engsr nd deer nedt tOs nei ca bl ofwor ng t ul-i e c it ty,
.
ta
t mi ha bor s pa e
ki s ltm , onssen l
f
wih r ti tonsno mor t n m e um lve wo k, a t thec n wor ç f lwor ay,fve
t esrci
e ha
di e l r ' nd ha
'
a
k $ ul
a
kd i

d y awe k. ( 1 . W h l ter p r s mmaiysae ta h ro iinwa ç a e u o al
a s e ' AR 1) ie h e o t u rl tts h t e pno s ç s d p n l
'
b
teifr to prvie ' l ., . g ta df c e amo te cusveyo tes r el nc
h n o main o d d'(d) Dr En srn o usd l s x l i l n h u v il e
a
vi o t s
de o uppor herc l i t tOs ei ca bl ofpe f r i af l r ngeofmedi
t
onc uson ha bom s pa e
r o m ng u l a
um
w or on a f l-i e bas s
k
u ltm
i:

FI
NAL ASSESSM ENT:M r M ihae Os neca wor f l-i e c it ty,
. c l bor
n k u ltm , onssen l
wih r ti tonsno mor t n medi lvelwor Hec n wor af lwor y,
t esrci
e ha
um e
k.
a
k ul
kda
fvedaysawe Thea l i i bas upon a lt i o m a i pr vi d,
i
ek.
nayss s ed
l he nf r ton o de

o j ciea ds j cied t .I myo no ,h cama tc npef r me il
be tv n ube tv aa n
piin te li n a ro m dl
m
lv l ciiy Th r i o j ci d t t pa ersrcin o hm a v t e
e e a tvt . ee s b e t aa o lc etito s n i bo e h
ve
me um lve a tviy;howe r tki it a ountt t alt oft i onua i
di e l c i t
ve , a ng n o cc
he ot iy he nf
ton
a ia e e pe i ly t vi d l e a i i i m y o ni t c ai a i
va l bl , s c a l he deo oc l nt ton, t s
m
pi on he l m nt s
pr c ud f o wor ng be nd t m edi l vel buthe i ca bl ofdoi
e l ed r m
ki
yo he
um e ,
s pa e
ng
me um lvelwo k wiho r src i .Hi vi o s vela e s
di e
r t ut e titons s de ur ilnc howshi
m
movi fne no lmpi no l sofbaa e no gua di ofhi ne k,good r nge
ng i , i ng, os
lnc ,
r ng
s c
a
ofm o i good a m sr ngt He l
ton,
r te h.
ooksc ea i t vi o.Hehasongoi pa n
r t n he de
ng i
compl i s howe r he i a et do wo k a o t lwn.1do nots eany
ant '
,
ve . s bl o
r r und he a
e
e de ofde r s d c e r to o a tnton a ar s tofhi r pore pan
vi nce
c ea e onc ntai n r te i s e ul
s e td i

co ait.Hei a et tl t t i eviwe fne,f l o a tvii ,#q
mpl ns
s bl o ak o he ntr e r i olow ut ci tes .
.
w e di doi a tvii a ound t yar The e i no e d e t s
e nc. nc c i tes r
he d.
r s
vi enc o ugges t the
t ha
s f r fom media i sdee f t t twoul i i hi a lt t f ton i a
ufe s r
c ton i fec s ha
d mpar s biiy o unci n
w or s i H e i abl t do w or ar
k ettng.
s eo
k ound t var w r n: up hoses.lf i a
he d. appi
itng
whe l r ow ,
e ba r bendi s oopi .ba a i .a w a ki w ih per e ta s i
ng. t ng l nc ng nd l nq t
f c nn w ng.
nor alr
m ange ofm oton s i hi neck m ovem ent l m y opi on,he m ai ai
i een n s
s. n
ni
nt ns
t f t o lc pa lt t c i t nty pe f m w or r l t d ac i teson a
he unc i na a biiy o ons se l r or
k e a e tvii
s t i ba i a a m e um l ve e gh hour a da f 40 ho sa w ee w ihout
us a ned s s t
di e l i t
s
y or
ur
k t
r ti i
esr ctons.
9

( 1 )(mp a i a d d .
AR 2 e h ss d e )
On No mbe 2, 0, rf r s ntOs ne alte de nghi a a .Thelte
ve r 201 Ha to d e
bor
e tr nyi
s ppe l
e tr
no e ,i s m ar f s on,t tO s
t s n um
y a hi ha bonw i l ed a f to c pac t e l to w ih hi
nc ud
unc i nal a iy va ua i n t s
a pe lr que t W iho di c sng t r s t oft f to lc pa iy e ua i n ort
p a e s . t ut s us i he e uls he unc i na a c t val to
he

a tona s ison fom Dr Tr yl r Ha tor r id upon Dr Engsr nd' r por t co l
ddii l ubm s i r
. a o , rf d ele
.
ta s e t o ncude
t tOs neç sphysc l ca bl ofpe f m i me um physc lde a l ve wor on a
ha bor ç
i
ialy pa e
ror ng di
i a - m nd-e l k

f l tmebai wih u rsrcin. ( 9 2)Snc Dr En ta d sa s s me t fOs r e s
ul i
ss t o t e tit ' AR 0 . i e . gsr n ' se s n o bon '
o '
f tonalc pa iy woul no pr cude hi fom pe f mi t oc upai nspr vi l
unc i
a ct
d t el
m r
ror ng he c to
e ousy
i ntfe i t e pl biiy a l i ,Ha tor u d isde s on t t r i t O s r s
de ii d n he m oya lt na yss r f d phel t ci i o e m na e bo ne'

dia lt be ft.
s biiy ne is
Ha nge use hi a i sr tver medis Os nefl t i t n aci n on
vi xha t d s dm nita i e
e , bor ied he nsa t to

Fe r ay2 20 2.Th p riss b e u nl ûldc o smoinsf rs mmayj g n .
b u r 4, 1
e a t u s q e ty e r s- to o u r ud me t
e
Os o eag e ta sl r j d me ts o l b g a tdbe a eted n a o b n t wa a
b m ru sh t l
mma y u g n h ud e rne c us h e il f e eks s n
a e ofdi c e i by H a tor I t a t r tve O s ne a g t t c e s d be
bus
s r ton
r f d. n he le na i , bor r ues hat he as houl

r m a d t Ha tor f af la f i r vi w. I r pons ,Harf d c endst tis
e nde o rf d or ul nd ar e e n es e
tor ont
ha t
t r nai ofbeneiss d beuphel b t sc ta t tOs ne' moton f sl ma y
e mi ton
ft houl
d y hi our nd ha bor s i or lm r

j dg n s o l b d ne Thec u t edah ai o tepate ' to o J l 2 , 01 .
u me t h ud e e id.
o r h l e rng n h ris moins n uy 6 2 2
The m oto ha be n f l bre e a a e rpe f rr vi w .
i ns ve e uly i f d nd r i o e e
St
andard ofR e ew
vi

The pa tesag e t tt Pl n g an s Ha tor df ldi c e i a a t iy t de enni
ri
r e ha he a r t r f d tul s r ton nd u hort o t ne

ei biiyf be t a t c t ea i eprtaltr a pr so '( 992)a t ,
lgi lt or neks nd o onsnz nd ntr e 1 ems nd oviins' AR
nd,hus
t tHa tor s de i i i r vi w e f a e ofdi c e i Se D upe r v. f I .Co. N .
ha r f d' c son s e e d or bus
s r ton. e
r v Li e ns
of

Am.63 F. 8 8 ( hCi.201 ) Und t ssa r a a nitaorsdecsonwil
, 2 3d 60, 69 4t r 1 . er hi tndad, n dmi srt ' ii l

notbedit bedunl sii unr s bl J Toberas bl t de ii mus beçher ul
sur
es t s eaona e. A
e ona e,he cson t t es t
t
ofade i r t prnci edr a oni pr e s'a beSs pore by s t nta e de e,
lbe a e i pl e s ng oc s ' nd dup td
ubsa i l vi nc '
'

Br a v. l nd 1 5F.d 1 8 1 (t Ci.1 9 )(n en l u tto mak o te )
og n Hol , 0 3 5 , 61 4h r 9 7 itr a q o ain r s mitd .
a
Subsa i e de ei C vi ncewhih ar s ngm i woul ac e a s t i tt s
tntal vi nc s ç de
e
c ea oni
nd
d c pt s ufk en o uppor a
t

patc a concuso ' Le br v. esi ho eElc.Com .747F. 1 208( h Ci.1 )
riulr l in. Fe e W tnc us e
'
,
2d 97, 4t r 984

( en l u tto makso te )
i r a q oain r mi d .
nt
t
I 80 t v. a- a t tr s I c Aso s He l & W efr Pln 2 F.d3 5(t Ci.
n 0h W lM r S oe .n . s c . at
h
lae a , 01 3 3 4h r
2000) t Unie Stt Cot'o Appe l f t FourhCic tstf t eghtnone l i
,he td aes ut f
as or he t rui e orh i
xcusve
f t st be c i r d by co t i r e ng apl n a nitaorsde ii f r
acor o
onsde e
urs n eviwi
a dmi sr t ' c son o
r s na e s'
ea o bl nes .

( )telng a eo tepln;2 tep r o e a dg aso t ep a ()te
1 h a u g f h a ( ) h u p s s n o l f h ln;3 h
a qua y oft ma e i sc i r d t m a t decsc a t de e t
de c
he t ral onsde e o ke he iim nd he gr e o

whc t e s p o tt ( )wh t e tefd caysitr eainwa c n itn
ih h y u p r i; 4 eh r h i u ir ' n eprtto s o sse t
wi o h rp o iin i teplna dwi e riritr rtto o tepln; 5
t t e r v so s n h a n t al nep eains f h a ( )
h
h e
wh t r h de iin kn p o e swa ra o e a dp icpe ; 6 wh t e te
ehe t e cso ma ig r c s s e s n d n rn ild ( ) eh r h
decson wa c it ntwiht pr e la a s tntver uie t of
ii
s onsse
t he oc dtr l nd ubsa i eq r men s

ERI A; 7 a ye tnml tn adrlva tot ee ecs o ds rto ; n ( )
S ( ) n xe s d r ee n t h x rie f icei n a d 8
t tduc a y' motve a a c lc ofi er s i ma ha
he i i r s i s nd ny onfi t nt e t t y ve.
1 a 343- 43. Thes f c or c i t g det c tsabus ofdic ei n r viw unde
d. t
3
e a t s ontnue o ui he our'
e- - s r to e e
r
ER I . See Dupe r 63 F. a 869.
SA
r v, 2 3d t
Di
scussi
on

Appl ng t f c or s tf t i 800 h,t c t r e wih Os net tHa to d
yi he a t s e orh n
t he our ag e s t bor ha rf r
a e isdi c ei n i tr na i Os ne' l t r di a lt a wave ofpr m i
bus d t s r to n e mi tng bor s ong-e m s biiy nd i r
e um
be ft. I r a hi t sde son,t c tf us prm a iyon t lngua oft Pl n,t
ne s n e c ng hi cii he our oc es i rl
he a
ge he a he
s fci ncy oft e de e u w hi h H a tor bas d is c l i t O s ne no l r
uf i e
he vi nc pon c
rf d e t onc uson hat bor
onge
q lfe f di a lt bene is a t r s bl nes ofHa tor sdec s on- a ng pr e s
ua i i s or s biiy
ft , nd he ea ona e s
r f d'
i i m ki
oc s .

Theco tbegnswih t l uageoft Pln.l or rt be c i r d Edia e '
ur i
t he ang
he a n de o
onsde e i s bld'
unde t Pl n,O s ne w asr qui e t de ons r t t the i E e nt d f om pe f m i one
r he a
bor
e r d o m t a e ha
s t ve e r
pr
r or ng

ormor oft Es e ta Dute o AnyOc upai ' ( 993.
e he s nil is f
c ton. AR
'
)ThePlndefne t
a i st
Any
Occ ton' a Ea oc upai n f whih you a e q lfe by ed a i ta ni ore re e,
upa i ' s tn c to or c
r ua ii d
uc ton, r i ng xpe i nc
a t thasa ea ni potnta g eae t n a a o e ua t t l s roft pr to
nd ha
n r ngs e il r t r ha n m unt q l o he es e
he oduc f
yourl xe Pr - s biiy Ea ni sa t Bene i Pe c t e a t M a mum M ont y
nde d e dia lt r ng nd he
ft r en ag nd he xi
hl

Be ei s o i teS h d eo l s rn e' (d) Th Pln d fn sS s nil tis't
n ft h wn n h c e ul f n u a c . I . e a e e t e ta Du lel'o
'
Es
icu etea ii Stob a wo kf r h nl e o h u si y u r g lrys h d ld
n l d h blt û l e t r o t e ' r f o r n o r e ua l c e ue
yl
mb
wor ek.... (d. Thus Os nesc s t ne ont quesi ofwhehe hewasa et
kwe
' l)
'
, bor ' a e ur d he ton
t r
bl o
pe f m t es e i ldute ofAny Oc upa i a de i d byt Pl n,on af ltm eba i. See
ror he s nta is
c ton, s fne
he a
ul-i
ss

Alx n e v. rf r Lie& Ac ie tI s Co, 4 F, p' 1 3 1 ( t Ci. 0 9 ( b
e a d r Ha to d f
cd n n . .3 7 Ap x 2 , 25 5h r 2 0 ) : e
To
a wor f t nl be ofhotr i yo r ulry s hed e wor e i alo a Es e talDut
t k or he l r
m
ts n ur eg a l c ul d kwe k s s n s n i
y.
Thus whet rAlxa rwa dia e de ndson whehe s wa c pa eoff fli t
,
he e nde s s bld pe
t r he s a bl
ulilng he

e s nil u iso (h p riulr tp o j b . . naf l-i ba i.
s e ta d te f t e a t a) y e f o . o ultme ss'
c
).
Ass tf rh a
e o t bove Ha tor sde ii t tOs neno l e s tsi d t Any
, rf d' c son ha bor
ong r a ife he
Occ ton sa r ofdia lt r s t fom isdee m i ton t tOs neç sphyscal
upa i t nda d
s biiy e uled r t tr na i ha bor t
i
i ly
c pa e ofpe f r i m edi phys c l de a l ve w or o a f ltm eba i w ihou
a bl
r o m ng
um
i a - m nd- e l k n ul-i
ss t t

r srcin. ( 9 2) Th sd tr nainwa bae o rp rsfo t no e n nig
etito ' AR 0 . i eemi to s s d n e o t r m wo n-x mi n
'
phys c a ,D r Br w n and D r Engsr nd. H o e r neihe r por pr vi r i bl ,pe s s ve
i i ns . o
.
ta
w ve , t r e t o des ela e r ua i

e denc t tOs ne c n pe f m m e um wor wihou r src i on a f l-i bass
vi e ha bor a ror
di
k, t t e titon,
u ltme i .
A tt out e , he c t t s t t c t a y t H a tor s fna de i i D r Br
he s t t our no e ha , on r r o rf d' i l c s on, . own di
d
no s c f c ly o ne t tOs ne f s c pa e ofs t ni m ed um phys c - m a l ve
t pe ii a l pi ha bor û a bl
i
usai ng
i
i alde nd-e l

nf r r
own s e , he
wok o af l-i b ss' ( 9 2, W hiet sm ay bei ered fom Dr Br , r port2t
r n ultme a i. AR 0 ) l hi
'
.

onl tm et tç
y i ha d um' wor wa a t ly m e i d by Dr Br wn wa whe he de c i d t
medi ' k s cual ntone
. o
s n
s rbe he
degr eofaci t r cor d i t s v il evi
e
tviy e de n he ur e lanc deo.Be us t vi o de c e Os r
ca e he de pit d bo ne
ç r or i m e um d y m a ll bor' D r Br
û f m ng di
pe
ut
nua a , . own ques i ne t valdiy ofO s ne'
'
to d he i t
bor s

s be tv c mp an so p i.( 3 1)
u j cie o lit f an AR 1 .
UnlkeDr Br
i
. own,Dr Engsr nd d d s cfcal o net tOs net n wor f ltm e
.
ta i pe ii ly pi ha bor t
ca
k ul-i ,

consse l wih rsrci nomor t nme um lve wor ' ( 11) Howe r Dr
itnty, t etitons
e ha di e l k. AR .
'
ve, .
Engsr nd' opi on w a ba e a m os exc us ve y o t de e off tonalt di pl ye i t
ta s ni
s s d l t l i l n he gr e unc i iy s a d n he

s ve la evi
ur ilnc deo. I e Dr Engsr ndnot d i he r por t the opi o wasbas d
nde d, .
ta
e n r e t ha r ni n
e

t s cal (n t evd od c me tt n. ( 1 . W hl t ec u t c n wld e ta te
ç pe il o ) h ie o u n ai ' AR 2) i h o r a k o e g s h t h
e
y
o '
e
t hours gme ofs v la ef a r ve ss
woe nt ur eilnc oot ge e al ome dic e ncisbewe n Os ne'
s r pa e t e
bor s
cli e a obs r ed f nc i iy,tdoe no pr vi s tntale de et tOs ne i
am d nd e v u tonalt i s t o de ubsa i vi nc ha bor s
c pa e ofpe f mi m e um -e lwor on af ltme ba i . Se St v.
a bl
ror ng di lve
k
ul-i
ss e up UNUM Lie l .
f ns Co.

ofAm.390F. 3 , ( hCi.2004 ( di t tt r s t ofaf tona ca ciy
,
3d 01 309 4t r
) hol ng ha he e uls
unci l pa t
a s s m e we eno s fce t esa iht tt pli ifc dpe f m s ntr wor on a
s e s nt r t uf iint o tbls ha he antf oul ror ede a y k

f l-i b ss sn et a s sme ttatdo yt a dah l h u s' ndt r vd l)n
ultme a i, i c he se s n i se nl wo n af o r'a t o ie d o
l
p
e i e c a t h ra l isf raln e peid'; li Ha t r ls Co,No 11 -v 0 5 ,
v d n e s o e bite o o g r ro ' Lalv. rf d n . . . :0 c - 01 2
i
l
o
201 U. DitLEXI 2331 a #25( UthFe 23, 2)( di t ts vela f t
2 S. s.
S
2, t D. a b. 201 hol ng ha ur ilnce ooage

o teplitf p a igg l d dn t u tf ted na o d sb l yb n t , nde h szn ta
f h an if lyn of i o j siy h e il f ia ii e eks a mp a iig h t
t
to ra -- afh u so g l . . o sno e u t t af l, ih- o rwo k d y); n i v.
t u -nda h l o r f of . d e t q ae o u leg th u r - a ' Ha usk
f
Ha tor LieI .Co.No. 11 2008U. DitLEXI 7520,a *11 1 ( D.M ih. a
rf d f ns , 06- 258,
S. s.
S
t - 2 E.
c J n.
2As s tf h a
e ort bove, t onl r titonsi ii by Dr.Br wer t e r uli fom Os ne'
he y esrc i dentfed
own e hos es tng r
bor s
ca palt
r unnels om e,namel t tOs ne ûs d notber r t peror contnuous,unchangi
yndr
y ha bor shoul
equied o f m
i
ng,
r pe ii us oft handsf l rt n 15 m i esunl salow e a 5m i ebr f om s us of
e ttve e he
or onge ha
nut
es l d
nut eak r uch e

teha atre r 1 miu epe i o t ta tviy. ( 311)
h nds fe vey 5 n t rod f ha ci t ' AR .
'
13

31 2008 ( i t tt pli ifsfmci lca ct c dnotbeesa ihedont bassof
, ) notng ha he antf' t tona pa iy oul
tbls
he i
s v il ef a ,whihçf led)t s Pli ifet rpef mi a sngl or
ur elanc ootge c çail o how antf ihe ror ng ny i e
co bi ton ofaci tesf a ei ...hourpe i orsr nuo l e ri he s l ove t
m na i
tvii or n ght
rod, te usy xe tng r ef r he

coureoft c ec i da '
s wo ons utve ys).
M or ove , t Dr Engsr nd a Ha tor f ie t a es t e de e Os ne
e r boh .
ta nd rf d al d o ddr s he vi nc bor
s it on a alwhih s cfc lyr f t d t no e mi ngphysca 'a s s m e t of
ubm ted
ppe , c pe ii a l e u e he n- xa ni
i ins s e s n s
Os ne' f nc i lca ciy. Ass tf t a
bor s u tona pa t
e orh bove,Dr Tr yl rpr r d am i t sae e t
. a o epa e
ten t tm nt hat
expr s l a e s t s v ilncevi o.Dr Tr yl not t ts wa c nce t t
e sy ddr s ed he ur e la
de
. a or ed ha he s onvi d ha
Os nepe f m e t ya d wor i ofhi f lngsofbeng hepls a no beng s
bor
ror d he r
kd
out
s eei
i
l e s nd t i uppori
tve
ofhi f miy a hi ne g r ,' ndt ts wasco i n t tOs nefs f e physc ly
s a l nd s i hbo s'a ha he
nfde t ha bor tufer d
ia l

fra e ende pei oftme' fe pef ngt wor ( 1 ) Dr Tryl f t ropi d
o n xt d rod i 'a tr rbnni he k. AR 41. . a or urhe ne
t tOs r ç
ha bo ne t bea et wor o ort daysbutt nhemi htbel d up f s ve a da
may
bl o
k ne wo
he
g
ai
or e r l ys

a trt t' (d.
fe ha. I )
'
O s r a s s it d t f t o c pa t e l ton r por pr pa e by Dr M a
bo ne l o ubm te he unc i nal a ciy va ua i e t e r d
. y,
he e uls he va ua i
whih i t onl r por ofiski i t r co d. B as d on t r s t oft e l ton, whih
c s he y e t t nd n he e r 3
e
c
l s e e g a a ha fhour ,D r M a opi d t tO s ne hasa ç rpr nos sf r t r ng t
a t d i ht nd
l
s . y ne ha bor
û
poo og i or e u ni o

t c
he ompeii lbormar t' ndt thewoul be lmie t pe f m i r srctd lghtwor or
ttve a
ke'a ha
d i t d o ror ng e ti e i
k

s d n aywok.( 4 )
e e tr r AR 3.
W hie D r Engs r nd ls e D r Tr yl ' s a e e a t f tona ca ciy r por i
l .
ta i t d . a or s t t m nt nd he unc i l pa t e t n
he s m a y ofO s e' m e c r c ds s uli a e y d s ega de t se de i as e sng
r um r
bom s di al e or , he tm t l i r r d hi vi nce n s s i
O s ne' f tonalc pa iy. I d,he fnala s s e m a s no m e i ofe t r
bor s unc i
a c t ndee
r i s es m nt ke
nton
ihe
doc e ,a i t ad r le o t t o- lr s v il nc f t ge t s
um nt nd ns e e i s n he w ho z ur e la e oo a o uppor t noton t t
t he i ha
3 Aferr ewi t sur lance vi Dr Tr yl r
t evi ng he veil
deo, , a or ecom mended t tHarf d r e Os ne f a
ha
tor ef r bor or
f i ca t eval ton. However Harf d el ed nott do so.
unctonal paciy
ua i
, tor ect
o

14

Os ne i c pa e ofpe f m i m edi w o k o a f ltm e ba i . Li w i e i isfna
bor s a bl
r or ng
um r n ul-i
s s ke s , n t i l
dec son t t r i t O s ne' di a lt be ft , a to d r i e l i l on D r
i i o e m na e bor s s biiy ne is H rf r eles xc us ve y
.

Engsr nd' opi o wihou dic sngDr Tr ylr sc
ta s ni n, t t s us i
. a o ' omm e sr ga di t s ve la
nt e r ng he ur ilnce
vi o ort r s t ofDr M a ' f tona ca c t e l ton.
de
he e uls
.
y s unc i l pa iy vaua i 4
Harf d' t a llet s ro l e agei adic son'ofOs ne' f vor bl e d e
tor s ç itr o e i usy ng
f
n s us i '
bor s a a e vi enc
pr de f t rs
ovi s urhe uppor f t c l i t tHa tor a e isdic e i i t r nai
t or he oncuson ha rf d bus d t s r ton n e mi tng

Os o n ' b n ft.W ht v Eao Co . h r Tem Dia iiyPln 3 8F. p x71 (t
b r es e eis ie . tn p S o t r sb l a , 0 Ap ' 3 4h
t
Ci. 0 9 ; e as Do o a v. tnCo n, 6 F.d3 , 2 (t Ci. 0 6 (idnga a u e
r 2 0 ) se lo n v n Eao r .4 2 3 21 3 9 4h r 2 0 ) fn i n b s
ofdicei wheet ewa aç e aedir r ' e de i t cai ntsfvor;
s rton r her s d s l segad'of vi nce n he l ma ' a )
whol

Glnnv Mer LieI s Co, F.d6 0 67 ( t Ci. 0 )(mp szngt a th fiu et
e . to. f n . .461 3 6 , 2 6h r 20 6 e ha ii h tç e alr o
t
c i re de et ti ofer d a t an i ta denilo be isr nde sa fna de a of
onsde vi nc ha s f e fer niil a f neft e r i l nil

b n f abi ay a dc p iius); ni v Hol n 8 F. p' 8 , 5 (t Ci. 0 4
e ehs r t r n a rco ' Ha s . l d, 7 Ap x 51 8 9 4h r 2 0 )
r
a
(o dn ta tet se so t p n inplna u e terds rto i d n igp an if' li
h l ig h t h nzte f he e so a b s d h i icein n e yn litfs cam
f di a lt be ks whe et y ç ppa e l ga no c i r ton't a opi onpr de by
or s biiy net , r he t r nty ve
a
onsde a i ' o n ni
ovi d

ate tn p y iin whc dr cl a d e s do eo t eis si dip t) Al o g tec u t
raig h sca , ih ie ty d rse n f h sue n s u e . t u h h o r
h
c r ota doe no m a a e t tH a tor a or s ci lw e g t t vi w s ofa c ai a '
a m nd s t nd t ha rf d cc d pe a i ht o he e
l m nt s

te tng physc a o ot re de es
rai
ii ns r he vi nc ubmitd by t cli nt Ha tor i note il dt
te
he a ma , rf d s
ntte o
d r ta iy r f et c edi aca ma ' r la ee de ,i l ng t opi onsofateai
ç bir rl e us o r t li nts e ibl vi nce nc udi he ni
a
r tng

4I Hatod' bifi spp t i moto f s
n rfr s re n u oroft in or ummayj g n, rfr s get t tDrMa s
s
r ud me tHatod ug ss ha . y'
r p t sesisde iint tr n t Os or ' dia iiybe e is Se Doc e No.1 a 1 Cdq ve
e or boltr t cso o emiae b nes s b l n ft. e k t
t
1t7 l n
Dr M a f un t a Os or ec ul p ror lg twor i ar srce wo kpln o s de aywor .)
. y o d h t b n o d e f m ih k n etitd r a e r e ntr k' .
'
Thi a gument however i wihoutmert AsOs neemphasied a t hea ng,t a lt t peror
s r
,
,s t
i.
bor
z t he ri he biiy o f m
s
edent y wor orr tit d lghtwor doe notaut i l esablsh t Os ne i i i bl f
ar
k esrc e i
k s
omatcaly t i hat bor s nelgi e or
diabiiy beneft . I t Os ne' elgi lt f beneft hi s on whet rhe i abl t pe f m t
s lt
is nsead, bor s i biiy or
is nge
he
s e o r or he
Es entalDutesofAny Occupaton,ast e t m sa defned i t Pln.Att stme,Harf d hasnot
s i
i
i
hos er re i n he a
hi i
tor
pe f m e an empl biiy anal st de er i whet t e ar Any Occupatonst tOs ne coul
r or d
oya lt
ysi o t m ne
her her e
i ha bor
d
pe f m and whih woul meett r st ear ngspot i ,i Osbor i lm ied t se ar or
r or
c
d
he equiie ni
ental f
ne s i t o dent y
r tit lghtwor
esrc ed i
k.

p ysca ' Blc & De k rDia ii Plnv. r , 3 U. 8 2, 3 ( 0 ) I ti c s ,
h iin. a k
'
c e s b ly a No d 5 8 S. 2 8 4 20 3 . n h s a e
t
Ha tor s fna de i i n s
r f d' i l c s o ugges st ti s m pl dec de t i nor t ne e de s it d by
t ha t i y i d o g e he w vi nce ubm te

Os ne whih dr c l a es e t i s ofhi fmci na c pa iy,a t de ii f ist
bor , c ie ty ddr s d he s ue
s t to l a ct nd he c son a l o
pr vi a ba i f doi s Ont sr c d,t c r i sm pl una et co l t t
o de ny ss or ng o.
hi e or he ou t s i y bl o ncude ha
Ha tor f l we ar a one de sonma ng pr es o t ti pr s nt s t n i e de et
rf d olo d e s d cii
ki
oc s r ha t e e ed ubsa tal vi nc o
s
uppor isdeenni i t tOs r i c pa e o pe f m i t e tit d med um wo k o a
t t t naton ha bo ne s a bl f ror ng mr src e
i
r n
f ltmeba i .
ul-i
ss
Fort r a o sae t c r c ude t tt tr i ton ofOs ne' be ft
he e s ns tt d,he ou t oncl s ha he e m na i
bor s ne is
a
mount dt a a e ofdicr ton. W he apln a m i sr t ha a e isdic e i t
e o n bus
s ei
n a d nita or s bus d t s r ton, he
cour m a et r ve s t de son o r ma i t t a i sr t f rf rhe r vi w. Se
t y iher e r e he cii r e nd t o he dm nita or o u t r e e
e

Du rv 6 2F.da 8 - 7 El ot SaaLe Co'. 1 0F.d6 , 0 (t Ci. 9 9 .
per , 3 3 t 75 8 6; l tv. r e l , 9 3 01 6 9 4h r 1 9 )
i
p
W hiet Fourh Cic tha ca i ne t tt e nd s d beus d s i y, t Cour ha
l he
t r ui s uto d ha t ma houl
r
e parngl ' he
'
t s

r ognie t ttema i mos apprpraewheet plnis l c
ec z d ha t nd s t o it r he a tef ommist ( a
r
t he pln
a nitao s t c i rrlva i or tonwhiht y fiedt c i r.... Elit 1 0
dmi srtr) o onsde ee ntnf mai
c he al o onsde
' lot 9
'

F.da 6 9(nena ctto so te ) Li wie çifteplna mi itao f i dt ma e
3 t 0 itr l iain mitd . ke s,% l h a d nsrtr al o k
r
e
a qua ef c ua fndi orf ied t a qua ey expli t gr undsf t de ii t n t
de t a t l i ngs al o de t l
an he o
or he c son, he he
pr rr dy i t r mandt c e f rf rhe fndi ora ii e a ton.'Go s v.
ope eme s o e
he as o u t r i ngs ddtonal xpl nai ' r ki

1 LongTem Dia lt Pl frSaaidEmpl es 31 F. x540,548( hCi.
TT
r sbiiy an o lre
oye , 4 App'
4t r 2008)
(ntr cttonsomitd)
i enal iai
te .
I lghtoft c tsde sont tHa to d f ie t consde r lva te de e
n i
he our' cii ha rf r a ld o
i r ee n vi nc
pe t i ng t O s ne' f tona c pa t t c ti c nc t tr m a i t a opra e
r a ni o bor s unc i l a ciy, he our s onvi ed ha e nd s he ppr i t

r m e Ac or ngl t ca ewilber ma df ra f l a f i r viw ofOs
e dy. c di y, he s l
e nde o u l nd ar e e
bonw '
s

f to lc pa iy a isi c on hi a lt t pe f m Any Oc pa i a t tt r i
unci na a ct nd t mpa t
s biiy o ror
cu ton, s ha e m s
de i d i t Pl n.
fne n he a
C oncl on
usi

Fo t ra o ssae ,h p is moin frs mmayj d me twi bed n e , n te
r he e s n ttd t e m e ' to s o u r u g n l e id a d h
l
c ewilber m a d t Ha tor f rf rhe a nitai pr e di .TheClr i die t
as l
e nde o rf d o u t r dmi sr tve oc e ngs
e k s r ced
t s nd c rii c e oft sme a
o e e tfed opi s hi mor ndum o ni a t ac ompanyi or rt a1c
pi on nd he c
ng de o 1 ouns
el
ofr c d.
e or

EN TER :Thi t7 A da ofSe e r
s
y
pt mbe , 201
2.

kw o y z
.

Chi fUnie St t sDititJ
e
t d a e src udge