Blick et al v. Long Beach Mortgage Loan Trust 2005-WL3

Filing 13

MEMORANDUM OPINION. Signed by Judge Norman K. Moon on 03/29/2013. (ssm)

CLERK' OFFI U S. DP .
S
CE
ST COURT
AT ROANOKE,
VA

ca FI
LED
a x

MA2 2 8 2 1
13

IN THE U NI
TED STATES D I
STRI C OURT
CT
FoR THE W ESTERN D I
STRI OF V I NI
CT
RGI A
CHARLOTTESVI DI SI
LLE VI ON

tou- wwtù
a -

JUUA C. UDL N, Z
E CL-

BY'
.

yvt. o
o
: .
7E.

C'ERK
-

CAS N O.3: 3- 00002
E
1 cv-

KATHLEEN AND HAROLD BLI
CK,

Pl it ,
an p
M EM ORAN DU M OPI I
N ON
LONG BEACH M ORTGAGE LOAN TRUS 2005T
W L3,

JUDGEN ORMAN K .M OON

Dee nt
f nda .

Pli if Kahle a Har dBlc (d anif' oi nal fl t sc s i Al mal
antfs t e n nd ol ik t itfs' rgi l ied hi ae n be re
pl
)
y
Count Cicui Cour agai tLong Beach M orgageLoan Tr 2005- 1, asan acton t qui
y r t
t ns
t
ust
W 3
i o et

tte,es entaly alegi t tt assgnm entoft rdeed oftus wasi i D eut che Bank
il s i l l ng ha he i
hei
r t
nvald.
s
N atonalTr tCompany,asTr t f Long Beach M ort
i
us
usee or
gage Loan Tr t2005- 1 3
us
W ,

(t utc eBa 'tmeyrmove tec ea fldamoi t dimispurua t Fe rl
d s h nk' i l e d h as nd ie
De
)
ton o s s s nto dea
he olow ng eas , l ant
s
s
Rul o Ci lPr e r 1 b)6 .Fort f l i r ons lw ilgr Deutche Bank'
e f vi oc due 2( ()
m oton.1
i
L BACKGROUND

Pli if i t sc s posest aj c n pac l ofp o ryi Al mal Count a
antfs n hi ae s s wo d a e t res r pet n be re
yt
6525 D i ïvoodsRoad and 6527 Di NuoodsRoad. Thi cas ar s outofa t eat
ck
ck
s e i es
hr ened
f ecl e oft pr
or osur
he opert at6525 D i W oodsRoad.Pl ntf spr ousy f l i s a e courta
y
ck
ai if evi l ied n t t

lA he rng on De e da ' m oton i s ed e f Ap i 22,201 Howe r upo r vi wi t pl di a
ai
f n nts i s ch ul d or r l
3.
ve , n e e ng he ea ngs nd
bre ss bmit d b t pa te t da e, fnd t tor la gumen woul n ai t de s o pr s .Acc r ngl l
i f u te y he r is o t 1 i ha a r
t
d ot d he cii nal oce s
o di y,

wilr ol t motonswih holi aheai Se W . Va Ci R.llb)Cçnac or nc wihFed a Rul
l es ve he i
tout dng
rng. e D. . v. ( l c da e t erl e
o Cii P o e u e7 ( )t eCo r ma d tr n amo inwi o ta o a h a ig' .
f v l r c d r 8 b ,h u t y ee mie t t u n rl e rn .)
o h
'

I LEGAL STANDARD
l.

t moto t dimisun rRul 1 b)6)t sst e s fc e y ofac mpl nt.. (l
ç
A
in o s s de e 2( ( e t h ufii nc
o ai . lt
doesnotr ve cont ssur oundi t f s t m ert ofa cl m ,ort applcabiiy of
esol
est r
ng he act , he is
ai
he
i lt
def
enses.'Re i par/ o C. . ri 98 F. 943 95 (t Ci. 99 .A co t
' publcan
.
y fN v Ma tn, 0 2d , 2 4h r 1 2)
ur

c sdei dimis lu e Rul 1 b( mus tket fcsi t lg mos fvorbl t t
on i rng s sa nd r e 2()6) t a he a t n he iht t a a e o he
plitf.Sc zv. en r 943F. 48 489( hCi.1 ) Cou t aeno howe r
anif hat Ros beg,
2d 5, 4t r 991. rs r t
ve,

C oundt a ce astuealga c ncuso c h da afcua ale ton. As rj v I al
'
b
o c pt r e l o l in ouc e s a t l lgai ' hcot . qb ,
'
1 S. .l 1 -50( 9)( tngBel l tcCor v Twombl 55 U. 54 555
29 Ct 937, 949 200 quoi lAtani p. .
y, 0 S. 4,
( 7).Rah r t s vi amotont dimis ac an mus c ti e ughfcua
200 ) te,o ur ve
i o s s, omplit t onan no a t l
alegatonst (s a e a cl m f r i t ti pl bl on isf '
l i o tt t
ai or elef ha s ausi e t ace.'Twombl ,550 U . at570. l
y
S.
n
eval i ipl i lt ' t courtm ay notr y on m er ûl s and concl i ' orapl ntf
uatng t ausbiiy,' he
el
e tabel
usons'
ai ips
tf m ul c r t i ofa caus oft el
tor ai eciaton
e he ement ofa caus ofacton.' 1 at555. l ead,t
s
e
i ' d.
nst
he
f ualalegatonsm us be enough t r s da rghtt r i abovet s
act
l i
t
o aie $ i o elef
he pecultve l .' f
a i evel' #.
Thus,a tcl m hasf alpl biiy w hen t pl ntf pl
t ai
aci ausi lt
he ai if eadsf t cont t alowst
ac ual
ent hat l
he

cour t dr w t r onabl i er
t o a he eas
e nf ence t t def
hat he endanti la ef t m iconductaleged.'
s i bl or he s
l
'
I ,1 S.Ct at1949.
qbal 29
.
l or t alow f t de opm entofa pot i l m ert i cl m ,f alcours
n der o l or he vel
entaly
iorous ai eder
t

have an oblgaton t consr pr s pl ngslber l See,e. ,Boag v.M acDougal,454
i i o
tue o e eadi i aly.
g.
l

U. 3 3 (982 (iatonomitd) M oe r 6llbea c tuci o t pla ngsi
S. 64, 65 1 ) ct i
te . rove,ili rl onsr ton f he e di s
pari ary appr i e wher ...t e i zpr s com pl ntr si ci lri s i ues' Smih v.
tcul l
oprat
e
her s o e
ai ai ng vi ght ss .' t

Smih,58 F. 73 738( hCi. 009 (uotngfoevAr se 582F. 1 91 1 ( h
t 9 3d 6, 4t r 2 ) q i
. mitad,
2d 2 , 295 4t
Ci.1 ).Ne rhee s çpli i e r quii ge r usco tuc in ofpr s c ant ar
r 978 ) ve t ls ,i rncpls e rng ne o nsr to
g
o e ompli s e

no ... t tlmis' Be det .Ci o
t wihou i t. au tv t fHampt 775F. 1 1 (t Ci.l 5)
'
y
on,
2d 274, 278 4h r 98 .

t patesaei nia ori prviywihe c ohe; nd()t cam ma i t ltrs t
he ri r de tc l n i t t a h t r a 3 he li de n he ae ui
ars fom t s e conduct tansac i oroccur enceast cl m i t fr tsui.
i es r he am
,r
ton,
r
he ai n he is t

Blc 1clal c nsiutdafnaludgme tontemeis ldimis dwihprj dieal
ik e ry o tt e i j
n h rt. s se t eu c 1
ofPl ntf ' cl m s f f l et sat a cl m ,and t Fourt Cicui af im ed. The next
ai if s ai or aiur o t e ai
he
h r t fr
isue t i iy oft par i i s e hatm or com plcat Pl ntf salege t t s
s
he dentt
he tes s om w
e
i ed. ai if l hat hi
ac i i agai ta new pary t tus is fr hert t tusee. Def
ton s ns
t he r t t el at han he r t
endantr pondst
es
hat
underVigi a l a tusee l t capaciy t sue and be s
r ni aw, r t acks he
t o
ued. Si a t i neiheran
nce rust s t

i vi lnorac poain,Fe rlRul ofCi l o e e1 ()3)a ple i deemi ngis
ndi dua
or rto dea e
viPrc dur 7b( p is n tr ni t

c pa t t s ea dbes d.Rul 1 b)3 povi st thelw oft saewh r tec ti
a ci o u n
y
ue
e 7( () r de ha t a
he tt ee h our s
l ed s ldet m i whe herapary hast capaciy t s orbe s
ocat hal er ne
t
t
he
t o ue
ued. U nderV igi a l ,
r ni aw

(g nls asaut e prsl povi sohewie, tus a s hca nots eorbes d;atons
sul e s tt e x e sy r de t r s a r t s uc n u
ue ci
m us be broughtby oragai t tusees' 1- Si ai and M i edich,V igi a Ci l
t
nst he r t .' 5 ncl r
ddl t
r ni vi

Pr e ej5.0( t e 2008 ( tngYonc v. nesMe Hos As ' 1 F.Su 1
oc dur 1 5h d. ) cii
e Mi r m. p. sn, 61
pp. 78
( . Va.1 ).
W D.
958)
Deut
sche Bank r
eques st t s Courtdr t t us asa def ntand add t tus ee,
t hat hi
op he r t
enda
he r t
Deut che Ba ast pr
s
nk, he operdef
endant Subs iuton ofa pary i a m aterofpr
.
tt i
t s
t
ocedur
e

g r dby f d allw und rEreR. v.T
ove ne
e er a
e i Co. ompki , U. 6 ( 938) Fe e a Rul of
ns 304 S. 4 1 . d r l e

Cii Pr e r 21pr de t tdg nmotonoro isown,t c r ma a a tme o j t
vl oc due
ovi s ha sol i
nt
he ou t y t ny i , n us
t m s,add ordr a pa y.' Becaus V igi a l doesnotper i a s tagai ta tus i t
er
op
rt '
e r ni aw
m t ui
ns r t n he

a en e ofs cii sa u o y a t orz to Itnd t tt e t us i no t p ope d e n i t s
bs c
pe fc t t t r u h i a i n, s ha h r t s t he r r ef nda t n hi
cas butr hert t t i Pur uantt Rul 21,lt ef e dr t t us,Long Beach
e,
at he rus ee s. s
o e
her or op he r t
M orgage Loan Tr t2005- L3,asapary,and add asa pary t tus ee,Deut che Bank. A sa
t
us
W
t
t he r t
s
r t lfnd t tbot t s cas and Blck1w er br
esul, i ha h hi e
i
e oughtagai tt sam epary,Deut che Ba ,
ns he
t
s
nk

TheGnalrq rme fra pl n rsj diaai t tt camsi teltrs taie
e uie nt o p yig e u c t s ha he li n h ae ui rs
f om t s e çconduct tans ton,oroccur ence'ast e i t fr s t Def
r he am ç
, r ac i
r
' hos n he ist ui. endant not
s e

t i bot oft rcases t Blckspr entt rcl m sasac i t qui tte and s t
hat n h hei
, he i
es hei ai
tons o et il
eek he

s merle t tt Cour d lr t de doftus a n evoi a e j nf e osr
a eif ha he t ecae he e r t nd ot d nd noi orcl ue.

Mo e v rr s u c t b r n t nycamsta weei fc b o g ti tee rirs i b t lo
ro e,e j diaa as o o l li h t r n at r u h n h a l ut u as
e ,
t et tc ul ha be nltgae Se Mari Ban r ,640F.S 2da 738( tng
hos ha o d ve e ii td. e tn- gu a
upp. t quoi
Wa e 421S. 2da 4 )
r,
E. t 45.
Pl ntf cont t t have br
ai ifs
end hat hey
oughta new cause ofacton des t explcil satng
i
pie
i ty t i
i t rcompl ntt tt have pre ousl ar
n hei
ai ha hey
vi y gued t ee oft fve dFact ' t appeart
hr
he i t s' hat
o
s m arze w hy t beleve f ecl e i unl ul Aferacknow l ng t tV igi a' tnonum
i
hey i or osur s awf . t
edgi ha r ni s i

j ca f e l ur lwsdono r uiee ttest pr t rsa n o auh i i ac r of
udiil orcos e a
t eq r nii o ove hei tndig r tort n ou t
y
1 prort com m enci a f ecl ur acton,'Pl ntf s s t ti t rnew s tt have
aw i o
ng or os e i ' ai if ay ha n hei
ui hey

a dane ca eo a to ale ngt tVigi asno j ca fr cos elwsae
dde
w us f cin lgi ha r ni' n-udiil o e l ur a r
uncons iutonal However t scons iutonalar entand t ot iFact't tPl ntfs sat
tt i .
, hi
tt i
gum
he her s ' ha ai if t e
hasnotpr ousl been ar
evi y
gued bot r y on t s e underyi conduc ortansacton t tw as
h el
he am
l ng
t r
i ha
t basi f t Pl ntf s'fr tsui- nam el t as i enta s
he
s or he ai if i s t
y, he sgnm
nd ecurii i oft rl
tzaton hei oan.
Regar es ofwhet t e new cl m shave m ert i appear t t coul have been br
dl s
her hes
ai
i, t
s hat hey
d
ought

i t frtc s ,a t s tsyVigi a' s meta a tonrquie n f rsj c t
n he is a e nd hus aif r ni s a rns ci e rme t or e udiaa.
1 .CONCLUSI
V
ON

Ifndta De tc Ba ha stsida1oft r uie nt f r j c t a lwil
i h t ushe nk s aife l he eq rme s or es udiaa, nd l
te eor g a ttemotont dimiswihprj die.Ana pr it or ra co nist s
hrf e rn h
i o s s t eu c
p oprae de c mpa e hi
m em or
andum opi on.
ni