Maines v Wilmington Savings Funds Society

Filing 34

MEMORANDUM OPINION. Signed by District Judge Glen E. Conrad on 7/1/16. (hnw)

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TR U ST A S TRU STEE OF TH E
RESI EN TI L CREDI OPPO RTU NI ES
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le

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ai
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ldiy ' rf d nds 372 F. a 640.
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A cc di y,t c a m was pr r y pr s ed t be va i a t bur n s f e t M a ne t
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t n . M . Fl.Jme 4 201 )(ii 1 U.. j 3 )2 Be a s M ane o fr d no oh r
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2Th dea tod rwa e trdatrc ne frBako Ameiafi dt a era ash d e
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arng.
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gr tt rle t tM anesr que t J r M ane , 1 60865,Or ra 8( nkr W . Va.
an he eif ha i e sed. n e i s No. 5de t Bn . D.

Oc.1 , 01 ) Upo rviw o terc r ,a wela tep ris b if,hec u t i d n er r
t 3 2 5 . n e e f h e od s l s h a t ' res t o r fn s o ro
e
i t ba knz c c ts de s on t de M a nes m o i
n he n pt y our ' ci i o ny i ' ton.
11
1.

M oton f R e i f f om St v
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a

Thç flng of a ba pt y peii n ge r ly opert t sa Ghe c me e e o
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t

c n iu to . . faj d ca, d n sr t , roh ra to o p o e dnga an tted bo t a
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ve
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o t rc ve acam a an tt ed b o t a ao eb f r t c mme c me to t E n nl c
r o e o r li g is h e t r h t r s eo e he o n e n f he bn k pty

p o e dngq' 1 U. C.j3 2()1. Ho ve, pa t i itr s ma mo ef rr l ffo t e
r c e i .' 1 S.
6 a( ) we r a ry n ne et y v o ei r m h
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b e f icein. e b is 9 4 2 4 , 45 4h r 1 9 )
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I t sc s ,W imi o move f r i fo t a omai saypurua t 11U. C.j
n hi a e l ngtn
d or elef ' m he ut tc t
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362( ,a t tmoin wa gr td byt bn upty c t3 Theba pty c tf mdt t
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ei fo h ty s p r p it n e 6 ( )1, nd h t l ngo s n i e o q
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t
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sgns o oc ed
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1 Di ddi Ct,St phe Ciy,VA 2265502 nwi e . e ns t
5901. I r M anes No.1 608 Or ra 1
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5- 65, de t 2.
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he olowi ea ons he ur onc ude ha he nknl c our d t bus t
di c e i i gr ntng W im i o sm o i
s r ton n a i
l ngt n' ton.

3Th ba krptyc u th dj rs cino e W imig o ' mo inp ru n t 2 U. C. 1 3 a d
e n u c o r a u idito v r l n t n s to u s a t o 8 S. j 3 4, n
iwm ac r p o e dn un e 28U. C. 1 7b)2 ( .Se ,eg,nr Be u n , 48B. 4 , 41
t s o e r c e ig d r
S. j 5 ( ( )G) e ..l e a mo t 5 R. 37 4
( S. 2 6 Ct ha c siue ac r poc e igi stfrhi 2 U. C. 1 7()2 , ndi l e t to s
D. C. 01 ) W t on t ts o e r e dn s e o t n 8 S. j 5 b () a ncud s moin
t
t tr n t,a nu, rmo iyt a tmai sa .' ( oig28U. C. 1 7 b ()G).Th , o tayt
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çnd tbl e vae t'oft c e trsitr ti t de o ' pr ry. 11U. C.j361
ç ubia e qui ln' he r dio ' nees n he btrs ope t
i
S.
.

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e a t e kig eif n e
6 d () a h n ta u d n f r vn h t t
i e e ti t de orspr ry i nota uael pr e t d. I r M c l h,495 B. a 695.
nt r s n he bt ' ope t s
deq t y ot c e n e culouc
R. t
Thi blr n m a be m e wih e de e t ta de orha a hit r o f ii t ma pa nt
s zde
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md r r mis r oe r n np c ln d. c l t a e ) ç n e rdt r
e ng
g
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sa ihe
sor
alng o ke ym nt, he lde he hit o he bt r o how
why a oma i r le s d notbegr nt d. 1
ut tc ei f houl
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I t s c s , W im i on cla l s tsi is i ta bur n of esa ihi a l k of
n hi a e
l ngt
e ry a ifed t niil de
t bls ng ac
a qua epr e ton. AsofJ y 31 201 when W im i on m ove f r i ffom t a t ai
de t ot c i
ul , 5,
l ngt
d or ele r he u om tc

sa M ane ha m is d 75 mont y l n pa e s r uli i a a r ar ge of $7 022.
t y, i s d s e
hl oa ym nt , es tng n n re a
4, 93.

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l ngo s vi nce lo mo taed ha i
d
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ei t

6 6 (s s fce t e ui i i e tia l l k d t a lc o a e u t pr tci n' . The
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n
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o sa ngoblgai owe t W imi on ( 4, 85 a ofJ y27,2015 wa sgnii nty
uttndi
i ton d o l ngt $28 054. s ul
) s i fca l

ge trt a tetx a s s e vaueo t prpe t ( 21 , 0 a d t vauecame b M ane
r ae h n h a - se s d l f he o ry $ 990 ) n he l li d y i s
( 000on Sc dul A and$1 400onSc dul C)
$150,
he e
70,
he e .

6

l r pons t W imi on' m oto M ane di notdiput t tt pr pe t waswo t
n es e o l ngt s i n, i s d
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M or ove ,s e e s no i e to t ma s h pa e si t f t e a ofe e no ot r
e r he xpr s ed
nt n i n o ke uc ym nt n he u ur , nd f r d
he
a qua e pr ec i f W imi t s i e es i t pr ry. Ac or ngl W im i on wa
de t ot ton or l ng on' ntr t n he ope t
c di y, l ngt
s

e t ld t r l ffo t a tmai sa u e j 3 2 d ( ) a d te b n nl c c u tdd n t
ni e o ei r m he u o tc ty nd r 6 ( )1 , n h a k pty o r i o
t
e
a e is d s r ton i a f r ng s h r le .
bus t i c e i n f o di uc e i f

B.

Se ton 362( (
ci
d)4)

Thebr pty c tas c l dt tW imi onwase ildt L rm r le under
mknl c our lo oncude ha l ngt
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j 3 2 d ( ) b c u et e fln o t emo trc n ba k pc p tto wa p r o as h met
6 ( )4 , e a s h i g f h s e e t n nlty ei n s a t f c e o
i
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d lyt e mo ta e ce io . S cin 3 2 d ( )p o i e ,i p rie tp r,t a t e b n nlty
ea h rg g rdt r e to 6 ( )4 r v d s n e t n a t h t h a k p c
n
c ts l g antr le fom t sa ( t r s c t a sa ofa ac a i tr lpr ry ...by
our hal r ei f r he ty G h e pe t o t y
wi
n t gans ea ope t
a c e t whos cl m i s c ed by an i e es i s r a pr ry,i t c tfnds t tt
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nt r t n uch e l ope t f he our i
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flng oft pe ii wa pa tofas he et de a hi r orde r ud c edior t ti ve ...
ii
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c m o l y, nde ,
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mutpeb n nztyfln safci s c r a p o ry. 1 US. j3 2 d ( )
lil a k p c iig fe tng u h e l r pet ' 1 C. 6 ( )4 .
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The c ts r vi w of t r or r a s t t t ba ru cy co ' di not a e is
our' e e
he ec d eve l ha he nk pt
ul d
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bus t

ds rto i g a tn W i n tn r l f u d r j 3 2()4 . P i r t fln te u d ryig
icein n rni g l go ei n e
mi
e
6 d () ro o iig h n el n
ba pt c e, a ne fl d aba nz c c s i t M i eDititofFl i whi h wa
nknl cy as M i s ie
nk pt y a e n he ddl src
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s
uli a ey dim is d. Thr e da be or as he e f ecos es e M ane s ug r ifa i
tm t l s s e
e ys f e c dul d or l ur al, i s o ht ele ga n

fo t eF oi aba k u tyc u t h mo e t r o e t eFlrd bn k u tyc s a e j i
r m h lrd n r p c o r.S e v d o e p n h o ia n r p c a e nd n on
Bn of Am e i a f om f ec os ng on t pr pe t The Fl i ba
nk
rc r
or l i
he o r y.
or da nknz c c tr o ne t
pt y our e pe d he
c s w hi h ha t e f c of c nc lng t f e l tr s l butuli a e y de i d t gr ntt
a e, c d he f e t
a e i he or c os te a e,
tm t l clne o a he
r le r que t by M a nes A fe uns ce s u l s l r le i o he s a e a f de a c t,
e i f e s ed
i . tr uc s f ly eedng e i f n t r t t nd e r l ours
M a ne fl d t unde l ng ba r cy c s w hi h once a i ha t e f c of c nce i a
i s ie he
ryi
nk upt a e, c
ga n d he f e t
a lng
s he e f e l ur s l M or ove ,a t bn u c c tnot i is de s on,M a ne G s
c dul d or c os e a e.
e r s he nkr pt y our ed n t ci i
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ha
7

foode va i c t w ih co e of t de a t or r f
l d rous ours t pis
he f ul de onn t Flrda ba pt y c t
he o i
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i itng t ts or rha voi d t dee oftus le agans he pr ry,'a çye ha
nssl ha uch de s de he d r t in i t r ope t ' nd ç t s
c e e fom t c 'st ot ro der fom t Fl i ba u c c tr i t tng t le
onc ald r he out he he r s r he orda nkr pt y our e nsa i he i n
t
a i i tng t pro de a tor r' l r M ane , 1 608 Or ra 1
nd nvalda i he i r f ul de . n e i s No. 5- 65, de t 0.
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Ba e on t spr e lalhit y a t e de ebe or t bn pt co t i wasno
sd
hi oc dtr sor nd he vi nc f e he nknl cy ur, t
t
a a eofdic e i f t ba pt y co tt fnd t tM ai s'bn pt y flngswe epar
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rq e tf rrle u d r j 3 2 d ( ) S e I r Alko a,4 9 B. 6 8 7 2 ( A. 9h Ci.
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2 3 (t cin 3 2 d ( ) p r t t ba k pc c u t o g a ts -ald çq rm'r le fo
01 ) ise to 6 ( )4 j e mis he n nzty o r t rn o c l t e eif r m
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lgtmaef rco u ee f rst r ug . . tp eb n nlty fl safci t es b e t. rm
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Fo t r as sa ed, heba nl c co tsOcobe 1 2015 o de wilbea fr ed.
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DATED: s t d yo J , 01
Thi v a f u 2 6.
Chif nie St t sDititJ
e
t d a e src udge

8