Maines v. Guillot et al

Filing 47

MEMORANDUM OPINION. Signed by District Judge Glen E. Conrad on 6/16/16. (kld)

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I Cot t1 ofhe c pl i ,t pl n if a s r s a cl i f dn age t de t Fa r De
n m 1
r om a nt he ai tf s e t
a m or m
s m r he i bt

Co lcin Prcie Ac (
le to a tc s t G
TDCPA' S alg s t t a sn u a ( e e d n ' i ç s l
). he le e ha
ig lr G fn a t' s ç ef
d
a
pr l i e de colec o , a t tt çde e nt' olt t FDCPA by f s l r pr s ntng
oc am d bt l t r' nd ha he E f nda 'vi a ed he
'
aley e e e i
t tm o y i owe by t pl i if t e t ni t r por unpad n ot st t I e alRe ue
ha ne s
d he antf; hr a e ng o e t
i m mt o he nt m
ven
Se v c ;usng af l eo fc ii usnn e; aley r pr e tngt na eoft c e t rt whom t
r ie i
a s r itto
m f s l e es n i he m
he r dio o
he
de i o ed;f l e y r pr s ntng t tt pl i if spr pe t w o d be s d i t pl i ifdi no
bt s w
a s l e e e i ha he a ntf
o ry ul
ol f he a ntf d t
pa t de ;a f ii t r pond t t pl i if s r ques s f r va i ton o t de . Com pl
y he bt nd a lng o es
o he a ntf ' e
t o lda i f he bt
.
79.

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tt
a m m r he
t
ai t f
t le uf i e a t o m ta e

t a :()s eha b e t e o j c o c le to a tvt aiig fo c ns me d b ;()t a t
h t 1 h s e n h be t f olcin ci i rsn r m o u r e t 2 h t he
y
d fn n i ad b c le t ra d fn db t eFDCP a d( )t a t ed fn a th se g g di
ee da t s e t o lco s ei e y h
A; n 3 h t h ee d n a n a e n

a a to o s inp o i tdb teF
n c r miso r hbi y h DCPA. Se r v. ema 8 9F. u p. d7 4 75 (
e
twa t Bir n, 5 S p 2 5 , 9 D.
M d 2 2 ; e as Bo s h av Pr vd nc Da eLLC, 6 F. p' 3 , 3 n. ( t Ci. 01 )
. 01 ) s e lo o a d . o ie e n
4 2 Ap x 31 3 3 3 4h r 2 2
(iigRuc i vW a h. u . 71 F. u p. d6 2 6 7( D. . 01 ).
ctn
ca . s M t , 9 S p 2 4 , 4 E. Va 2 0 )
He e t pl i if doe no i ntf Flih ç f nt'was i ve i a pur td
r , he antf
s t de iy lc c enda '
de
nvol d n ny pore
vi ai n oft FDCPA,
ol to
he
muchl s a lges fc e f c st plusbl e t bls t ts h de e nt
e s le ufi i nt a t o a i y sa ih ha uc f nda
i a l btc l c or' o pur e oft FD CPA ore ged i de colec i aci t pr hi t d
s ç
de ole t 'f r pos s he
nga
n bt l ton tviy o bie
by t A c . The co ta ee w ih t m ovi de e nt t tt ba e c us y a l ga i s t
he t
ur gr s t he
ng f nda s ha he r , oncl or le tons e

f rh i t pli ifsc
o t n he a ntf ompli a ei ufi i ntt sa eavi bl c am f r le unde t FDCPA.
ant r ns fc e o t t
a e l i or e if
r he

Se Br a t W el Fa c Bn k 8 F. pp 2 6 6 6 2 5 ( D. C. 01 )(mp a iigta
e y n v. ls r o n , 61 Su . d 4 , 5 - 3 E. N. 2 2 e h szn h t
t pli if f ie t alegewhi h oft m uliudeo def nda senga i c
he antfs al d o l
c
he tt
f e nt
ged n onduc i vi a i
t n ol ton
oft FDCPA,a t tt Gal ga i t a 1de e nt vi a e t FDCPA by e gi i
he
nd ha he ile ton hat 1 f nda s ol t d he
nga ng n
nlme o i pr rt c i i c r ponde ewa i ufi intt putt ... f nda son no i
l r us m ope a tcs n ores
nc s ns fce o
he de e nt
tçe

oft nau e o t plitfs FDCPA cai ag ns t m' M ontl no v.Na' O bir ton
he tr f he anif '
l ms ai t he );
aba
tl tai

Fo m LLC, 1 U. Dit LEXI 1 9 3 , t*1 ( M d. g 3 2 2 ( rn igamoint
nu
20 2 S. s.
S 0 0 4 a 2 D. Au . , 01 ) g a tn
to o
dimi swhe e a pli ifs al ga i i s
s s
r
a ntf' le tons n uppor ofa FDCPA c am we e E voi o f c ua
t n
li
r t
de d f a t l

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i
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tli ot ,he antf le ha ithe fnda
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he e he t
e e e sf o t e r co dst c e t a tonal ec dsa c
l m nt ' m hes e r o r a e ddii r or nd onvi et pe s m e w or ng i t
r
nc he r or l ki n he

c ts tm t pa tcpa e i t a i sr tve t f of t pl ntf ho e. I 1 The
our yse o ri i t n he dm nita i he t he ai ifs m ' d. 4.
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an if u t r le e h t t q e e e a t s d li tf n o mai n o el he an if
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t f cam. Thefde a i ntt t f sam e 1 U. C.j1 i c nali nauea pr de
he t li
e r lde iy het tt , 0 S. 028,s dmi n tr nd ovi s
no prva e c us o ac i n or c vi r m e
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p.

9 2 9 7 ( D. .1 9 ) afd 1 2 F.3 9 9 ( t Ci.1 9 ) Th s mei tu f rte sae
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