McFadden et al v. Federal National Mortgage Association et al
Filing
33
MEMORANDUM OPINION. Signed by Judge James C. Turk on 1/9/12. (med)
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s ç om e he a r nd t ca t nda ds
t
ai
bewe n s ir a t c umi publc' Va.
t e upples nd he ons ng i.' CodeAl .j59.- 97.Howe r t VCPA
m
11
ve,he
doesnota yt tgl as to ac ume ta a tonwhiha pe ti a horz unde lws
ppl o tany pec f ons r rnsci
c s c s ut ied r a
orrgultonsoft sCommonweat o t Unie Stts.. l a 59.- 99( .Vigi al
e ai
hi
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'
e es l pr vi sf t e se eoftusee a s tt et see unde ade oftus - t
xpr sy o de or he xit nc
r t s nd ubsiut nzt s
r ed r t he
e c f n to W ht p ro di t sc s .S eVa Co eAn j5 - 9 9 (i- p rysc r d
xa t u cin ie e fnne n hi a e e . d n. 5 5 4 ) tl a t e u e
-he
by t dee oftu t..s l ha t rghta powe t a ntas tt etuseeort u t es
he d r s . ha l ve he i nd
r o ppoi
ubsiut r t
r se
f a r as a r r e sofw he he s h rghta pow e i e es l gr nt d i s h de
or ny e on nd, ega dl s
t r uc i nd
r s xpr s y a e n uc ed
oftus ,by e c i a a know l dgi an i t um e de i tng a a
r t
xe utng nd c
e ng nsr nt s gna i nd ppoi i a
ntng
s bsiue' F a sa, st ep e e t o d ro a t o ie a e t fteh le of h n t
u t t. lg tr a h rs n h le r uh rz d g n o h od r t e oe
t ).
e c e aSubsiutonofTr t (
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usee ComplEx. ,a itngW hieasas tt etuse
. E) pponi
t
ubsiut r te.
Once W hie wasa
t
ppoi e V igi a l w e e sy pr dest a hort f W hie t s l t
nt d, r ni a xpr s l ovi he ut iy or
t o e l he
prpet i t e ntofdea t Se Va.
o ry n he ve
ful. e CodeAnn.j5559( (tnt e ofdea ti t
- 7) t he vent ful n he
l
pa e oft de s c e ..t n a t r ques ofa be i i r t t us e s lf t ih
ym nt he bt e ur d . he t he e
t ny nefc a y he r t e hal orhw t
de l r a 1t de s a oblga i s c e by t de d oftus a onc due a pa e a
c a e l he bt nd i tons e ur d
he e
r tt e
nd yabl nd
ma t posesi oft pr ry a pr e dt slt s mea a to ..) Addii l
y ake s son he ope t nd oc e o el he a t ucin..'.
'
tonaly,
t V CPA doe no a y t a a pec ofa tans to r ul e by t Fe r lCons m e
he
s t ppl o ny s t
r ac i n eg at d
he de a
u r
Cr i Pr tci Ac.Se Va Cod Ann.j5 1 1 C) nc c u rr lesae
edt oe ton t e . e
9.- 99( .Si e ons me ea tt
t a a to a e c r b t Fe r Cons e Cr di Pr e ton A c , he V CPA i
r ns c i ns r ove ed y he de al
um r e t ot c i
tt
s
i pplca e.Se Smihv. S.Crdi Cor , F.Su 1 2,103( D. 1 ) The eor
na i bl e t U. e t p.626
pp. 0
E. Va. 985 . r f e,
be us W hie sa
ca e
t ' ppoi m e a a tonsw ih r ga d t t f ec os e s l a e e e sy
nt nt nd c i
t e r o he or l ur a e r xpr s l
pr de f runderVigi a1w a pa tofata a tonr gult d by t Fe r lCons e
ovi d o
r ni a nd r
r ns c i e a e
he de a
um r
Cr di Pr t c i Ac , hie i e m ptunde t V CPA .
e t o e ton t W t s xe
r he
The Cour a s fnds t Pl i if ha f ied t a l ge a f t t ta l t Cour t
t l o i hat a ntf s ve a l o le ny ac s ha low he
to
co l t tW hies tsi t d i ton ofaç u ir' t tW hie' aci nsf lwihi t
ncude ha
t a ifes he efnii
ç pple 'or ha
s
t s to al t n he
de i ton ofa Ec um e t a a ton' unde t VCPA . M er l s a i t tW hie i a
fnii
t ons r r ns c i '
r he
e y t tng ha
t s
és ir'a t tt l nandr ae f e os eweeatc u rta a ton,'Compl
iupple' nd ha he oa
eltd orcl ur r tons me r ns ci '(
.
! 6 ,0 ,sis fiin u d rI b lwh c rq ie tePli t f t p e dmo eta lg l
! 97 ) i n u fce t n e g a, ih e ur s h ani s o la r h n e a
f
c l i ns l l 1 S. .a 1 .
onc us o . qba , 29 Ct t 951
A s ple i de i a :û s l r l s ororlc ns who a r i e ,s i is o e ge i
up i r s fned s ç ele , e s
a
i e or
dve ts s olc t r nga s n
c um e tans c i , a m a ac ur r di ti ut rorlc ns who a r i e a s ls l s
ons r r a tons or
nuf t e , sr b o
i e or
dve ts s nd e l , ea es
orlc ns sgoods ors rv c s t be r s d,l s or s i ens d by ot rper ons i c um e
ie e
e ie o
e ol ea ed ublc e
he
s
n ons r
ta a tons' Va.
r nsci .
' Code.
Ann.j59. - 1 (mpha i adde .Thetr tc ume ta aci '
1 98 e ss d)
em sons r rns ton'
i dei by t VCPA t i l i e ala, hel dve ts nt s e l a eorofe i f rs l
s tned he
o ncude, ntr i t d rieme , al, e s
a
f rng o a e
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e e,
ds e vi e o
e r m r l o r ona , a l
e d
pur es.. I (mpha i ad .Pli if'Complitc ensar lett ta a ton,
pos ..' d.e
'
ss ded) antfs
an onc r ea sae rnsci
s cfc lyt t r sofa l n modii a i a t r s tng f r l ur whent m o fc ton
pe ii al he e m
oa
fc ton nd he e uli o ec os e
he dii a i
f ie W ihoutpl di f t t ts w how a l n modii ai a f r cl ur a econs r
a ld. t
ea ng acs ha ho
oa
fc ton nd o e os e r
ume
t a a tonsr t rt n c e tt a a to ,w hi h a e sa ut iy e m ptf om t V CPA , hi
r ns c i a he ha r di r ns c i ns
c r t t orl xe
r he
t s
Cour fndsPl i if ha f ie t pl a s fc entf c st s
ti
a ntf s ve a l d o e d ufi i a t o uppor t i ale ton.
t he r l ga i
Fi ly,t Cour tndst tPl i if ha f ie t a l ge s tci ntf c st s
na l he
ti
ha a ntf s ve a l d o le ufi e a t o how t t
ha
W hie m i r pr s nt t the w oul a ta a tduc a y t w a ds t Pl ntf s o f l t c pl
t s e e e ed ha
d c s i i r o r he ai if r aied o om y
w ih hi t duc a y dute l f c ,Pl i if 'Com pl i i be e tofa alega i r r ng
t s i ir
i s. n a t a ntf s
a nt s r f
ny l tons ega di
W hie' conductot t t f t tpl ntf sr ved a notce f om W hie t t rhom e
t s
her han he act hat d ai if ecei
i '
r
t hat hei
14
wa t b s l a af rco u es l, ( mp . 2 ) a dta i nM ac 1 , 01 , ht
s o e od t o e ls r ae' Co l! 2 , n h t d
'
o rh 0 2 1 W ie
c
onduce afr l ur s l,'Compl!27) W iho mor,Pli if ha fie t saea
td oecos e ae'(
. . t ut e antfs ve ald o tt
cl i .Cons que l bec e W hie i eihe s a ut iy exe ptfom t V CPA or b a e
am
e nty, aus
t s t r t t orl
m r he
ec us
Pl i if ha f ied t pl a a vi a i oft V CPA , hi c a m m us be di m i s d.
a ntf s ve a l o e d
ol ton he
t s li
t
s se
I -concl i
v
us on
Fo t a
r he bover as ,t Co tfndst tPli if 'cli sa epr mpt d by HOLA
e ons he ur i ha antfs am r ee e
a m us bedimis d.Addii ly, ve i notpr e e t cai smus silbedim is
nd
t
s se
tona l e n f
e mpt d he l m
t tl
s s ed
f rfiur t sat acai Dee antW hie' Moto t Dimis ( . .8& 9 a
o al e o t e l m. fnd
t s in o s s, DktNos
) nd
Dee nt Fl tra Fa eM a sMotont Dimis ( . .1 & 1 a et r oe
fnda s agsa nd nni e' i o s s, DktNos 3 4) r heefr
GR AN TED .
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ppr i t r r ha l s ue hi y.
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