Johnson v. Federal Home Loan Mortgage Corp. et al

Filing 25

MEMORANDUM OPINION. Signed by Judge Samuel G. Wilson on 07/11/2013. (rkc)

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M o t ge a d t prs n a y oh r df n e ta y u ma h v . Yo h v te
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Am. mp . D, No. - (mp a i a d d .S cin2 o J h s n sd e o tu t
Co l Ex. ECF 8 3 e h ss d e ) e to 2 f o n o ' e d f r s
r ltng t a eer ton pr des
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ovi :
Le r s l gi notc t Bor ow e pror t a e e a i f l i Bor ow e '
nde ha l ve i e o
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ie

s l s cf ( t de a t ( t a tonr uie t clet deful;( adae,
hal pe iy: a) he f ul; b) he ci eq rd o tr he a t c) t
notl t 30 days f om t da e t notce i gi t Bor ow er by w hi t
ess han
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dea tmus beczed;a ( t tf l et clet dea tonorbeor t dae
ful t lr nd d) ha aiur o tr he ful
f e he t
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pe ii d n he tce y es t n cc l r ton
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Se t i I t me ta d s l o te P o ry T e n tc s a l u t e if r
clt nsnz n n ae f h r pet. h o ie h l f rh r n o m
ry
5

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a t n t a s r t n n e itn eo df lo a y oh rdf n eo r o rt
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De do Tnlt1 ECF No. - (mp a i a d d .Ac o dn t J h o at o g t n tc s
e f s 6,
16 e h ss d e ) c r ig o o ns n, l u h he oie he
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He cam i id sig iha l fo t ecam ma eb a t e b ro ra drj ce b t e
r li s n itn u s be r m h li d y noh r o r we n ee td y h
cour i M anni v. el Fa go Ba N . The c tfndst tc s i tuci a f l i.
tn t c W ls r
nk. A.
our i ha a e nsr tve nd olows t
Thedee oftus i M aani co ane a e e a i pr so i ntc lt t e
d r t n t c nt i d cc l r ton ovii ns de ia o hos
co a ne i J
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on' ed r t nd
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t i l n, he r ce ved a notc fom t rl r W elsFa go,c a ni l ng ge i ntc lt
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on e i d r n s s i he f c' ea h
on r t

cai ,hec tc l d t tGde piet abs e oft wor to brng ac ta ton,'t
l m t our onc ude ha t s t he enc
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our c i ''he
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a
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ovi ng he rga s t e s bl tc ega di her i ht n he ve
f e l m e,i udi t i rgh t a s r a l ga de e e t y m i ha M a a c, 2
or c os
ncl ng her i t o s e t ny e l f ns s he ght ve. t ni 201

W L 43 1 3 , t* (i to o te ) Ac o dn t t eM aa i c mt t u h la g a eu e i
2 6 4 a 5 ct in mitd . c r ig o h tnc o ho g ç n u g s d n
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Tr s 't a ln u g tn ef c (sc nsd rd t ef n to a e uv ln . 1 Thec t to md
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The c t e w ih t r s ni oft M a a c c t J
our agr es t he ea o ng he t ni our : ohns r c ve notc t t
on e ei d i e ha

s ha û herg t ar ' a ( opr s nta o he def ns s'n t e ntoff e os e
he d ç i ht o gue' nd t e e ny t r e e 'i he ve
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c l r ton
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m r s de t pa c ,
t

2 4( ic sn t e s nil u p e o tec nr c) Ac o dn l J h o scam frb e c
5 d susig he s e ta p r os s f h o ta t. c r igy, o ns n' li o r a h
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he e
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am or e if a he ur l s s t
11
1.

J l s n c ai se il m e t eq t bl r i t s tas de he f ec os e. She a l ge
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r or l m
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t tW elsFa go' r u a t a ce a a y pa ta , a e pa e st he m orgag l n
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t e oa

baa eort r s tt hermorga i m a er uledi he home goi i t f e os e The
lnc
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ng n o or cl m .
c am i a bes s c o .Not ng i t no eordee oft s o i t d W el Fa g t a ce
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hi n he t
d nzt blga e
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nd ppl ril a e ym nt nd o e cc l r ton nd o e l ur 5 n he
t
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ppled rir uch t
l
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baa eunde t Not i
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r he e mmeditl pro t f e os e
aey ir o or cl ur .

De d o Trzt5 ECF No.16 (mp a i a d d. Moe v r J l o d e n tsae ta h rofe o
e f t ,
s
- e h ss d e )
ro e, oms n o s o tt h t e fr f
pa ntwoul ha br
yme
d ve oughthe l n c r nt Rahe , rofe woul ha sill he l n dei ntby
r oa ure . t r he f r
d ve tl eû r oa lnque

a la t wo mo t .S eAm. mpl!2 ECF No. - .
te s t
n hs e
Co . ( 3,
83
6Thedee oftu tdei t G orgag i lr e'J hns n r e e sa çnsza epr eci t
d r s fnes he t t e nszanc ' o o efr nce s t l nc ot tng he
m
i r

Le d ra an th n n a n oto d futo ,h la ' a dma sipli ta itembtssLe d r(ra y
n e g is te o p yme t l r ea l n te o n' n ke t an h ttt i l e n e o n
;
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y
r
t tt S r ri no apa t t t M orga I u anc ' De ofTr t1 ECF No.16.
ha he ç owe s t ry o he
Bor
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7

t t r t t l w ,J
e he ed o he a ohns n ha no e n r m ot l s a e a pl usbl c a m f e t bl r le .
o s t ve e e y t t d
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I e t eq te f vorFr ddi M a ,notJ
nde d, he uii s a
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li
IV .

Be or Fr e M acr m o d t sc s ,J
f e eddi
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anokeagans J nni a Fi ncalAs ocit sf f ii t fl
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id pe d n ba i t a s rj rs ito i t i c u t v rtos pat s a dte ei n ra o f r
n e n e t ss o s e tu idcin n h s o r o e h e ri , n h r s o e s n o
e
t ca eag ns t m t r mai he e now. Co eque l t c tr m a t c s agans
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J ngsa Fi ncalAs oc aest t Cic tCour f t Ciy ofRoa
enni
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nokeptrua t 28
ls nt o

U sc j 1 4)7
367( .
V.

Fo t r s sa e t co tdimi s sJ on' co pl ntagans Fr ddi M a a
r he ea ons tt d,he ur s s e ohns s m ai
i t e e c nd
W hie, d r m andst c e a i tJ nni a Fi ci Se v ce t t Cicui Cour f rt
t an e
he as ga ns e ngs nd nan al r i s o he r t
t o he
Ciy ofR oanoke.
t
EN TER :J y 11 201
ul , 3.

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v

U NI
TED STA TES D I
STRI J DG E
CT U

1d i n t tt f de a camshavebe n dimis d,te(lu t s d tr newh te t c niuet
r ve ha he e r l li
e s s e h co r mut eemi
eh r o o t o
n

e ecs s p lme tluidcino e tesaelw cams o rma dtec s t saec ut' JS e r lSmo o
x r ie u pe na jrs ito v r h tt a li , r e n h ae o tt o l ' .. x e. i s n
v Th re 7 6F. u p. d6 5 71 ( D. . 0 1.Thed crn o sp e naj s ito po ie ta
. osn, 6 S p 2 9 , 2 E. Va 2 1 )
o tie f u plme tlmidcin r vd s h t
fder c t ha dic ein t rt i ordim isnon-edealcli swhe t fder bassf a a ton i no
e al ours ve s r to o e an
s s
f r am
n he e al i or n ci s

ln e a pia l.S e2 U. C. 1 6 l teitrs o a iigtn e desd cso o saelw, te
o g r p lc be e 8 S. j 3 7. n h neet f vodn t le ls e iins f tt a ' h
l
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Supr meCo thassae t t whenûf r cl m sae dimis dbeor til...saecli s dbedimis d
e
ur
ttd ha,
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s se

a wel'UntdM ieW ok r of rc v. b s 3 3U.. 5 7 6( 9 6 .S eas S a a h nv Ca i,
s l. ie n r es Ameia Gib , 8 S 71 , 2 1 6 ) e lo h n z a . hl 58
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F.d 1 6 1 0(t Ci. 9 5 ( oigSra c u t ej ywieltu ei d tr nngwheh ro n torti
3 0 , 1 4h r 1 9 ) n t sil o rs no d ai d n eemii
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uidcin v r tt li
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