Bane v. U. S. Trustee

Filing 32

MEMORANDUM OPINION. Signed by Judge Samuel G. Wilson on 03/08/2013. (rkc)

Download PDF
rl s OF CEU,.DI O URT mFI s ST. ATROANOKE, VA FIED I - Màq 11 2 1 23 JULA C. I DUDL M CLERK E I TH E UNI N TED STATES DI STRICT CO URT FO R TH E W ESTE RN D I RICT O F V I G I I ST R N A ROANO KE DI I ON V SI D A V I E.B A N E, D BY : Ci lA ct on N o.7: . 0529 vi i 12c * A ppel ant l , M EM O R AN DU M O PI O N NI V. U . TR U STEE , S. A ppe l e. le By:Sam uelG .W is l on Unied St es D i ri Judge t at st ct Thi i ana a byt Cha e 7de o , vi E.Ba puruan t 28U. C.j s s ppe l he ptr btr Da d ne, s t o S. 1 a( ) fom anor roft ba ptyc tde ngBa adic r be us t tc t 58()1, r de he nknl c our nyi ne s hage ca e ha our f ound t tBa t a f r d pr r y w ih t i t ntt de r ud hi c e t sand t U nie St e ha ne r ns er e ope t t he n e o f a s r dior he t d at s Tr se i vo aino 1 U. C. 7 7 a( )a dta h h dk o n l ma e fa d ln f le u te n ilto f 1 S. j 2 ()2 n h t e a n wig y d ,r u ue t as oa hs r a di m a e i f ct by f ii t di c os as e son hi ba t eg r ng t ral a s a lng o s l e s t s nknz c s he e i pt y c dul s n vi ai ofj7 a( ( . Es entaly, Banem s t t tt ba ptycou tsfndi of olton 27()4)A)1 s i l sers ha he nknl c r' i ngs fa e i e a ecea l erone . ' sc tc ude t tt r i a pl e de et r udulnt nt nt r l ry r ous I hi our oncl s ha he e s m e vi nc o s uppor t bankr t y co tsEndi t tBa tanse r pr pe t wih i en t de r ud hi t he up c ur ' ng ha ne r f red o ry t nt t o fa s c e t s a t Unie St e Tr s e Bec us t tfndi al i s tci ntt de Ba a r dior nd he t d at s u t e. a e ha i ng one s uf i e o ny ne dic ge t c tdoesnotr c t ba pt y c tsot rfndi a a fnnst s har , he our ea h he nknl c our' he i ngs nd fi he l11U .SC.j7 7 a( ) r vde,np rie t r,h t . 2 ()2 p o i s i et n patta n ( h c u ts alg a tte d bo adsh re t ested bo,wi itn t hn e,d ly,o t e o r h l rn h e tr ic ag , mls h e tr t ne t o id r ea r l h defaud ac e t oran om c oft esat c ge wih c t ofpr ry unde t stte,hm r r dior er he t e har d t usody ope t r hi il s tanse rd ...orhasper it t be ta fre ...pr ry oft de or wihi one ye r fre m ted o rnser d ope t he bt , t n ar beor t dae oft flng oft peii orpr ry oft esae,ahe t dat oft flng of f e he t he ii he tton ope t he tt r he e he ii t pe ii he tton. 1 U. C. 7 7 a( XA)po ie ,npet e t r,ha çth c u t h lg a t ic ag t ested bo 1 S. j 2 ()4 rvd s i ri n gatt tdle o r s al rn dsh re mls h e tr n l k i y a faudulnty,ori conne tonw lht ca e m a af s oah ora ot ' now ngl nd r e l n ci t he s , de ale t cc mt' rr c ? . j udgme . nt2 1. Ba sc os l hed com or ton,Aeq t sEne gy,I ,pu c e ove ffy a r soflnd ne' l ey l ai uia - r nc. r has d r i t c e a i Roa n noke, r ni ( Vigi a knownast t nge La Pr ry')fom hi mot ,M at Ba f he W l ne ope t ' r s her rha ne, or $ 0, Ba ltrobti al fom CommuniyTr s Ba Cçhebankn y e urdbya 40 000. ne ae aned oan r t u t nk t lsc e pr pe l r cor d de oftus on t Ang La Pr ry.n e l n we i o deful a t o ry e de ed r t he el ne ope t oa nt nt a t nd he ba s he e af ecos es l f J y 2,201 Theda bef r t s heduld f e os e nk c dul d or l ur a e or ul 0. y o e he c e or cl ur s l Ba e ut de dstanse ng t AngelLa Pr ryt hi s l,a on t da oft ae, ne xec ed e r f ni he ne ope t o m e f nd he y he s l fl d banknl c underCha er7,whi h ha t e f c ofs a ng t f e l ur Bane a e, ie pt y pt c d he f e t t yi he or c os e. l e volmt r l di m i s d t tCh: e 7 c e. at r t a iy s s e ha pt r ms Thebank r s he e t f e os e s ef t Ange La Pr ry f J r 24, e c dul d he or cl ur al or he l ne ope t or anua y 2011.On De mber31 201 Ba exe ut ade ta f ri ni t pe c toft Ange ce , 0, ne c ed ed r ns e rng ne y r en he l La Pr pery t hi m o he f t n dola si c i r ton. I t i e i ,a of e t p c s ne o t o s t r or e l r n ons de a i n he nt rm n f r o ur ha e t pr pe t f lt ough,and Ba had t de ta f r i ni t pe c ntoft Ang La he o ry el hr ne he ed r ns e rng ne y r e he el ne pr ryt hi mot rnotrz d on J ope t o s he a ie anua y 21 2 1 La e t ta tr n,t dee wa r , 01 . t r ha fe noo he d s r cor d i t Roa e de n he noke Cot y Clr sOfke,a s ty a t 5p. . t ts m eda Ba mt e k' t nd horl fer m on ha n y, ne f l d hi c r ntba u c c e t derCha e 7. Ba di notdi c os hi ta f ri hi ie s ur e nkr pt y ms m pt r ne d s l e s r ns e n s sae e offnancala f r . TheTr t e' i tgai howe r r veae t ta f rmswel t tm nt i i fais use s nvesi ton, ve , e ld he r nse l asot rt di c os d m a t r . The e eve s l d t Tm s e t fl a c pl ntpu s ntt 11 he m s l e te s s nt e he t e o ie om ai r ua o U. C.jj727()2)a 727a)4)A)t de Ba sCha e 7dic r e. S. a( nd ( ( ( o ny ne' ptr s ha g 2AsEh p o iin o j7 7 a aep rsdi tedsu cie, lo fo c n u tst f n a yo eo t e l e r vso s f 2 4) r hae n h i n tv lpro f o d c ai yig n n f h t j s sb-e t n i e o g t j siyad na ofad bo' rq etfradic ag . Fao k v Emiae Br Itl 1 u sci s s n u h o utf e il e trs e u s o sh re' ru i . rts mk n', 4 o ' F.d24 2 94hCi,1 9 .Be a s ti c u t fimsteba ku tyc utsj7 7a()f ig ,tn e no 3 4, 4 (t r 9 4) cu e hs o r af h n r pc o r' 2 ()2 mdn s i ed t r rahteba k u tyc u ts j7 7 a()A)f ig . e c h n r pc o r' 2 ()4 ( mdn s I t r uli a s r pr e ng,Banea s td hi Fit Ame n he es tng dvera y oc edi s ere s fh ndme prvie a nt i lge nd di nott s i y. Ba sbr he t tfed t tt de i d t t a f roft Ang La d e tf ne' ot r es ii ha hey s gne he r ns e he el ne Pr pe t t tpr t c t rm ot . Bane a gued t ta t o ry o t o e t hei her' ' r ha lhough he had i ed e c e a nde xe ut d quicai dee i hi mot ' na i c et ofert plr s t pr t ha gonet o h tl m d n s hers me n as he f o zcha e he opery d hr ug aspl d on J uar 20,2011 he ne de i r t tdee t hi m ot r Ra he ,Bane anne an y , ver lve ed ha d o s he . t r as ere t thi br herf m d t dee a t i m ot ' hom e,a sl ed t J ua y 20t s l s t d ha s ot ot he d t he r her s s tm he an r h ae woul oc ura t atBanewoul notfl f banknz c a t n fld t td d wihoutBa s d c nd h d ie or pty, nd he ie ha ee t ne' knowl dge.Ba di nota gu t tt Ange La Pr rywasnothi pr ryatt tme i e ne d r e ha he l ne ope t s ope t he i t wa tans er e no di he a g t tt t a f rdi no uke pl c dur ng t yea pr c di hi s r f r d, r d r ue ha he r ns e d t a e i he r e e ng s flng ofa Cha er7 bn ii pt nknl c petton. pt y ii Aferhe rng t e denc t ba t a i he vi e, he nknl c c tf und t tBa st a f rofni t pt y our o ha ne' r ns e ne y pe c ntoft A nge La Pr r y t hi m ot rptr ua t t Dec m be 31 201 dee re he l ne ope t o s he ls nt o he e r , 0, d c tt e gr onsiutd oundst de dic g l rj727( ( ( ,whihpr desf de alof o ny s hare mde a)2)A) c ovi or ni di c r e o a de orw ho,t ih i e t hi ,de a orde r ud a c e t ora of e oft s ha g f bt ç t nt nt o nder l y, w fa r dior n f r he e tt c ge wih c t ofpr ry t rt stte ha ta f r d ...orha pe te t be sa e har d t usody ope t mde hi il , s r nsere s nnitd o ta f red ... ope t oft de or wihi one ye rbef et da eoft flngoft r nse r pr ry he bt , t n a or he t he ii he pe ii n.' 'heba pt y c talo f tto ' I 3 ' nknl c our s ound t tBa i e d t defa hi c e t sby f ii ha ne nt nde o r ud s r dior alng t d s ls a st,u me t, n o h rmatr o h sb n n c sh d e , ia ca o ico e sesj dg n s a d t e te s n i a k mty c e uls fn n il s at ent , and d i t tmony a t me i ofc e t r . t em s urng esi t he etng r dio s 4 3Baneofe st genealex anai f why hedi notdicos t ale la lte a a st : r wo r pl tons or d s l e he lged ibiiis nd se s t itkesa emad i ba m z ci ,'a her le uponhi coun elwhe flng hi ba ruptype ii Thecour t sa m r e n nl pt es' nd eid s s n ii s nk c tton. t notst Ba ase t hi Fi Am e e prviegesa di nottket sa andhetld noe bist e hat ne s red s Rh ndm nt i l nd d a he tnd, ie xhi t o s uppor hi e a ton t the r i d on hi pr vi c el Nordi Ba ca lt a t ne t t s iy con m i t s xpl na i ha ele s e ous ouns . d ne l hat tor y o e tf ce ng ten ndslsdprp ry j d me t, n cams ( cso a dOre 3 ECFNo. 1 ) h o -ico e o et,u g nsa d li . De iin n d r , l 6. 4n eba m l c c tf nl pty our oundt tBa k ha ne nowi ya gaudulntyomit t f l ngie fom hi ngl nd e l ted he olowi tms r s sh d l o a st: l Ba ea dhisse' j g n a ans Ho r P y efro e $ ,0 () ro a p o et c e ue f ses () n n s itrs ud me t g i t wad a n o v r 50 0;2 pes n l rp ry con ane i aLouiinasor fciiyt tBa cli shedic r t bem isng a rhetld hi s dul of ti d n sa t age a lt ha ne am s oveed o s i Re ie s che e II. Ba a gue t thedi noti e t de r ud whe heta f re t Ange Lane ne r s ha d ntnd o fa n r nse r d he l Pr ry t hi m ot ri t hour pr ce ng hi Cha e 7 pe ii The quesi ofi e , ope t o s he n he s e di s pt r tton. ton nt nt howe r i a f t li r a t ba nz c cour di notcea l e ri fndi fa e ve , s acua nquiy, nd he nk pt y t d l ry r n i ng i udulnt i ent nt . I r vi ng aba u c c tsde i i t sco tr vi fndi off c f ce n e ewi nkr pt y our' c son, hi ur e ews i ngs a t or lar er .I r M ee t 527F. 37 375( hCi.2008) Spe iialy,Sfi ngsoff t.. ror n e rdih, 3d 2, 4t r . cfc l ç jndi l ac . s lnotbes tmsd t e scea l e hal e i e mls l ry aoneo ,and duer ga d s l begi n t t ba pt y us e r ha l ve o he nknl c c u t oj d etec e i l yo t ewi e s s' Fe R. n r P. 01 A fn igo fc i o l o r t u g h rdbit f h t se . d. Bn k . 8 3. idn f a t s n y i n ' c ea l er one i ,a t r vi w oft r c d,t r vi i c tf l ry r ous f fer e e he e or he e ew ng our onnul t a fr a de i t a es i m nd fnie c n ito t t ne rrha b e c mmitd.Se Kli v. o i . n .8 5F.d7 7 (t o vcin ha a ro s e n o te e en Pe sco l c, 4 2 6, 9 4h Ci.1 (lho harvi ngco tmaydiag e ont ot rcour' c rceiai oft r 988) at ug e ewi ur s r e he he ts haa trz ton he fcs ft tdoe nota a t,çha s mountt afr a dei t conviton'ofer ) Re e ngc t o im nd tnie ci ' ror. viwi ours t cal de e t t bn pt ycour' c l i whe t ba u cycou tsac ountoft ypi ly f r o he nknl c ts onc usons n he nkr pt r' c he evi nce i pl usbl i lghtoft r c d vi w e i ise ie y. Ande s v. s e e Ciy, de s a i en i he e or e d n t ntr t r on Be s m r t 470U. 564,573 ( 985) S. -74 1 . Re ewi t r c d i ise iey,he c tfndst ba pt y c tsc l i vi ng he e or n t ntr t t our i he nknz c our' oncuson plusbl t Ba acedwih a t i e t der ud hi c edior . Thetmelneofe nt a i e hat ne t t cual nt nt o fa sr t s i i ve s l adi up t t t a f roft AngelLa Pr r y e t bls st tBa ta f r e ni t e ng o he r ns e he ne ope t s a i he ha ne r ns e r d ne y pe c toft tpr ry m e e holr bef e flng hi Cha er7 pe ii wel w ihi t one ye r en ha ope t r zs or ii s pt tton, l t n he - ar m or orum on s h tans e s Thi t ns e bor c m on ba s off a i udi a l ck of at i uc r f r . s m f r e om dge r ud, ncl ng a ast o J n ay212 l ()Ba esb n t a itrs i teMataHarsnBa eIrv c beTnzt whc h ses n a u r , 0l ;3 n ' e ekilneet n h rh rio n re o a l s( ih e n w ds tst h v n itrs i tetut n e e ih dd hsitr swo db wot n tig ;n ()a o ipuc o a t o neetn h rs a d v n f e i, i neet ul e rh ohn )a d 4 j d me t eda an thm b V&V La dMa g me ti t a n o $ ,0 Ona p a, n c aln e te u g n h l g is i y n na e n n he mou t f 250 0. p e lBa e h l g s h e a miso o te ee hbt.Ba eddn to jc t te ee hbt a dwa n tpeu ie b tericu in; o d d sin fh s x ii n i o bet o h s x iis n s o rj dc d y h i n lso n r o s teee hi t b a o tec u t rs uino t sa p a pzs a tt 2 U. C. 1 8a() h s x bi e r n h o r' eolt fhi p e l l u n o 8 S. j 5 ()1. s s o r c i r ton f t t a f roft pr pe t f om Ba t hi m ot r t c os f m ii onsde a i or he r ns e he o ry r ne o s he , he l e a lal r l to hi be wee t pa te , Ba sr t nton ofa pa ta i e es i t pr r y e a i ns p t n he ri s and ne' e e i ri l nt r t n he ope t alwighm c niue u eo ta p o e t.S eZa d r m I c v. a d v l I r S n o a) lo n i o tn d s f h t r p ry e n e ma n . S n o a (n e a d v l, No 9 - 3 ,1 9 W L 49 47 a * ( t Ci. g. 0 1 9 )( ic si gfco st a gv rs t . 6 2 91 9 8 7 5 t 2 4h r Au 1 , 9 8 ds u sn a t r h t ie ie o ap e u to of rud e titn)5 Th s f csaes fkin t s p o th b n np c c u ts r s mp in fa uln ne t. e e a t r u t e t o u p r te a k lty o r' c uson t tBa i ende t de r ud hi c e t s cor ngl t c ta fr t oncl i ha ne nt d o f a s r dior .Ac di y, he our fims he b n nltyc u ts u g n . a k pc o r'j d me t 11 1. F rt er ao sae ,h c u t fi st ej d me t fteb n r pc c u t o h e s ns ttd t e o r afnn h u g n o h a k u ty o r. 6 ENT ER :M a ch 8,201 r 3. I TED STATES D I STRI J GE CT UD 5TOCsabls i e ,t pa t s e ng t denilofdic r mus pr acua, asoppos d t t ih ntnt he ry e ki he a shage t ove t l e o c n tu tv ,ne tt d ga d; llv ntepa tc l it t o mo nigdrc e ie c o ted bo ' itn , o srcie itn o e u Ggie h rcia df y f u tn ie t vd n e fh e trsne t kul fw ca estr ons h p oof'a c t i tadma i e a t ali e 9om t fct a cicl t ce e s u n uc r ,' nd ours nse y nfr c u ntnt he a s nd r lmsnn s sro n n teta se.De mo dv Vaas (nr Varso, 7F3 7 0 7 4( s Ci. 9 4 . e as J lil . u ru dig h rn fr s n . rso 1 e ras )3 .d 6 , 6 1t r 1 9 ) se lo aae v , P se , 11 c 6 , 0l W L 1 4 31 , t*l( D. . r 8 2 1 (ttn t tt la d e titn cnb ugly No. : 1v1 3 2 1 3 8 2 a E. Va Ap. , 01 ) saig ha çfru uln ne t a e l i erdho cru tnil vie c .) Lo kn t tecru tn e sro n i teta frc ut h v nfre 'm ic msa ta e d n e' . o ig o h ic msn c s u ru dng h rnse, o rs a e ' i ni e sv rloj cieidii ta,a e tg te,to gyidc t fa d ln itn.Th s idii icu e de tt d e ea be tv n ca h ttk n o eh r srn l n iae ru ue tne t o e n ca n ld i ()t lc o c n ieain frte ta se ;()a fmiy rlto s i b t e tep ris () 1 he ak f o sd rt o h rn fr 2 a l eain hp ewe n h at ; 3 o e s mertninb ted bo o teu eo tep o e t;()ted bo ' f n ilc n to a te o ee t y h e tr f h s f h rp ry 4 h e trs ma ca o di n th o i tmeo ta se; 5 tee itn eofap t m o sre o ta scin a rteo sto f n il i f rn fr ( ) h xse c at r eis f rn ato s Re h ne f ma ca e df liso tra o s t yce i r; r()ass iiu c r n lg o e e t. it te rh et f uib rdt s o 6 u pco s ho oo y f v ns ku o Za dema I c v. a d v l 1 r S n ov l, 9 - 91 1 9 W L 4 7 7 a * ( t Ci. g l ,1 9 ) s e n r n. n . S n o a (n e a d a ) No. 6 23 , 9 8 9 4 5 t 2 4 h r Au . 0 9 8 ; e as S lmo v Kasr(nr Kasr, 2 F.d1 7 ,l 2 8 ( dCi.1 8 )( s usn tesmeG d e o lo ao n . ie 1 e ie)7 2 2 5 4 58 - 3 2 r 9 3 dic sig h a ba g s f fa 'e rud' numert d i Sa val. a e n ndo ) 6n ecou tdipe e wih or agum e be us t f t andlgalc e i aeade t ypr s ntd r s ns s t al r nt ca e he acs e ontntons r quael e e e i t m ae il bef et scou ta agum en woul notai t deciina pr ce s n he tras or hi r nd r t d d he so l o s .

Disclaimer: Justia Dockets & Filings provides public litigation records from the federal appellate and district courts. These filings and docket sheets should not be considered findings of fact or liability, nor do they necessarily reflect the view of Justia.


Why Is My Information Online?