Bank of America, N.A. v. Judith Hackbart

Filing

Opinion issued by court as to Appellant Bank of America, N.A.. Decision: Affirmed. Opinion type: Non-Published. Opinion method: Per Curiam.

Case: 14-13532

Date Filed: 12/15/2014

Page: 1 of 2

[DO NOT PUBLISH]
IN THE UNITED STATES COURT OF APPEALS
FOR THE ELEVENTH CIRCUIT
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No. 14-13532
Non-Argument Calendar
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D.C. Docket No. 8:14-cv-01398-EAK
Bankruptcy No. 8:13-bk-16027-CPM
In Re: JUDITH L. HACKBART,
Debtor.
______________________________________________________
BANK OF AMERICA, N.A.,
Plaintiff - Appellant,
versus
JUDITH L. HACKBART,
Defendant - Appellee.
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Appeal from the United States District Court
for the Middle District of Florida
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(December 15, 2014)

Case: 14-13532

Date Filed: 12/15/2014

Page: 2 of 2

Before ROSENBAUM, JILL PRYOR, and COX, Circuit Judges.
PER CURIAM:
Appellee Judith Hackbart is a Chapter 7 debtor. Hackbart has two
mortgages on her house. The first mortgage exceeds the current market value of
the house. Appellant Bank of America, N.A. holds the second mortgage.
Hackbart filed a motion to void, or “strip off,” the junior lien under § 506(d) of the
Bankruptcy Code. The bankruptcy court granted the motion, and the district court
affirmed. We affirm the district court’s order. Folendore v. Small Bus. Admin.,
862 F.2d 1537, 1540 (11th Cir. 1989); McNeal v. GMAC Mortgage, LLC, 735 F.3d
1263, 1265–66 (11th Cir. 2012). Should Bank of America choose to petition this
Court for en banc consideration of the issue it raises here, this panel is of the
opinion that the Court should seriously consider the petition.
AFFIRMED.

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