Bank of New York Mellon v. City of Richmond, California et al

Filing 61

Declaration of Brian Hershman in Support of 60 Declaration in Support, of Motion for Rule 11 Sanctions, Exhibit H, Part 1 of 2 filed byU.S. Bank National Association. (Attachments: # 1 Exhibit H, Part 2 of 2, # 2 Exhibit I, Part 1 of 2, # 3 Exhibit I, Part 2 of 2, # 4 Exhibit J, # 5 Exhibit K, # 6 Exhibit L)(Related document(s) 60 ) (Hershman, Brian) (Filed on 11/22/2013)

Exhibit J

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CITY MANAGER'S OFFICE

July 31, 2013
General Counsel
Wells Fargo I Wilmington Trust
Rodney Square-North
1100 North Market Street
Wilmington, Delaware 19890
Dear Sir/Madam:
This letter is being forwarded to you as the Servicer of the mortgage loans in the private securitization
trust(s) listed in Attachment A. The City of Richmond ("City"), has been investigating ttie acquisition of
mortgage loans frOm the trust(s) as part of a public program to modify underwater mortgage loans to
reduce principal and avoid -foreclosures. The C"rty is experiencing an historic home mortgage crisis tha.t is
harming the community in many ways, including: unprecedented rates of default and. foreclosure; the
loss of jobs, homeowner equity, family wealth and shelter; reductions in income, consumer demand,
investment, property values, and tax revenues; and an increase in vandali$m, abandoned homes and
other decay that harm the economy and the quality of life for residents.
By way of this letter, the Crty hereby offers to acquire all rigbts to the mortgage loans listed in .
Attachment A (the "Loans"). If you do not·believe that you are the correct parw to consider this offer,
please notify me immediately of the party that you believe is the correct party to consider this offer.
The C"rty had the Loans appraised on June 30, 2013 to determine their fair market value. Mortgage
Industry Advisory Corporation conducted the appraisal.
Based on the appraisal, the City hereby offers to pui"chase the Loans (free and clear of any
encumbrances to title or other interests that the City, in its discretion, deems unacceptable) for the fair
market value determined by the appraisal, which is set out in Attachment B (the ;'Purchase Price"). The
Purchase Price is the full amount believed by the C"rty to be just compensation for the Loans and is not
less than the appraisal of the fair market value of the Loans.
The basis for this offer is set forth in Attachment B, which summarizes the basis for the appraisal and is
made a part of this offer by reference. The Purchase Price amount is for all owners of any interest in the
Loans, and division of this amount among parties that have an interest in the Loans will be your
responsibility.

.

.

This offer is subject to the approval of the City's City Council, including final conditions that the City
\
.
Council requires as part of its program.
.
If you certify that you are the owner of the Loans with the authority to convey them to the City, and
wish to obtain your own independent appraisal of the Loans, the City may be willing to provide
reasonable reimbursement. Please contact me if you are interested in discussing this issue.
If the offer price is acceptable to you, please so indicate to the undersigned, in writing. This matter will
then be presented to the City Council, which has final-ratification authority. Upon C"rty Council approval,
the Crty will.prepare and forward to you a proposed agreement to acquire the Loans.

450 Civic Center Plaza, Richmond, CA 94804-1630
Telephone: [phone] Fax: [phone] www.ci.richniond.ca.us

should be aware that, in the event that negotiations fail to result in agreement, and the City decides to
proceed with the acquisition of the Loans through eminent dol'l'!ain, the owner will have the right to
have the amount of just compensation to be paid by the City for the Loans fixed ·by a court of law.
Please be advised that, in such event, the terms of this offer and the contents of this letter may be
excluded from consideration as an offer of settlement, under california Evidence Code sections 1152,
1154, or other applicable prQVisions of law.
Included wHh this letter is a pamphlet describing the eminent domain process in california. This
pamphlet is provided for informational purposes only and should not be construed as legal advice.
Some parts of the pamphlet are addressed to the acquisition of real property and may not be applicable
to the present situation.
I hope that this offer meets wHh your approval and that it can serve as the basis for a quick. and mutually
beneficial transaction. I look forward to hearing from you after you have had the opportunity to review
it. Again, if you are not the. correct party with which to negotiate for the acquisition ofthe Loans,
please let me know immediately. In any everit, please provide a response no later than August 13, 2013.
Thank you for your cooperation.
The mortgage loans listed in Attachment Aare a subset of the mortgage l~ns the City is interested
in acquiring. The full list of mortgage loans the City is interested in acquiring at the present time is
provided in Attachment C. The City is making offers to acq'uire groups of loans based on the
Trustee/Servicer information available to the City. tf you are the party with authority to consider an
offer to purchase any of the other mortgage loans listed in Attachment C and have not received a letter
from the City offering to purchase the loans, please let me know immediately.
Sincerely,
City of Richmond

by{).xrYf·

Willi~-A. ~ndsay
City Manager

Attachments and Enclosure

EMINENT DoMt\JN- Ipformation }'amp'blet
I.

lo~on

Eminent domain is the power of the govemment to purchase private property for a
"public use 0 so long as the property owner is paid 0just compensation." Whenever
possible, the City of RiChmond tries to avoid use of the emili.ent domain power,
exercising it only when it is necessary for a public project. The decision to acquire
private property for a public project is made by the City of Richmond only after a
thorough review of the project, which often includes public hearings.
This pamphlet provides general information about the eminent dom~ process and the
rights of the property owner in that process.1

•

What is a "public use"?

A 1JJUblic use0 is a use that confers public benefits, like the provision of public
serviCes or the promotion of public health, safety, and welfare. Public uses include a

wide variety of projects such as street improvements, constmction of water pipelines·

or storage facilities, construction of civic buildings, redevelopment of blighted areas,
and levee improvements to increase flood protection. Some public uses are for
private entities, such as universities, hospitals and public utilities, which serve the
public.

•

What is njust compensation"?

Just compensation is the fair market value of the property being acquired by the
government. The state law definition of fair market value is 0the highest price on. the
date of valuation that would be agreed to by a seller, being willing to sell but under no
particular or urgent necessity for so doing, nor obliged to sell, and a buyer, being
ready, willing, and able to buy but under no particular necessity for so doing, each
dealing with the other with full knowledge of all the uses and purposes for which the
property is reasonably adaptable and available.11
B.

The Eminent Domain Process and the Property Owner's Rights

The eminent domain process begins with a public use project. When selecting a
project location, the goal is to render the greatest public good and the least private
1

'Ibis pamphlet reflects tbe current law as of January 1, 2008. However, the illformation in
this pamphlet is not, nor shoUld it be coDStmed.as, legal advice. Additionally, some
sections of this pamphlet are applicable only to the acquisition of real property and may not
be appHeable in other situations. You should consult with quaHfied legal ooODSel regarding
your specific situation rather than relying on this pamphlet as legal advice. The statements
in this pamphlet are a general snmmary of the eminent domain process and are not binding
on the City of Richmond.

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injury or inconvenience. If it is determined that all or a portion of your property may
be necessary for a public use project, the City of Richmond will begin the appraisal
process to de~ the property's fair market value~

• How is the fair market value of my properf;y ~ermined?
. The City of Richmond will retain an appraiser. to appraise your property. In the case
of real property, the appraiser will invite you to accompany him or her during an

inspection of your property. You may give the appraiser any infmmation about
improvements and any special features that you believe may affect the value of your
property. It is in your best interest to provide the appraiser with all the useful
information you can in order to ensure that nothing of value will be overlooked. If
you are unable to meet with the appmiser, you may wish to have a person who is.
familiar with your property meet with the. appmiser instead.
After the inspection, the appraiser will complete an appraiSal that will include the

appraiser's determination of your property's fair market value and the information
upon which the fair maiket value is based. The appraiser will provide the Ci1;y of
Richmond with the appraisal. The City of Richmond will then make a written offer to
· purchase the property. The offer will also include a summary of the appraisaL The
offer will be for no less than the amount of the appraisal.
•

What factors does the appraiser cOnsider in determiwdng fair market value?

Each parcel of real property is different and, therefore, no single formula can be used
to appraise all properties.· Among the factors an appraiser t}lpically considers in
estimating fair market value are:
o ·The location of the property;
o The age and condition of improvements on the property;
o How the property has been used;
o Whether there are any lease agreements relating to the property;
o Whether there are any environmental issues, such as contaminated soil;
o Applicable ·cmrent and potential future zoning and land use requirements;
. o How the property compares with similar properties in the area that have
been sold recently;
o How much it would cost to reprodnce the buildings and other structures,
less any depreciation; and
o How much rental income the property produces, or could prodnce if put to
its highest and best use.
If the property to be appraised is not real property, the appraiser would consider
factors commonly considered in determining the market value of that type of
property.

• Will I receive a copy of the appraisal?
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The City of Richmond will provide you with its purchase offer, a summary of the
appraiser's opinion, and the basis for the City of Richmond's offer. Among other
things, the offer letter'Will include:
o A general statement of the City of Richmond's proposed use for the
property;
.
o An accurate description of the property to be acquired;
o A list of the improvements covered by the offer;
o The amount of the ·offer; and
o The amount considered to be just compensation for each improvement
which is owned by a tenant and the basis for determining that amount.
However, the City of Richmond is only required to show you a copy of the full
appraisal if your pmperty·is an owner-occupied residential property with four or
fewer residential units. Otherwise, the City of Richmond may, but is not required, to
disclose its full appraisal dUring negotiations (though different disclosure
requirements apply dming the litigation process if the issue of fair market value goes
to~.

•

I

Can I have my own appraisal done?

Yes. You may decide to obtain your own appraisal of the property in negotiating the
fair ma.rJmt value with the City of Richmond. For real property, at the time of making
its initial offer to you, the City of Richmond will offer to reimburse you the
reasonable costs, not to exceed $5,000, of an independent appraisal of your property.
To be eligible for reimbursement, the independent appraisal must be conducted by an
appraiser licensed by the State Office of Real Estate Appraisers.
•

What advantages are there in seUing my property to the City of Richmond?

A real estate transaction with the City of Richmond is typically handled in the same
way as the sale of private property. However, there may be a financial advantage to ·
selling to the Ci.cy' of Richmond.
·
o Yo1i will not be required to pay for real estate commissions, title costs,
preparation of documents, title policy or recording fees required in closing
the sale. The City of Richmond will pay all these costs.

· o Although the City of Richmond cannot give you tax advice or direction,
you might also be elig:t"ble for certain property and income tax advantages.
You should check with the Internal Revenue Service (IRS) for details or
consult your personal tax advisor.
•

If oDly a portion of~ property is taken, will I be paid for the loss to my
remaining property?

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In general, when only a part of your property is needed, every reasonable effort is
made to ensure you do not suffer a financial loss to tlie "remainder0 property. The
City of Richmond will pay you the fair market value of the property being taken as
well as compensation for any loss in val~ to your remaining property that is not
offset by the benefits conferred by the project. The compensation for the loss in value
to your remaining property is often refeaed to as "severance damages.n

. Also, if any remaining part is of such a size, shape, or condition as to be of little
market value, the City of Richmond will offer to acquire that remaining part (or
remnant) from you, if you so desire.
•

Will I be compensated: for loss of goodwill to my business?

If you are tb.6 owner of a business that is conducted on the property being acquired,
you may have a right to compensation for lost business goodwill if the loss is caused
by the acquisition of the property. "Goodwil111 consists of the benefits that accrue to a
business as a result of its location, reputation for dependability, skill or quality, and
any other circumstances resulting in probable retention of old or acquisition of new
patronage.

• Whai will happen to the loan on my pro(lelV?
Where the City of Richmond is acquiring the entire property, generally the
crimpensation payable to the owner is first used to satisfy outstanding loans or liens as
in a typical real estam tmnsaction. Where less than the entire property is being
acquired, whether outstanding loans or liens are paid from the compensation will
depend on the particular facts and cimunstances.
•

Do I have to seH at the price offered?

No. If you and the City of Richmond are unable to reach an agreement on a muhlally
satisfactory price, you are not obligated tO sign an offer to sell or enter into a purchase
agreement.
•

If I agree to accept the City of Richmond's offer;how soon wiH I be paid?

If you reach a voluntary agreement to sell your property or an interest in the property
to the City of Richmond, payment will be made at a mutually acceptable time.
Generally, this should be possible within 30 to 60 days after a purchase/sale contract
is signed by all parties.
•

What happens if we are unable to reach an agreement on the property's fair
market value?

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The City of Richmond, to the greatest extent practicable, will make every reasonable
effort to acquire your property by negotiated purchase. If, however, the negotiations
are unsuccessful, the City of Richmond may either file an eminent domain action in a
comt located witbin the same county where your property is located or it may decide·
to abandon its intention to acquire the property. If the City ofRicbmond abandons its
intention to acquire, it will promptly notify you.
If the City of Richmond proceeds with eminent domain, the first step is for City of
Richmond staff to request authority from the City Council to file a condemnation
action. ·The approval from the City Council is called a 0 Resolution of Necessity." In
considering whether condemnation is. necessacy, the City Council must determine
whether the public interest and necessity require the project, whether the project is
planned or located in the manner that wiU be most compatt"ble with the greatest public
good and the least private injmy, and whether your property is necessary for the
project. You will be given notice and an opportuDicy to appear before the City
COUI\cil when it" considers whether to adopt the Resolution of Necessity. You may

want to call an attorney or contact an attomeyreferral service right away. You or
your representatives can raise any objections to the Resolution of Necessity and the
condemnation either orally before the City Council or in writing to the City Council.
If the City Council adopts the Resolution of Necessity, the City of Richmond can file
a complaint in court to acquire title to the property upon payment of the property's
fair :market value. The City of Richmond is the plaintiff. Anyone with. a legal interest
in the property, generally determined from a title report on the property (including
tenants or mortgage holders), are named as defendants. Often, the City of Richmond
Will also deposit the amount the City of Richmond believes is the ''probable amount
of compensation" with the State Treasurer where the complaint is filed. Adeposit
must be made if the City of Richmond is seeking to acquire possession of the
property before agreement is reached on the fair :market value.
•

Can the City of Richmond acquire possession of my property before the
property's fair marJg!t value is determined in the eminent domain lawsuit?

In some cases, the City of Richmond may decide it needs possession of the property
before the property's fair market value is finally determined. In such a case, the City
of Richmond must apply to the court for an "order for possession" to allow it to take
possession and control of the property prior to resolution of the property's fair market
value. The City of Richmond is required to schedule a hearing with the court on the
proposed order for possession and to give you notice of the hearing. Notice must
generally be sent at least 90 days before the hearing date if the :Property is occupied
and 60 days before the hearing date if the property is unoccupied. A judge will
decide whether the order for possession should be granted. As noted above, the City
of Richmond must deposit with the State Treasurer the probable amount of just
compensation in order to obtain possession of the property.

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•

Can I oppose the motion for an order for possession?

Yes. You may oppose the motion in writing by serving the City of Richmond and the
court with your written opposition within the period of time set forth in the notice

from the City of Richmond.

• Can I rent the property from the City of ltiehJDMd?
If the City of Richmond agrees to allow you m: your tenants to remain on tire property
after the City of Richmond acquires possession, you or the tenants will be required to
pay a fair rent to the City ofRiclunond. ·Generally, such rent will not be more than
that charged as rent for the use of a property similar to yours in a similar area.
•

Can I withdraw the amount deposited with the State Treasurer before the
eminent domain action is completed, even if I don't agree that the am.Oilnt
reftects the fair market value of my property?

Yes. Subject to the rights of any other persons having a property interest (such as a
lender, tenant, or co-owner), you may withdraw the amount deposited with the State
Treasurer before the eminent domain action is completed. If you withdraw the
amotint on deposit, you may still seek a higher fair market value during the eminent
domain proceedings, but you may not contest the right of the City of Richmond to
acqujre the property, meaning you cannot contest that the ~on of your property
is for a public purpose or is otherwise improper.
You also have the right to ask the court to require the City of Richmond to increase
the amount deposited with the State Treasurer if you believe the amo~t the City of
Richmond has deposited less than the 11probable amount of compensation.11
•

Can I contest the condemning agency's acquisition of the property?

Yes. Provided you have not withdraWn the amount deposited, you can challenge in
court the City of Richmond's right to acquire or condemn the property.
•

What happens in an eminent domain trial?

The main purpose of an eminent domain 1Iial is to determine the fair .market value of

your property, including compensable interests such as lost business goodwill caused
by the taking or severance damages. The 1ria1 is usually conducted before a judge and
jury. You (and any others with interests in the property) and the City of Richmond
will have the opportunity to present evidence of value, and the jury will determine the
property's fair market value. In cases where the parties choose ilot to have a jury, the

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judge will decide the property's fair market value. Generally, each party to the
litigation must disclose its respective appm.isals to the other parties prior to trial.
If you challenge the City ofRiciunond's right to acquire the property, the eminent
domain trial will also determine whether or not the City ofRicbmond has the legal
right to acquire the property. In such cases, the judge (not the jmy) will make this
determination before any evidence is presented concerning the property's fair IIJ8I1mt

value.
At the end of the trial, the judge will enter a judgment requiring the City of Richmond
to pay fair market value. Once the City of Richmond pays the amount listed in the
judgment, the judge will enter a final order of condemnation, The City of Richmond
will recmd the final order with the County Recorder, and title to the property will
then pass to the City of Richmond

• Am I entitled to interest?
Anyone receiving compensation in an eminent domain a¢on is generally entitled to
interest on that compensation from the date the condemning agency takes possession
of the property until the person· receiving the compensation bas been folly paid. The
rate and calculation of the interest is deteimined under fonnu1as in State law.
• Wdl the City ofRicluD.ond pay my attorneys' fees and costs.
In an eminent.d.omain action, you are entitled to be reimbursed by the oondemning
agency for your court costs such as court filing fees. In some circumstances, you may
also be entitled to be reimbursed by the conde1I11ring agency for your attorneys' fees
in the lawsuit. Whether you will be entitled to receive reimbmsement for your
attorneys' fees will depend on the parti.col.ar facts and circumstances of the case and
the offers and demand for compensation made in the action.

• Will I receive assis1anee with relocation?
Any person, business, or farm operation displaced as a result of the property
acquisition is typically eJ:J.titled to relocation advisory and financial assistance for
eligible relocation expenses, such as moving expenses. The amount of relocation
compensation is determined on a case-by-case basis in accordance with prescribed
law. Relocation benefits are handled. separate and apart from the determination of the
property's fair market value and are not part of the eminent domain process.

m.

Contact Information

We are available to answer your questions and to assist you in understanding the
acquisition program and the eminent domain process .. Should you desire further

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infonnation, please contact the City ofRicbmond using the contact information contained
in the accompanying offer letter.

-8-

·"'
Trustee ExhlbltA

Trustee

Loanld

Bloomberg D.ea IName

LewtanDeaiName

Wells Fargo Bank
Wells Fargo Bank

1096552906
1063008418

CFAB2004-2

Chase Funding Mortgage Loan 2004-2

CHASE 2005-A2

Chase Mortgage Anance Trust 2005-AZ
J.P. Morgan Alternative Loan Trust 2005-51
J.P. Morgan Alternative Loan Trust 2005-51
J.P. Morgan Mortgage Trust 2005-A4
J.P. Morgan MortgageTrust2005-AS

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

202563292
1826294630
1730059595
1765500886

JPALT 2005-51
JPALT 2005-51
JPMMT 2005-A4

Wells Fargo Bank

1063(109603

JPMMT 2005-AB

J.P: Morgan Mortgage Trust 2005-A8

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

3537036
688871771
86958873
54745641
62196357

MLMI2005-A1

Merrill Lynch Mortgage Loans, Inc. 2005-Al
Merrill Lynch Mortgage Investors Inc. 2005-AS
Merrill Lynch Mortgage Investors InC. 2005-A8
Merrill Lynch Mortgage Investors Inc. 2005-A9

41965963

MLMI 2005-A5
MLM12005-A8
MLMI 2005-A9
PPSI2004-WWF1
WFMBS 2004-V

Wells Fargo Bank

JPMMT 2005-A8

Park Place Securities Inc. 2004-WWF1
Wells Fargo Mortgage Backed Securities 2004-V

Wells Fargo Bank

51090223

WFMBS 2005-AR14

Wells Fargo Mortgage Backed Securities 2005-AR:IA

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

138915426
135B35064
1103309591
.141061406

WFMBS 2005-AR16
WFMBS 2005-AR9
IMM2004-11
BCAP 2006-AA1

Wells Fargo Mortgage Backed Securities 2005-AR16
Wells Fargo Mortgage Backed Securities 2005-AR9
· lmpac CMB Trust 2004-11
Barclays Capital Inc., BCAP LLCTRUST 2006-AA1

Wells Fargo Bank

124893553

BNCMT 2007-4

BNC Mortgage Loan Trust 2007-4

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

124687468
7063688274
6492342008
6294473623:

BNCMT 2007-4
BOAA2003-8
BOAA2006-5
BOAMS 2004-J

BNC Mortgage Loan Trust 2007-4
Bane of America Alternative Loan Trust 2003-8
Bane of America Alternative Loan Trust 2006-5
Bane of America Mortgage Securities 2004-J

6473995980

Wells Fargo Bank

6861049879

BOAMS 2005-D
BOAMS 2005-E

Bane of America Mortgage Securities 2005-D
Bane of America Mortgage Securities 2005-E

Wells Fargo Bank

15896525

BSMF 2006-AR!!

Bear Stearns Mortgage Funding Trust 2006-AR3

Wells Fargo Bank
Wells Fargo Bank

15838154
16025538

BSMF 2006-AR3
BSMF 2006-AR4

Bear Stearns Mortgage Funding Trust 2006-AR3
Bear Stearns Mortgage Funding Trust 2006-AR4

Wells Fargo Bank

17434762"

BSMF 2006-AR5

Bear Stearns Mortgage Funding Trust 2006-ARS

Wells Fargo Bank

17567744

BSMF 2007-AR3

Bear Stearns Mortgage Funding Trust 2007-AR3

19929132

BSMF 2007-AR3

~ear Stearns Mortgage Funding Trust 2007-AR3

Wells Fargo Bank

City of Richmond, California

I
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Trustee Exhibit A

Trustee

Loanld

Bloomberg Dea IName

LewtanDeaiName

Wells Fargo Bank

20724381

BSMF 2007-AR5

Bear Stearns Mortgage Funding Trust 2007-AR5

Wells Fargo Bank

1007219146

CARR 2006-NC2

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

1008086698
1007835195
1010507837

CARR 2006-NC3

Carrington Morteaee Loan Trust 2006-NCa
Carrington Mortgage Loan Trust 2006-NC3

CARR 2006-NC3
CARR 20(16-NC5

Carrington Mortgage Loan Trust 2006-NC!I
Carrington Mortgage Loan Trust 2006-NCS

Wells Fargo Bank

689061885

FHW 2005-5001

Freddie Mac Securities REMICTrust Morteage 2005-51

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

86608627
86891397
87688594
88730734

GPMF 2005-AR3
GPMF 2005-AR4
GPMF 2005-AR5
GPMF 2006-AR3

GreenPolnt MTA Trust 2005-AR3
Green Point Mortgage Funding Trust 2005-AR4
GreenPolnt MTA Trust 2005-AR5
GreenPolnt MTA Trust 2006-AR3

Wells Fargo Bank

534040

HVMLT 2006-10

HarborVIew Mortgage Loan Trust 2006-10

Wells Fargo Bank

1000105602

HVMLT 2006-10

HarborVIew Mortgage Loan Trust 2006-10

Wells Fargo Bank

1000104209

HVMLT 2006-10

HarborVIew Mortgage Loan Trust 2006-10

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

6014223
154564076
49965257
1012153144

HVMLT 2006-10
HVMLT 2006-12
HVMLT 2007-3

HarborVIew Mortgage Loan Trust 2006~10

I

HarborVIew Mortgage Loan Trust 2006-12
HarborVIew Mortgage LOan Trust 2007-3

I

MABS 2007-NCW

MASTR Asset Backed Securltlzatlons Trust 2007-NCW

Wells Fargo Bank
Wells Fargo Bank

1000089880
21049247

MLMI2006-HE1
OOMLT 2003-6

Merrill Lynch Mortgage Investors Inc. 2006-HE1
Option One Mortgage Loan :rrust 2003-6

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

21065440
671005776
581004297

OOMLT2005-3
OOMLT 2005-4

Option One Mortgage Loan Trust 2005-3
Option One Mortgage Loan Trust 2005-4

OOMLT 2006-1

Wells Fargo Bank

401005087

OOMLT 2006-1

Option One Mortgage Loan Trust 2006-1
Option 01'!e Mortgage L!)an Trust 2006-1

Wells Fargo Bank

581003151

OOMLT 2006-1

Option One Mortgage Loan Trust 2006-1

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

581013336
671016364
581016337

OOMLT2007-1
OOMLT 2007-3
OOMLT2007·5

Option One Mortgage Loan Trust 2001-1
Option One Mortgage Loan Trust 2007-3
Option One Mortgage Loan Trust 2007-5

191038895
831077132
581019793

· OOMLT 2007-6
OOMLT2007-6
OOMLT 2007-6

Ootlon One Mortgage Loan Trust 2007-6
Option One Mortgage Loan Trust 2007-6
Option One Mortgage Loan Trust 2007-6

Wells Fargo Bank

581014434

OOMLT 2007-FXD2

Option One Mortgage Loan Trust 2007-FXD2

City of Richmond, California

I
I

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Trustee Exhibit A

Trustee

Loanld

Bloomberg Dea IName

LewtanDeaiName

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

64328313
82407875
81840332

PPSI 20D4-WHQ2
PPSI2005-WHQ4
PPSI 2005-WHQ4

· Park Place Securities Inc. 2004-WHQ2

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

130923444
141238642
3801638
702078466
10122591
4266077
6350220106

RESiF 2003-D
RESIF 2005-B
RESIF 2005-B
RESIF 2005-D
RESIF 2005-D
RESIF 2005-D
RESIF 2005-D

RESI Finance Limited Partnership 2003-D
RESI Finance Umlted Partnership 2005-B
RESI Finance Limited Partn~rshlp 2005-B
RESt Finance Limited Partnership 2005-D
RESt Finance Limited Partnership 2005-D
RESt Finance Limited Partnership 2005-D
RESt Finance Limited Partnership 2005-D

I

6933221522

RESIF 2005-D

RESI Finance Limited Partnership 2005-D

I

10087369
3051145831
22472450

RESIF 2005-D
RESIF 2006-A
SAMI 2007-AR4

RESt Finance Limited Partnership 2005-D
RESI Finance Limited Partnership 2006-A
Structured Asset Mortgage InvestmentS II Trust 2007-AR4

123279143
671020065
601430612

SASC 2DD7-BC1
SVHE 2007-0PT1
WAMU 2004-AR6

Structured Asset Securities Corp. 2007-BC1
Soundvlew Home Loan Trust 2007-0PT1
WaMu Mortgage Pa!IS-Through Certificates, Series 2004-AR6

672976149
677715856
678811548

WAMU 2004-PR2
WAMU 2004-PR2
WAMU 20D4-PR2

Washington Mutual Securities {WAMU) 2004- PR2
Washington Mutual Securities (WAMU) 2004- PR2
Washington Mutual Securities (WAMU) 2004- PR2

Wells Fargo Bank
Wells Fargo Bank

601660745

WAMU 2005-AR11

673567426

WAMU 2005-PR1

WaMu Mortgage Pass-Through Certificates, Series 2005-AR11
Washington Mutual Securities (WAMU)2005- PR1

Wells Fargo Bank
Wells Fargo Bank·
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

689061422
687230482
641962022
706286721
703127522
200029580
40290845
12026989

WAMU 2005-PR2
WAMU 2005-PR2
WAMU 2005-PR4
WAMU 2006-PR1
WAMU 2006-PR3
BAYC2004-3
MHL2005-3
SASC 2005-4XS

Washington Mutual Securities {WAMU) 2005- PR2
Washington Mutual Securities (WAMU) 2005- PR2
Washington Mutual Securities {WAMU) 2005- PR4
Washington Mutual Securities (WAMU)2006- PR1
Washington Mutual Securities {WAMU)2006- PR3
Bayview Commercial Asset Trust 2004-3
Mortgage IT Trust 2005-3
Structured Asset Securities Corp. 2005-4XS

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

Park Place Securities Inc. 2005-WHQ4
Park Place Securities Inc. 2005-WHQA

City of Richmond, California

I

I
'

'
I

,;::

Trustee Exhibit A

Parcel Number

House
Number

Dlr.

1096552906

5131520354

386

s

1063008418
202563292
1826294630

4056300165
5153310130
5201220083

809
2436
5629

1730059595

5606201332

32

1765500886

5070900013

1900

1063009603

5605600989

20

Wells Fargo Bank

3537036

4055600631

762

ROCK ROSE

Wells Fargo Bank

688871771

4313030324

3409

STEWARTON

Trustee

Loanld

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

Wells Fargo Bank

86958873

5084210276

1321

Wells Fargo Bank

54745641

5606800737

62196357

Wells Fareo Bank
Wells Fargo Bank

4056100201
4053600443
5070300214

135835064
1103309591

#N/A
5192500121

#N/A
5212

Wells Fargo Bank

141061406.

4321420210

Unit
Value

City

Zip

PILIS4

ST

RICHMOND

94804

3230

DR
AVE
P.VE
DR

RICHMOND
RICHMOND
RICHMOND
RICHMOND

94806

6108
1922
1905
4524

SANTA CLARA

ST

RICHMOND

94804

5234

LIGHTHOUSE

s

3337
2630
1722

Wells Fargo Bank
Wells Fargo Bank·

Unit

36TH

LN

RICHMOND

94804

7402

SANDPOINT

5581820049

41965963
51090223
138915426

Street
Suffix

MEADOWVIEW
CHANSLOR
SIERRA

74

Wells Fargo Bank
Wells Fargo Bank

Street Name

'

WAY

94804·
.94805
94804

RICHMOND

94806

1895

. RICHMOND

DR

94803

2037

57TH

ST

RICHMOND

94804

4812

MARINA LAKES

DR

RICHMOND

94804

7449

SANTA FE

AVE

PT RICHMOND .

94801

0

PARK RIDGE
LONGVIEW

DR
DR
ST

RICHMOND
RICHMOND
RICHMOND

94806
94806

5817

94804

5230

#N/A #N/A
RICHMOND

I#N/A
9480.5

#N/A
2410

SANTA CLARA
#N/A

#N/A

5243

SILVA

#N/A
AVE

5234

CARRIAGE

DR

RICHMOND

94803

a8s4

I

JOANN

DR

RICHMOND

94806

2122

I

MOZART

DR

RICHMOND

. 94803

#N/A
BUCKBOARD

#N/A
WAY

#N/A #N/A
RICHMOND
RICHMOND
RICHMOND
RICHMOND
RICHMOND
RICHMOND

#N/A
94803
94806
94804
94806
94801
94804

Wells Fargo Bank

124893553

4140710130

3115

Wells Fargo Bank

124687468

4143200220

4083

Wells Fargo Bank
Wells Fargo Bank

7063688274
6492342008

#N/A
4321110084

#N/A
4954

Wells Fargo Bank

6294473621

4056500145

Wells Fargo Bank
Wells Fargo Bank

6473995980
6861049879

5606200110
4141730137

1047
77
2710

MYRTLEWOOD
HARBOR VIEW
BARNARD

I#N/A

cr
DR
ST

#N/A

#N/A

2749 I
#N/A
3803 '
5838 I
7496 I
2706
2893 I

Wells Fargo Bank

15896525
15838154

5142700193
5271800111

612
2345

19TH

Wells Fargo Bank

LOWELL

ST
AVE

Wells Fargo Bank .

16025538

5240400167

907

36TH

ST

RICHMOND

94805

Wells Fargo Bank

17434762

4142530189

3005

SHANE

DR

RICHMOND

94806

Wells Fargo Bank

17567744

·5242610110

782

34TH

ST

RICHMOND

94805

2624
1771

Wells Fargo Bank

19929132

5605601367

51

SOUTHWIND

CIR

RICHMOND

94804

7405

/

City of Richmond, California

1035
1316

l
!
I

"'
Trustee Exhibit A
Street
Suffix

Unit
Value

Trustee

Loanld

Parcel Number

House
Number

Wells Fargo Bank

20724381

4322230105

5388

COUNTRY VIEW

DR

RICHMOND

94803.

3894

5131310137 .
4311310231
5340630416

CUTTING
SHELDON
10TH
BELL

BLVD
DR

513~020162

4407
2722
749
4155

RICHMOND
RICHMOND
RICHMOND
RICHMOND

94804
948Da
94801
94804

3344
2319
2201
4305

RICHMOND
RICHMOND

94801
94804

. RICHMOND
RICHMOND

94801
94804

3008
4310
3238
. 1186
3238

Street Name

Dlr.

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

1007219146
1008086698
1007835195
1010507837

Wells Fargo Bank

689061885
86608627

5381430148
5134030450

354
4500

6TH
BELL

86891397.
87688594

5404800079
5262500068

487
3006

METRO WALK
HUMPHREY

88730734
- 534040

5131410366
4313920250

. 4809

Wells Fargo Bank
Wells Fargo Bank

1000105602
1000104209

4321320196
5152910062

5466
229·

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

6014223
154564076
49965257

5441000055
523Da30234

225
856

1012.153144

4056100094
4334930015

3346
5905

Wells Fargo Bank

1000089880

4313930010

3666

Wells Fargo Bank

21049247

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

21065440
671005776
581004297

fiN/A
5401400113
5606201019

fiN/A
235
29

4053810638

3318

PARKGATE

4263810147
fiN/A
5133840149
5606400017
5130330193
4056500277

1316
fiN/A
4433
2004
3222
1083

CLUB

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

401905087 ·
581003151
581013336
671016364 .
581016337
191038895

s

350

Unit

ST
AVE

ST

cr
WAY
AVE·

City

Zip

Plus4

ST

RICHMOND

94804

SKYHAWK

DR

RICHMOND

94803

2141

TANDEM
25TH

s

38TH

LN
ST

RICHMOND
RICHMOND

94803
94804

3826
1807

17TH

ST
ST
DR
RD
DR

RICHMOND

94804
94805.

2603

RICHMOND
RICHMOND
RICHMOND

94806
94803

5816
3577

ELSOBRANTE

L!\SSEN
PARK RIDGE
AMEND
MORNINGSIDE
fiN/A

f#N/A
15TH
HARBOR VIEW

TAFT
HOFFMAN
OHIO
HERITAGE

Wells Fargo Bank
Wells Fargo Bank

831077132
581019793

4311570115
5171700114

3033
420

DESERET
39TH

Wells Farflo Bank

581014434

5192710175

5105

fiN/A

ST
DR

cr
#IN/A

fiN/A

#N/A

NEVIN

City of Richmond, California

LN
#IN/A
AVE
.BLVD

#IN/A

94803

2126

f#N/A fiN/A
RICHMOND
RICHMOND
RICHMOND
RICHMOND

#N/A
94801
94804
94806

fiN/A

94803

3212
7496
1989
1257

fiN/A fiN/A
RICHMOND
RICHMOND
RICHMOND
RICHMOND

fiN/A
3447
3857
3069
5847
2330
2216
2438

DR

ST

RICHMOND
RICHMOND

fiN/A
94804
94804
94804
94806
94803
94805

AVE

RICHMOND

94805

AVE

cr

1447

I

Trustee Exhibit A

Trustee

Loanld

Parcel Number

House
Number

Wells Fargo Bank

64328313

5130610131

3741

Wells Fargo Bank
Wells Fargo Bank

82407875
81840332

4140520059
5281900018

Wells Fargo Bank

130923444

. 4056300025

2944
2600
3626

Wells Fargo Bank

141238642

4351600608

3801638

5190600063

Dtr.

Street Name

Unit

Unit
Value

City

AVE

RICHMOND

ESMOND
PARK RIDGE

DR
AVE
DR

1009

TRAILSIDE

DR

RICHMOND
RICHMOND
RICHMOND
ELSOBRANTE

691

KERN

ST

RICHMOND

-

WALLER
MCKENZIE

Street
Suffix

Zip
. 94804
94806
94804
94806
94803

Plus4 I
3328
2613

I
i

1384
6101
3637 !
1960 .

Wells Fargo Bank
Wells Fargo Bank

702078466

4140430127

2919

GROOM

DR

RICHMOND

94805
. 94806

4313910038

BLACK FEATHER

DR

RICHMOND

94803

Wells Fargo Bank

4266077

5182400142

3765
609

2642
2125

I

10122591

31ST

ST

RICHMOND

94804

1529

I

Wells Fargo Bank

!

Wells Fargo Bank

6350220106

5272000091

2524

LOWELL

AVE

RICHMOND

94804

1078

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

6933221522
10087369
3051145831
22472450

5404800764
5581700381
4313520233
4311640132

1543
233
3779
3082

NEVIN

RICHMOND

94801

RICHMOND

94801

3242
3838

i

WATER
PAINTED PONV
STEPHEN

Pl2
ST
RD
DR

RICHMOND

94803

2115

I

RICHMOND

94803

2335

Wells Fargo Bank

123279143

5192710191

418

RICHMOND

Wells Fargo Bank

5491310156

Wells Fargo Bank

671020065
601430612

5605900306

623
2'8

Wells Fargo Bank

672976149

5261400120

Wells Fargo Bank

677715856

Wells Fargo Bank

KEY

BLVD

94805

2428

24TH

ST

. RICHMOND

94804

3953

SHOREWOOD

cr

RICHMOND

94804

7468 I

1159

34TH

ST

RICHMOND

94804

1173

I

5340310142

829

LUCAS

AVE

RICHMOND

94801

2255

I

678811548

5606300357

2105

SEASHELL

DR

RICHMOND

94804

7485

Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank
Wells Fargo Bank

601660745

5606500626

201

SEACLIFF

WAY

RICHMOND

94801

673567426
689061422

5160600044
4263210306
5161300131
4202010247

579
1003
420
49

35TH
VIEW
32ND
QUAIL HILL

ST
DR
ST
LN

RICHMOND
RICHMOND
RICHMOND
RICHMOND

94805
94803
94804
94803

4159
·2123
1249
1706
2833

Wells Fargo Bank

706286721

5604900471

1200

BRICKYARD

WAY

RICHMOND

94801

4147

Wells Fargo Bank
Wells Fargo Bank

703127522
200029580

5081800137
5142800423

5221
1815

AVE

40290845

5292820015

729

RICHMOND
RICHMOND
RICHMOND

94804
94801
94801

5127

Wells Fargo Bank

TEHAMA
ROOSEVELT
22ND.

3371

Wells Fargo Bank

12026989

#N/A

#N/A

#N/A

#N/A

687230482
641962022

s

#N/A

#N/A

City of Richmond, California

APT

AVE
ST
#N/A

#N/A

315

#N/A #N/A

2833

I

I

Trustee Exhibit A

Trustee

Loanld

#N/A
#IN/A
#IN/A
#N/A
#N/A
##N/A
#N/A
#N/A
#IN/A
fiN/A
liN/A
#N/A
#N/A
#IN/A
#N/A
#N/A ·
#N/A
#N/A
I#N/A
#N/A
· #N/A
#N/A
#N/A

1373685
141261826
141167288
15783580
402478615
83355800
7100949903
5646123
120912373
2809412
103143319
8617079
58136470
405176039
114338643
698370350
50045628
400740272
146174735
146468772
148179773
605654919
605814241

----

Parcel .Number
4353100052
5281100064 .
5283300324
5440920048
ftN/A
5131420191
5606900313
4353100466
4142120087
4313520043
5132360099
5142800274
5270820052
4053600690
4351600707
5341720232
liN/A
5383800108
5283200011
5605601532
4333520049
4055600235
#IN/A

House
Number
5463
2704
2512
226
#N/A
352
1757
5389
2743
3814
SODS
616
- 2534
2652
1049
1123
#N/A
724
91
5254
727
#N/A

Dlr.

s
##N/A

Street Name
ALLISON
MCBRYDE
DOWNER
18TH
#N/A

s

39TH
NORTHSHORE
. DEBRA
CARDIFF
PAINTED PONY
STATE
18TH
BUSH
MEADOW CREST
TRAILSIDE
ROOSEVELT
liN/A
#N/A
OHIO
26TH
SOUTHWIND
HEAVENLY RIDGE
MONARCH
#N/A
I#N/A

City of Richmond, California

Street
Suffix
LN
AVE
AVE
ST
#N/A
ST
DR
LN
CT

RD
AVE
ST

AVE

cr
DR
AVE
#N/A
AVE
ST
CIR
LN
CT

#N/A

Unit
City
Value ·
RICHMOND
RICHMOND
RICHMOND
RICHMOND
#N/A #N/A #IN/A
RICHMOND
RICHMOND
RICHMOND
RICHMOND
RICHMOND
RICHMOND
RICHMOND
RICHMOND
RICHMOND
ELSOBRANTE
RICHMOND
I#N/A I#N/A #N/A
RICHMOND
RICHMOND
RICHMOND
RICHMOND
RICHMOND
#N/A liN/A liN/A
Unit

Zip
94803
94804
94804
94804
#N/A
94804
94804
94803
94806
94803
94804
94801
94806
94806
94803
94801
#N/A
94804
94804
94804
94803
94806
I#N/A

Plus4
3480
1280
1438
2626
#N/A
3331 .
2579.
3488
2636
2131
4391
2816
4530
1944
3636
2761
#IN/A
0
1424
7405
2629
1898.
I#N/A

•"

Trustee Exhibit B

183,437.90

Priceas%of
Balance
860/a

157,184.27

1063008418

543,474.04

64%

347,997.30

202563292

161,07056

66%

106,174.49

Trustee

Loanld

Balance

Wells Fargo Bank

1096552906

Wells Fargo Bank
Wells Fargo Bank

Price

Wells Fargo Bank

1826294630

366,728.13

47%

171,020.00

Wells Fargo Bank

i730059595

474,630.67

78%

369,499.98

Wells Fargo Bank

1765500886

359,898.83

87%

313,309.93

Wells Fargo Bank

1063009603

542,76L83

73%

397,383.07

Wells Fargo Bank

3537036

370,068.90

73%

269,717.32

Wells Fargo Bank

688871771

343,533.33

70%

240,775.64

Wells Fargo Bank

86958873

354,276.10

73%

258,70658

Wells Fargo Bank

54745641

282,11L37

72%

201,768.87

Wells Fargo Bank

62196357

494,84731

27%

135,147.75

Wells Fargo Bank

41965963

473,513.24

871'/a

413,272.89

Wells Fargo Bank

51090223

430,810.75

77"/a

330,345.68

Wells Fargo Bank

138915426

367,637.49

81%

298,503.26

Wells Fargo Bank

1358350&4

292,2!i2.9Q

83%

243,431.61

Wells Fargo Bank

1103309591

467,933.21

25%

116,108.27

Wells Fargo Bank

141061406

565,256.36

68%

381,5!;3.70

Wells Fargo Bank

124893553

248,304.19

85%

212;031.91

Wells Fargo Bank

124687468

292,936.22

67%

196,527.98

Wells Fargo Bank

7063688274

195,1&835

83%

161,050.97

Wells Fargo Bank

6492342008

561,244.09

53%

299,333.92

Wells F~ Bank

6294473621

325,069.12

860/a

278,083.63

Wells Fargo Bank

6473995980

473,724.08

84%

396,22756

Wells Fargo Bank

6861049879

373,616.01

24%

89,92L90

Wells Fargo Bank

15896525

384,736.11

29%

111,265.68

Wells Fargo Bank

15838154

480,202.51

41%

198,381.26

Wells Fargo Bank

16025538

384,418.81

30%

115,337.18

Wells Fargo Bank

17434762

538,458.32

46%

245,208,53

Wells Fargo Bank

17567744

306,108.48

63%

191,599.42

Wells Fargo Bank

19929132

473,274.05

51%

239,116.98

Wells Fargo Bank

20724381

705,401.47

32%

223,584.05

Wells Fargo Bank

'1007219146

254,049.98

74%

187,17L32

·'

Wells Fargo Bank

10080866~8

446;051.48

53%

235,417.05

Wells Fargo Bank

1007835195

162,267.56

85%

137,73757

Wells Far.go Bank

1010507837

528,204.86

23%

121,888.55

Wells Fargo Bank

6890618B5

297,619.76

21%

62,018.01

Wells Fargo Bank

86608627

291,480.44

42%

121,608.55

Wells Fargo Bank

86891397

272,747.55

50%

137,554.77

Wells Fargo Bank

87688594

428,48L10

31%

131,886.48

Wells Fargo Bank

88730734

479,668.79

25%

118,214.37

City of Richmond, california

Trustee Exhibit B

Wells Fargo Bank

534040

627,341.63

Priceas%of
Balance
49%

Wells Fargo Bank

1000105602

374,727.64

82%

Wells Fargo Bank

1000104209

261,531.34

28%

72,1n.19

Wells Fargo Bank

6014223

351,746.82

51%

179,243.14

Trustee

Loanld

Balance

Price
304,317.15
308,003.64

Wells Fargo Bank

154564076

301;1,581.22

47%

146,273.67

Wells Fargo Bank

49965257

722,497.52

33%

235,461.94

Wells Fargo Bank

1012153144

570,236.82

53%

302,892.69

Wells Fargo Bank

. 1000089880

435,519.63

75%

325,794.81

Wells Fargo Bank

21049247

325,717.84

60%

196,997.41

Wells Fargo Bank

21065440

313,934.76

45%

142,353.72

Wells Fargo Bank

671005776

634,801.27

SO%

317,629.16

Wells Fargo Bank

581004297

412,807.10

39%

159,223.83

Wells Fargo Bank

401005087

537,289.94

19%

103,885.01

Welis Fargo Bank

581003151

382,697.19

58%

223,250.23

Wells Fargo Bank

581013336

413,221.66

45%

186,458.01

Wells Fargo Bank

671016364

321,193.14

51%

162,353.50

Wells Fargo Bank

581016337

177,226.72

69%

123,002.43

Wells Fargo Bank

191038895

170,872.67

64%

110,086.43

Wells Fargo Bank

831077132

472;901.75

55%

258,516.4?

Wells Fargo Bank

581019793

405,718.40

48%

195,024.78

Wells Fargo Bank

58101A434

376,573.83

56%

210,116.90

Wells Fargo Bank

64328313

. 180,169.16

61%

110,427.48

Wells Fargo Bank

82407875

254,737.31

45%

114,417.81

Wells Fargo Bank

81840332

271,155.34

47%

127,952.78

Wells Fargo Bank

130923444

394,599.63

89%

352,436.66

Wells Fargo Bank

141238642

375,487.41

87%

327,755.45

Wells Fargo Bank

31!01638

339,566.01

84%

285,829.69
'

Wells Fargo Bank

702078466

383,277.69

5S%

Wells Fargo Bank

10122591

387,097.99

25%

Wells Fargo Bank

4266077

354,254.65

63%

223,176.89

Wells Fargo Bank

6350220106

217,647.40

62%

134,508.27

Wells Fargo Bank

6933221522

170,237.77

86%

146,380.65

Wells Fargo Bank

10087369

438,600.60

64%

280,625.44

Wells Fargo Bank

30SU45831

456,019.91

82%

375,007.97

Wells Fargo Bank

22472450

396,959.01

28%

112,907.05

Wells Fargo Bank

123279143

488,485.31

58%

282,388.47

Wells Fargo Bank

671020065

129,027.59

Wells Fargo Bank

601430612

464,710.89

71%
61%

284,932.84

Wells Fargo Bank

672976149

293,628.06

54%

159,498.76

Wells Fargo Bank

6m15856

260,648.58

58%

151,429.01

Wells Fargo Bank

678811548

298,186.08

55%

163,593.83

City of Richmond, california

223,036.95
96,116.43

99,862.19

'

.
Trustee Exhibit B

619,053.34

Price as 9li of
Balance
27%

165,578.20

269,365.40

49%

131,371.59

Trustee

Loanld

Balance

Wells Fargo Bank

601660745

Wells Fargo Bank
Wells Fargo Bank

673567426
689061422

309,220.60

52%

161,7~02

Wells Fargo Bank

687230482

287,94L25

45%

129,325.93

Wells Fargo Bank

641962022

320,747.58

51%

164,697.47

Price

Wells Fargo Bank

706286721

372,516.10

70%

261,778.24

Wells Fargo Bank

703127522

246,789.99

26%

65,098.26

Wells Fargo Bank

' 200029580

4&2.976.43

64%

297,402.17

Wells Fargo Bank

40290845

217,447.54

54%

116;614.94

Wells Fargo Bank

12026989

102,450.74

71%

72,690.85

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